Kotak Mahindra Bank - Relationship Manager - Alternate Asset Group (5-7 yrs)

Job Description:

- Alternate Asset Group (Retail) Business vertical is a part of Asset Reconstruction Division.

- This vertical specializes in acquiring retail customers for funding against Residential, Commercial & Industrial, and Institutional Properties.

- We also provide loans for purchase of Commercial Properties and funding with Lease Rental Discounting.

- The target customer segment is Manufacturers, Education, Real Estate, Service Industry and self-employed professionals.

Role:

- Sourcing of cases from open market channel (DSA), Other Group Businesses, Cross Channel and Direct cases to achieve Budgeted volumes.

- Meeting clients and explain various products related to WC/ TL etc.

- Liaise with Credit team for Documentation and proposal submission for approvals.

- Coordination with Cross Functions (Legal / Technical / Operations) for day to day activities involved in processing of Sanction and disbursement of Cases.

- Responsible for deepening distribution network by consistently adding new channels.

- Ensure additional revenue generation through cross - sell & multiple product selling.

- Responsible for the end to end monitoring of the portfolio

- Structuring and customizing the products to suit the customer's requirement.

Requirements/ qualification:

- Graduate/ MBA with min 5 to 7 years' experience in banking/ NBFC industry

- Good knowledge on all the banking products

- Team worker

- Customer relationship management skills