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AU Small Finance
Bank
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Yes, I manage over 25 DRMs and 3 BMs, ensuring effective sales strategies and team collaboration.
I oversee a diverse team of 25 DRMs, each responsible for specific territories.
Regular training sessions are conducted to align DRMs with company goals.
I collaborate closely with 3 BMs to strategize on market penetration.
For example, I implemented a new sales strategy that increased our market share by 15% in the last ...
Retting is a biological process used to separate fibers from plant materials, primarily in textile production.
Involves soaking plant materials like flax or hemp in water.
Microorganisms break down pectins, loosening fibers from the stem.
Commonly used in the production of linen and jute.
Can be done in freshwater or by using dew on the plants.
Retting duration varies, typically from a few days to weeks.
Opening a current account involves several steps including documentation, verification, and account setup.
1. Choose a bank: Research banks that offer current accounts with favorable terms.
2. Gather documentation: Required documents typically include ID proof, address proof, and business registration documents.
3. Fill out the application: Complete the bank's application form for a current account.
4. Submit document...
CASA stands for Current Account Savings Account, crucial for banks to manage liquidity and attract deposits.
CASA accounts combine features of both current and savings accounts.
They typically offer lower interest rates compared to fixed deposits.
Banks prefer CASA deposits as they are cheaper to maintain.
A higher CASA ratio indicates better liquidity management for banks.
Example: A bank may offer a CASA account with...
I am open to working on government holidays as it ensures smooth operations and supports team and customer needs.
Commitment to Operations: Working on holidays can help maintain operational continuity, especially in critical branches.
Team Support: Being available during holidays shows dedication to my team, ensuring that we can cover for each other when needed.
Customer Service: Many customers may require assistance...
I am flexible to work 12 hours, as I understand the demands of the role and prioritize operational efficiency.
Commitment to Responsibilities: In my previous role, I often worked extended hours during peak seasons to ensure all operations ran smoothly.
Adaptability: I have experience adjusting my schedule to meet urgent operational needs, such as covering shifts or managing unexpected challenges.
Team Support: I beli...
RD (Recurring Deposit) and FD (Fixed Deposit) are both savings schemes offered by banks, but they differ in terms of deposit frequency and interest calculation.
RD requires regular monthly deposits, while FD involves a lump sum deposit.
Interest on RD is calculated monthly, whereas FD interest is calculated on the entire amount for the tenure.
Example: In RD, you might deposit ₹1,000 monthly for 5 years; in FD, you d...
KYC stands for Know Your Customer, a process to verify the identity of clients in financial services.
KYC is essential for preventing fraud and money laundering.
It involves collecting personal information such as name, address, and identification.
Financial institutions must conduct KYC checks before opening accounts.
For example, banks require KYC documentation like a passport or utility bill.
A bank is a financial institution that accepts deposits, offers loans, and provides various financial services to individuals and businesses.
Banks provide savings and checking accounts for individuals to manage their money.
They offer loans, such as personal loans, mortgages, and business loans, to help customers finance their needs.
Banks facilitate transactions through services like wire transfers, credit cards, a...
Banking products are financial services offered by banks to meet various customer needs, including loans, accounts, and investment options.
Types of accounts: Savings accounts, checking accounts, and fixed deposits.
Loan products: Home loans, personal loans, auto loans, and education loans.
Investment options: Mutual funds, fixed deposits, and retirement accounts.
Credit products: Credit cards and lines of credit.
Insu...
I appeared for an interview in Apr 2025, where I was asked the following questions.
I appeared for an interview in Jan 2025.
I have a diverse group of female friends from different backgrounds and interests.
I have around 10 close female friends who I regularly keep in touch with.
My female friends range from childhood friends to colleagues to neighbors.
I have friends who are into fitness, art, music, and travel, providing a variety of perspectives and experiences.
I value the different viewpoints and support that my female friends provide in m...
Bad atmosphere and the bad behaviour of the person of the bank
I appeared for an interview in Feb 2025.
In my previous role as a Relationship Manager, I focused on client engagement, account management, and strategic growth initiatives.
Managed a portfolio of over 100 clients, ensuring their needs were met and fostering long-term relationships.
Conducted regular check-ins and feedback sessions to understand client satisfaction and areas for improvement.
Developed tailored solutions for clients, such as customized financial ...
I build relationships, understand needs, and tailor product pitches to match customer interests and preferences.
Establish rapport: Building trust is crucial. For example, I start conversations by asking about their needs and preferences.
Understand customer needs: I ask open-ended questions to identify pain points. For instance, if a customer mentions financial stress, I might suggest budgeting tools.
Tailor product offe...
I appeared for an interview in Jan 2025.
Hard bkt handling the customer
The maximum number of customer visits in a day depends on various factors such as team size, workload, and efficiency.
Consider the size of the collections team
Evaluate the workload and complexity of accounts
Assess the efficiency of the team in conducting visits
Set realistic targets based on available resources
Implement strategies to optimize customer visit scheduling
I appeared for an interview in Feb 2025.
As a sales officer, hard work has been essential in achieving targets and building strong client relationships.
Consistently exceeded sales targets by 20% through diligent prospecting and follow-ups.
Worked long hours during product launches to ensure all clients were informed and engaged.
Developed a robust pipeline by networking at industry events and maintaining relationships with leads.
Conducted thorough market resear...
Essential qualities for a hardworking sales officer include resilience, communication skills, adaptability, and a strong work ethic.
Resilience: Ability to handle rejection and keep pursuing leads, like following up with a client after a 'no'.
Effective Communication: Clearly conveying product benefits, as seen in successful pitches that resonate with clients.
Adaptability: Adjusting strategies based on market trends, suc...
Windows servers are operating systems developed by Microsoft specifically for server use.
Operating systems developed by Microsoft for server use
Provide services such as file sharing, application hosting, and network management
Common versions include Windows Server 2016, Windows Server 2019
A virtual machine (vm) is an emulation of a computer system that runs on a physical machine.
VMs allow multiple operating systems to run on a single physical machine
They are commonly used for testing software, running multiple applications, and server consolidation
Examples include VMware, VirtualBox, and Hyper-V
32-bit OS can only address up to 4GB of RAM, while 64-bit OS can address much more RAM and perform better with 64-bit applications.
32-bit OS can only address up to 4GB of RAM, while 64-bit OS can address much more RAM.
64-bit OS can perform better with 64-bit applications compared to 32-bit OS.
64-bit OS allows for larger file sizes and better security features.
Some older hardware and software may not be compatible with ...
Seeking new challenges and growth opportunities in a more senior role.
Desire for career advancement
Opportunity for professional development
Seeking new challenges
Looking for increased responsibilities
Wish to utilize skills in a more senior position
I applied via Walk-in and was interviewed in Oct 2024. There were 2 interview rounds.
I have extensive knowledge and experience in the market, including key players, trends, and customer needs.
I have worked in the sales industry for X years, gaining valuable insights into market dynamics.
I regularly attend industry conferences and networking events to stay updated on market trends.
I have built strong relationships with key stakeholders in the market, allowing me to gather valuable market intelligence.
I ...
I will strive to achieve my targets every month by utilizing my sales skills and strategies.
I will create a detailed sales plan and set achievable targets for myself
I will continuously monitor my progress and make necessary adjustments to ensure target achievement
I will proactively seek out new opportunities and leads to meet and exceed my targets
I appeared for an interview in Jan 2025.
I applied via Naukri.com and was interviewed in Nov 2024. There were 3 interview rounds.
My name is Alex Johnson, a dedicated professional with a passion for helping others recover from financial difficulties.
I have a background in finance and customer service.
I enjoy problem-solving and finding solutions for clients.
In my previous role, I successfully helped clients reduce their debt by 30%.
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The duration of AU Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
based on 767 interview experiences
Difficulty level
Duration
based on 12.4k reviews
Rating in categories
Assistant Manager
1.5k
salaries
| ₹1.8 L/yr - ₹8.1 L/yr |
Deputy Manager
1.1k
salaries
| ₹1.8 L/yr - ₹8.5 L/yr |
Relationship Manager
994
salaries
| ₹2.2 L/yr - ₹10 L/yr |
Manager
697
salaries
| ₹3.8 L/yr - ₹14 L/yr |
Credit Manager
542
salaries
| ₹2.2 L/yr - ₹9.5 L/yr |
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