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HDB Financial Services
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97 HDB Financial Services Jobs
Branch Credit Manager
3-7 years
₹ 2 - 6.9L/yr (AmbitionBox estimate)
Vellore, Nalgonda
1 vacancy
Branch Credit Manager
HDB Financial Services
posted 28d ago
Job Role Insights
Fixed timing
Key skills for the job
Job Description
Role & responsibilities
- Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
- Verifying the promoters track record & ascertaining their credit worthiness.
- Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
- To ensure Bounce Rate and Delinquency are within acceptable standards
- Monitor and enforce approval rate and TAT as per prescribed standards.
- Monitor and ensure that monthly Branch audit score is satisfactory.
- Vendor Management.
- To conduct customer meeting to evaluate credit proposal
- PDD Tracking and closure
- Compliance to repayment instrument replenishment to ensure regular repayment of EM
Employment Type: Full Time, Permanent
Functional Areas: Banking/Insurance
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