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Kogta Financial India
Limited
Proud winner of ABECA 2025 - AmbitionBox Employee Choice Awards
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I have extensive experience in customer collection processes, focusing on effective communication and relationship management.
Developed and implemented collection strategies that improved recovery rates by 20%.
Utilized CRM software to track customer interactions and payment histories, ensuring timely follow-ups.
Conducted regular training sessions for team members on negotiation techniques and conflict resolution.
S...
I aim to leverage this role to enhance my skills, drive team success, and eventually take on leadership responsibilities in collections.
Develop expertise in collections strategies to improve recovery rates.
Mentor junior team members to foster a collaborative environment.
Pursue certifications in credit management to enhance professional credibility.
Aim for a managerial position within the next few years to lead a t...
I have over 5 years of experience managing collections for a financial institution.
Managed a team of collectors to ensure timely payments from delinquent accounts
Implemented strategies to reduce outstanding balances and increase recovery rates
Utilized software systems to track and monitor collection efforts
Negotiated payment plans with customers to resolve outstanding debts
As a Cluster Credit Manager, I handle various financial products, focusing on credit risk assessment and portfolio management.
Conduct credit assessments for loan applications, ensuring compliance with lending policies.
Manage a diverse portfolio of credit products, including personal loans, mortgages, and business loans.
Analyze market trends to adjust credit strategies and mitigate risks.
Collaborate with sales team...
Current CTC refers to the total compensation package an employee receives, including salary and benefits.
CTC stands for Cost to Company, which includes all expenses incurred by the employer for an employee.
It encompasses basic salary, allowances, bonuses, and benefits like health insurance.
For example, if your basic salary is $50,000, and you receive $10,000 in bonuses and $5,000 in benefits, your CTC is $65,000.
U...
I am known for optimizing the production process of automotive components.
Implemented lean manufacturing techniques to reduce waste and improve efficiency
Developed standardized work instructions to ensure consistency in production
Led cross-functional teams to identify and implement process improvements
Utilized data analysis to identify bottlenecks and optimize production flow
A case study involves detailed analysis of a situation to derive insights and solutions.
Define the problem clearly, e.g., declining sales in a specific region.
Gather relevant data, such as sales figures, customer feedback, and market trends.
Analyze the data to identify patterns or root causes, like customer preferences shifting.
Develop potential solutions, such as targeted marketing campaigns or product adjustment...
The recruitment process involves sourcing, screening, interviewing, and selecting candidates to fill job vacancies effectively.
Define job requirements clearly to attract suitable candidates.
Utilize multiple sourcing channels like job boards, social media, and referrals.
Screen resumes to shortlist candidates based on qualifications and experience.
Conduct structured interviews to assess candidates' skills and cultur...
I have been working in my current role for over five years, focusing on strategic planning and team leadership.
Started my career in 2018 as a project manager.
Transitioned to an executive role in 2021, overseeing multiple teams.
Led a successful project that increased revenue by 30% in 2022.
Currently managing a team of 15 professionals.
The department refers to a specific area of an organization, such as HR, Finance, or Marketing, each with distinct roles and responsibilities.
Human Resources: Manages recruitment, employee relations, and benefits.
Finance: Oversees budgeting, accounting, and financial reporting.
Marketing: Focuses on market research, advertising, and brand management.
IT Department: Handles technology infrastructure, software develop...
I appeared for an interview in May 2025, where I was asked the following questions.
I have held various roles in Learning & Development, focusing on training design, implementation, and team leadership.
Led a team of trainers to develop a comprehensive onboarding program for new hires, resulting in a 30% reduction in ramp-up time.
Designed and facilitated workshops on leadership skills, enhancing team performance and employee engagement.
Implemented a learning management system (LMS) that streamlined...
BFSI refers to Banking, Financial Services, and Insurance sectors, encompassing various financial institutions and services.
BFSI stands for Banking, Financial Services, and Insurance.
Banking includes retail banks, commercial banks, and investment banks.
Financial Services cover asset management, investment advisory, and payment processing.
Insurance involves life insurance, health insurance, and property insurance.
Regula...
I appeared for an interview before Jun 2024, where I was asked the following questions.
My career journey has been shaped by diverse HR roles, focusing on talent development and strategic initiatives for organizational growth.
Started as an HR assistant, gradually moved to HR Manager, gaining insights into employee engagement and performance management.
Implemented a data-driven approach to measure HR initiatives, using KPIs like employee retention rates and satisfaction surveys.
Conducted regular talent ass...
Common employee grievances include workplace culture, compensation, and career development, which we address through various strategies.
Workplace Culture: Employees often express concerns about a lack of inclusivity. We address this by implementing diversity training and team-building activities.
Compensation: Many grievances arise from perceived inequities in pay. We conduct regular salary reviews and market comparison...
HR can foster transparency and feedback by implementing open communication channels and regular performance reviews.
Establish regular feedback sessions: Encourage managers to hold one-on-one meetings with team members to discuss performance and areas for improvement.
Implement an anonymous feedback system: Use tools like surveys or suggestion boxes to allow employees to share their thoughts without fear of repercussions...
We measure HR effectiveness through metrics, feedback, and alignment with organizational goals.
Utilizing key performance indicators (KPIs) such as employee turnover rates to assess retention strategies.
Conducting employee satisfaction surveys to gauge the impact of training programs.
Analyzing recruitment metrics like time-to-fill and quality of hire to improve hiring processes.
Evaluating performance management outcomes...
We identify and nurture high-potential talent through structured assessments, mentorship programs, and targeted development plans.
Implementing a talent assessment framework to evaluate skills and potential.
Creating personalized development plans that align with career aspirations.
Establishing mentorship programs where senior leaders guide high-potential employees.
Conducting regular performance reviews to track progress...
How to do fast on in TAT
I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.
I am known for optimizing the production process of automotive components.
Implemented lean manufacturing techniques to reduce waste and improve efficiency
Developed standardized work instructions to ensure consistency in production
Led cross-functional teams to identify and implement process improvements
Utilized data analysis to identify bottlenecks and optimize production flow
A case study involves detailed analysis of a situation to derive insights and solutions.
Define the problem clearly, e.g., declining sales in a specific region.
Gather relevant data, such as sales figures, customer feedback, and market trends.
Analyze the data to identify patterns or root causes, like customer preferences shifting.
Develop potential solutions, such as targeted marketing campaigns or product adjustments.
Imp...
I appeared for an interview in Mar 2025, where I was asked the following questions.
I appeared for an interview in Feb 2025, where I was asked the following questions.
I have over five years of experience in collections, focusing on customer relations and debt recovery strategies.
Managed a portfolio of over 300 accounts, achieving a 95% recovery rate within 60 days.
Developed strong relationships with clients, leading to improved payment terms and reduced delinquencies.
Utilized various collection software tools to track payments and automate follow-ups, increasing efficiency.
Conducted...
I have extensive experience in customer collection processes, focusing on effective communication and relationship management.
Developed and implemented collection strategies that improved recovery rates by 20%.
Utilized CRM software to track customer interactions and payment histories, ensuring timely follow-ups.
Conducted regular training sessions for team members on negotiation techniques and conflict resolution.
Succes...
Jhunjhunun rajasthan
I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.
I appeared for an interview in Nov 2024, where I was asked the following questions.
I possess strong analytical skills, extensive credit knowledge, and a proven track record in managing credit risk effectively.
Extensive experience in credit analysis, having assessed over 500 credit applications in my previous role.
Proficient in using credit scoring models to evaluate risk, which led to a 20% reduction in default rates.
Strong communication skills, enabling effective collaboration with sales teams to ba...
Asked about my work chenge and experience but also about previous company
I applied via Approached by Company and was interviewed in Jun 2024. There was 1 interview round.
As a Cluster Credit Manager, I handle various financial products, focusing on credit risk assessment and portfolio management.
Conduct credit assessments for loan applications, ensuring compliance with lending policies.
Manage a diverse portfolio of credit products, including personal loans, mortgages, and business loans.
Analyze market trends to adjust credit strategies and mitigate risks.
Collaborate with sales teams to ...
Current CTC refers to the total compensation package an employee receives, including salary and benefits.
CTC stands for Cost to Company, which includes all expenses incurred by the employer for an employee.
It encompasses basic salary, allowances, bonuses, and benefits like health insurance.
For example, if your basic salary is $50,000, and you receive $10,000 in bonuses and $5,000 in benefits, your CTC is $65,000.
Unders...
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The duration of Kogta Financial India Limited interview process can vary, but typically it takes about less than 2 weeks to complete.
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5-10 Yrs
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Business Manager
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salaries
| ₹2.6 L/yr - ₹7 L/yr |
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| ₹3.1 L/yr - ₹7.2 L/yr |
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| ₹2 L/yr - ₹5 L/yr |
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