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Poonawalla
Fincorp
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The number of decisions made in a month can vary based on workload and case complexity.
Track the average number of cases handled per day to estimate monthly decisions.
For example, if 10 cases are processed daily, that totals around 220 cases monthly.
Consider the complexity of cases; simpler cases may allow for more decisions.
Utilize case management software to streamline decision-making processes.
Business sources refer to the various channels through which a company acquires goods, services, or information to support its operations.
Business-to-business (B2B) transactions
Supplier relationships
Trade shows and conferences
Online marketplaces
Industry publications and reports
I have 5 years of experience in sales coordination with a proven track record of successfully managing packages and exceeding targets.
Managed various sales packages and promotions to drive revenue
Coordinated with sales team to ensure timely delivery of packages to clients
Exceeded sales targets by 20% through effective package management
Implemented new strategies to optimize package offerings and increase sales
Util...
Understanding product knowledge is crucial for a Relationship Manager to effectively meet client needs and drive sales.
Know the features and benefits of each product offered, e.g., understanding the interest rates of various loan products.
Be aware of the target audience for each product, such as identifying which clients would benefit from investment options.
Stay updated on market trends and competitor products to...
Rollback refers to the process of reverting a system or database to a previous state, often used in data management.
Rollback is commonly used in database transactions to undo changes if an error occurs.
For example, if a financial transaction fails, a rollback can revert the database to its state before the transaction.
In software development, rollback can refer to reverting to a previous version of software after ...
NPA, or Non-Performing Asset, refers to loans or advances that are in default or in arrears, indicating financial distress.
An asset is classified as NPA when the borrower fails to make interest or principal repayments for 90 days.
For example, if a borrower misses three consecutive monthly payments on a home loan, that loan becomes an NPA.
NPAs can lead to significant losses for banks, affecting their profitability ...
NPA, or Non-Performing Asset, refers to loans or advances that are in default or in arrears, indicating financial distress.
An asset is classified as NPA when the borrower fails to make interest or principal payments for 90 days.
For example, if a bank lends money to a business and the business does not repay for three months, that loan becomes an NPA.
NPAs can lead to significant losses for banks, affecting their pr...
NPA ka full form 'Non-Performing Asset' hota hai, jo kisi financial institution ke liye ek samasya hai.
NPA ka matlab hai wo loans ya advances jo interest ya principal payment nahi karte.
Agar kisi borrower ne 90 din se zyada payment nahi kiya, to loan NPA ban jata hai.
Example: Agar ek business loan liya hai aur 3 mahine tak payment nahi kiya, to wo NPA ho jayega.
NPA banks ke liye risk hota hai, kyunki ye unki profi...
Loans are financial agreements where a lender gives money to a borrower, who agrees to repay the loan with interest over a set period of time.
Loans involve borrowing money from a lender
Borrowers agree to repay the loan amount with interest
Loans can be used for various purposes such as buying a house, car, or funding education
There are different types of loans like personal loans, home loans, and car loans
FOIR stands for Fixed Obligation to Income Ratio, a measure used by lenders to assess an individual's ability to repay a loan.
FOIR is calculated by dividing the total fixed obligations of an individual by their gross monthly income.
Lenders use FOIR to determine the maximum amount of loan that can be sanctioned to an individual based on their income and existing obligations.
For example, if an individual has a month...
I applied via Company Website and was interviewed in Nov 2024. There were 2 interview rounds.
Dedicated customer service associate with strong communication skills and a passion for helping others achieve satisfaction.
Over 3 years of experience in customer service roles, handling inquiries and resolving issues efficiently.
Proficient in using CRM software to track customer interactions and improve service delivery.
Recognized for maintaining a positive attitude and providing exceptional support, leading to a 95% ...
I appeared for an interview in May 2025, where I was asked the following questions.
I applied via Job Fair and was interviewed in Sep 2024. There were 3 interview rounds.
I have 5 years of experience in collections, managing a portfolio of over 500 accounts.
Managed a portfolio of over 500 accounts
Worked in collections for 5 years
Experience in negotiating payment plans with delinquent customers
NPA stands for Non-Performing Asset. It refers to a classification for loans or advances that are in default or are in arrears.
NPA is a term used in the banking sector to categorize loans that are not being repaid as per the agreed terms.
Banks classify loans as NPA when the borrower fails to make interest or principal payments for a specified period of time.
NPA adversely affects the profitability and liquidity of banks...
NPA, or Non-Performing Asset, refers to loans or advances that are in default or in arrears, indicating financial distress.
An asset is classified as NPA when the borrower fails to make interest or principal payments for 90 days.
For example, if a bank lends money to a business and the business does not repay for three months, that loan becomes an NPA.
NPAs can lead to significant losses for banks, affecting their profita...
Rollback refers to the process of reverting a system or database to a previous state, often used in data management.
Rollback is commonly used in database transactions to undo changes if an error occurs.
For example, if a financial transaction fails, a rollback can revert the database to its state before the transaction.
In software development, rollback can refer to reverting to a previous version of software after a fai...
NPA, or Non-Performing Asset, refers to loans or advances that are in default or in arrears, indicating financial distress.
An asset is classified as NPA when the borrower fails to make interest or principal repayments for 90 days.
For example, if a borrower misses three consecutive monthly payments on a home loan, that loan becomes an NPA.
NPAs can lead to significant losses for banks, affecting their profitability and l...
NPA ka full form 'Non-Performing Asset' hota hai, jo kisi financial institution ke liye ek samasya hai.
NPA ka matlab hai wo loans ya advances jo interest ya principal payment nahi karte.
Agar kisi borrower ne 90 din se zyada payment nahi kiya, to loan NPA ban jata hai.
Example: Agar ek business loan liya hai aur 3 mahine tak payment nahi kiya, to wo NPA ho jayega.
NPA banks ke liye risk hota hai, kyunki ye unki profitabil...
I applied via Referral and was interviewed before Oct 2022. There were 2 interview rounds.
I have 5 years of experience in product management.
I have worked in product management for 5 years.
Managed product development and launch processes.
Led cross-functional teams to drive product success.
Analyzed market trends and competitor products.
Implemented strategies to increase product sales and market share.
Business sources refer to the various channels through which a company acquires goods, services, or information to support its operations.
Business-to-business (B2B) transactions
Supplier relationships
Trade shows and conferences
Online marketplaces
Industry publications and reports
I have experience working in various roles in the financial industry, including as a credit analyst and loan processor.
Worked as a credit analyst at XYZ Bank, analyzing credit reports and financial statements
Processed loan applications and conducted risk assessments at ABC Credit Union
Collaborated with underwriters and loan officers to ensure timely and accurate processing of loan applications
I applied via Approached by Company and was interviewed in Nov 2024. There were 2 interview rounds.
Regarding check financial knowledge and will be selected
No, I will not engage in any under the table transactions as it goes against ethical business practices.
Under the table transactions are unethical and illegal
Engaging in such activities can lead to severe consequences including legal action and damage to reputation
It is important to always conduct business in a transparent and ethical manner
I appeared for an interview in Jan 2025.
How will you manage the breakdown case
Expect questions about your sales experience, strategies, and how you handle challenges in a managerial role.
What sales methodologies have you used in your previous roles?
Can you describe a time when you exceeded sales targets?
How do you motivate your sales team to achieve their goals?
What strategies do you implement to identify new market opportunities?
How do you handle conflicts within your team or with clients?
I will foster a collaborative environment, set clear goals, and provide ongoing support to drive team success.
Establish clear objectives: Set specific sales targets for each team member, ensuring alignment with overall company goals.
Encourage open communication: Hold regular one-on-one meetings to discuss challenges and provide feedback, fostering a culture of transparency.
Provide training and development: Organize wor...
I will implement strategic initiatives, analyze data, and foster team collaboration to drive monthly business improvements.
Conduct monthly performance reviews to identify areas for improvement, such as sales conversion rates.
Implement targeted marketing campaigns based on customer feedback and market trends, like seasonal promotions.
Enhance team training programs to improve product knowledge and sales techniques, ensur...
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Some of the top questions asked at the Poonawalla Fincorp interview -
The duration of Poonawalla Fincorp interview process can vary, but typically it takes about less than 2 weeks to complete.
based on 92 interview experiences
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Rating in categories
Senior Executive
183
salaries
| ₹2 L/yr - ₹6.3 L/yr |
Credit Manager
165
salaries
| ₹4.2 L/yr - ₹11.6 L/yr |
Area Credit Manager
157
salaries
| ₹6.5 L/yr - ₹22.4 L/yr |
Relationship Manager
143
salaries
| ₹2.3 L/yr - ₹7.3 L/yr |
Deputy Manager
140
salaries
| ₹4.8 L/yr - ₹13.6 L/yr |
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