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Paytm Payments Bank

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3.8

based on 1.2k Reviews

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  • About
  • Reviews
    1.2k
  • Salaries
    5.9k
  • Interviews
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Paytm Payments Bank Interview Questions and Answers

Updated 1 May 2025
Popular Designations

30 Interview questions

A Sales Officer was asked 1w ago
Q. Can you sell products from Paytm Bank?
Ans. 

Paytm Bank offers a range of financial products, including savings accounts, loans, and investment options tailored for customers.

  • Savings Account: Paytm Bank provides a digital savings account with competitive interest rates, no minimum balance requirement, and easy online access.

  • Personal Loans: Customers can avail of personal loans with flexible repayment options and quick approval processes, making it convenient...

View all Sales Officer interview questions
A Senior Software Engineer was asked 3mo ago
Q. WhatsApp notification system design
Ans. 

Design a notification system for WhatsApp

  • Use push notifications for real-time updates

  • Implement message queue for reliable delivery

  • Allow users to customize notification settings

  • Utilize web sockets for instant messaging

  • Consider implementing read receipts for messages

View all Senior Software Engineer interview questions
A Senior Software Engineer was asked 3mo ago
Q. What are the differences between an abstract class and an interface?
Ans. 

Abstract classes can have both abstract and non-abstract methods, while interfaces can only have abstract methods.

  • Abstract classes can have constructors, fields, and non-abstract methods.

  • Interfaces can only have abstract methods and constants.

  • A class can implement multiple interfaces but can only inherit from one abstract class.

  • Example: Abstract class - Animal with abstract method 'eat', Interface - Flyable with m...

View all Senior Software Engineer interview questions
A Senior Software Engineer was asked 3mo ago
Q. How does exception handling work in polymorphism?
Ans. 

Exception handling in polymorphism involves handling exceptions that may occur in overridden methods.

  • In polymorphism, a subclass method can override a superclass method, including exception handling.

  • Subclass methods can throw exceptions that are subclasses of the exceptions thrown by the superclass method.

  • When calling a method on a superclass reference that points to a subclass object, the subclass method's except...

View all Senior Software Engineer interview questions
A Team Lead was asked 9mo ago
Q. What is your reasoning for changing domains?
Ans. 

I changed domains to pursue new challenges and opportunities for growth.

  • Seeking new challenges and opportunities for personal and professional growth

  • Interest in exploring different industries or sectors

  • Acquiring new skills and knowledge in a different domain

  • Passion for a specific field or industry

  • Opportunity for career advancement or higher salary potential

View all Team Lead interview questions
A Business Development Executive and Team Lead was asked 28 Mar 2024
Q. What is your preparation process?
Ans. 

The process of preparation involves planning, organizing, and gathering necessary resources to achieve a specific goal.

  • Identify the goal or objective of the preparation

  • Create a detailed plan outlining the steps to be taken

  • Gather necessary resources such as information, materials, and team members

  • Allocate tasks and responsibilities to team members

  • Set deadlines and milestones to track progress

  • Regularly review and ad...

View all Business Development Executive and Team Lead interview questions
A Business Development Executive and Team Lead was asked 28 Mar 2024
Q. How does it work and what can you do for Plante Sparks?
Ans. 

I can work with Plante Sparks to develop new business opportunities and lead a team to achieve growth and success.

  • Develop strategic partnerships and alliances to expand market reach

  • Implement innovative sales and marketing strategies to increase revenue

  • Lead and motivate a team to achieve targets and exceed expectations

View all Business Development Executive and Team Lead interview questions
Are these interview questions helpful?
A Technical Lead was asked 21 Mar 2024
Q. How do you minimize latency?
Ans. 

Minimizing latency involves optimizing network, server, and application performance.

  • Optimize network infrastructure by reducing network hops and using content delivery networks (CDNs)

  • Utilize caching mechanisms to store frequently accessed data closer to the user

  • Implement load balancing to distribute traffic evenly across servers

  • Optimize code and database queries to reduce processing time

  • Use asynchronous processing...

View all Technical Lead interview questions
A React Js Frontend Developer was asked 15 Mar 2024
Q. Create a Stopwatch in React js
Ans. 

Create a stopwatch in React js

  • Use state to keep track of time

  • Use setInterval to update time every second

  • Display time in HH:MM:SS format

View all React Js Frontend Developer interview questions
A React Js Frontend Developer was asked 15 Mar 2024
Q. Explain Polyfills.
Ans. 

Polyfills are code that provides modern functionality on older browsers that do not natively support it.

  • Polyfills are used to fill in the gaps in browser support for certain features or APIs.

  • They are typically implemented using JavaScript.

  • Polyfills can be used for features like Promises, Fetch API, and ES6 syntax on older browsers.

  • They help ensure that a website or application works consistently across different b...

View all React Js Frontend Developer interview questions
1 2 3

Paytm Payments Bank Interview Experiences

127 interviews found

Senior Software Engineer Interview Questions & Answers

user image Anonymous

posted on 17 Jan 2025

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2024. There were 3 interview rounds.

Round 1 - Coding Test 

2 leetcode problem
1. house robbers
2. Reverse linkedlist

Round 2 - Technical 

(3 Questions)

  • Q1. Difference between qualifier and auto wired?
  • Ans. 

    Qualifier is used to specify which bean to autowire, while Autowired is used to automatically wire the bean.

    • Qualifier is used to resolve ambiguity when multiple beans of the same type are present in the context.

    • Autowired is used to automatically inject the dependency by type.

    • Qualifier is used in conjunction with Autowired to specify the bean to be injected.

  • Answered by AI
    Add your answer
  • Q2. Abstract vs interface?
  • Ans. 

    Abstract classes can have both abstract and non-abstract methods, while interfaces can only have abstract methods.

    • Abstract classes can have constructors, fields, and non-abstract methods.

    • Interfaces can only have abstract methods and constants.

    • A class can implement multiple interfaces but can only inherit from one abstract class.

    • Example: Abstract class - Animal with abstract method 'eat', Interface - Flyable with method...

  • Answered by AI
    Add your answer
  • Q3. Exception handling in polymorphism
  • Ans. 

    Exception handling in polymorphism involves handling exceptions that may occur in overridden methods.

    • In polymorphism, a subclass method can override a superclass method, including exception handling.

    • Subclass methods can throw exceptions that are subclasses of the exceptions thrown by the superclass method.

    • When calling a method on a superclass reference that points to a subclass object, the subclass method's exception h...

  • Answered by AI
    Add your answer
Round 3 - One-on-one 

(1 Question)

  • Q1. WhatsApp notification system design
  • Ans. 

    Design a notification system for WhatsApp

    • Use push notifications for real-time updates

    • Implement message queue for reliable delivery

    • Allow users to customize notification settings

    • Utilize web sockets for instant messaging

    • Consider implementing read receipts for messages

  • Answered by AI
    Add your answer

Senior Software Engineer Interview Questions asked at other Companies

Q1. Tell me about yourself. What technology are you using? What is a Collection? What are the different types of collection there? What is the difference between ArrayList and LinkedList What are the basic building blocks of Stream operators, s... read more
View answer (2)
Anonymous

Quality Engineer Interview Questions & Answers

user image Anonymous

posted on 24 Nov 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Not Selected
Round 1 - Technical 

(1 Question)

  • Q1. Java programming questions
  • Add your answer

Quality Engineer Interview Questions asked at other Companies

Q1. What is MSA and addition of msa version, type of msa ,what different between variable data and attibute data .why difine flase and miss rate calculate by msa .
View answer (11)
Anonymous

Fraud Analyst Interview Questions & Answers

user image prince chaudhary

posted on 9 Dec 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. About experience
  • Add your answer
Round 2 - One-on-one 

(1 Question)

  • Q1. About past experiences
  • Add your answer

Fraud Analyst Interview Questions asked at other Companies

Q1. What is the difference between customer service and customer support?
View answer (3)
Anonymous

Qa Automation Testing Engineer Interview Questions & Answers

user image shivam gaba

posted on 29 Jul 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - Coding Test 

Write program to find missing number

Round 2 - Technical 

(2 Questions)

  • Q1. Realted to retierve data from csv file
  • Add your answer
  • Q2. Basic of API testing
  • Add your answer

Interview Preparation Tips

Topics to prepare for Paytm Payments Bank Qa Automation Testing Engineer interview:
  • API
  • Collections

Qa Automation Testing Engineer Interview Questions asked at other Companies

Q1. selenium: what are selenium components, what are the different locators in selenium, what is selenium web driver, write a xpath for a given element on a web page
View answer (5)
Anonymous

QA Automation Engineer Interview Questions & Answers

user image shivam gaba

posted on 9 Jul 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Basic about APIs
  • Add your answer
  • Q2. Oops concept based questions
  • Add your answer
Round 2 - Coding Test 

Find the missing number from sequence

Round 3 - Behavioral 

(1 Question)

  • Q1. Asked about my project on which I am working
  • Add your answer

QA Automation Engineer Interview Questions asked at other Companies

Q1. Which framework you are using? explain your framework?
View answer (4)
Anonymous

Sales Manager Interview Questions & Answers

user image Anonymous

posted on 18 Oct 2024

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Company Website and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Group Discussion 

New offers and products

Round 2 - HR 

(2 Questions)

  • Q1. How many experience
  • Add your answer
  • Q2. How to manage team
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - It best company

Sales Manager Interview Questions asked at other Companies

Q1. If you were in a cold area like Kashmir or Himachal Pradesh and had to sell an AC with only a cooling option, how would you approach it?
View answer (18)
Anonymous

Business Development Executive and Team Lead Interview Questions & Answers

user image Anonymous

posted on 28 Mar 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. How it's work what can you do for plante sparks?
  • Ans. 

    I can work with Plante Sparks to develop new business opportunities and lead a team to achieve growth and success.

    • Develop strategic partnerships and alliances to expand market reach

    • Implement innovative sales and marketing strategies to increase revenue

    • Lead and motivate a team to achieve targets and exceed expectations

  • Answered by AI
    Add your answer
  • Q2. What is the process of Plante sparks?
  • Ans. 

    Plante sparks is a process used in business development to generate new ideas and strategies.

    • Plante sparks involves brainstorming sessions with team members to come up with innovative solutions.

    • It focuses on sparking creativity and thinking outside the box.

    • The process may include market research, competitor analysis, and customer feedback.

    • Team leads play a crucial role in guiding and facilitating the Plante sparks proc...

  • Answered by AI
    Add your answer
  • Q3. Plante sparks of any questions
  • Add your answer
  • Q4. What would you like in plante sparks?
  • Ans. 

    I would like to see creativity, collaboration, and innovation in plant sparks.

    • Creativity in coming up with new ideas for plant-based products or services

    • Collaboration among team members to brainstorm and execute plans effectively

    • Innovation in finding unique solutions to challenges in the plant-based industry

  • Answered by AI
    Add your answer
  • Q5. What is the process of preparation?
  • Ans. 

    The process of preparation involves planning, organizing, and gathering necessary resources to achieve a specific goal.

    • Identify the goal or objective of the preparation

    • Create a detailed plan outlining the steps to be taken

    • Gather necessary resources such as information, materials, and team members

    • Allocate tasks and responsibilities to team members

    • Set deadlines and milestones to track progress

    • Regularly review and adjust ...

  • Answered by AI
    Add your answer

Business Development Executive and Team Lead Interview Questions asked at other Companies

Q1. How does it work and what can you do for Plante Sparks?
View answer (1)
Anonymous

Data Engineer Interview Questions & Answers

user image Anonymous

posted on 12 Apr 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. Project and coding
  • Add your answer
Round 2 - Technical 

(1 Question)

  • Q1. Coding and problem solving
  • Add your answer
Round 3 - Technical 

(1 Question)

  • Q1. Scenario base problem solving
  • Add your answer
Round 4 - HR 

(1 Question)

  • Q1. Negotiations Discussion with HR
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Check gfg for questions asked

Data Engineer Interview Questions asked at other Companies

Q1. Next Greater Element Problem Statement You are given an array arr of length N. For each element in the array, find the next greater element (NGE) that appears to the right. If there is no such greater element, return -1. Input: T N arr[0]... read more
View answer (3)
Anonymous

Technical Lead Interview Questions & Answers

user image neha lohia

posted on 29 Apr 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Coding Test 

Tree specific and graph specific questions were there.

Round 2 - Technical 

(1 Question)

  • Q1. Tree , graph , mysql optimization
  • Add your answer
Round 3 - Technical 

(1 Question)

  • Q1. SQL and system design
  • Add your answer

Technical Lead Interview Questions asked at other Companies

Q1. 1. Explain 5 mins the flow from requirement analysis to production deployment and tools used in the process. 2. What is auto-scaling in a microservices architecture? 3. Difference between micro-service and serverless. 4. If you were going t... read more
View answer (4)
Anonymous

Senior Automation Engineer Interview Questions & Answers

user image Anonymous

posted on 12 Mar 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Technical 

(1 Question)

  • Q1. 1some sql grouping clauuse 2. some java collection based questions
  • Add your answer
Round 2 - Technical 

(1 Question)

  • Q1. Some coding and framework related questions based on java and sql
  • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. Salary discussion
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - this all happened on the same day

Senior Automation Engineer Interview Questions asked at other Companies

Q1. 1. Print numbers from 1 to 100 without using any loop ? 2. How do you take out duplicate values from array without using any set ? if you iterate the array and take out unique values , how do you do it for 2lakh items in less time? 3. Diffe... read more
View answer (1)
Anonymous

Top trending discussions

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Interview Tips & Stories
1w
devshacker007
·
ex -
Zizbey Consultancy
Job Chahiye Boss, Experience 3 Saal Ka — Lekin Salary Fresher Wali!
👔 HR: "Aapke paas Vue.js, React, Node.js, DevOps, AI sabka experience hai?" 👨‍💻 Main: "Haan, maine toh LinkedIn pe sabki post bhi like ki hai!😅" 🤖 Aaj kal interview mein skills se zyada "you must be available to work under pressure, weekends, and salary delay" pe focus hota hai! 💸 Salary expectation batate hi HR bolta hai — "Oh! We are looking for someone who is passionate... not someone who wants money!🏃‍♂️" 🚀 Lekin fir bhi hum apply karte ja rahe hain, kyunki ghar ke EMI aur Swiggy ke bill ne bhi promise kiya hai — "We will never leave you alone!" 📢 Dear companies, ab to job dedo — experience toh Zindagi bhi de rahi hai daily!
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More about working at Paytm Payments Bank
  • HQ - Noida,Uttar Pradesh, India
  • Banking
  • 1k-5k Employees (India)
  • Public
  • Financial Services
  • Internet

Paytm Payments Bank Interview FAQs

How many rounds are there in Paytm Payments Bank interview?
Paytm Payments Bank interview process usually has 2-3 rounds. The most common rounds in the Paytm Payments Bank interview process are One-on-one Round, Technical and HR.
How to prepare for Paytm Payments Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Paytm Payments Bank. The most common topics and skills that interviewers at Paytm Payments Bank expect are Banking, Java, SQL, Management and Data Structures.
What are the top questions asked in Paytm Payments Bank interview?

Some of the top questions asked at the Paytm Payments Bank interview -

  1. What is Money laundering and it's process What do you understand by Aml What is...read more
  2. You have a table with unlimited no of rows in it how will you be able to delete...read more
  3. Which types of shops you will visit and how to agree them to work with pa...read more
What are the most common questions asked in Paytm Payments Bank HR round?

The most common HR questions asked in Paytm Payments Bank interview are -

  1. What are your salary expectatio...read more
  2. Why are you looking for a chan...read more
  3. What are your strengths and weakness...read more
How long is the Paytm Payments Bank interview process?

The duration of Paytm Payments Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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Paytm Payments Bank Interviews By Designations

  • Paytm Payments Bank Field Sales Executive Interview Questions
  • Paytm Payments Bank Software Engineer Interview Questions
  • Paytm Payments Bank Sales Executive Interview Questions
  • Paytm Payments Bank Senior Software Engineer Interview Questions
  • Paytm Payments Bank Senior Associate Interview Questions
  • Paytm Payments Bank Technical Lead Interview Questions
  • Paytm Payments Bank Fraud Analyst Interview Questions
  • Paytm Payments Bank FSE Interview Questions
  • Show more
  • Paytm Payments Bank Associate Interview Questions
  • Paytm Payments Bank Analyst Interview Questions

Interview Questions for Popular Designations

  • Software Engineer Interview Questions
  • Sales Executive Interview Questions
  • Field Sales Executive Interview Questions
  • Senior Software Engineer Interview Questions
  • Senior Associate Interview Questions
  • Technical Lead Interview Questions
  • Fraud Analyst Interview Questions
  • Executive Interview Questions
  • Show more
  • Senior Executive Interview Questions
  • Sales Officer Interview Questions

Overall Interview Experience Rating

4.2/5

based on 104 interview experiences

Difficulty level

Easy 28%
Moderate 68%
Hard 4%

Duration

Less than 2 weeks 82%
2-4 weeks 16%
4-6 weeks 2%
View more

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Paytm Payments Bank Reviews and Ratings

based on 1.2k reviews

3.8/5

Rating in categories

3.7

Skill development

3.7

Work-life balance

3.7

Salary

3.3

Job security

3.6

Company culture

3.3

Promotions

3.7

Work satisfaction

Explore 1.2k Reviews and Ratings
Paytm Payments Bank Salaries in India
Associate
372 salaries
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₹2 L/yr - ₹4.9 L/yr

Team Lead
292 salaries
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₹3 L/yr - ₹10 L/yr

Senior Associate
276 salaries
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₹2.6 L/yr - ₹8.5 L/yr

Sales Executive
171 salaries
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₹1.8 L/yr - ₹4.6 L/yr

Senior Software Engineer
167 salaries
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₹11 L/yr - ₹45 L/yr

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