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Ummeed Housing Finance

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3.9

based on 211 Reviews

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Ummeed Housing Finance Branch Credit Manager Interview Questions and Answers

Updated 27 Oct 2023

Ummeed Housing Finance Branch Credit Manager Interview Experiences

1 interview found

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 27 Oct 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is good Current Ratio
  • Ans. 

    A good Current Ratio is typically considered to be 2:1 or higher.

    • A Current Ratio of 2:1 means that a company's current assets are twice its current liabilities, indicating strong liquidity.

    • A Current Ratio below 1 may indicate that a company may have difficulty meeting its short-term obligations.

    • It is important to consider industry norms when evaluating the Current Ratio.

    • Current Ratio = Current Assets / Current Liabilit...

  • Answered by AI
    Add your answer
  • Q2. 2:1 Current Ratio :- current assets/current liabilities
  • Ans. 

    Current ratio is a financial metric used to evaluate a company's ability to pay its short-term obligations.

    • Current ratio is calculated by dividing current assets by current liabilities.

    • A current ratio of 1 or higher indicates that a company has enough assets to cover its short-term liabilities.

    • For example, if a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be 2.

  • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Simple
Anonymous

Top trending discussions

View All
Interview Tips & Stories
2w (edited)
timepasstiwari
·
A Digital Markter
Nailed the interview, still rejected
Just had the BEST interview ever – super positive and encouraging! But got rejected. Interviewer said I was the most prepared, knew it was a full-time role (unlike others), and loved my answers. One of my questions was even called "the best ever asked!" He showed me around, said I was exactly what they wanted, and would get back by Friday. I was so hyped! Then today, I got the rejection email. No reason given, just "went with someone else." Feels bad when your best isn't enough. Anyone else been there? How'd you cope?
Got a question about Ummeed Housing Finance?
Ask anonymously on communities.

Interview questions from similar companies

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Senior Software Engineer Interview Questions & Answers

OneAssist Consumer Solutions user image Anonymous

posted on 14 Apr 2020

I applied via Recruitment Consultant and was interviewed in Oct 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. API testing questions, database questions, manual testing, team lead experience
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - I got a call via an agency, first there was telephonic interview with manager where team lead experience, manual testing, activities you performed, database and API testing questions were asked

Then had face to face with almost similar questions

Make sure you are aware about the JD and well prepared with basic fundamentals
Anonymous

Branch Credit Manager Interview Questions Asked at Other Companies

asked in SMFG India Credit
Q1. How do you perform credit analysis and make final decisions regar ... read more
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asked in IDFC FIRST Bank
Q2. Why is a 13-year legal search report required in mortgage applica ... read more
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asked in SMFG India Credit
Q3. What is underwriting and what you have to do for getting good cus ... read more
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asked in IDFC FIRST Bank
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asked in Equitas Small Finance Bank
Q5. What kind of products are you able to handle?
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Analyst Interview Questions & Answers

Interactive Brokers user image Anonymous

posted on 22 Jul 2020

I applied via Naukri.com and was interviewed in Jan 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. They had some PI test (Personality test) followed by Aptitude test which comprised of basic math questions, logic, and AML related questions. If you pass the tests, you are qualified for the personal inter...
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - read related to the job profile and your work ex- AML
Anonymous
company Logo

Software Engineer Interview Questions & Answers

Biz 2 Credit Info Services user image Anonymous

posted on 5 Feb 2022

I applied via Naukri.com and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Hoisting, clousres, prototypes based output questions
  • Add your answer
  • Q2. Polyfill of reduce, map
  • Ans. 

    Polyfill of reduce, map are functions that mimic the behavior of the original functions in older browsers.

    • Polyfill of reduce function can be implemented using a for loop to iterate over the array and accumulate the result.

    • Polyfill of map function can be implemented using a for loop to iterate over the array and create a new array with the transformed values.

    • These polyfills are useful for ensuring cross-browser compatib...

  • Answered by AI
    Add your answer
Round 3 - One-on-one 

(1 Question)

  • Q1. Project discussion, react lifecycle, javascript basec concepts
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview questions were maily involved:-
Js basic concepts:hoisting, prototypes, closures, currying
Css basic properties
Project discussions

Skills evaluated in this interview

Anonymous
company Logo

Software Developer Interview Questions & Answers

Biz 2 Credit Info Services user image Anonymous

posted on 29 Jun 2021

I applied via Other and was interviewed in Dec 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Core topics related to Django, python
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be prepared to rejected even after following a tedious process of weeks of interview, and then not getting response of follow ups after final technical round
Anonymous
company Logo

Senior Associate Interview Questions & Answers

OneAssist Consumer Solutions user image Anonymous

posted on 13 May 2021

Interview Questionnaire 

2 Questions

  • Q1. Have you working with presure ?
  • Ans. 

    Yes, I have experience working under pressure.

    • I have successfully managed multiple high-pressure projects simultaneously.

    • I am accustomed to meeting tight deadlines and delivering quality work under pressure.

    • I thrive in fast-paced environments and remain calm and focused during stressful situations.

    • I have received positive feedback from supervisors and colleagues for my ability to handle pressure.

    • For example, in my prev...

  • Answered by AI
    Add your answer
  • Q2. Have you working with teams
  • Ans. 

    Yes, I have experience working with teams.

    • I have worked in cross-functional teams on various projects.

    • I have collaborated with colleagues from different departments to achieve common goals.

    • I have participated in team meetings, brainstorming sessions, and project planning.

    • I have effectively communicated and coordinated with team members to ensure smooth workflow.

    • I have contributed to team success by sharing ideas, provi...

  • Answered by AI
    Add your answer
Anonymous
company Logo

Analyst Interview Questions & Answers

Vivriti Capital user image Anonymous

posted on 3 Apr 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Balance sheet, ratios, cashflow
  • Add your answer
  • Q2. Basics of balance sheet,ratios and cashflow
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare your basics well
Anonymous
Are these interview questions helpful?
company Logo

Data Analyst Interview Questions & Answers

Vivriti Capital user image Rajnish Singh

posted on 16 Jul 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Questions about my college projects
  • Add your answer
Anonymous
company Logo

Intern Interview Questions & Answers

Vivriti Capital user image Anonymous

posted on 3 Dec 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - Case Study 

Simple Financial Case Study

Round 2 - One-on-one 

(2 Questions)

  • Q1. Introduce Yourself
  • Ans. 

    I am a passionate student eager to learn and contribute, with a strong background in teamwork and problem-solving skills.

    • Currently pursuing a degree in Computer Science, focusing on software development.

    • Completed an internship at XYZ Company, where I contributed to a team project that improved application performance by 20%.

    • Active member of the university coding club, participating in hackathons and coding competitions...

  • Answered by AI
    Add your answer
  • Q2. Why want to Join
  • Ans. 

    I want to join to gain hands-on experience, contribute to impactful projects, and learn from industry professionals in a collaborative environment.

    • I am eager to apply my academic knowledge in real-world scenarios, such as working on team projects that address current industry challenges.

    • Joining your organization will allow me to learn from experienced mentors, enhancing my skills and understanding of the field.

    • I am pas...

  • Answered by AI
    Add your answer
Anonymous
company Logo

Data Analyst Interview Questions & Answers

Vivriti Capital user image Anonymous

posted on 27 Feb 2023

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Jan 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. What is MSME and how we get investment
  • Ans. 

    MSME stands for Micro, Small and Medium Enterprises. Investment can be obtained through various government schemes and private investors.

    • MSMEs are small businesses that contribute significantly to the economy

    • They can be classified based on their investment in plant and machinery or equipment

    • Government schemes like MUDRA, CGTMSE, and SIDBI provide financial assistance to MSMEs

    • Private investors like angel investors and v...

  • Answered by AI
    Add your answer
  • Q2. Some general questions about GST
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't be over smart in front of them and first try to listen them properly and then give any answers thats my advice
Anonymous
More about working at Ummeed Housing Finance
  • HQ - Gurgaon,Haryana, India
  • Financial Services
  • 201-500 Employees (India)

Ummeed Housing Finance Interview FAQs

How many rounds are there in Ummeed Housing Finance Branch Credit Manager interview?
Ummeed Housing Finance interview process usually has 2 rounds. The most common rounds in the Ummeed Housing Finance interview process are Resume Shortlist and One-on-one Round.
How to prepare for Ummeed Housing Finance Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ummeed Housing Finance. The most common topics and skills that interviewers at Ummeed Housing Finance expect are Credit Underwriting, CAM, Credit Appraisal, Credit Processing and Home Loans.
What are the top questions asked in Ummeed Housing Finance Branch Credit Manager interview?

Some of the top questions asked at the Ummeed Housing Finance Branch Credit Manager interview -

  1. 2:1 Current Ratio :- current assets/current liabilit...read more
  2. What is good Current Ra...read more

Tell us how to improve this page.

Ummeed Housing Finance Interviews By Designations

  • Ummeed Housing Finance Hub Business Head Interview Questions
  • Ummeed Housing Finance Telesales Officer Interview Questions
  • Ummeed Housing Finance Branch Credit Manager Interview Questions
  • Ummeed Housing Finance Hub Credit Head Interview Questions
  • Ummeed Housing Finance Disbursement Manager Interview Questions
  • Ummeed Housing Finance Zonal Manager Interview Questions
  • Ummeed Housing Finance Relationship Manager Interview Questions
  • Ummeed Housing Finance Team Manager Interview Questions
  • Show more
  • Ummeed Housing Finance Business Analyst Interview Questions
  • Ummeed Housing Finance Branch Head Interview Questions

Interview Questions for Popular Designations

  • Credit Manager Interview Questions
  • Credit Officer Interview Questions
  • Credit Analyst Interview Questions
  • Credit Risk Analyst Interview Questions
  • Area Credit Manager Interview Questions
  • Branch Credit Officer Interview Questions
  • Branch Manager Interview Questions
  • Credit Processing Associate Interview Questions
  • Show more
  • Senior Manager Credit Interview Questions
  • Assistant Credit Manager Interview Questions

Overall Interview Experience Rating

4.5/5

based on 2 interview experiences

Difficulty level

Easy 100%

Duration

Less than 2 weeks 100%
View more

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Ummeed Housing Finance Branch Credit Manager Salary
based on 4 salaries
₹3.9 L/yr - ₹5.6 L/yr
10% less than the average Branch Credit Manager Salary in India
View more details

Ummeed Housing Finance Branch Credit Manager Reviews and Ratings

based on 3 reviews

3.8/5

Rating in categories

4.5

Skill development

1.8

Work-life balance

3.8

Salary

4.8

Job security

3.1

Company culture

4.5

Promotions

3.2

Work satisfaction

Explore 3 Reviews and Ratings
Ummeed Housing Finance Salaries in India
Relationship Manager
119 salaries
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₹1.8 L/yr - ₹4.2 L/yr

Credit Manager
61 salaries
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₹2.5 L/yr - ₹6 L/yr

Hub Credit Head
43 salaries
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₹4.5 L/yr - ₹9.4 L/yr

Operations Manager
32 salaries
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₹2.6 L/yr - ₹4.2 L/yr

Assistant Manager
27 salaries
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₹4.4 L/yr - ₹7.5 L/yr

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