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Finova Capital Interview Questions and Answers
Finova Capital Interview Experiences
21 interviews found
Anonymous
Selected
I appeared for an interview in May 2025, where I was asked the following questions.
- Q1. Underwriting Risk management
- Q2. Working Balance and Company culture
Interview Preparation Tips
- Q1. Can you recover EMIS from customer from your personal reference.
- Ans.
Recovering EMIS from a customer requires proper authorization and adherence to privacy regulations.
Understand the customer's request and verify their identity.
Ensure you have the necessary permissions to access EMIS data.
Use secure methods to retrieve and share EMIS information.
Example: If a customer calls to request their EMIS, confirm their identity through security questions.
- Q2. Are you comfortable for selling home loan and business loans with 27% rate of interest.
- Ans.
I am comfortable selling loans at competitive rates, focusing on customer needs and financial education.
Understanding customer needs is crucial; for example, assessing their financial situation before recommending a loan.
Providing transparent information about the loan terms, including the interest rate and total repayment amount.
Highlighting the benefits of the loans, such as helping customers achieve their home owner...
- Q3. If you are selected are you comfortable to recovery with sales.
Interview Preparation Tips
roshan behera
Selected
I appeared for an interview in Jan 2025.
(1 Question)
- Q1. All about credit policy
Executive Assistant to Managing Director and Chief Executive Officer Interview Questions & Answers
CS HIMANSHI DHAKAD
posted on 2 Apr 2024
Selected
I applied via Naukri.com and was interviewed in Mar 2024. There were 3 interview rounds.
(1 Question)
- Q1. Asked about previous work experience.
(1 Question)
- Q1. Asked about career journey and challenges faced.
(1 Question)
- Q1. Interview with MD. Asked about stability, choices etc.
- Q1. Chintamani Prabhakara layout
- Q2. Chintamani 20 feet road
(2 Questions)
- Q1. Last work experience setails
- Q2. How to do work on your current product.
Interview Preparation Tips
Raldeep Singh Khurmi
Selected
I applied via Walk-in and was interviewed in Feb 2024. There was 1 interview round.
(3 Questions)
- Q1. Product description
- Q2. How doing LAP/HL
- Ans.
LAP/HL stands for Loan Against Property/Home Loan. It involves providing loans by using property as collateral.
LAP/HL involves providing loans to individuals or businesses by using their property as collateral.
The loan amount is determined based on the value of the property provided as security.
Interest rates for LAP/HL are usually lower compared to unsecured loans.
Defaulting on LAP/HL payments can result in the lender...
- Q3. Legal/Technical
Interview Preparation Tips
Selected
I appeared for an interview in Jan 2024.
(1 Question)
- Q1. Polite and professional ethics
(1 Question)
- Q1. Confident and attitude
Humble and polite,do not hesitate
(3 Questions)
- Q1. Prepare well for the interview
- Q2. Self introduction
- Q3. Asked about strength
(2 Questions)
- Q1. What's accounting records
- Ans.
Accounting records are documents that track financial transactions of a business or organization.
Accounting records include ledgers, journals, financial statements, and receipts.
They provide a detailed history of all financial activities within a company.
These records are essential for financial reporting, tax compliance, and decision-making.
Examples of accounting records include balance sheets, income statements, and ...
- Q2. Debt rule of accounting
- Ans.
Debt rule of accounting refers to the principle that requires companies to record debts as liabilities on their balance sheets.
Debt rule of accounting states that all debts owed by a company must be recorded as liabilities on the balance sheet.
This helps investors and stakeholders understand the financial obligations of the company.
Examples of debts that must be recorded include loans, bonds, and accounts payable.
Selected
I applied via Naukri.com and was interviewed in Oct 2023. There were 2 interview rounds.
(5 Questions)
- Q1. He is asking about credit policy
- Q2. Ask about ca
- Q3. What about pd customer background verification
- Ans.
Background verification of pd customers is an essential step in assessing creditworthiness.
Background verification helps in evaluating the financial history and creditworthiness of potential customers.
It involves checking the customer's credit score, payment history, and any outstanding debts.
Verification may also include contacting references, employers, and conducting criminal record checks.
The process helps in minim...
- Q4. What about cible
- Q5. Underwriter and followp policy
Interview Preparation Tips
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Finova Capital Interview FAQs
The duration of Finova Capital interview process can vary, but typically it takes about less than 2 weeks to complete.
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Finova Capital Interviews By Designations
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Interview Questions for Popular Designations
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Finova Capital Reviews and Ratings
based on 460 reviews
Rating in categories
|
Branch Manager
152
salaries
|  ₹2.8 L/yr - ₹6.5 L/yr |
|
Branch Credit Manager
115
salaries
| ₹2.5 L/yr - ₹5.8 L/yr |
|
Relationship Officer
66
salaries
| ₹1.5 L/yr - ₹3 L/yr |
|
Relationship Manager
61
salaries
| ₹1.7 L/yr - ₹4 L/yr |
|
Credit Manager
44
salaries
| ₹2.5 L/yr - ₹5.5 L/yr |
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