IndusInd Bank Deputy Manager Interview Questions and Answers

RLS (Row Level Security) and Incremental Refresh are features in Power BI used for data security and performance optimization.

• RLS (Row Level Security) allows users to restrict access to certain rows of data based on their role or profile.

• Incremental Refresh is used to optimize data refresh by only loading new or changed data since the last refresh.

• RLS can be implemented by creating roles and defining filters based on u...read more

I am a dedicated and experienced professional with a strong background in leadership and team management.

• Over 5 years of experience in management roles

• Proven track record of successfully leading teams to achieve goals

• Strong communication and interpersonal skills

• Passionate about developing and mentoring team members

I have diverse experience in management, project coordination, and team leadership, driving efficiency and achieving targets.

• Project Management: Successfully led a team of 10 in a project that improved operational efficiency by 30%, delivering results ahead of schedule.

• Team Leadership: Mentored junior staff, fostering a collaborative environment that increased team productivity and morale.

• Budget Management: Managed a d...read more

Stability in an organization refers to its ability to maintain consistent performance and operations over time.

• Stability in an organization can be achieved through effective leadership and management practices.

• Having clear goals and objectives helps in maintaining stability by providing a sense of direction for employees.

• Consistent communication and transparency within the organization contribute to stability by reduci...read more

I have 5 years of experience working in various roles at a bank, including customer service, loan processing, and branch management.

• Started as a customer service representative, handling inquiries and transactions

• Promoted to loan processor, reviewing applications and ensuring compliance with regulations

• Managed a branch, overseeing daily operations and leading a team of employees

• Familiar with banking software and proced...read more

Cash is a liquid asset used for transactions, representing physical currency and coins, essential for daily financial operations.

• Cash includes physical currency like banknotes and coins.

• It is the most liquid form of asset, easily used for transactions.

• Businesses use cash for daily operations, such as paying suppliers.

• Examples of cash equivalents include checks and money orders.

• Cash flow management is crucial for mainta...read more

A savings account is a deposit account that earns interest and provides easy access to funds while promoting saving habits.

• Account Type: Typically offered by banks and credit unions.

• Interest Rates: Savings accounts earn interest, which can vary by institution; for example, a high-yield savings account may offer 2% APY.

• Minimum Balance: Some accounts require a minimum balance to avoid fees; for instance, a $300 minimum b...read more