ICICI Securities Interview Questions and Answers

The group discussion was conducted on the basic topic of "Education System in India." After announcing the topic, the HR provided three minutes for preparation, during which participants were allowed to take notes. Subsequently, each person spoke about the topic for 30 seconds. Following the individual presentations, a three-minute discussion took place among the members.

Q1. What is meant by securities?
Ans. 
Securities are financial instruments that represent ownership or debt in a company or government entity.
• Securities can include stocks, bonds, options, and futures.

• They are bought and sold on financial markets.

• Investors purchase securities as a way to potentially earn a return on their investment.

• Securities can be issued by corporations, governments, or other organizations.

• They provide investors with the opportunity to ...read more
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Q2. What is meant by the repo rate and reverse repo rate?
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Repo rate is the rate at which the central bank lends money to commercial banks, while reverse repo rate is the rate at which the central bank borrows money from commercial banks.
• Repo rate is used by the central bank to control inflation and money supply in the economy.

• Reverse repo rate is used to absorb excess liquidity from the market.

• Changes in repo rate and reverse repo rate influence the interest rates in the econ...read more
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Q3. What is the difference between stocks and mutual funds?
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Stocks represent ownership in a single company, while mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.
• Stocks represent ownership in a single company, giving investors the potential for high returns but also higher risk.

• Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities, redu...read more
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Q4. Can you provide an introduction about yourself and share details about your family background?
Ans. 
I am a Relationship Manager with a strong background in finance and customer service. My family is supportive and close-knit.
• Experienced Relationship Manager in finance industry

• Skilled in customer service and building client relationships

• Close-knit and supportive family background
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Q1. Tell me about yourself.
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Q2. What is the difference between the primary and secondary markets?
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Primary markets involve new securities issuance, while secondary markets facilitate trading of existing securities.
• Primary Market: Where new securities are created and sold for the first time, e.g., an IPO (Initial Public Offering).

• Secondary Market: Where previously issued securities are traded among investors, e.g., stock exchanges like NYSE or NASDAQ.

• In the primary market, companies raise capital directly from invest...read more
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Q3. What are option chains, and how do in-the-money, out-of-the-money, and at-the-money options function?
Ans. 
Option chains display available options for a security, categorized by their moneyness: in-the-money, at-the-money, and out-of-the-money.
• Option chains list all available options for a specific underlying asset, including strike prices and expiration dates.

• In-the-money (ITM) options have intrinsic value; for calls, the stock price is above the strike price; for puts, it's below.

• Example of ITM call: Stock price is $50, s...read more
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Q4. What is the law regarding tax claims on insurance?
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Q1. Basic HR questions
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Q2. Salary discussion
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Q3. Whats mutual fund
Ans. 
A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities.
• Mutual funds are managed by professional fund managers

• Investors pool their money to invest in a diversified portfolio of securities

• Mutual funds offer diversification, liquidity, and professional management

• Examples: Vanguard Total Stock Market Index Fund, Fidelity Magellan Fund
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Q4. Whats New fund offering?
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A new fund offering is a new investment product or opportunity that is being made available to investors.
• New fund offerings can include mutual funds, exchange-traded funds (ETFs), and other investment vehicles.

• These offerings may have unique features, investment strategies, or target markets.

• Investors may be attracted to new fund offerings for potential higher returns or diversification.

• Examples of new fund offerings i...read more
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Q5. What you know about ICICI Securities
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ICICI Securities is a leading financial services company in India offering a wide range of services including investment banking, wealth management, and online trading.
• ICICI Securities is a subsidiary of ICICI Bank, one of the largest private sector banks in India.

• It offers services such as equity trading, derivatives trading, mutual funds, and IPO investments.

• ICICI Securities has a strong presence in the online tradin...read more
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Q1. Banking investment basics
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Q2. General knowledge
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Q1. General knowledge
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