Par insurance products offer guaranteed cash value and dividends, while non-Par insurance products do not.

• Par insurance policies are more expensive than non-Par policies.

• Par policies offer more flexib...read more

Par products are participating plan, it participate in the profit and loss of the organisation. Par products includes bonus.

Non participating plan are completely guaranteed plan, customer received wha...read more

Par Insurance benefits are not guaranteed its return based on the profit non Par is fixed and guaranteed