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Finance of home loans involves lending money to individuals to purchase or refinance a home, with interest rates and terms based on creditworthiness.
Home loans are a type of mortgage loan specifically for purchasing or refinancing a home
Interest rates on home loans can be fixed or adjustable
Terms of home loans can vary, typically ranging from 15 to 30 years
Creditworthiness plays a significant role in determining t...
The process of attracting, selecting, and hiring candidates for a job is called recruitment.
Recruitment involves sourcing potential candidates through various channels.
Candidates are then screened and evaluated to determine their suitability for the job.
The hiring process includes conducting interviews, checking references, and making a final selection.
Recruitment strategies may include job postings, networking, a...
We use Veeam Backup and Replication. I have extensive knowledge of its features and functionality.
Our backup solution is Veeam Backup and Replication
I have extensive knowledge of its features and functionality
We use it for both local and offsite backups
We have set up backup schedules and retention policies
We regularly test our backups to ensure they are recoverable
EDR, XDR and Endpoint Security are all related to protecting endpoints, but differ in their scope and capabilities.
EDR (Endpoint Detection and Response) focuses on detecting and responding to threats on individual endpoints.
XDR (Extended Detection and Response) expands the scope to include multiple endpoints and other security tools, allowing for more comprehensive threat detection and response.
Endpoint Security r...
I handle branch escalations by actively listening to the customer, empathizing with their situation, and finding a solution that meets their needs.
Listen to the customer's concerns and complaints
Empathize with the customer and acknowledge their frustration
Find a solution that meets the customer's needs and resolves the issue
Communicate the solution clearly and follow up to ensure customer satisfaction
Our sourcing area is primarily in Asia, with key channel partners including suppliers in China, India, and Vietnam.
Primary sourcing area is Asia
Key channel partners include suppliers in China, India, and Vietnam
Home loan is a loan taken to purchase or construct a house, while non-home loan is a loan taken for other purposes.
Home loan is secured against the property being purchased or constructed
Non-home loan can be secured or unsecured
Examples of non-home loans include personal loans, car loans, and education loans
The volume of files handled and approval to login ratio is a key metric to assess efficiency and productivity.
The volume of files handled refers to the number of credit applications or cases processed by the credit manager within a specific time frame.
Approval to login ratio indicates the percentage of credit applications approved compared to the total number of applications logged in by the credit manager.
A high ...
I appeared for an interview in Mar 2025, where I was asked the following questions.
I have extensive experience in team management, strong leadership skills, and a proven track record of achieving results.
Extensive experience in team management
Strong leadership skills
Proven track record of achieving results
I am a dedicated and organized leader who thrives on motivating and supporting my team to achieve success.
Dedicated and committed to achieving team goals
Organized and efficient in managing team tasks
Skilled at motivating and supporting team members
Focused on achieving success through collaboration and communication
I applied via Recruitment Consulltant and was interviewed in Jun 2024.Β There was 1 interview round.
Assessing customers with low cibil score involves analyzing their credit history, financial stability, and potential risk factors.
Review the customer's credit report to understand the reasons for the low CIBIL score
Assess the customer's current financial situation, including income, expenses, and existing debts
Consider any extenuating circumstances that may have led to the low CIBIL score, such as medical emergencies o...
The volume of files handled and approval to login ratio is a key metric to assess efficiency and productivity.
The volume of files handled refers to the number of credit applications or cases processed by the credit manager within a specific time frame.
Approval to login ratio indicates the percentage of credit applications approved compared to the total number of applications logged in by the credit manager.
A high volum...
I applied via Referral and was interviewed in Mar 2024.Β There were 3 interview rounds.
I appeared for an interview in Sep 2024, where I was asked the following questions.
I applied via Apna Jobs and was interviewed in Dec 2023.Β There was 1 interview round.
I applied via Referral
Analyse CIBIL, preparing CAM
I applied via Naukri.com and was interviewed in Mar 2023.Β There were 3 interview rounds.
Different skills, such as numerical reasoning, verbal reasoning, abstract reasoning, spatial reasoning, and more.
Performance management is the process of setting goals, assessing progress, and providing feedback to improve employee performance.
Performance management helps align individual and organizational goals.
It provides a framework for measuring and evaluating employee performance.
Feedback and coaching are integral parts of performance management.
Performance management helps identify areas for improvement and development.
It ...
The process of attracting, selecting, and hiring candidates for a job is called recruitment.
Recruitment involves sourcing potential candidates through various channels.
Candidates are then screened and evaluated to determine their suitability for the job.
The hiring process includes conducting interviews, checking references, and making a final selection.
Recruitment strategies may include job postings, networking, and ut...
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The duration of PNB Housing Finance interview process can vary, but typically it takes about less than 2 weeks to complete.
based on 52 interview experiences
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Relationship Officer
260
salaries
| βΉ1.4 L/yr - βΉ4.1 L/yr |
Area Sales Manager
196
salaries
| βΉ4.2 L/yr - βΉ13 L/yr |
Customer Service Manager
163
salaries
| βΉ2.7 L/yr - βΉ6.7 L/yr |
Branch Credit Manager
161
salaries
| βΉ4.5 L/yr - βΉ13 L/yr |
Assistant Manager
111
salaries
| βΉ3.2 L/yr - βΉ9 L/yr |
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