Yes Bank Deputy Manager Interview Questions, Process, and Tips

Q1. Questions on derivatives, CAPM, cost of debt, cost of euity, WACC, situational questions, ideal debt to equity
Ans. Google kar le bhai ye sab
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Q1. Personal details, questions on my internship, favorite subject during mba
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Q2. Kuch to karle khudse
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Q1. Interview totally based upon your resume.
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Q2. Question will be related based on your last experience.
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Normal banking reasoning, quant and english.

Q1. About my Education, family and habits.
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Q2. Why I want to join ?
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I am passionate about leadership and team development, and I believe this role will allow me to make a positive impact.
• I have a strong background in team management and have successfully led teams in my previous roles.

• I am excited about the opportunity to contribute to the growth and success of the organization.

• I am eager to take on new challenges and further develop my skills in a dynamic and fast-paced environment.
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Q3. What is KYC AML
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KYC AML stands for Know Your Customer and Anti-Money Laundering. It is a set of regulations and procedures designed to prevent financial crimes.
• KYC involves verifying the identity of customers to ensure they are who they claim to be.

• AML involves monitoring financial transactions to detect and prevent money laundering activities.

• KYC AML regulations are mandatory for financial institutions to comply with.

• Examples of KYC ...read more
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Q4. What is mortgage
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A mortgage is a loan taken out to buy property or land, where the property acts as collateral for the loan.
• Mortgages are typically long-term loans with fixed or adjustable interest rates.

• Failure to repay the mortgage can result in foreclosure, where the lender takes possession of the property.

• Common types of mortgages include fixed-rate mortgages, adjustable-rate mortgages, and government-insured mortgages like FHA loa...read more
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Q5. What is core functions of banks?
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Core functions of banks include accepting deposits, providing loans, facilitating payments, and offering financial services.
• Accepting deposits from customers

• Providing loans to individuals and businesses

• Facilitating payments through various channels

• Offering financial services such as investment management and insurance

• Acting as intermediaries between savers and borrowers
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Q6. Why we should hire you?
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I have a proven track record of leadership, problem-solving skills, and a strong work ethic.
• I have successfully managed teams in previous roles, demonstrating my leadership abilities.

• I excel at problem-solving and have a history of finding innovative solutions to complex challenges.

• My strong work ethic is evident in my dedication to achieving goals and delivering high-quality results.
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Q7. Why you want to be a part of Yes bank?
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I want to be a part of Yes Bank because of its strong reputation in the banking industry and its commitment to innovation and customer service.
• Strong reputation in the banking industry

• Commitment to innovation

• Focus on customer service
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English aptitude test, quantitative aptitude test, reasoning test & banking awareness

Q1. Tell me about yourself
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I am an experienced professional with strong leadership skills and a proven track record in managing teams and driving results.
• Over 5 years of experience in management roles

• Successfully led a team of 20 employees to achieve a 20% increase in sales

• Proficient in strategic planning and problem-solving

• Strong communication and interpersonal skills

• Passionate about developing and mentoring team members
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Q2. Why you want to join yes bank
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I want to join Yes Bank because of its strong reputation, growth opportunities, and commitment to customer service.
• Yes Bank has a strong reputation in the banking industry, known for its innovative products and services.

• I am impressed by the bank's commitment to customer service and its focus on building long-term relationships with clients.

• Yes Bank offers excellent growth opportunities, allowing me to enhance my skill...read more
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Q3. Tell me about your family
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I come from a close-knit family with diverse backgrounds and strong values.
• My parents have been happily married for over 30 years.

• I have two siblings, an older sister and a younger brother.

• We often gather for family dinners and celebrate special occasions together.

• My family has always encouraged and supported my career aspirations.

• We enjoy traveling together and exploring new places.
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Q4. What are your hobbies & each question from your hobbies
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Q5. Golden rule of accounting
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The golden rule of accounting is to maintain a balance between debit and credit.
• Every transaction should have equal debit and credit amounts.

• Debit represents assets and expenses while credit represents liabilities and income.

• The rule ensures accuracy and integrity of financial statements.

• Example: If a company purchases inventory for $1000, the entry would be debit inventory account for $1000 and credit cash account for...read more
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Q1. How you pitch a loan to the customer
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To pitch a loan to a customer, highlight the benefits and explain the terms clearly.
• Understand the customer's financial needs and goals

• Explain the benefits of the loan, such as low interest rates or flexible repayment options

• Be transparent about the terms and conditions, including any fees or penalties

• Address any concerns or objections the customer may have

• Provide personalized recommendations based on the customer's fi...read more
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Q2. Why do you want to come to the retail sector
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I am interested in the retail sector because of its dynamic and customer-focused nature.
• I enjoy working with people and providing excellent customer service.

• I am attracted to the fast-paced and ever-changing environment of retail.

• I believe my skills in leadership and problem-solving can be effectively utilized in the retail sector.

• I have a passion for understanding consumer behavior and market trends.

• I am excited about...read more
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Q3. Are you comfortable with the corporate customer or the retail customer
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I am comfortable with both corporate and retail customers.
• I have experience in dealing with both types of customers.

• I understand the different needs and expectations of each type of customer.

• I am able to adapt my communication style to suit the customer's needs.

• For example, with corporate customers, I am able to use more formal language and focus on the business aspect of the conversation, while with retail customers, ...read more
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Q4. What is the full form of EMI & its formula
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EMI stands for Equated Monthly Installment. It is a fixed payment amount made by a borrower to a lender at a specified date each calendar month.
• EMI is used to pay off both the principal and interest amount of a loan.

• The formula for EMI calculation is: EMI = [P x R x (1+R)^N]/[(1+R)^N-1]

• Where P is the principal amount, R is the rate of interest per month, and N is the number of monthly installments.

• For example, if you t...read more
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Q5. Will you be able to do sales when we sent you to the field
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Yes, I have experience in sales and am confident in my ability to perform well in the field.
• I have previous experience in sales and have consistently met or exceeded sales targets.

• I am comfortable with approaching potential customers and presenting products or services.

• I am skilled in building relationships with clients and identifying their needs to offer appropriate solutions.

• I am confident in my ability to adapt to ...read more
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Q1. Introduction and about your job experience
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About working experience and skills, education

Q1. Related to HR questions
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