InCred - Associate Product Manager - Data Platform (2-4 yrs)

Associate Product Manager ( Experience In Data Must)

About InCred :

InCred was founded by Bhupinder Singh in 2016. InCred is credit for Incredible India. We use technology and data science to make lending quick, simple, and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid, and often inefficient processes. At InCred, we have simplified the lending process with a sharp focus on serving our borrowers' unique needs and circumstances - offering our customers a truly superior borrowing experience.

Since its founding, InCred has raised over $250 million in funding from marquee investors such as Dutch development finance institution FMO, US-based asset manager Moore Capital, India, and Latin America-focused PE fund Elevar, and Alpha Capital, and lent more than $1 billion in loans to individual borrowers, institutions, small and medium businesses to date.

Our Vision :

To create a trustworthy, transparent, and highest integrity financial institution that positively advances the socio-economic well-being of lower middle class to middle-class Indian households while protecting the interests of all stakeholders.

Location : Mumbai

Job Title : Associate Product Manager (Data Platform)

Position Overview :

As part of the Product team, you will play a pivotal role in ensuring InCred's products align with the ever-evolving compliance and regulatory frameworks within the fintech and NBFC space. This role involves working closely with multiple teams to not only flesh out compliance and regulatory data requirements but also build features and implement changes that ensure compliance across different products. You will collaborate with various business and product teams to ensure regulatory changes are integrated effectively into our product offerings, ensuring compliance is embedded within the product lifecycle.

Key Responsibilities :

- Collaborate with compliance, regulatory, and legal teams to understand and define requirements for regulatory changes.

- Translate compliance and regulatory requirements into product features and processes.

- Work closely with engineering and product teams to build, test, and release new features or enhancements related to regulatory compliance.

- Ensure seamless implementation of compliance and regulatory changes across various product lines, including lending, personal loans, and NBFC operations.

- Liaise with cross-functional teams, including business, engineering, and operations, to ensure timely execution of compliance-driven product initiatives.

- Drive feature development and product updates to automate compliance reporting, manage regulatory audits, and implement risk mitigation strategies.

- Monitor regulatory changes and ensure that product roadmaps are adjusted to meet evolving compliance requirements.

- Conduct in-depth analysis of regulatory frameworks to ensure the platform is always compliant with NBFC and fintech regulations.

- Create scalable documentation and communication plans to keep all relevant stakeholders informed about compliance-related product changes.

- Manage the end-to-end lifecycle of compliance and regulatory features, from ideation to launch.

- Assist in tracking key compliance metrics and provide insights for continuous improvement in regulatory product features.

Qualifications:

- Experience in Data Platform is mandatory

- Experience with tools such as Metabase, Tableau, or any other reporting platform.

- Degree in business, finance, computer science, or a related field.

- 1-2 years of experience in business analysis, product management, or a similar role

- Experience in the fintech or NBFC space

- Proficiency in basic SQL for querying and analyzing data.

- Proven experience in building product features and working across multiple products.

- Strong project management skills with the ability to manage the entire lifecycle of features.

- Ability to collaborate with cross-functional teams to deliver product updates that meet compliance needs.

- Excellent analytical, problem-solving, and communication skills.

Bonus Points:

- Understanding of regulatory and compliance terminology.

- Prior experience working on compliance-related product features in a fintech environment.

- Experience with tools such as Metabase, Tableau, or any other reporting platform.

- Knowledge of Indian regulatory frameworks (e.g., RBI regulations).

- Familiarity with building automated compliance systems or features.