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Aye Finance
4.1
based on 1.4k Reviews
Video summary
Company Overview
Company Locations
Working at Aye Finance
Company Summary
Money lending company offering loans to small and micro ventures
Overall Rating
4.1/5
based on 1.4k reviews

5% above
industry average

Highly rated for
Salary, Company culture, Work-life balance
Work Policy

Work from office
85% employees reported

Monday to Saturday
60% employees reported

Strict timing
54% employees reported

Within city
54% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
70 employees reported
Health insurance
62 employees reported
Office cab/shuttle
22 employees reported
Professional degree assistance
14 employees reported
View all benefits
About Aye Finance
Founded in2013 (12 yrs old)
India Employee Count5k-10k
Global Employee Count--
India HeadquartersDelhi,NCT, India
Office Locations
Websiteayefin.com
Primary Industry
Other Industries
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View in video summary
We are a finance company aiming to provide innovative and customer centered financial services to micro and small businesses through knowledgeable team, effective technology and robust processes, to power their growth into the new-age India. Over 60 million small and micro businesses in India face a huge obstacle to their progress – lack of access to formal banking system and capital. Many of them are in unorganized sectors, do not maintain detailed business accounts, do not have any credit history and loan needs are often very small. We aim to bridge this gap.
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Aye Finance Ratings
based on 1.4k reviews
Overall Rating
4.1/5
How AmbitionBox ratings work?
5
884
4
242
3
122
2
56
1
136
Category Ratings
4.1
Salary
4.0
Company culture
4.0
Work-life balance
3.9
Job security
3.9
Skill development
3.9
Work satisfaction
3.8
Promotions
Aye Finance is rated 4.1 out of 5 stars on AmbitionBox, based on 1.4k company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Aye Finance
based on 1.4k reviews
3.7
Rated by 63 Women
Rated 3.8 for Job security and 3.6 for Work-life balance
4.1
Rated by 1.3k Men
Rated 4.1 for Salary and 4.0 for Work-life balance
Work Policy at Aye Finance
based on 243 reviews in last 6 months
Work from office
85%
Hybrid
12%
Permanent work from home
3%
Aye Finance Reviews
Top mentions in Aye Finance Reviews
+ 5 more
Compare Aye Finance with Similar Companies
Change Company | Change Company | Change Company | ||
---|---|---|---|---|
Overall Rating | 4.1/5 based on 1.4k reviews | 4.0/5 based on 5.5k reviews | 4.5/5 based on 7.4k reviews | 3.6/5 based on 5.3k reviews |
Highly Rated for | Salary Work-life balance Company culture | Work-life balance Skill development Salary | Skill development Work-life balance Job security | No highly rated category |
Critically Rated for | No critically rated category | No critically rated category | No critically rated category | Promotions Work satisfaction |
Primary Work Policy | Work from office 85% employees reported | Work from office 88% employees reported | Work from office 91% employees reported | Work from office 91% employees reported |
Rating by Women Employees | 3.7 Good rated by 63 women | 3.9 Good rated by 1.2k women | 4.5 Good rated by 2.4k women | 3.7 Good rated by 984 women |
Rating by Men Employees | 4.1 Good rated by 1.3k men | 4.0 Good rated by 4k men | 4.5 Good rated by 4.6k men | 3.6 Good rated by 4k men |
Job security | 3.9 Good | 3.8 Good | 4.4 Good | 3.7 Good |
View more
Aye Finance Salaries
Aye Finance salaries have received with an average score of 4.1 out of 5 by 1.4k employees.
Branch Manager
(157 salaries)
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₹3.3 L/yr - ₹7.4 L/yr
Branch Credit Officer
(156 salaries)
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₹2.2 L/yr - ₹3.7 L/yr
Credit Officer
(149 salaries)
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₹2.2 L/yr - ₹4 L/yr
Collection Officer
(136 salaries)
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₹1.9 L/yr - ₹3.7 L/yr
Loan Advisor
(134 salaries)
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₹1.8 L/yr - ₹3.5 L/yr
Assistant Credit Manager
(112 salaries)
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₹2.9 L/yr - ₹5.3 L/yr
Field Credit Officer
(73 salaries)
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₹1.8 L/yr - ₹3.3 L/yr
Branch Operation Officer
(70 salaries)
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₹1.8 L/yr - ₹2.9 L/yr
Team Lead
(64 salaries)
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₹3 L/yr - ₹5.4 L/yr
Assistant Sales Manager
(61 salaries)
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₹2.3 L/yr - ₹4.6 L/yr
Aye Finance Interview Questions
A Loan Advisor was asked 10 Oct 2022Q. How many types of loans are there in market
A Credit Officer was asked 27 Dec 2023Q. Whats about pd and dpds
A Field Credit Officer was asked 02 Aug 2023Q. How to Risk finding at field?
A Branch Credit Officer was asked 18 Aug 2023Q. Have you have experience in Field assessment about business oriented a...read more
A Branch Sales Manager was asked 3w agoQ. What are the Key Result Areas (KRA) for a Branch Manager?
Aye Finance Jobs
Popular Skills Aye Finance Hires for
Current Openings
Aye Finance News
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BlueStone, Elevation Capital-backed Aye Finance get Sebi nod for IPO
- Jewellery etailer BlueStone and Aye Finance have received Sebi's approval for IPO.
- BlueStone's IPO includes a fresh issue of shares worth Rs 1,000 crore and an offer-for-sale (OFS) of 2.4 crore equity shares.
- Aye Finance's IPO will consist of a fresh issue of shares worth Rs 885 crore and an OFS of Rs 565 crore.
- Aye Finance had recently raised a Rs 250-crore pre-IPO equity round, valuing the company at around $400 million.
Economic Times | 9 Apr, 2025

The evolution of entry-level jobs; Infra.Market gears up for $700M IPO
- Hope is the fuel of progress as the global economy waits for US negotiations on tariffs, easing tension in the stock market.
- Indian benchmark indices rise amidst optimism despite trade war concerns, with startups like BlueStone and Aye Finance planning IPOs.
- Colossal Biosciences' claim of bringing back dire wolves raises debate among experts.
- Entry-level job requirements have evolved to demand AI proficiency, technical skills, and soft skills like adaptability and communication.
- Infra.Market prepares for a $700M IPO with an expected valuation target of $3-5 billion, reflecting strong growth and increasing project opportunities.
- Spinny reports a rise in online used car sales, highlighting consumer preference for transparent online purchases and financing challenges.
- Amazon introduces a new Gen AI model, Meta expands safety measures for teenagers on Instagram, and Emirates President warns about the impact of global tariffs on the aviation industry.
- The invention of Velcro was inspired by burdock burrs, observed by Swiss engineer George de Mestral.
Yourstory | 9 Apr, 2025

SEBI👍BlueStone & Aye Finance IPOs, Ola Electric Answers Back & More
- SEBI has approved the IPO plans of BlueStone and Aye Finance amid global market turmoil.
- BlueStone's IPO includes a fresh issue of INR 1,000 Cr shares and an OFS component, while Aye Finance's offer consists of a fresh issue of INR 885 Cr.
- BlueStone saw a 64% YoY revenue growth in FY24, with narrowed losses, while Aye Finance's net profit surged 37% YoY in the first six months of FY25.
- SEBI approval comes at a challenging time for stock markets with Indian indices down 10% since December.
- Macro headwinds may lead companies to delay filing their RHPs, reflecting caution seen in Ather Energy's case.
- Ola Electric clarified February sales data controversy, Neo Group marked first close of Fund II at INR 2,000 Cr, and Scripbox eyes $20 Mn fundraise.
- Jio Finance diversifies loan offerings, Q-Comm players under CCI scanner, Eloelo and Eat Better secure fundings, while Hypergro automates video ad creation with AI.
- Hypergro, eyeing a $3 Mn revenue target by FY26, aims to leverage AI to make a global impact in the hyper-personalised video ads space.
Inc42 | 9 Apr, 2025

SEBI greenlights IPOs for Aye Finance, Bluestone Jewellery and Lifestyle, GK Energy, and Anthem Biosciences
- SEBI has approved IPOs for Aye Finance, Bluestone Jewellery and Lifestyle, GK Energy, and Anthem Biosciences.
- Aye Finance aims to raise ₹1,450 crore through its IPO, with a fresh issue of ₹885 crore and an offer for sale of ₹565 crore.
- Bluestone Jewellery and Lifestyle's IPO includes a fresh issue of ₹1,000 crore and an offer for sale of nearly 2.4 crore equity shares.
- GK Energy secures SEBI approval for its IPO, comprising a fresh issue of ₹500 crore and an offer for sale of 84 lakh equity shares.
- Anthem Biosciences plans to raise ₹3,395 crore through an offer-for-sale by existing shareholders in its IPO.
HinduBusinessLine | 8 Apr, 2025

BlueStone, Aye Finance Get SEBI Nod For Their IPOs
- Markets regulator SEBI has approved the IPOs of BlueStone and Aye Finance.
- SEBI issued observation letters to both companies, indicating no immediate concerns.
- BlueStone filed a draft prospectus for a ₹1,000 Cr IPO, while Aye Finance filed for a ₹1,450 Cr IPO.
- SEBI is still reviewing IPO papers of PhysicsWallah and DevX.
Inc42 | 8 Apr, 2025

Aye Finance, GK Energy, Two Others Get SEBI Approval For IPO
- Anthem Biosciences, Aye Finance, BlueStone Jewellery, and GK Energy have received SEBI approval for IPO.
- Anthem Biosciences plans to raise funds through an offer for sale (OFS) worth Rs 3,395 crore.
- Aye Finance is planning an IPO with a fresh issue of shares worth Rs 885 crore and an OFS of Rs 565 crore.
- BlueStone Jewellery and Lifestyle is also planning an IPO with a fresh issue of shares worth Rs 1,000 crore and an OFS of 2.4 crore equity shares.
Bloomberg Quint | 8 Apr, 2025

BlueStone, Aye Finance receive SEBI nod for IPOs
- BlueStone Jewellery and Lifestyle Ltd and Aye Finance Ltd have received SEBI's nod for IPOs.
- BlueStone is planning to raise up to Rs 1,000 crore through a fresh issue of equity shares.
- Aye Finance is targeting Rs 1,450 crore in its public debut with a fresh issue and an offer for sale.
- BlueStone is a prominent player in India's digitally enabled jewellery retail space, while Aye Finance provides business loans to micro and small enterprises.
Yourstory | 8 Apr, 2025

Aye Finance gets SEBI go-ahead for IPO, according to sources
- Aye Finance, a Gurugram-based NBFC, has received the go-ahead from SEBI for its IPO, according to sources.
- The company had filed for a ₹1,450-crore IPO in December 2024 and plans to raise up to ₹885 crore through a fresh issue.
- During FY24, Aye Finance reported a net profit of ₹171.7 crore on total revenue of ₹1,040 crore, showing strong growth from the previous year.
- The proceeds from the fresh issue will be used to boost the company's capital base and meet future capital requirements.
HinduBusinessLine | 4 Apr, 2025
Meet The Fintech Startups Redefining Business Lending In India
- Fintech startups in India are revolutionizing business lending by offering faster processing, minimal documentation, and easy access to credit for small and medium enterprises (MSMEs).
- These startups have leveraged technology to simplify the lending process, attracting significant venture capital funding and transforming the financial landscape for businesses.
- In 2024, the fintech sector was the top choice for investors, raising over $2.5 billion and leading the funding pie.
- Fintech startups like Arthan Finance, Aye Finance, Clix Capital, CredAble, Finova Capital, FlexiLoans, Indifi Technologies, Lendingkart, and NeoGrowth are reshaping the lending space.
- These startups provide tailored loan solutions to underserved businesses, offering AI-driven credit assessments, digital platforms, and alternative lending models.
- The government's efforts to bridge the credit gap for startups and MSMEs through increased credit guarantee coverage have further propelled the success of fintech startups in India.
- Fintech leaders like Lendingkart, Aye Finance, and NeoGrowth have reported impressive growth in loan disbursements and revenue, showcasing the sector's potential for financial inclusion.
- With rising profitability and strategic partnerships with investors, these fintech startups are poised to drive innovation and accessibility in business lending across India.
- Through digital lending solutions and advanced credit assessment tools, these startups are catering to the unique needs of businesses and contributing to the growth of the Indian economy.
- Overall, the fintech ecosystem in India is witnessing a dynamic shift in business lending practices, empowering entrepreneurs and fueling economic progress.
Inc42 | 21 Feb, 2025

NBFC Aye Finance Partners Credgenics To Offer AI-Based Collection Solutions
- NBFC Aye Finance has partnered with Credgenics for debt collection and resolution services.
- Through this partnership, Aye Finance customers will receive personalized and insight-driven communication strategies.
- Credgenics' mobile collection platform will enable Aye Finance to generate personalized payment links for secure digital transactions.
- Aye Finance is aiming to raise INR 1,450 Cr through its upcoming IPO.
Inc42 | 4 Feb, 2025

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Aye Finance FAQs
When was Aye Finance founded?
Aye Finance was founded in 2013. The company has been operating for 12 years primarily in the NBFC sector.
Where is the Aye Finance headquarters located?
Aye Finance is headquartered in Delhi,NCT. It operates in 6 cities such as New Delhi, Bangalore / Bengaluru, Indore, Lucknow, Bharatpur. To explore all the office locations, visit Aye Finance locations.
How many employees does Aye Finance have in India?
Aye Finance currently has more than 7,000+ employees in India. Finance & Accounting department appears to have the highest employee count in Aye Finance based on the number of reviews submitted on AmbitionBox.
Does Aye Finance have good work-life balance?
Aye Finance has a work-life balance rating of 4.0 out of 5 based on 1,400+ employee reviews on AmbitionBox. 78% employees rated Aye Finance 4 or above on work-life balance. This rating reflects the company's efforts to help employees maintain a healthy balance between their personal and professional lives. We encourage you to read Aye Finance work-life balance reviews for more details
Is Aye Finance good for career growth?
Career growth at Aye Finance is rated fairly well, with a promotions and appraisal rating of 3.8. 78% employees rated Aye Finance 4 or above, while 22% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading Aye Finance promotions/appraisals reviews for more detailed insights.
What are the pros of working in Aye Finance?
Working at Aye Finance offers several advantages that make it an appealing place for employees. The company is highly rated for salary & benefits, company culture and work life balance, based on 1,400+ employee reviews on AmbitionBox.
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