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Area Credit Manager-Emerging Corporate -Credit Appraisal
Tata Capital
posted 4 days ago
Job Role Insights
Flexible timing
Key skills for the job
Job Description
Key Objective of the Job:
- Credit analysis of proposal and preparation of credit notes.
- Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality.
- Meeting new customers and existing customers on regular basis
- Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures
- Ensure continuous monitoring for all high value exposures in the region.
Major Deliverables:
- Quality of Credit Underwriting
- Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc
- Portfolio Monitoring
- To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc
- To raise early warning signals for exit of stress accounts and take due measures for timely exit.
- To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.
Employment Type: Full Time, Permanent
Read full job description
What people at Tata Capital are saying
Rating based on 26 Area Credit Manager
reviews
Anonymous · BFSI, Investments & Trading
in Jaipur
Likes
Supportive senior management. No politics. Chance to every individual
- Salary - Good
+5 more
Dislikes
No work life balance
- Work-life balance - Poor
Area Credit Manager salary at Tata Capital
reported by
147
employees
with 5-12
years exp.
₹13.9
L/yr - ₹24.8
L/yr
46%
more
than the average Area Credit Manager Salary in India
View more details
What Tata Capital employees are saying about work life
based on 3k employees
Flexible timing
Monday to Saturday
Within city
Day Shift
Tata Capital Benefits
Submitted by Company
Job Training Health Insurance Soft Skill Training Work From Home
Submitted by Employees
View more benefits 
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