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Engaged Employer
Oxyzo Financial Services 
3.5
based on 133 Reviews
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Company Overview
Company Locations
Working at Oxyzo Financial Services
Company Summary
At OXYZO, we pride ourselves in having a deep understanding of SMEs' business needs. Aiming to transform small and medium enterprises into large, by offering credit solutions and other loans.
Overall Rating
3.5/5
based on 133 reviews
8% below
industry average
Critically rated for
Job security, Work satisfaction, Promotions
Work Policy
Work from office
84% employees reported
Alternate Saturday off
65% employees reported
Flexible timing
63% employees reported
Within city
39% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
2 employees reported
Office cab/shuttle
1 employee reported
Job/Soft skill training
1 employee reported
View detailed benefits
About Oxyzo Financial Services
Founded in2016 (9 yrs old)
India Employee Count201-500
Global Employee Count201-500
India HeadquartersGurgaon / Gurugram, Haryana, India
Office Locations
--
Websiteoxyzo.in
Primary Industry
Other Industries
--
View in video summary
Aiming to transform small and medium enterprises into large, we offer credit solutions and other loans in business that are customised to help SMEs expand their operations, revenue, and consequently their profit margins using our credit line.
This, combined with our custom tailored loan products across term loans, working capital solution, low-interest rates, collateral-free credit options, and 48 hours loan processing timelines transforms Oxyzo into a leading lending option for SMEs in India.
Oxyzo is currently serving 5000+ SMEs across India and having an AUM of Rs 5,000+ crores.
We started our journey in 2016 and became a registered NBFC in 2017 and have been on great road to success since then!
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Oxyzo Financial Services Ratings
based on 133 reviews
Overall Rating
3.5/5
How AmbitionBox ratings work?
5
52
4
31
3
19
2
5
1
26
Category Ratings
3.5
Salary
3.5
Work-life balance
3.4
Company culture
3.3
Skill development
3.2
Promotions
3.2
Work satisfaction
3.0
Job security
Oxyzo Financial Services is rated 3.5 out of 5 stars on AmbitionBox, based on 133 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Oxyzo Financial Services
based on 131 reviews
4.2
Rated by 19 Women
Rated 4.4 for Work-life balance and 4.3 for Company culture
3.4
Rated by 112 Men
Rated 3.4 for Salary and 3.3 for Work-life balance
Work Policy at Oxyzo Financial Services
based on 42 reviews in last 6 months
Work from office
84%
Hybrid
16%
Oxyzo Financial Services Reviews
Top mentions in Oxyzo Financial Services Reviews
+ 5 more
Compare Oxyzo Financial Services with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 3.5/5 based on 133 reviews | 3.5/5 based on 493 reviews | 3.9/5 based on 399 reviews | 4.3/5 based on 474 reviews |
Highly Rated for | No highly rated category | Job security | Salary Company culture | Work-life balance Company culture Skill development |
Critically Rated for | Job security Promotions Work satisfaction | Promotions Salary Work satisfaction | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 84% employees reported | Work from office 98% employees reported | Work from office 84% employees reported | Work from office 67% employees reported |
Rating by Women Employees | 4.2 Good rated by 19 women | 3.4 Average rated by 143 women | 3.9 Good rated by 116 women | 4.0 Good rated by 77 women |
Rating by Men Employees | 3.4 Average rated by 112 men | 3.6 Good rated by 324 men | 3.8 Good rated by 223 men | 4.3 Good rated by 226 men |
Job security | 3.0 Average | 4.1 Good | 3.6 Good | 4.1 Good |
View more
Oxyzo Financial Services Salaries
Oxyzo Financial Services salaries have received with an average score of 3.5 out of 5 by 133 employees.
Business Development Manager
(75 salaries)
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₹4.5 L/yr - ₹20 L/yr
Deputy Manager
(43 salaries)
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₹5 L/yr - ₹11.5 L/yr
Sales Manager
(17 salaries)
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₹5.9 L/yr - ₹18 L/yr
Credit Manager
(15 salaries)
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₹7 L/yr - ₹14.8 L/yr
Key Account Manager
(14 salaries)
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₹7 L/yr - ₹12.5 L/yr
Management Trainee
(12 salaries)
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₹6.4 L/yr - ₹18 L/yr
Chief Manager
(11 salaries)
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₹21 L/yr - ₹28.1 L/yr
Area Sales Manager
(8 salaries)
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₹8.8 L/yr - ₹25 L/yr
Risk Manager
(8 salaries)
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₹8 L/yr - ₹13 L/yr
Cluster Credit Manager
(7 salaries)
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₹11 L/yr - ₹25.3 L/yr
Oxyzo Financial Services Interview Questions
A Senior Executive Operations was asked 4mo agoQ. What alternatives are available for disbursing a LAP case if the borro...read more
A Credit Underwriter was asked Q. Cash-burning concept
A Senior Executive was asked 3mo agoQ. How do you prepare a pipeline?
A Branch Head was asked 2mo agoQ. What is your reason for leaving your current job?
Oxyzo Financial Services Jobs
Popular Skills Oxyzo Financial Services Hires for
Current Openings
Oxyzo Financial Services News
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Ola Electric’s Q4 Snapshot, Razorpay’s Homecoming & More
- Ola Electric reported a significant increase in net losses in Q4 FY25, attributed to challenges in execution and growing competition affecting sales and market share.
- In Q4 FY25, Ola Electric's net losses doubled to INR 870 Cr, while operating revenue dropped by 62% to INR 611 Cr.
- For the full FY25, Ola Electric saw a 44% surge in net losses and a 10% decrease in revenue, selling 3.59 Lakh units.
- The company attributed Q4 challenges to slower EV penetration in India, competitive pressures, and operational difficulties.
- Ola Electric plans to achieve EBITDA profitability in its auto business by FY26 through strategic measures like vertical integration and scaling battery production.
- Razorpay has shifted its domicile to India, merging its Delaware parent entity with its Indian subsidiary in preparation for its IPO.
- Snitch, a D2C fashion brand, is raising INR 280 Cr with support from investors like 360 Asset Management Fund and IvyCap Ventures.
- Yatra reported a consolidated net profit increase of 172% in Q4 FY25, and operating revenue grew by 87% compared to the previous year.
- Stance Health, an Indian healthtech startup, aims to address musculoskeletal care gaps with AI-driven diagnostics and therapy, targeting India's growing healthtech market.
- Oxyzo, a fintech unicorn, experienced a significant profit jump of 16.71% in FY25 alongside a 33.66% increase in operating revenue.
Inc42 | 30 May, 2025
Lender Oxyzo’s revenue rises 34% to Rs 1,207 crore in FY25; net profit up 17%
- Oxyzo Financial Services, the lending arm of OfBusiness, saw a 33.6% rise in operating revenue to Rs 1,207 crore in FY25 with interest income contributing significantly.
- The net profit of Oxyzo increased by 16.7% to Rs 339.1 crore compared to the previous fiscal year, reflecting a positive growth trend.
- Majority-owned by OfBusiness, Oxyzo provides credit facilities and works closely with the parent platform that offers an ecommerce platform for sourcing raw materials.
- Total expenses of Oxyzo rose by 46% in FY25 to Rs 754.6 crore, with increased finance costs and employee benefit expenses affecting the overall financials.
Economic Times | 29 May, 2025
Myntra Unpacks Its Global Dreams, Shiprocket’s INR 2,500 Cr IPO & More
- Myntra has launched its operations in Singapore, targeting the Indian diaspora living there to expand its international presence.
- The company plans to convert a percentage of Indians residing in Singapore into its customers and initially offer Indian wear products.
- Myntra aims to expand its SKU range and cater to new categories based on demand in Singapore.
- The move to Singapore comes as Myntra faces competition from quick commerce platforms and aims to tap into new revenue streams.
- Despite strong brand identity and parent Walmart's support, Myntra may face challenges with delivery times and costs due to cross-border complexities.
- Shiprocket plans to file for a 2,500 Cr IPO, aiming to raise funds for growth and expansion in the ecommerce logistics space.
- Other updates include Oxyzo securing INR 533 Cr in debt, Euler Motors raising INR 638 Cr, and GrowX achieving a 17X return from Pixxel.
- Uber partners with ONDC to offer metro ticketing, while AllMaster.ai seeks to disrupt India's groupage industry with AI-powered solutions for LCL shipping.
Inc42 | 20 May, 2025
ISN Exclusive: Good Glamm Group likely to face legal action as lenders Oxyzo and HSBC consider NCLT route
- Oxyzo and HSBC are considering legal action against The Good Glamm Group (GGG) to recover pending dues from the startup.
- Oxyzo is dragging GGG to the National Company Law Tribunal (NCLT) to recover pending dues worth Rs 2.5 crore; HSBC is likely to follow suit.
- The latest funding rope for GGG, which was in talks with Veloce to raise Rs 150-200 crore, is on the verge of falling through.
- GGG has been attempting to raise money through various channels but has faced difficulties, including skipping salary repayments and experiencing increasing stress amid financial challenges.
ISN | 15 May, 2025
Exclusive: Varthana Bags INR 75 Cr Debt Funding From OfBusiness, Oxyzo
- Education-focussed non-banking finance company (NBFC) Varthana has raised INR 75 Cr (about $8.7 Mn) in a debt funding round led by OfBusiness and Oxyzo.
- The funds raised will be used to grow Varthana's loan book and provide financing solutions for low-budget private schools and students seeking higher education in India.
- Varthana's loan book grew 48% year-on-year to INR 1,896 Cr in the fiscal year 2024-25 with plans to increase it by 50% by March 2026.
- Varthana has financed over 11,500 private schools and extended over 75,000 loans since its inception and has raised over $130 Mn in funding to date.
Inc42 | 17 Apr, 2025
Profitable B2B commerce unicorn OfBusiness raises Rs 100 crore ahead of IPO
- B2B commerce unicorn OfBusiness has raised Rs 100 crore in fresh funding from Cornerstone Ventures.
- The investment is the first deployment from Cornerstone's second fund and aims to support late-stage B2B enterprises.
- OfBusiness operates at the intersection of procurement and finance, providing SMEs with access to raw materials and collateral-free capital through its NBFC arm, Oxyzo.
- The company is preparing for an anticipated IPO in the second half of 2025 after reporting significant revenue and profit growth.
ISN | 16 Apr, 2025
The Complete List of India Fintech Unicorns (2025)
- India's fintech unicorns have become a symbol of the booming startup ecosystem, reshaping financial services with accessibility and technology.
- Backed by investor interest and government support, India's fintech growth story began in 2011 with InMobi as the first unicorn.
- Government initiatives like Startup India have fostered fintech growth, leading to IPOs, mergers, and acquisitions exceeding $4 billion in the last decade.
- As of March 2025, India boasts 27 fintech unicorns, with one being a decacorn valued over $10 billion.
- The fintech sector contributes 5% of total revenues in the BFSI industry, with payments and lending dominating 85% of capital raised.
- The number of registered fintech startups in India grew fivefold from 2,100 in 2021 to 10,200 in 2024.
- India's fintech unicorns are expanding globally and setting the stage for global fintech leadership.
- The unicorns are divided into categories including Payments, Lending Tech, Fintech Infra/SaaS, InsurTech, WealthTech, and Others.
- Leading payment unicorns include PhonePe, Paytm, BillDesk, Razorpay, Pine Labs, CRED, BharatPe, and PayU.
- In the Lending Tech category, Slice, Yubi, Oxyzo, InCred Finance, DMI Finance, and MoneyView are notable unicorns.
Fintechnews | 24 Mar, 2025
Indian Startup Ecosystem Gets $1.65 Billion Boost In February
- Indian startups raised a total of $1.65 billion in funding in February 2025.
- Bengaluru entrepreneurs secured funding worth $353 million with a median round size of $2 million.
- Fintech firm Oxyzo and online B2B platform udaan were among the major fundraisers.
- A total of 16 IPOs were listed during the month.
Bloomberg Quint | 4 Mar, 2025
Indian startups raise $1.65 billion in February; median valuation at $83.2 million
- Indian startups raised $1.65 billion in February 2025 at a median valuation of $83.2 million.
- Total funding in FY25 (April-February) reached $25.4 billion across 2,200 rounds.
- Fintech firm Oxyzo raised $1 billion in debt, and udaan secured $75 million in Series G equity funding.
- 16 IPOs were listed in February 2025 with a $26.5 million median IPO market capitalization.
Economic Times | 3 Mar, 2025
Oxyzo raises Rs 100 Cr via secured NCDs as it eyes future public listing
- Oxyzo Financial Services Limited, the lending arm of the OfBusiness group, has raised Rs 100 crore through the issuance of non-convertible debentures (NCDs).
- Merchant banker AK Capital Finance Limited subscribed to 1,00,000 debentures priced at Rs 10,000 each.
- The NCDs carry an annual coupon rate of 9.75% and will mature in 24 months.
- OfBusiness, the parent company, is in discussions for a potential $500 million IPO by August next year.
Yourstory | 24 Feb, 2025
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Oxyzo Financial Services FAQs
When was Oxyzo Financial Services founded?
Oxyzo Financial Services was founded in 2016. The company has been operating for 9 years primarily in the Financial Services sector.
Where is the Oxyzo Financial Services headquarters located?
Oxyzo Financial Services is headquartered in Gurgaon / Gurugram, Haryana.
How many employees does Oxyzo Financial Services have in India?
Oxyzo Financial Services currently has approximately 300+ employees in India.
Does Oxyzo Financial Services have good work-life balance?
Oxyzo Financial Services has a Work-Life Balance Rating of 3.5 out of 5 based on 100+ employee reviews on AmbitionBox. 62% employees rated Oxyzo Financial Services 4 or above, while 38% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read Oxyzo Financial Services work-life balance reviews for more details.
Is Oxyzo Financial Services good for career growth?
Career growth at Oxyzo Financial Services is rated as moderate, with a promotions and appraisal rating of 3.2. 38% employees rated Oxyzo Financial Services 3 or below, while 62% employees rated it 4 or above on promotions / appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading Oxyzo Financial Services reviews for more detailed insights.
What are the cons of working in Oxyzo Financial Services ?
Working at Oxyzo Financial Services does have some drawbacks that potential employees should consider. The company is poorly rated for job security, work satisfaction and promotions / appraisal, based on 100+ employee reviews on AmbitionBox.
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