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Ujjivan Small Finance Bank

4.0
based on 6k Reviews
Video summary
Proud winner of ABECA 2025 - AmbitionBox Employee Choice Awards

Working at Ujjivan Small Finance Bank

Company Summary

Empowers financial inclusion across India, serving over 90 lakh customers with over ₹6,400 crore profit and a strong focus on inclusive, tech-led banking.

Overall Rating

4.0/5
based on 6k reviews
highly rated categories
5% above
industry average
highly rated categories
Highly rated for

Company culture, Job security, Work-life balance

Work Policy
Work from office
Work from office
85% employees reported
Monday to Saturday
Monday to Saturday
48% employees reported
Strict timing
Strict timing
51% employees reported
Within city
Within city
55% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
Job/Soft skill training
391 employees reported
Health insurance
Health insurance
323 employees reported
Professional degree assistance
Professional degree assistance
92 employees reported
Office cab/shuttle
Office cab/shuttle
88 employees reported
View all benefits

About Ujjivan Small Finance Bank

Founded in2017 (8 yrs old)
India Employee Count10k-50k
Global Employee Count10k-50k
Office Locations
--
Websiteujjivansfb.in
Primary Industry
Other Industries
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Ujjivan Small Finance Bank (USFB) Limited is among the leading small finance banks in the country. As a mass market bank, it remains committed to serve the unserved and underserved segments through financial and digital inclusion. We are now a one-stop destination for financial services and offer personalised customer experience to our wide customer base. With technology as a key enabler, Ujjivan Small Finance Bank continues to expand its reach and enhance customer experience. The strengthened digital interfaces, across regions and languages has empowered our customers to seek timely and easy access to finance; at all times. This has further enabled the Bank to deepen its customer connect across diverse locations. As a ‘Responsible Bank’ we stay invested in creating a sustainable social impact through community development and financial literacy initiatives.

Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005, with the mission to provide a full range of financial services to the ‘economically active poor’ who were not adequately served by financial institutions. On receipt of License from RBI, UFSL set up Ujjivan Small Finance Bank (USFB) and USFB commenced its Banking operations from February 1, 2017. We are a ‘scheduled bank’ included in the Second Schedule to the Reserve Bank of India Act, 1934 and a listed Entity. Our IPO in 2019 was oversubscribed 170 times, and it was widely considered to be the best IPO in the last four years across the banking and financial services sector.

 The Bank has a Pan-India presence, with over 89 lakh customers, 752 banking touchpoints across 326 districts, 26 states and Union Territories, Our convenient alternative channels and digital footprint across internet banking, mobile application, tablet-based origination and phone banking among others, provide 24x7 access to full services of the Bank.

Mission: To provide financial services to the unserved and underserved customers and transform into a mass-market bank.
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ABECA - AmbitionBox Employee Choice Awards

Awards 2025
Awards 2024
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Best of the best, rated by employees
Ujjivan Small Finance Bank won India’s Largest Employee Choice Awards in Large Companies Category.
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Top Rated Large Company
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Top Rated Banking Company
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Ujjivan Small Finance Bank Ratings

based on 6k reviews

Overall Rating

4.0/5
How AmbitionBox ratings work?
5
3.2k
4
1.3k
3
709
2
277
1
506

Category Ratings

4.0

Company culture

3.9

Job security

3.9

Work-life balance

3.9

Skill development

3.8

Salary

3.7

Work satisfaction

3.5

Promotions

Ujjivan Small Finance Bank is rated 4.0 out of 5 stars on AmbitionBox, based on 6k company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Ujjivan Small Finance Bank
based on 5.7k reviews
3.8
Rated by 833 Women
Rated 3.9 for Job security and 3.8 for Work-life balance
4.1
Rated by 4.9k Men
Rated 4.0 for Work-life balance and 4.0 for Company culture

Work Policy at Ujjivan Small Finance Bank

based on 797 reviews in last 6 months
Work from office
85%
Hybrid
12%
Permanent work from home
3%

Ujjivan Small Finance Bank Reviews

Top mentions in Ujjivan Small Finance Bank Reviews

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Awards Tag
Highly Rated for
Company culture
Skill development
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Work-life balance
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Skill development
No highly rated category
Critically Rated for
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No critically rated category
Promotions
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Primary Work Policy
Work from office
85% employees reported
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Work from office
84% employees reported
Work from office
79% employees reported
Rating by Women Employees
3.8
Good
rated by 833 women
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Rating by Men Employees
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Job security
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View more

Ujjivan Small Finance Bank Salaries

Ujjivan Small Finance Bank salaries have received with an average score of 3.8 out of 5 by 6k employees.

Credit Officer

(351 salaries)
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₹2.5 L/yr - ₹6 L/yr

Branch Manager

(313 salaries)
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₹6 L/yr - ₹14 L/yr

Sales Officer

(312 salaries)
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₹1.9 L/yr - ₹4.2 L/yr

Relationship Manager

(307 salaries)
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₹3.3 L/yr - ₹7 L/yr

Customer Relation Officer

(259 salaries)
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₹1.2 L/yr - ₹3 L/yr

Customer Relationship Manager

(255 salaries)
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₹3.3 L/yr - ₹7.2 L/yr

Loan Officer

(251 salaries)
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₹1.7 L/yr - ₹4.5 L/yr

Branch Operation Officer

(231 salaries)
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₹3.4 L/yr - ₹7 L/yr

Customer Relationship Officer

(225 salaries)
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₹1.2 L/yr - ₹3.8 L/yr

Assistant Customer Relationship Manager

(200 salaries)
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₹2.2 L/yr - ₹5.6 L/yr

Ujjivan Small Finance Bank News

View all

Private banks see deposits outpacing credit growth in Q1; PSBs fare better

HinduBusinessLine | 4 Jul, 2025
Private banks see deposits outpacing credit growth in Q1; PSBs fare better

Savings Account vs Fixed Deposits: Which Is Better in 2025?

TechBullion | 2 Jul, 2025
Savings Account vs Fixed Deposits: Which Is Better in 2025?

JSPL, Phoenix Mills, Federal Bank, Bandhan Bank, Star Health, Ujjivan SFB & More Q4 Review: HDFC Securities

Bloomberg Quint | 2 May, 2025
JSPL, Phoenix Mills, Federal Bank, Bandhan Bank, Star Health, Ujjivan SFB & More Q4 Review: HDFC Securities

Sentiment Likely To Turn Positive For MFIs; Banks Better Placed, Says HSBC

Bloomberg Quint | 19 Mar, 2025
Sentiment Likely To Turn Positive For MFIs; Banks Better Placed, Says HSBC

Tech Query: What is the outlook for Federal Bank, Swan Energy, ITI, Ujjivan Small Finance Bank?

HinduBusinessLine | 15 Mar, 2025
Tech Query: What is the outlook for Federal Bank, Swan Energy, ITI, Ujjivan Small Finance Bank?

Ujjivan Small Finance Bank Share Price Rises After Selling Bad Loans

Bloomberg Quint | 3 Mar, 2025
Ujjivan Small Finance Bank Share Price Rises After Selling Bad Loans

Stocks To Watch Today: IIFL Finance, Piramal Enterprises, Dalmia Bharat, NCC, Indian Overseas Bank

Bloomberg Quint | 3 Mar, 2025
Stocks To Watch Today: IIFL Finance, Piramal Enterprises, Dalmia Bharat, NCC, Indian Overseas Bank

Ujjivan Small Finance Bank Takes 91% Haircut On Rs 364 Crore Bad Loan Sale

Bloomberg Quint | 28 Feb, 2025
Ujjivan Small Finance Bank Takes 91% Haircut On Rs 364 Crore Bad Loan Sale

RBI imposes ₹68 lakh penalty on two banks

HinduBusinessLine | 15 Feb, 2025
RBI imposes ₹68 lakh penalty on two banks

RBI Imposes Total Penalty Of Rs 68 Lakh On Nainital Bank, Ujjivan Small Finance Bank

Bloomberg Quint | 14 Feb, 2025
RBI Imposes Total Penalty Of Rs 68 Lakh On Nainital Bank, Ujjivan Small Finance Bank
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Ujjivan Small Finance Bank FAQs

When was Ujjivan Small Finance Bank founded?
Ujjivan Small Finance Bank was founded in 2017. The company has been operating for 8 years primarily in the Banking sector.
Where is the Ujjivan Small Finance Bank headquarters located?
Ujjivan Small Finance Bank is headquartered in Bangalore/Bengaluru, Karnataka.
How many employees does Ujjivan Small Finance Bank have in India?
Ujjivan Small Finance Bank currently has more than 21,000+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in Ujjivan Small Finance Bank based on the number of reviews submitted on AmbitionBox.
Does Ujjivan Small Finance Bank have good work-life balance?
Ujjivan Small Finance Bank has a Work-Life Balance Rating of 3.9 out of 5 based on 6,000+ employee reviews on AmbitionBox. 75% employees rated Ujjivan Small Finance Bank 4 or above, while 25% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read Ujjivan Small Finance Bank work-life balance reviews for more details.
Is Ujjivan Small Finance Bank good for career growth?
Career growth at Ujjivan Small Finance Bank is rated fairly well, with a promotions and appraisal rating of 3.5. 75% employees rated Ujjivan Small Finance Bank 4 or above, while 25% employees rated it 3 or below on promotions / appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading Ujjivan Small Finance Bank promotions / appraisals reviews for more detailed insights.
What are the pros and cons of working in Ujjivan Small Finance Bank?
Working at Ujjivan Small Finance Bank comes with several advantages and disadvantages. It is highly rated for company culture, job security and skill development. However, it is poorly rated for promotions / appraisal and work satisfaction, based on 6,000+ employee reviews on AmbitionBox.
Ujjivan Small Finance Bank Overview
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