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HDFC Bank Credit Manager Interview Questions, Process, and Tips
Updated
21 May 2024
Top HDFC Bank Credit Manager Interview Questions and Answers
- Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to you ...read more
- Q2. A client comes & he wants a big loan to fund his long-term project, what kind of documents/information you will check & how will you deal with him?
- Q3. What kind of information/documents you will check before senction of loan?
50 HDFC Bank Credit Manager Interview Experiences
104 questions found
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Popular
Anonymous
Interview experience
Difficulty level
Easy
Duration
Less than 2 weeks
Result
Selected
I applied via LinkedIn and was interviewed in Jan 2024.
3 Interview Rounds
1
Aptitude Test Round
Assessment,................
2
Technical Round (1 Question)
- Q1. About yourself, why this Job Add Answer
3
HR Round (1 Question)
- Q1. Salary discussion Add Answer
Top skills recommended for HDFC Bank Credit Manager interview
Insights by AmbitionBox
- Credit Management
- Credit Underwriting
- Credit Appraisal
- Credit Analysis
- Credit Policy
- Underwriting
- Working Capital
- Wholesale banking
Interview experience
Difficulty level
Easy
Duration
Less than 2 weeks
Result
Selected
I applied via Referral and was interviewed in Oct 2023.
2 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2
One-on-one Round (2 Questions)
- Q1. Ratio , agri msp , cibil Add Answer
- Q2. Ratio and agri related q Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Never join who are seeking growth
Top skills recommended for HDFC Bank Credit Manager interview
Insights by AmbitionBox
- Banking
- Credit
- SME
- Personal Loans
- Auditing
- Credit Risk
- Lap
- MIS
Get interview-ready with top interview questions
Neel Shah
I applied via Campus Placement and was interviewed in Jan 2022.
4 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2
Aptitude Test Round
Questions were releted to sales, aptitude & reasoning, same for every background
3
Technical Round (9 Questions)
- Q1. Tell me something about your self? View Answers (12)
- Q2. Your family background? View Answers (6)
- Q3. What do you know about credit manager profile? View Answers (3)
- Q4. How to read balance sheet? View Answers (4)
- Q5. What are your responsibilities as credit manager? View Answers (2)
- Q6. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things co...read more View Answers (20)
- Q7. What kind of information/documents you will check before senction of loan? View Answers (4)
- Q8. Internship releted questions View Answers (1)
- Q9. About location preference View Answers (1)
4
Mix of everything Round (3 Questions)
- Q1. What is working capital? View Answers (2)
- Q2. A client comes & he wants a big loan to fund his long-term project, what kind of documents/information you will check & how will you deal with him? View Answers (8)
- Q3. Your location preference View Answers (3)
Interview Preparation Tips
Interview preparation tips for other job seekers - Just be confident & you will clear all the rounds easily!
Top skills recommended for HDFC Bank Credit Manager interview
Insights by AmbitionBox
- Portfolio Management
- Accounting
- Credit Risk Analysis
- Mortgage Loans
- Operations
- WC
- term loan
- Analytical skills
HDFC Bank interview questions for designations
Interview experience
Difficulty level
Easy
Duration
Less than 2 weeks
Result
Selected
I applied via Naukri.com and was interviewed in Mar 2023.
2 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2
Technical Round (2 Questions)
- Q1. About experience and banking releated Add Answer
- Q2. Rations for credit analysis View Answers (1)
Top skills recommended for HDFC Bank Credit Manager interview
Insights by AmbitionBox
- Credit Risk Management
- PL
- Project Finance
- Retail Credit
- Trade Finance
- Business Loan
- Financial risk
- TAT
Interview experience
Difficulty level
Moderate
Duration
Less than 2 weeks
Result
Selected
I applied via Naukri.com and was interviewed in Dec 2022.
3 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
2
Group Discussion Round
Financial Management, Crediworhness of the borrower, Financial Analysis,deep understanding of the secured and unsecured loan
3
HR Round (3 Questions)
- Q1. Negotiation of CTC , about the job profile , what is your CTC expectation?
Do you have the following list of documents for the further process? Add Answer
- Q2. Negotiation of CTC , about the job profile ,
Do you have the following list of documents for the further process? Add Answer
- Q3. What is your CTC expectation? Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Required Financial knowledge, assesment of borrower requerment, deep knowledge of underrating loan process, swot analysis knowledge, industry knowledge required as per business segment
Top skills recommended for HDFC Bank Credit Manager interview
Insights by AmbitionBox
- Audit Compliance
- Ca
- Credit Administration
- Credit Assessment
- ECG
- Financial Statement Analysis
- Financial Statements
- Monitoring
Interview experience
Difficulty level
Moderate
Duration
-
Result
Selected
I applied via Naukri.com and was interviewed before Apr 2023.
1 Interview Round
1
One-on-one Round (2 Questions)
- Q1. Where do you see in 5 years Add Answer
- Q2. I see myself as core part of a team Add Answer
Top skills recommended for HDFC Bank Credit Manager interview
Insights by AmbitionBox
- Credit Management
- Credit Underwriting
- Credit Appraisal
- Credit Analysis
- Credit Policy
- Underwriting
- Working Capital
- Wholesale banking
I applied via campus placement at The Institute of Chartered Accountants of India, Mumbai and was interviewed in Apr 2022.
3 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
2
One-on-one Round (4 Questions)
- Q1. Tell me about current ratio View Answers (1)
- Q2. Tell us about debtor days View Answers (1)
- Q3. Tell us about quick ratio View Answers (1)
- Q4. What is Bank Guarantee View Answers (1)
3
HR Round (1 Question)
- Q1. How will you manage work life balance? Add Answer
Interview Preparation Tips
Topics to prepare for HDFC Bank Credit Manager interview:
- Credit Appraisal
Top skills recommended for HDFC Bank Credit Manager interview
Insights by AmbitionBox
- Banking
- Credit
- SME
- Personal Loans
- Auditing
- Credit Risk
- Lap
- MIS
Interview experience
Difficulty level
Moderate
Duration
2-4 weeks
Result
Selected
I applied via Referral and was interviewed before May 2023.
1 Interview Round
1
One-on-one Round (1 Question)
- Q1. Previous experinec and work profile Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Overall experince is nice , good pleace to work
Top skills recommended for HDFC Bank Credit Manager interview
Insights by AmbitionBox
- Portfolio Management
- Accounting
- Credit Risk Analysis
- Mortgage Loans
- Operations
- WC
- term loan
- Analytical skills
Interview experience
Difficulty level
Hard
Duration
Less than 2 weeks
Result
Selected
I applied via Campus Placement and was interviewed before May 2023.
3 Interview Rounds
1
GAMIFIED Round (1 Question)
- Q1. This round includes a virtual game where different situations where given . We need to take best decision in to come out from that situation. Add Answer
2
One-on-one Round (1 Question)
- Q1. Here, interviewers asked about company analysis, Balance sheet and financial statements analysis along with ratios. Also, give a real situation to analyse the b...read more Add Answer
3
HR Round (1 Question)
- Q1. Salary negotiation Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Details Understanding of Balance sheet and profit and loss financial analysis.
Top skills recommended for HDFC Bank Credit Manager interview
Insights by AmbitionBox
- Credit Risk Management
- PL
- Project Finance
- Retail Credit
- Trade Finance
- Business Loan
- Financial risk
- TAT
Interview experience
Difficulty level
Moderate
Duration
6-8 weeks
Result
Selected
I applied via campus placement at Institute of Chartered Accountant of India (ICAI) and was interviewed in Feb 2023.
2 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Be truthful in your resume. It is very easy to catch false or lies during the interview by asking basic questions.
View all tips
2
HR Round (5 Questions)
- Q1. Introduction, dscr , ratios Add Answer
- Q2. Personal like introduction strengths relocation Add Answer
- Q3. Current ratio analysis Add Answer
- Q4. Why do you want to join hdfc Add Answer
- Q5. What is 5C's of credit View Answers (1)
Interview Preparation Tips
Interview preparation tips for other job seekers - Just Google it and you will be fine
Top skills recommended for HDFC Bank Credit Manager interview
Insights by AmbitionBox
- Audit Compliance
- Ca
- Credit Administration
- Credit Assessment
- ECG
- Financial Statement Analysis
- Financial Statements
- Monitoring
HDFC Bank Interview FAQs
How many rounds are there in HDFC Bank Credit Manager interview?
HDFC Bank interview process usually has 2-3 rounds. The most common rounds in the HDFC Bank interview process are Resume Shortlist, One-on-one Round and HR.
How to prepare for HDFC Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are Credit Management, Credit Underwriting, Credit Appraisal, Credit Analysis and Credit Policy.
What are the top questions asked in HDFC Bank Credit Manager interview?
Some of the top questions asked at the HDFC Bank Credit Manager interview -
How long is the HDFC Bank Credit Manager interview process?
The duration of HDFC Bank Credit Manager interview process can vary, but typically it takes about less than 2 weeks to complete.
HDFC Bank Interviews By Designations
- HDFC Bank Deputy Manager Interview Questions
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- Show more
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Interview Questions for Popular Designations
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- Show more
- Credit Processing Associate Interview Questions
- Credit Relationship Manager Interview Questions
Tell us how to improve this page.
Interview Process at HDFC Bank Credit Manager
based on 14 interviews in last 1 year
3 Interview rounds
- One-on-one Round 1
- Technical Round
- One-on-one Round 2
View more
People are getting interviews through
based on 40 HDFC Bank interviews
Referral
Campus Placement
Job Portal
Company Website
WalkIn
40%
25%
15%
3%
3%
14% candidates got the interview through other sources.
High
Confidence
?
High Confidence means the data is based on a large number of responses received from the candidates.
Credit Manager Interview Questions from Similar Companies
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HDFC Bank Credit Manager
Salary
based on 2.7k salaries
Average annual salary
₹
8.4
Lakhs
₹3.5 L/yr
- ₹13.5 L/yr
10%
more
than the average Credit Manager Salary in India
View more details
HDFC Bank Credit Manager Reviews and Ratings
based on 494 reviews
Rating in categories
3.1
Skill development
2.6
Work-Life balance
2.8
Salary & Benefits
3.9
Job Security
2.7
Company culture
2.5
Promotions/Appraisal
2.7
Work Satisfaction
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