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Kogta Financial India Limited Branch Credit Manager Interview Questions and Answers

Updated 29 Feb 2024

Kogta Financial India Limited Branch Credit Manager Interview Experiences

5 interviews found

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 1 Dec 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Focus on financial management topic

Round 3 - Case Study 

In which our knowledge put as per situation

Round 4 - HR 

(1 Question)

  • Q1. Previous year skills and salary
  • Ans. 

    The candidate should discuss their skills and salary from the previous year.

    • Discuss the relevant skills acquired in the previous year.

    • Mention any certifications or training completed.

    • Highlight achievements or projects completed.

    • Discuss the salary range from the previous year.

    • Explain any salary increments or bonuses received.

  • Answered by AI
    Add your answer
Round 5 - One-on-one 

(2 Questions)

  • Q1. Skills and knowledge of product
  • Add your answer
  • Q2. Grip on work and product also team handles
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have freshers plz knowledge of financial line and system
Anonymous

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 29 Feb 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jan 2024. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Basic about Profile work
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Logical question only on basic credit profile
Anonymous

Branch Credit Manager Interview Questions Asked at Other Companies

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asked in SMFG India Credit
Q3. What is underwriting and what you have to do for getting good cus ... read more
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asked in Equitas Small Finance Bank
Q5. What kind of products are you able to handle?
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Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 1 Dec 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About credit Annalise and underwrite
  • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. About my current salary and offered salary and experience
  • Add your answer
Anonymous

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 31 Oct 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Only business related
  • Add your answer
  • Q2. Credit Related questions
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Anonymous

Branch Credit Manager Interview Questions & Answers

user image Deepak Thakur

posted on 5 Dec 2023

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Dec 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Asked about past experience
  • Ans. 

    I have extensive experience in credit management, risk assessment, and team leadership in the financial sector.

    • Managed a team of credit analysts, improving approval rates by 20% through effective training and mentorship.

    • Conducted risk assessments for loan applications, reducing default rates by implementing stricter credit policies.

    • Developed and maintained relationships with clients, resulting in a 15% increase in cust...

  • Answered by AI
    Add your answer
  • Q2. Post related questions and Knowledge
  • Add your answer
Round 3 - One-on-one 

(1 Question)

  • Q1. Knowledge test about product and Cibil
  • Add your answer
Round 4 - HR 

(1 Question)

  • Q1. Salary Negotiation
  • Add your answer
Anonymous

Top trending discussions

View All
Interview Tips & Stories
1w (edited)
a team lead
Why are women still asked such personal questions in interview?
I recently went for an interview… and honestly, m still trying to process what just happened. Instead of being asked about my skills, experience, or how I could add value to the company… the questions took a totally unexpected turn. The interviewer started asking things like When are you getting married? Are you engaged? And m sure, if I had said I was married, the next question would’ve been How long have you been married? What does my personal life have to do with the job m applying for? This is where I felt the gender discrimination hit hard. These types of questions are so casually thrown at women during interviews but are they ever asked to men? No one asks male candidates if they’re planning a wedding or how old their kids are. So why is it okay to ask women? Can we please stop normalising this kind of behaviour in interviews? Our careers shouldn’t be judged by our relationship status. Period.
Got a question about Kogta Financial India Limited?
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Interview questions from similar companies

company Logo

Branch Credit Manager Interview Questions & Answers

Mahindra Rural Housing Finance user image Anonymous

posted on 27 Apr 2022

I applied via Naukri.com and was interviewed in Oct 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. All about past experience
  • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. About salary discussion and location
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - A good place to work, all are supportive including top management
Anonymous
company Logo

Branch Credit Manager Interview Questions & Answers

Bharat Financial Inclusion user image Anonymous

posted on 15 May 2025

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. What is work in credit department
  • Add your answer
  • Q2. What steps can be taken to achieve progress?
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - I am strong employe in Bharat Financial inclusion Ltd
Anonymous
Are these interview questions helpful?
company Logo

Branch Credit Manager Interview Questions & Answers

Bharat Financial Inclusion user image Anonymous

posted on 7 Jul 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Jun 2025, where I was asked the following questions.

  • Q1. If employee working this company and suddenly required to lease how can leave 3 days
  • Ans. 

    An employee can take a 3-day leave by following company policies and ensuring proper communication with management.

    • Review the company's leave policy to understand eligibility and procedures.

    • Notify your supervisor or HR department as soon as possible about the need for leave.

    • Provide any necessary documentation, such as a doctor's note if applicable.

    • Plan your workload to ensure minimal disruption during your absence.

    • Cons...

  • Answered by AI
    Add your answer
  • Q2. How can manage your time to job period
  • Ans. 

    Effective time management is crucial for a Branch Credit Manager to balance responsibilities and meet deadlines efficiently.

    • Prioritize tasks using a matrix to distinguish between urgent and important activities.

    • Set specific goals for each day, such as reviewing a certain number of loan applications.

    • Utilize digital tools like calendars and task management apps to schedule and track progress.

    • Delegate responsibilities whe...

  • Answered by AI
    Add your answer
Anonymous
company Logo

Branch Credit Manager Interview Questions & Answers

Bharat Financial Inclusion user image Anonymous

posted on 23 Mar 2025

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I appeared for an interview in Sep 2024, where I was asked the following questions.

  • Q1. Introduce yourself and why do you want to our company? Do you know about this work profile? How much salary do you expect?
  • Add your answer
  • Q2. Are you able to relocate and do you have any previous experience if yes why did you left your previous job etc
  • Add your answer
  • Q3. About your qualification and family baground...
  • Add your answer
Anonymous
company Logo

Branch Credit Manager Interview Questions & Answers

Bharat Financial Inclusion user image Anonymous

posted on 5 Feb 2025

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself.
  • Add your answer
  • Q2. What motivates you to want to join BFIL?
  • Ans. 

    I am motivated to join BFIL because of their strong reputation in the industry and opportunities for growth.

    • BFIL has a strong reputation in the industry for providing excellent financial services

    • I am impressed by BFIL's commitment to employee development and growth opportunities

    • I believe that my skills and experience align well with the values and goals of BFIL

  • Answered by AI
    Add your answer
  • Q3. Basic questions about previous employers and reasons of leaving previous job.
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining microfinance unless you have an urgent need for a job.
Anonymous
More about working at Kogta Financial India Limited
golden leaf award AmbitionBox awards

Top Rated Mid-Sized Company - 2025

golden leaf award
golden leaf award AmbitionBox awards

Top Rated Financial Services Company - 2025

golden leaf award
  • HQ - Jaipur, Rajasthan, India
  • NBFC
  • 5k-10k Employees (India)
  • Public
  • Financial Services

Kogta Financial India Limited Interview FAQs

How many rounds are there in Kogta Financial India Limited Branch Credit Manager interview?
Kogta Financial India Limited interview process usually has 3 rounds. The most common rounds in the Kogta Financial India Limited interview process are One-on-one Round, Resume Shortlist and HR.
How to prepare for Kogta Financial India Limited Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Kogta Financial India Limited. The most common topics and skills that interviewers at Kogta Financial India Limited expect are Credit Underwriting, Credit Policy, Credit Risk Management, Due Diligence and Credit Appraisal.
What are the top questions asked in Kogta Financial India Limited Branch Credit Manager interview?

Some of the top questions asked at the Kogta Financial India Limited Branch Credit Manager interview -

  1. Grip on work and product also team hand...read more
  2. Knowledge test about product and Ci...read more
  3. Skills and knowledge of prod...read more

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Kogta Financial India Limited Interviews By Designations

  • Kogta Financial India Limited Business Manager Interview Questions
  • Kogta Financial India Limited Sales Executive Interview Questions
  • Kogta Financial India Limited Executive Interview Questions
  • Kogta Financial India Limited Branch Credit Manager Interview Questions
  • Kogta Financial India Limited Sales Manager Interview Questions
  • Kogta Financial India Limited Seles Executive Interview Questions
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  • Kogta Financial India Limited Associate Business Manager Interview Questions
  • Show more
  • Kogta Financial India Limited Branch Manager Interview Questions
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Interview Questions for Popular Designations

  • Senior Manager Interview Questions
  • Branch Manager Interview Questions
  • Credit Manager Interview Questions
  • Area Credit Manager Interview Questions
  • Assistant Credit Manager Interview Questions
  • Senior Credit Officer Interview Questions
  • Cluster Credit Manager Interview Questions
  • Deputy Credit Manager Interview Questions
  • Show more
  • Regional Credit Manager Interview Questions
  • Zonal Credit Manager Interview Questions

Overall Interview Experience Rating

4.6/5

based on 11 interview experiences

Difficulty level

Easy 43%
Moderate 43%
Hard 14%

Duration

Less than 2 weeks 86%
2-4 weeks 14%
View more

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Kogta Financial India Limited Branch Credit Manager Salary
based on 84 salaries
₹3.1 L/yr - ₹7.3 L/yr
5% less than the average Branch Credit Manager Salary in India
View more details

Kogta Financial India Limited Branch Credit Manager Reviews and Ratings

based on 103 reviews

4.6/5

Rating in categories

4.5

Skill development

4.6

Work-life balance

4.3

Salary

4.5

Job security

4.5

Company culture

4.2

Promotions

4.5

Work satisfaction

Explore 103 Reviews and Ratings
Kogta Financial India Limited Salaries in India
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