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IndusInd Bank Deputy Branch Manager Interview Questions and Answers
7 Interview questions
Handling deceased claim process involves compassion, attention to detail, and adherence to company policies.
Ensure timely processing of claim to provide financial assistance to the deceased's family
Communicate with family members with empathy and sensitivity
Verify all necessary documentation and information to prevent fraud
Coordinate with relevant departments to finalize the claim
Follow company protocols and legal...
Deceased claim process in without nominee case
The legal heir needs to submit a claim form along with the death certificate of the account holder
The bank will verify the claim and the legal heir's relationship with the deceased
If the claim is approved, the funds will be transferred to the legal heir's account
If there are multiple legal heirs, the funds will be divided among them as per the succession laws
If the leg...
Bait money is a form of currency that is marked and used to track criminals who steal from banks or other financial institutions.
Bait money is typically used in sting operations to catch thieves and robbers.
The money is marked with special ink or dye that can be easily identified by law enforcement.
Bait money can also be used to track the movement of stolen money and identify suspects.
It is important to keep the u...
Recent developments in the banking industry include digital banking, fintech partnerships, and increased focus on cybersecurity.
Digital banking has become more prevalent, with customers being able to perform transactions and access services online or through mobile apps.
Fintech partnerships have emerged, where traditional banks collaborate with technology companies to offer innovative financial products and servic...
Third party products in banking can provide additional services and benefits to customers.
Third party products can enhance the range of services offered by a bank.
They can provide specialized services that the bank may not have expertise in.
Examples of third party products in banking include insurance policies, investment products, and credit cards.
These products can help attract and retain customers by offering a...
Counterfeit currency can be handled by identifying it and reporting it to the authorities.
Train employees to identify counterfeit currency through visual inspection and counterfeit detection tools
If counterfeit currency is identified, immediately notify the authorities and provide them with all relevant information
Do not return counterfeit currency to the customer and explain the situation to them
Keep the counterf...
SLR, MCLR, and Repo rate are important monetary policy tools used by central banks to regulate the economy.
SLR (Statutory Liquidity Ratio) is the percentage of deposits that banks are required to maintain in the form of liquid assets such as government securities.
MCLR (Marginal Cost of Funds based Lending Rate) is the minimum interest rate that a bank can lend at, and is based on the bank's cost of funds.
Repo rate...
IndusInd Bank Deputy Branch Manager Interview Experiences
16 interviews found
Anonymous
Selected
I applied via Walk-in and was interviewed in Dec 2024. There were 2 interview rounds.
(2 Questions)
- Q1. What is the expected GDP of India? Ans-India's economic growth is expected to accelerate to 6.7 per cent in the second half (H2) of the fiscal year, bringing the full-year 2024-25 GDP growth to 6.4 per cen...
- Ans.
India's GDP growth is expected to accelerate to 6.7% in the second half of the fiscal year, with full-year 2024-25 GDP growth projected at 6.4%.
India's economic growth is forecasted to pick up to 6.7% in the second half of the fiscal year.
The full-year GDP growth for 2024-25 is expected to be 6.4%.
Factors such as government policies, global economic conditions, and domestic consumption will influence India's GDP growth...
- Q2. 2) Tell me the process of deceased claim in without nominee case? claim process in without nominee case Ans- We will process deceased claim.in the favor of regal hire in the case of absence of nomination.
- Ans.
Deceased claim process in without nominee case involves processing the claim in favor of legal heirs.
Verify the death certificate of the deceased
Identify the legal heirs of the deceased
Obtain necessary legal documents such as succession certificate or probate
Process the claim in the name of legal heirs as per the succession laws
Ensure all required documents are submitted for claim processing
(1 Question)
- Q1. Tell me the process of deceased claim in without nominee case? claim process in without nominee case
- Ans.
The process of deceased claim in without nominee case involves legal procedures and documentation.
Verify the death certificate of the deceased individual
Obtain legal heirship certificate from the court
Submit the necessary documents to the bank or financial institution
The claim amount may be distributed among legal heirs as per succession laws
Selected
I appeared for an interview in Nov 2024, where I was asked the following questions.
- Q1. Basics of operations
- Q2. General knowledge
Interview Preparation Tips
Nayani Panda
(2 Questions)
- Q1. Tell me about your self
- Ans.
Experienced professional with strong leadership skills and a proven track record in branch management.
Over 5 years of experience in branch management
Successfully led a team to exceed sales targets by 20%
Implemented new strategies to improve customer satisfaction ratings
Strong communication and problem-solving skills
Bachelor's degree in Business Administration
- Q2. What do you know about banking
- Ans.
Banking involves financial services such as deposits, loans, investments, and transactions.
Banking involves accepting deposits from customers and providing loans to individuals and businesses.
Banks also offer various financial products and services such as savings accounts, credit cards, and investment options.
Banking transactions can be conducted through branches, ATMs, online banking, and mobile apps.
Banks play a cru...
(1 Question)
- Q1. It's one of the best interview in the banking sector. interview run around 45 mins with a detailed discussion of each and every point mentioned on Resume . Sometime case history was shared and answer shoul...
vaibhav Garg
(1 Question)
- Q1. General operations and Customer relationship
(1 Question)
- Q1. Salary package and Book size of Previous organisation
Interview Preparation Tips
Randhir kumar
I applied via Walk-in and was interviewed in Oct 2022. There were 2 interview rounds.
(5 Questions)
- Q1. Tell me the process of deceased claim in without nominee case?
- Q2. What is technical verification in clearing?
- Q3. Tell me about bait money?
- Q4. What is the difference between soiled and mutilated notes?
- Q5. What is DN1 & DN2?
Interview Preparation Tips
- Cash Management
- Clearing Operations
- Deceased claim
- Account Opening
- Locker
Selected
I applied via Referral and was interviewed in Feb 2023. There were 3 interview rounds.
(1 Question)
- Q1. All operations department question. Cash, clearing,death claim, atm, lockers, latest circulars
(1 Question)
- Q1. Same as first round almost only the sequence was either in a different way
Selected
I applied via Referral and was interviewed before Apr 2023. There was 1 interview round.
(1 Question)
- Q1. What do you know about locker facility, audit management etc.
- Ans.
Locker facility is a secure storage space provided to customers for storing valuables. Audit management involves overseeing and ensuring compliance with audit procedures.
Locker facility is a service offered by banks and other financial institutions to customers for storing valuable items such as jewelry, documents, and cash in a secure manner.
Audit management involves planning, organizing, and overseeing the audit proc...
Sumit Sehgal
(2 Questions)
- Q1. Tell about handling the deceased claim process
- Ans.
Handling deceased claim process involves compassion, attention to detail, and adherence to company policies.
Ensure timely processing of claim to provide financial assistance to the deceased's family
Communicate with family members with empathy and sensitivity
Verify all necessary documentation and information to prevent fraud
Coordinate with relevant departments to finalize the claim
Follow company protocols and legal requ...
- Q2. B
I applied via Recruitment Consulltant and was interviewed in Aug 2021. There were 3 interview rounds.
(4 Questions)
- Q1. What are your salary expectations?
- Q2. What is your family background?
- Ans.
I come from a close-knit family that values education, hard work, and community involvement, shaping my personal and professional values.
Supportive Parents: My parents emphasized the importance of education, encouraging me to pursue my academic and career goals.
Diverse Background: I have siblings with varied interests, from engineering to arts, which has taught me the value of different perspectives.
Community Engagemen...
- Q3. Share details of your previous job.
- Q4. Tell me about yourself.
(3 Questions)
- Q1. Explain in short about Bcsbi
- Q2. What do you see recent developments in banking industry?
- Ans.
Recent developments in the banking industry include digital banking, fintech partnerships, and increased focus on cybersecurity.
Digital banking has become more prevalent, with customers being able to perform transactions and access services online or through mobile apps.
Fintech partnerships have emerged, where traditional banks collaborate with technology companies to offer innovative financial products and services.
Th...
- Q3. Prepare for the basic of day to day work in bank
Interview Preparation Tips
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IndusInd Bank Deputy Branch Manager Reviews and Ratings
based on 288 reviews
Rating in categories
Aranthangi,
Coimbatore
+13-8 Yrs
₹ 3.05-11 LPA
|
Deputy Manager
3.6k
salaries
|  ₹1.7 L/yr - ₹7.7 L/yr |
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