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Engaged Employer
AU Small Finance Bank
4.2
based on 12k Reviews
Video summary
Company Overview
Associated Companies
Company Locations
Working at AU Small Finance Bank
Company Summary
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Overall Rating
4.2/5
based on 12k reviews
11% above
industry average
Highly rated for
Job security, Salary, Work-life balance
Work Policy
Work from office
86% employees reported
Monday to Saturday
44% employees reported
Strict timing
52% employees reported
No travel
49% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
354 employees reported
Health insurance
292 employees reported
Office cab/shuttle
89 employees reported
Professional degree assistance
76 employees reported
View all benefits
About AU Small Finance Bank
Founded in1996 (29 yrs old)
India Employee Count10k-50k
Global Employee Count10k-50k
India HeadquartersJaipur, Rajasthan, India
Office Locations
--
Websiteaubank.in
Primary Industry
Other Industries
View in video summary
With a strong desire to contribute to nation-building, Mr. Sanjay Agarwal, a merit-holder Chartered Accountant and a first-generation entrepreneur, took it upon himself the responsibility of financing the entrepreneurship aspirations of the unreached and unbanked masses of India. The desire was turned into reality and in 1996, Au Financiers, was established. Headquartered in Jaipur, Rajasthan, the retail-focused Non-Banking Finance Company for two decades provided speedy and customized financial solutions to rural and urban population.
Mission: To build India's largest retail frenchise that are admired for:-
Making every customer feel supreme while being served.
Aspiring no Indian is deprived of banking.
Bias for action,dynamism,detail orientation and product and process innovation.
Globally respected standards of integrity,governance and ethics.
Being an equal opportunity employer,providing a collaborative and rewarding to all
its employers.
Vision: To be the world's most trusted retail bank and coveted employer, the is admired as the epitome of financial inclusion and economic success, where ordinary people do extraordinary things to transform society at large, thereby guaranteeing Trust, Confidence and Customer Delight.
AU Small Finance Bank Ratings
based on 12k reviews
Overall Rating
4.2/5
How AmbitionBox ratings work?
5
7.3k
4
1.9k
3
1.1k
2
486
1
1.2k
Category Ratings
4.1
Job security
4.1
Salary
4.1
Work-life balance
4.1
Skill development
4.0
Company culture
4.0
Work satisfaction
3.9
Promotions
AU Small Finance Bank is rated 4.2 out of 5 stars on AmbitionBox, based on 12k company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at AU Small Finance Bank
based on 11.6k reviews
4.2
Rated by 1.4k Women
Rated 4.2 for Job security and 4.1 for Work-life balance
4.2
Rated by 10.2k Men
Rated 4.1 for Salary and 4.1 for Job security
Work Policy at AU Small Finance Bank
based on 1.3k reviews in last 6 months
Work from office
86%
Hybrid
10%
Permanent work from home
4%
AU Small Finance Bank Reviews
Top mentions in AU Small Finance Bank Reviews
+ 5 more
Compare AU Small Finance Bank with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 4.2/5 based on 12k reviews | 3.5/5 based on 11.6k reviews | 3.7/5 based on 8.3k reviews | 3.9/5 based on 10.9k reviews |
Highly Rated for | Skill development Work-life balance Salary | No highly rated category | No highly rated category | Salary |
Critically Rated for | No critically rated category | Promotions Company culture Work satisfaction | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 86% employees reported | Work from office 88% employees reported | Work from office 84% employees reported | Work from office 83% employees reported |
Rating by Women Employees | 4.2 Good rated by 1.4k women | 3.2 Average rated by 2.1k women | 3.5 Good rated by 1.6k women | 3.6 Good rated by 1.7k women |
Rating by Men Employees | 4.2 Good rated by 10.2k men | 3.5 Good rated by 9k men | 3.8 Good rated by 6.5k men | 4.0 Good rated by 8.8k men |
Job security | 4.1 Good | 3.5 Good | 3.4 Average | 3.7 Good |
View more
AU Small Finance Bank Salaries
AU Small Finance Bank salaries have received with an average score of 4.1 out of 5 by 12k employees.
Deputy Manager
(1k salaries)
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₹1.8 L/yr - ₹9.4 L/yr
Relationship Manager
(747 salaries)
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₹2.2 L/yr - ₹9.9 L/yr
Credit Manager
(540 salaries)
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₹2.7 L/yr - ₹10.5 L/yr
Relationship Officer
(456 salaries)
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₹1 L/yr - ₹8 L/yr
Branch Manager
(431 salaries)
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₹5.1 L/yr - ₹18 L/yr
Sales Officer
(428 salaries)
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₹1.1 L/yr - ₹5 L/yr
Senior Sales Officer
(368 salaries)
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₹1.6 L/yr - ₹4.5 L/yr
Banking Officer
(350 salaries)
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₹1.2 L/yr - ₹5 L/yr
Business Manager
(346 salaries)
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₹2.1 L/yr - ₹8.8 L/yr
Deputy Relationship Manager
(281 salaries)
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₹2.5 L/yr - ₹5.2 L/yr
AU Small Finance Bank Interview Questions
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Top AU Small Finance Bank interview questions and answers
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AU Small Finance Bank Jobs
Popular Designations AU Small Finance Bank Hires for
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AU Small Finance Bank News
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Broker’s call: AU Small Finance Bank (Reduce)
- AU Small Finance Bank has been defying industry trends, growing its credit portfolio at a healthy pace.
- Higher cost of funds and interest reversals on NPAs have impacted the bank's margins and led to margin correction.
- The bank expects soft margins and elevated credit costs in the first half of FY26.
- Given the macro uncertainty and asset quality concerns, the management has resisted providing RoA guidance for FY26.
HinduBusinessLine | 23 Apr, 2025
AU SFB Q4 Results Review: Poised To Deliver Historical High RoA Levels — Centrum Broking Hikes Target Price
- AU Small Finance Bank is well-positioned to deliver sustainable 18% book value CAGR, making it an attractive investment, says Centrum Broking.
- AU SFB's NII for the quarter stood at Rs 20.9 billion, marginally ahead of the brokerages' estimate of Rs 20.3 billion, largely driven by lower interest expenses.
- Over the last five years, AU Small Finance Bank stock has traded at a mean P/ABV multiple of ~4x on a one-year forward basis. However, it has delivered negligible returns, primarily due to a significant de-rating of multiples.
- Currently, the stock is trading at a deeply discounted level of mean minus 2SD, reflecting overly pessimistic market sentiment.
Bloomberg Quint | 23 Apr, 2025
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AU Small Finance gains 6% as Q4 profit jumps 18%, brokerages divided
- AU Small Finance reported an 18% increase in Q4 profit, with total income reaching ₹5,031 crore.
- Net interest income (NII) soared 57% to ₹2,094 crore, and net interest margin (NIM) for Q4FY25 stood at 5.8%.
- The bank's board recommended a final dividend of ₹1 per share.
- Brokerages have mixed reactions, with Morgan Stanley assigning an overweight call at a target price of ₹750, and Citi assigning a neutral rating at ₹625.
HinduBusinessLine | 23 Apr, 2025
Stock Recommendations Today: HCLTech, M&M Financial, AU Small Finance Bank On Brokerages' Radar
- Brokerages' radar today includes HCLTech, M&M Financial, and AU Small Finance Bank, with key recommendations and insights.
- HCLTech receives positive ratings and target price upgrades from JPMorgan, Macquarie, and Citi, emphasizing growth leadership and earnings visibility.
- Mahindra & Mahindra Financial Services notes mixed analyst views, with Morgan Stanley cautious on profitability despite stable asset quality.
- AU Small Finance Bank maintains strong ratings for potential earnings rebound and asset quality improvement, as highlighted by Morgan Stanley and Citi.
- Swiggy's coverage by Ambit Capital signals a bearish outlook due to challenges in quick commerce, contrasting with Zomato's position in the food delivery space.
- Havells India faces varied analyst perspectives, with Morgan Stanley positive on performance but cautious about subdued consumer demand and inflationary pressures.
- Financial institutions like Investec provide insights into growth drivers and concerns for Mahindra Finance and AU Small Finance Bank.
- Overall, the brokerage recommendations offer a comprehensive view of the stock market landscape for investors and traders to consider.
Bloomberg Quint | 23 Apr, 2025
Stocks To Watch Today: Infosys, Airtel, IndusInd Bank, Bank Of India
- Stocks to watch today include Infosys, Airtel, IndusInd Bank, and Bank of India. Infosys incorporated the step-down of Infosys Energy Consulting Services.
- Airtel's arm signed an agreement with Adani data networks to acquire spectrum. IndusInd Bank's internal audit is reviewing its microfinance portfolio with EY's assistance.
- Bank of India plans to consider fundraising via bonds. Several other companies like RBL Bank, PFC, Aditya Birla Capital, and Ashoka Buildcon have made significant announcements as well.
- Other notable updates include Suven Pharma receiving approval for increased foreign investment, and Balrampur Chini Mills' sugar production details for the 2024-25 season.
- Earnings reports for Q4 include LTIMindtree, Bajaj Housing Finance, Tata Consumer Products, HCLTech, AU Small Finance Bank, Havells India, and more, reflecting varied financial performances.
- Financial highlights from various companies include revenue and profit changes, NPA and NIM details, dividend declarations, and exceptional gains reported in different sectors.
- Tata Communications reported significant gains and recommended a final dividend. Cyient DLM, M&M Financial, and Vardhman Special Steels also shared their financial results for the quarter.
- The stock market landscape and ongoing developments indicate a range of activities and performance trends among different companies, influencing investor interest and market movements.
- Overall, the updates on stocks, company announcements, and earnings present a dynamic picture of the current market scenario, with potential implications for investors and stakeholders.
- Investors and market observers may track these developments and financial outcomes to assess sector-wise performance, market sentiments, and investment opportunities in the evolving economic landscape.
- Stay informed with the latest news, stock market updates, business insights, and IPO details on platforms like NDTV Profit to make informed decisions in the ever-changing financial markets.
Bloomberg Quint | 23 Apr, 2025
Stock Market Today: All You Need To Know Going Into Trade On April 23
- India's benchmark equity indices rose for the sixth session in a row with financial services stocks supporting the rally.
- The Nifty 50 and BSE Sensex closed higher, with Nifty Bank and Nifty Financial Services hitting record highs.
- Key events to watch include RBI releasing MPC meeting minutes and S&P Global reporting India PMI figures.
- Earnings to watch include Tata Consumer Products and various other companies like HCLTech, AU Small Finance Bank, Havells India.
- Stocks in focus include Bharti Airtel, PFC, Gensol Engineering, IndusInd Bank, Balrampur Chini Mills, Infosys, and more.
- Bulk deals include British International Investment selling RBL Bank shares and BNP Paribas buying Selan Exploration Technology shares.
- Trading tweaks include Spandana Sphoorty Financial price band changes, Ex-Dividend for CIE Automotive India and Schaeffler India.
- F&O cues indicate Nifty April Futures up by 0.12% and options data showing maximum call open interest at 25,500.
- In currency and bond markets, the rupee closed weaker against the US dollar, and the 10-year government bond yield remained flat at 6.32%.
- Overall, the stock market outlook for April 23 includes various significant events, earnings reports, stock movements, and market indicators to watch.
Bloomberg Quint | 23 Apr, 2025
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AU Small Finance Bank Q4 Results: Profit, Net Interest Income Meet Estimates
- AU Small Finance Bank's net interest income increased 57% YoY to Rs 2,094 crore in Q4, meeting estimates.
- The bank's net profit jumped 36% to Rs 504 crore, with asset quality improving and non-performing assets reducing.
- The executives anticipate better performance in the second half of fiscal 2026 and aim to expand branches and garner urban deposits.
- Shares of AUSFB closed 1.22% lower at Rs 613.8 apiece on the NSE before the results were announced.
Bloomberg Quint | 22 Apr, 2025
Q4 Results Live: Waaree Energies, AU Small Finance Bank, HCLTech In Focus
- Key names like Havells, AU SFB, HCL Technologies, and Mahindra & Mahindra Financial Services are set to declare Q4 results today.
- As many as 17 companies across various sectors are expected to post their earnings for the quarter ended March 31, 2025 today.
- Some of the companies declaring Q4 results today include Havells India, AU Small Finance Bank, HCL Technologies, Mahindra & Mahindra Financial Services, Tata Communications, and Waaree Energies.
- Stay tuned for more details and live coverage on NDTV Profit.
Bloomberg Quint | 22 Apr, 2025
Q4 Results Today: HCLTech, Waaree Energies, AU Small Finance Bank, Havells India, Tata Communications And More
- 17 companies are set to announce their Q4 and FY 2024-25 results today, including HCL Technologies, Waaree Energies, AU Small Finance Bank, Havells India, and Tata Communications, among others.
- Other companies announcing results include Cyient DLM Ltd., Delta Corp Ltd., Hathway Cable & Datacom Ltd., and Huhtamaki India Ltd.
- Havells India's net profit for Q3 FY25 declined by 3.45%, while revenue from operations increased by 10.76%.
- HCL Technologies' profit for Q3 FY25 rose by 5.6%, with the revenue from operations rising by 5%.
Bloomberg Quint | 22 Apr, 2025
HCL Technologies, Waaree Energies, Havells India, Tata Communications —Earnings Estimates
- AU Small Finance Bank, HCL Technologies Ltd., Mahindra & Mahindra Financial Services Ltd., Tata Communications Ltd., and Waaree Energies Ltd. will announce their earnings for the fourth quarter on Tuesday.
- AU Small Finance Bank is expected to have a profit of Rs 504.34 crore and revenue of Rs 2,692.94 crore.
- HCL Technologies is expected to report a revenue of Rs 30,261.83 crore with a net profit of Rs 4,338.8 crore.
- Tata Communications Ltd. is likely to have a bottom line of Rs 305.17 crore and a top line of Rs 5,966.84 crore for the quarter ended December.
- Waaree Energies Ltd. is likely to post a net profit of Rs 496.15 crore and a revenue of Rs 4,028.15 crore for the fourth quarter of fiscal 2025.
Bloomberg Quint | 22 Apr, 2025
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Aavas Financiers
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• 1.9k reviews
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AU Small Finance Bank FAQs
When was AU Small Finance Bank founded?
AU Small Finance Bank was founded in 1996. The company has been operating for 29 years primarily in the Banking sector.
Where is the AU Small Finance Bank headquarters located?
AU Small Finance Bank is headquartered in Jaipur, Rajasthan.
How many employees does AU Small Finance Bank have in India?
AU Small Finance Bank currently has more than 29,000+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in AU Small Finance Bank based on the number of reviews submitted on AmbitionBox.
Does AU Small Finance Bank have good work-life balance?
AU Small Finance Bank has a work-life balance rating of 4.1 out of 5 based on 12,000+ employee reviews on AmbitionBox. 77% employees rated AU Small Finance Bank 4 or above on work-life balance. This rating reflects the company's efforts to help employees maintain a healthy balance between their personal and professional lives. We encourage you to read AU Small Finance Bank work-life balance reviews for more details
Is AU Small Finance Bank good for career growth?
Career growth at AU Small Finance Bank is rated fairly well, with a promotions and appraisal rating of 3.9. 77% employees rated AU Small Finance Bank 4 or above, while 23% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading AU Small Finance Bank promotions/appraisals reviews for more detailed insights.
What are the pros of working in AU Small Finance Bank?
Working at AU Small Finance Bank offers several advantages that make it an appealing place for employees. The company is highly rated for job security, salary & benefits and skill development, based on 12,000+ employee reviews on AmbitionBox.
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