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SWIFT
3.1
based on 28 Reviews

Video summary
Company Overview
Company Locations
Working at SWIFT
Company Summary
SWIFT delivers secure financial messaging services, enhancing global transaction efficiency and risk management while fostering collaboration within the financial sector.
Overall Rating
3.1/5
based on 28 reviews

18% below
industry average

Critically rated for
Promotions, Work satisfaction, Company culture
Work Policy

Monday to Friday
48% employees reported

Flexible timing
55% employees reported

No travel
39% employees reported

Day shift
100% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
2 employees reported
Free meal
1 employee reported
View detailed benefits
About SWIFT
Founded in2018 (7 yrs old)
India Employee Count11-50
Global Employee Count11-50
India HeadquartersMumbai, Maharashtra, India
Office Locations
--
Websiteswift.com
Primary Industry
Other Industries
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View in video summary
SWIFT provides secure financial messaging services, facilitating global financial transactions. The company supports clients in navigating complex business environments, enhancing operational efficiency, and mitigating risks. With a focus on industry engagement, SWIFT collaborates with stakeholders to drive strategic outcomes and deliver innovative solutions.
The organization emphasizes community engagement, gathering feedback from regional user groups to improve services. SWIFT also offers technical consulting, training, and project management support, ensuring customer satisfaction and operational success. Its commitment to continuous improvement enhances the overall customer experience.
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SWIFT Ratings
based on 28 reviews
Overall Rating
3.1/5
How AmbitionBox ratings work?

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9

4
6

3
3

2
4

1
6
Category Ratings
3.3
Salary
3.2
Job security
3.2
Work-life balance
3.2
Skill development
3.1
Company culture
3.1
Work satisfaction
3.0
Promotions
SWIFT is rated 3.1 out of 5 stars on AmbitionBox, based on 28 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
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SWIFT Reviews
Top mentions in SWIFT Reviews
Compare SWIFT with Similar Companies
![]() | ![]() Change Company | ![]() Change Company | ![]() Change Company | |
---|---|---|---|---|
Overall Rating | 3.1/5 based on 28 reviews | 3.7/5 based on 95 reviews | 4.2/5 based on 114 reviews | 4.5/5 based on 123 reviews |
Highly Rated for | ![]() No highly rated category | ![]() No highly rated category | Skill development Work-life balance Company culture | Company culture Skill development Work-life balance |
Critically Rated for | Promotions Company culture Work satisfaction | Work satisfaction | ![]() No critically rated category | ![]() No critically rated category |
Primary Work Policy | - | Work from office 90% employees reported | Permanent work from home 100% employees reported | Work from office 54% employees reported |
Rating by Women Employees | 2.8 Poor rated by 10 women | 3.6 Good rated by 15 women | 4.4 Good rated by 51 women | 4.4 Good rated by 19 women |
Rating by Men Employees | 3.4 Average rated by 17 men | 3.8 Good rated by 75 men | 4.0 Good rated by 58 men | 4.5 Good rated by 103 men |
Job security | 3.2 Average | 3.5 Good | 3.8 Good | 4.3 Good |
View more
SWIFT Salaries
SWIFT salaries have received with an average score of 3.3 out of 5 by 28 employees.
Key Account Manager
(7 salaries)

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₹4.1 L/yr - ₹8 L/yr
HR Manager
(5 salaries)

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₹17.4 L/yr - ₹22.2 L/yr
Social Media Executive
(5 salaries)

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₹2 L/yr - ₹7 L/yr
Senior Project Manager
(4 salaries)

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₹30 L/yr - ₹45 L/yr
Project Manager
(4 salaries)

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₹26 L/yr - ₹30 L/yr
Graphic Designer
(4 salaries)

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₹2.5 L/yr - ₹3.6 L/yr
Operations Manager
(4 salaries)

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₹8 L/yr - ₹14 L/yr
Security Supervisor
(4 salaries)

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₹1.2 L/yr - ₹3.3 L/yr
Customer Engineer
(3 salaries)

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₹16.5 L/yr - ₹24 L/yr
Security Officer
(3 salaries)

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₹1.5 L/yr - ₹2.4 L/yr
SWIFT Jobs
Popular Designations SWIFT Hires for
Operations Specialist
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Customer Support Intern
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Revenue Assurance Specialist
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Popular Skills SWIFT Hires for
Current Openings
SWIFT News
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Ripple Vs. SWIFT: How XRP Is Powering The Next Wave Of On-Demand Settlements
- XRP is gaining traction in on-demand settlements, challenging SWIFT as Ripple's payment services grow.
- Avengers, an XRP community member, highlighted XRP's role in cross-border finance with faster and cheaper on-chain settlements, overshadowing SWIFT's declining transaction volume.
- Ripple CEO Brad Garlinghouse predicts XRP could take up to 14% of SWIFT's volume in the next five years, potentially driving the altcoin's price higher.
- Ripple's plans to acquire a Markets in Crypto-Assets (MiCA) license in Europe and a US national banking license are expected to further boost XRP adoption and institutional partnerships.
Bitcoinist | 17 Jul, 2025

Ripple Sets $30 Trillion Target for XRP Cross-Border Payment Volume
- Ripple aims to capture 20% of SWIFT’s $150 trillion annual transaction volume, targeting $30 trillion flowing through XRP Ledger yearly.
- Previous projections aimed for 14% of SWIFT’s volume within five years, equating to $21 trillion annually.
- SWIFT critic Vincent Van Code suggests SWIFT might adopt XRP and Ripple for interbank payments as an alternate settlement layer.
- XRP Ledger offers near-instant settlement and low transaction fees compared to SWIFT’s slower and costlier system; SWIFT has shown openness to blockchain technology, testing interoperability with Chainlink in 2022.
Blockonomi | 14 Jul, 2025

Ripple CEO Wants To Take Over SWIFT’s Customers — Centrals Banks Tap In
- Ripple's CEO, Brad Garlinghouse, aims to take over SWIFT's customer base and replace its role in global money movement.
- Garlinghouse plans for Ripple to capture up to 14% of SWIFT's current cross-border volume within five years, which would represent significant value flowing through Ripple's ecosystem.
- Central banks are increasingly interested in Ripple's blockchain-based payment infrastructure, as seen in collaborative research initiatives such as Project Stella by the European Central Bank and the Bank of Japan.
- These developments suggest growing institutional support for Ripple's technology, indicating a potential shift in global monetary policy discussions towards considering XRP's utility.
Newsbtc | 10 Jul, 2025

Can The XRP Price Rally 1,538x To Reach $3,380? Shocking Prediction
- A crypto analyst predicts that XRP could reach an all-time high of $3,380, based on on-chain transaction volume growth and potential partnerships with entities like SWIFT and Amazon.
- This forecast suggests a 1,538x rally from XRP's current price of $2.20, driven by an increase in on-chain volume to between $100 trillion and $2 quadrillion annually.
- The analyst believes that regulatory clarity, XRP ETF approvals, and enterprise partnerships could trigger this surge, possibly pushing XRP into three-digit territory in the next 6 to 12 months.
- However, an AI model, Grok 3, highlights the challenge of a $180 trillion market cap for XRP but suggests a more realistic price target of $200 to $1,000 based on its potential role in a tokenized financial system.
Bitcoinist | 1 Jul, 2025

Expert Warns Against XRP ‘Buy Back Lower’ Strategy, Says Buying XRP at $2 Is Like Buying BTC Below $100
- XRP advocate Edoardo Farina warns against 'buy back lower' strategy, likens buying XRP at $2 to buying BTC under $100
- Farina cautions XRP holders against timing the market, emphasizes the risk of missing out on significant gains by selling prematurely
- He advises a long-term strategy, recommends storing 90% of XRP holdings in cold storage, and focusing on building income for more accumulation
- Farina urges investors to stop obsessing over price movements, highlights potential partnerships like SWIFT with Ripple that could lead to XRP price surges
TheCryptoBasic | 25 Jun, 2025

XRP News Today: Ripple Clears the Air on Escrow Seizure—XRP Community Breathes Easy
- Speculation about the U.S. government seizing Ripple's escrowed XRP holdings is denied by Ripple's legal counsel.
- Ripple's legal counsel clarified that there is no intention to seize XRP tokens held in the company's escrow accounts.
- Legal and blockchain experts pointed out the lack of legal basis for such seizure without criminal proceedings.
- Progress in the XRP lawsuit involving the SEC continues, with a proposed settlement receiving approval.
- The settlement includes a reduced penalty for Ripple and the removal of the injunction against XRP sales.
- Ripple's escrow mechanism for releasing XRP remains unchanged, holding around 50 billion XRP under time-locked conditions.
- Rumors about a potential Ripple-SWIFT partnership resurface, but no official confirmation is available at the moment.
- XRP market sentiment stabilizes amid recent volatility, with the price recovering above $2.
- Clarity from Ripple's legal team and positive lawsuit news contribute to the recovery of XRP price.
- Attention is now on Ripple's future roadmap as uncertainty regarding government intervention in Ripple's escrow eases.
Bravenewcoin | 24 Jun, 2025

Why XRP Is Emerging as a SWIFT Alternative, According to New Research
- Ripple CEO Brad Garlinghouse views XRP as a better alternative for cross-border payments compared to SWIFT, citing its speed and cost-effectiveness.
- SWIFT, in operation since 1973, is considered outdated by Garlinghouse, who emphasizes the efficiency of XRP in handling transactions.
- Research by SMQKe highlights the differences between SWIFT, likened to email, and Ripple's XRP, which offers a more efficient transaction process.
- Garlinghouse discussed the importance of liquidity control at XRP APEX 2025, suggesting that XRP's true benefit lies in dominating the liquidity layer.
- XRP's speed and efficiency stand out with the ability to process up to 1,500 transactions per second and confirmation times of just 3 to 5 seconds, outperforming SWIFT, Bitcoin, and Ethereum.
- The XRP Ledger operates on the Ripple Protocol Consensus Algorithm, avoiding energy-intensive mining and focusing on a decentralized network of validators for transactions.
- Ripple's On-Demand Liquidity (ODL) feature facilitates cross-border money transfers using XRP as a bridge, providing swift and cost-effective transactions without huge cash reserves.
- Recent developments like the Dubai government issuing digital assets on the XRPL have reduced transaction fees by 50%, while upgrades enhance compliance and security, appealing to institutional investors.
- Banks integrating Ripple's technology can potentially cut processing costs by up to 60%, based on reports and studies.
- XRP's current trading price is $2.13, aiming to surpass $2.19 with projections to climb towards $5.50 in the near future.
Crypto-News-Flash | 23 Jun, 2025

Ripple Eyes 14% of SWIFT’s Trillions for XRPL—Is XRP on the Verge of a Price Explosion?
- Ripple CEO predicts XRPL could control 14% of SWIFT's global liquidity in five years.
- XRP payment volume increases by 1,300% as institutions seek faster cross-border solutions.
- Brad Garlinghouse emphasized XRPL's advantage in settling transactions in seconds compared to SWIFT's 1-5 days.
- Ripple aims to change how value moves across borders, competing directly with SWIFT.
- David Schwartz highlights the need for transparency in financial systems and the importance of auditing financial movements.
- Community optimism grows amid reports of increased payment volume on XRPL.
- Ripple has not partnered with SWIFT, but the possibility of XRP gaining market share remains strong due to dissatisfaction with high SWIFT fees.
- Ripple positions XRPL as a faster and cost-effective alternative to SWIFT to attract more users.
- Ripple launches a grant program for early-stage Web3 startups in Japan tied to the XRP Ledger.
Crypto-News-Flash | 13 Jun, 2025

Expert Says Ripple CEO Means What He Says Amid Claims XRPL Will Capture 14% of All Bank Liquidity
- Ripple CEO Brad Garlinghouse predicts that XRPL could handle 14% of SWIFT's transaction volume within five years.
- Garlinghouse emphasized XRP's strength in real-time settlement and liquidity provisioning over SWIFT's messaging network.
- XRP community is optimistic about Garlinghouse's forecast, noting his history of making statements that come true.
- The XRP ecosystem views Ripple's leadership as signaling long-term direction ahead of the market's understanding.
- SWIFT's total transaction volume may be over $1 quadrillion annually, but estimates suggest $150 trillion based on real-world volume.
- If XRPL captures 14% of SWIFT's market, it could handle around $21 trillion annually, possibly impacting XRP's price significantly.
- Current XRP trading at $2.30 could be influenced by processing $58 billion daily within five years.
- ChatGPT analysis suggests XRP, with each token circulating 30 times annually, would need a $700 billion liquidity pool to support $21 trillion volume.
- This would imply a base price of around $11.90 per XRP token, potentially increasing further due to speculative interest and institutional adoption.
- Based on the analysis, XRP might reach $17.85 with moderate market enthusiasm or $23.81 with strong demand.
TheCryptoBasic | 13 Jun, 2025

XRP News Today: XRP Set to Reshape Global Payments with 14% Share of SWIFT Volume, Says Ripple CEO
- Ripple CEO Brad Garlinghouse predicts XRP could capture 14% of SWIFT's transaction volume within five years, aiming to reshape global payments.
- Ripple focuses on liquidity over messaging, using its On-Demand Liquidity product with XRP as a bridge asset for fast cross-border payments.
- Garlinghouse believes networks facilitating value movement will shape finance's future, emphasizing XRP's efficiency advantage over SWIFT.
- XRP price predictions vary, with estimates reaching up to $500 in scenarios of significant adoption and volume handling.
- Ripple's presence in the U.S. banking sector strengthens after resolving the XRP lawsuit, leading to partnerships and potential innovations.
- Community reacts positively to Garlinghouse's forecast, highlighting XRP Ledger's capabilities for scaled adoption pending institutional involvement.
- Industry experts note the ambitious nature of Ripple's goal to compete with SWIFT, with regulatory challenges and market dynamics as potential hurdles.
- Garlinghouse's strategy focusing on liquidity infrastructure positions Ripple uniquely in the blockchain-based financial landscape.
- Ripple's plan to claim 14% of SWIFT's volume by 2030 could reshape global payments, aligning with XRP's role as a liquidity enabler in finance.
- XRP's future path, including potential price movements and market expansion, may define the next chapter in global payments innovation.
Bravenewcoin | 13 Jun, 2025

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SWIFT FAQs
When was SWIFT founded?
SWIFT was founded in 2018. The company has been operating for 7 years primarily in the Financial Services sector.
Where is the SWIFT headquarters located?
SWIFT is headquartered in Mumbai, Maharashtra.
How many employees does SWIFT have in India?
SWIFT currently has approximately 20+ employees in India.
Does SWIFT have good work-life balance?
SWIFT has a work-life balance rating of 3.2 out of 5 based on 20+ employee reviews on AmbitionBox. 46% employees rated SWIFT 3 or below, while 54% employees rated it 4 or above for work-life balance. This rating suggests that while some employees recognize efforts towards work-life balance, there is scope for improvement based on employee feedback. We encourage you to read SWIFT work-life balance reviews for more details.
Is SWIFT good for career growth?
Career growth at SWIFT is rated as moderate, with a promotions and appraisal rating of 3.0. 46% employees rated SWIFT 3 or below, while 54% employees rated it 4 or above on promotions / appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading SWIFT reviews for more detailed insights.
What are the cons of working in SWIFT?
Working at SWIFT does have some drawbacks that potential employees should consider. The company is poorly rated for promotions / appraisal, work satisfaction and company culture, based on 20+ employee reviews on AmbitionBox.
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