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Visa
3.5
based on 410 Reviews
Video summary
Company Overview
Company Locations
Working at Visa
Company Summary
Visa enables digital payments worldwide, facilitating secure transactions and financial inclusion through its advanced processing network across diverse markets.
Overall Rating
3.5/5
based on 410 reviews

5% below
industry average

Critically rated for
Promotions, Work satisfaction, Skill development
Work Policy

Hybrid
90% employees reported

Monday to Friday
88% employees reported

Flexible timing
88% employees reported

No travel
76% employees reported
View detailed work policy
Top Employees Benefits
Office cab/shuttle
34 employees reported
Cafeteria
32 employees reported
Health insurance
28 employees reported
Office gym
26 employees reported
View all benefits
About Visa
Founded in1958 (67 yrs old)
India Employee Count1k-5k
Global Employee Count10k-50k
HeadquartersFoster City,California, United States
Office Locations
--
Websitevisa.com
Primary Industry
Other Industries
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View in video summary
Visa is a global payments technology company that connects consumers, businesses, banks and governments in more than 200 countries and territories, enabling them to use digital currency instead of cash and checks.
Visa has built one of the world's most advanced processing networks. It's capable of handling more than 24,000 transactions per second, with reliability, convenience and security, including fraud protection for consumers and guaranteed payment for merchants.
Visa does not issue cards, extend credit or set rates and fees for consumers. Visa's innovations, however, enable its bank customers to offer consumers more choices: Pay now with debit, ahead of time with prepaid or later with credit products.
Governments around the world have switched to digital currency instead of checks for benefits payments and purchasing in order to increase efficiency and lower costs, saving taxpayers money.
Visa is giving more people in more places access to electronic payments. From the world's major cities to remote areas without banks, people are increasingly relying on digital currency along with mobile technology to use their money any time, make purchases online, transfer funds across borders and access basic financial services. All of which makes their lives easier and grows economies.
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Visa Ratings
based on 410 reviews
Overall Rating
3.5/5
How AmbitionBox ratings work?
5
155
4
97
3
66
2
41
1
51
Category Ratings
3.7
Salary
3.5
Work-life balance
3.3
Company culture
3.2
Job security
3.2
Skill development
3.1
Work satisfaction
2.9
Promotions
Visa is rated 3.5 out of 5 stars on AmbitionBox, based on 410 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Visa
based on 383 reviews
3.3
Rated by 126 Women
Rated 3.6 for Salary and 3.3 for Work-life balance
3.5
Rated by 257 Men
Rated 3.6 for Work-life balance and 3.6 for Salary
Work Policy at Visa
based on 84 reviews in last 6 months
Hybrid
90%
Work from office
8%
Permanent work from home
2%
Visa Reviews
Top mentions in Visa Reviews
+ 5 more
Compare Visa with Similar Companies
Change Company | Change Company | Change Company | ||
---|---|---|---|---|
Overall Rating | 3.5/5 based on 410 reviews | 3.2/5 based on 8k reviews | 3.0/5 based on 2.6k reviews | 3.9/5 based on 5.9k reviews |
Highly Rated for | No highly rated category | No highly rated category | No highly rated category | Work-life balance Company culture |
Critically Rated for | Promotions Work satisfaction Skill development | Job security Company culture Promotions | Promotions Company culture Work satisfaction | Promotions |
Primary Work Policy | Hybrid 90% employees reported | Work from office 50% employees reported | Work from office 92% employees reported | Hybrid 74% employees reported |
Rating by Women Employees | 3.3 Average rated by 126 women | 3.2 Average rated by 666 women | 2.9 Poor rated by 635 women | 3.9 Good rated by 1.4k women |
Rating by Men Employees | 3.5 Good rated by 257 men | 3.2 Average rated by 6.9k men | 3.0 Average rated by 1.8k men | 3.9 Good rated by 4.2k men |
Job security | 3.2 Average | 2.7 Poor | 2.8 Poor | 3.7 Good |
View more
Visa Salaries
Visa salaries have received with an average score of 3.7 out of 5 by 410 employees.
Senior Software Engineer
(698 salaries)
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₹14 L/yr - ₹45 L/yr
Software Engineer
(419 salaries)
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₹9 L/yr - ₹42 L/yr
Staff Software Engineer
(212 salaries)
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₹24 L/yr - ₹65 L/yr
Senior Data Engineer
(107 salaries)
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₹20 L/yr - ₹49 L/yr
Staff Engineer
(98 salaries)
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₹26 L/yr - ₹64 L/yr
Senior Software Test Engineer
(94 salaries)
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₹18 L/yr - ₹41.3 L/yr
Software Developer
(90 salaries)
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₹10 L/yr - ₹32.5 L/yr
Director
(82 salaries)
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₹33.6 L/yr - ₹1.1 Cr/yr
Data Engineer
(80 salaries)
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₹11.5 L/yr - ₹38.6 L/yr
System Analyst
(80 salaries)
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₹12 L/yr - ₹34 L/yr
Visa Interview Questions
A Software Engineer was asked 7mo agoQ. Explain the React lifecycle methods and how they work.
A Software Developer was asked Q. How would you design Google Pay?
A Senior Software Engineer was asked 8mo agoQ. Describe how you would design a custom data structure based on specifi...read more
A Senior Systems Engineer was asked 10mo agoQ. Do you have experience with vulnerability management?
A Fullstack Developer Intern was asked Q. Four Keys Keyboard Problem Statement Imagine you have a special keyboa...read more
Visa Jobs
Popular Designations Visa Hires for
Current Openings
Visa News
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LemFi Acquires Pillar to Support Credit Services for Immigrants
- LemFi has acquired Pillar to develop specialized credit services and cards for immigrants, starting with the U.K.
- The acquisition includes Pillar's credit scoring technology, FCA credit license, and track record of growth.
- Pillar co-founders Ashutosh Bhatt and Adam Lewis will join the LemFi team.
- LemFi plans to offer credit cards in the U.K. and expand LemFi Credit features publicly.
- The LemFi platform initially focused on payments and remittances and now offers multi-currency accounts.
- LemFi Credit attracted over 8,000 users in its first six weeks of private beta.
- The credit offering includes virtual cards usable with Apple Pay or Google Pay and physical Visa cards later.
- Pillar's technology will enhance credit cards with international credit histories and non-traditional data for credit evaluation.
- The cards will offer credit building, combining cross-border payment capabilities with credit services.
- Pillar co-founders seek to enhance immigrant access to bank accounts and credit cards by joining LemFi.
- LemFi and Visa Cross-Border Solutions expanded their partnership to extend services globally.
- In January, LemFi raised $53 million in Series B funding to support international payments innovation.
Pymnts | 16 Jun, 2025

CE 100 Slides 1.8% as Payments Names Dive
- CE 100 index finished 1.8% lower amidst volatile trading and Middle East conflict concerns.
- Inflation slowed in May despite negative market sentiment.
- Be Well sector rose 0.3%, led by Aetna CVS with over 10% gains.
- Oracle shares surged 23.7% on positive earnings, with strong revenue growth and cloud performance.
- Payment-focused names declined, with the Pay and Be Paid segment slipping by 2.9%.
- Worldpay expanded partnership with Visa for enhanced 3D Secure solution.
- Walmart's collaboration with Synchrony to launch a credit card program led to a 3% drop in Walmart's shares.
- Apple shares declined by 3.7%, and Amazon and Walmart are exploring stablecoin issuance.
- Nvidia CEO focusing on quantum computing as the next critical AI enabler.
- PayPal doubling down on AI and personalization strategy to stay competitive in the market.
- iRobot saw an 18.9% decline in the Live segment despite recent gains from a waiver extension.
- CE100 index reversed recent gains, with various sectors experiencing mixed performances.
- Visa shares dropped by 4.7% amidst market downturn.
- AI-powered Siri upgrade by Apple delayed for release in spring 2026.
- Nvidia CEO believes AI will create more jobs than it cuts, emphasizing productivity impact.
- PayPal utilizing AI and data-driven personalization for competitive advantage, with shares falling by 3.5%.
Pymnts | 16 Jun, 2025

I'm a payments expert – this is what happens when you use an agent to buy on your behalf
- The rise of AI-powered agents is changing consumer shopping behavior, with increased focus on agent-assisted purchases.
- Large payments players like Visa, Stripe, and Google are investing in AI-based commerce capabilities.
- Despite optimistic headlines, complexities arise when AI agents make purchases on behalf of consumers.
- Potential risks of AI-based shopping include security vulnerabilities, susceptibility to scams, and poor compatibility.
- Legal requirements in markets like the EU and Japan pose challenges for AI-led payment flows.
- The adoption of AI agents in eCommerce raises questions about consumer trust, convenience, and the future of digital commerce.
- The potential impact includes a shift towards agent-centric interfaces, potential fragmentation of the traditional web shopping experience, and the need for new monetization strategies for platforms like ChatGPT.
- This transformation in digital payments infrastructure prompts questions about consumer readiness for AI-driven shopping experiences.
- The article raises concerns about trust, unbiased recommendations, and potential changes in marketing practices in a world dominated by AI agents.
- The evolving landscape of agent-assisted commerce signifies a paradigm shift that may reshape the way consumers interact with merchants and make purchases.
- The author speculates on the future implications of AI agents in reshaping digital commerce and highlights the need for close observation in this transformative era.
Tech Radar | 16 Jun, 2025

Best Altcoins to Replace Visa and Mastercard After $60B Stock Slump
- Visa and Mastercard faced a $60B stock slump, leading to a shift in payment systems.
- Businesses and consumers are questioning high fees and embracing crypto alternatives.
- Altcoins like Best Wallet Token ($BEST), SUBBD Token ($SUBBD), and Smog Token ($SMOG) are gaining attention.
- Best Wallet Token offers reduced fees, early project access, and security features for a new financial future.
- SUBBD Token empowers creators and fans by cutting out middlemen with its AI-driven platform.
- Smog Token, built on Solana, gamifies crypto with rewards and community engagement.
- These altcoins represent a movement towards lower fees, greater freedom, and innovative rewards in payments.
- Traditional finance is shifting, signaling a new era beyond traditional credit card networks.
- Investors are advised to conduct their own research before entering the crypto market.
Bitcoinist | 15 Jun, 2025

Ripple IPO Could Break Records With $30B Valuation
- Former Ripple director Sean McBride estimates Ripple's valuation at $30 billion based on ongoing $700 million share buyback program, potentially leading to the largest IPO in history.
- Top IPOs by capital raised include Saudi Aramco, Alibaba Group, SoftBank Corp, NTT Mobile, and Visa, with Ripple's projected IPO surpassing all.
- Previous prediction of Ripple going public by 2025 may change due to evolving factors such as regulatory support and legal battles with the SEC.
- Ripple's focus on acquisitions like Hidden Road for $1.25 billion hints at expansion strategies over immediate IPO plans.
- Acquisition attempts by Ripple included Circle, the issuer of USDC, but the deal fell through as Circle pursued its own IPO successfully.
- Ripple's potential IPO could reshape the crypto IPO landscape but uncertainties remain regarding the timing and strategy.
- Despite past IPO forecasts, Ripple's current emphasis on acquisitions and broader strategic goals suggest a shift from immediate public listing.
- Ripple's IPO could be significant, considering the changing regulatory environment and potential U.S.-based offering.
- The focus on acquisitions allows Ripple to diversify its services and capabilities beyond traditional payment solutions.
- The uncertain timeline for Ripple's IPO launch contrasts with earlier speculations, raising questions about the company's strategic direction.
- Amidst market speculation, Ripple's IPO aspirations reflect broader trends in the crypto industry and evolving regulatory landscapes.
- Ripple's valuation projections position it to potentially outshine IPO giants like Saudi Aramco and Alibaba Group, setting a new milestone in the financial market.
- Complex factors like legal battles, regulatory support, and strategic acquisitions shape Ripple's IPO narrative and long-term growth strategy.
- Ripple's acquisitions, including Hidden Road, aim to diversify the company's offerings and strengthen its position in the market.
- The ongoing developments around Ripple's IPO plans underscore the dynamic nature of the crypto industry and its intersection with traditional finance.
- Ripple's potential IPO could mark a turning point in the financial sector, highlighting the increasing influence of digital assets and blockchain technology.
Coinpedia | 14 Jun, 2025

Making Sense of Where Stablecoins Fit in the Issuer-Merchant-Acquirer Stack
- Stablecoins are transitioning from niche cryptocurrency instruments to essential infrastructure for commerce, challenging traditional roles in the issuer-merchant-acquirer stack.
- Major companies like Walmart, Amazon, and Shopify are exploring stablecoin integration.
- Visa and Bridge partnered to launch a stablecoin credit card, while Stripe acquired digital wallet firm Privy to simplify crypto onboarding.
- Despite momentum, concerns persist regarding oversight, standards, and risk controls in the stablecoin space.
- Stablecoins serve as a settlement layer offering speed, traceability, and reduced counterparty risk.
- Use of stablecoins for consumer payments raises questions about liability and dispute resolution.
- Stablecoin adoption differs globally, providing stability in high-inflation countries and circumventing capital controls in others.
- The future may involve a hybrid system with stablecoin and fiat payments coexisting in various sectors.
Pymnts | 13 Jun, 2025

Stablecoins Gain Ground in Finance, Key Trends Include Yield Products, Cross-Border Payments
- Stablecoins are becoming integral to the global financial system, attracting traditional financial institutions due to their stability and blockchain advantages.
- Key trends in stablecoins include traditional banks issuing their own stablecoins and companies like Mastercard and Visa supporting stablecoin transactions.
- Stablecoins are expanding beyond safety features to include yield products like Paxos' Lift Dollar and payment capabilities for Stripe's USDB stablecoin.
- Stablecoins are increasingly used for cross-border payments, offering affordable alternatives in emerging markets and specialized options in developed nations.
- The stablecoin market landscape includes 172 players categorized based on business focus, with stablecoin issuers leading in numbers and attracting potential consolidation.
- Liquidity and yield-focused firms have garnered the most funding over the last year, with StakeStone and Flowdesk prominent in this space.
- Wallets and custodians for stablecoins have shown significant headcount growth, with Kast from Hong Kong expanding its services.
- Payments processing companies, like Rain and Mesh, are expected to see substantial funding growth, with predictions of a tenfold increase in 2025.
- The stablecoin market, valued at approximately US$255 billion, could grow to US$2 trillion by 2028 with the anticipated regulatory framework through acts like the GENIUS Act.
- US legislation, such as the GENIUS Act, aims to provide regulatory clarity for stablecoins, potentially propelling the market's value to US$2 trillion by 2028.
Fintechnews | 13 Jun, 2025

Could Ripple’s XRP and Stellar’s XLM Power Visa’s Digital Fiat Future? Harvard Insights
- Harvard acknowledges Ripple's XRP and Stellar's XLM in relation to a Visa patent focusing on blockchain-based fiat currency digitization and cross-border transfers.
- Visa's patent outlines a method for central banks to issue digital versions of national currencies and manage transactions through blockchain technology.
- Harvard inclusion of XRP and XLM suggests a shift in perception towards these tokens, once considered speculative, as potential components in future financial systems.
- XRP settles transactions quickly and supports a decentralized exchange, while Stellar handles millions of transactions per day and is often used for cross-border remittance.
- The acknowledgment of XRP and XLM comes at a time when Ripple is facing legal challenges, indicating a focus on the technology rather than regulatory issues.
- The discussion around XRP and XLM's potential role in Visa's systems sparks interest in the future of cryptocurrencies in structured financial models.
Crypto-News-Flash | 13 Jun, 2025

BlockDAG’s NBA Move Steals the Show, Chainlink Targets $36 as HYPE Eyes $46
- BlockDAG teases NBA partnership before launch, potentially bringing courtside exposure, game-day activations, and special NFTs, aiming to become a visible and accessible altcoin with mainstream integration.
- Over 1.5 million users are already mining BDAG through X1 Miner app, setting the stage for potential casual fan engagement through sports integrations like stadium promotions and NFTs.
- BlockDAG's presale success includes raising over $298 million and selling 22.2+ billion tokens, with a limited-time price rollback to $0.0018 until June 13 before listing on centralized exchanges at $0.05.
- Hyperliquid's technical outlook indicates a potential breakout past $46, driven by strong momentum indicators, Open Interest surge, and record TVL on Layer 1.
- Chainlink's price prediction targets a $30-$36 breakout with a bull pennant pattern forming, backed by a successful CBDC pilot with Visa and institutional support, signaling real-world utility.
- BlockDAG, Hyperliquid, and Chainlink show promising prospects, with BDAG potentially becoming a standout altcoin through its innovative NBA partnership approach.
- Presale details and platform links for BlockDAG are provided for interested parties to explore further opportunities and involvement with the project.
Zycrypto | 12 Jun, 2025

Marqeta Powers Klarna’s Recently Announced Flexible Payment Card
- Marqeta's card issuing platform powers Klarna's newly introduced Klarna Card debit card allowing customers in the U.S. to pay immediately or later.
- The Klarna Card leverages Marqeta's card issuing platform and Visa's Flexible Credential to provide flexible payment options.
- Currently in a trial phase in the U.S., the Klarna Card is set for a broader rollout later this year.
- Marqeta had been certified for Visa Flexible Credential in July 2024, enhancing its payment options.
- The collaboration between Marqeta and Klarna builds on their existing relationship to provide innovative payment solutions.
- Through the partnership with Marqeta and Visa, the new Klarna Card offers a dynamic payment experience, according to Klarna's CMO.
- The Klarna Card functions as a debit card but includes a pay-later mode, extending the BNPL model to in-store purchases.
- Marqeta's certification with Visa Flexible Credential aims to enhance consumer purchase experiences by offering various payment choices.
- The July 2024 partnership announcement between Marqeta and Visa highlighted the goal of improving consumer purchase experiences.
- Marqeta's certification with Visa Flexible Credential in May 2024 enables cardholders to select payment parameters and options like 'pay-in-four' or rewards points.
- Marqeta and Visa's partnership expands payment choices for consumers and increases merchant acceptance.
- The collaboration aims to create a versatile payment experience for users of the Klarna Card.
- Marqeta's platform helps companies like Klarna to launch in new markets and introduce innovative payment solutions.
- The future of payments focuses on flexibility, with Marqeta and Visa supporting Klarna in offering new payment options.
- The Klarna Card provides a blend of debit functionality and pay-later mode, transitioning the BNPL concept to physical retail experiences.
Pymnts | 12 Jun, 2025

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Visa FAQs
When was Visa founded?
Visa was founded in 1958. The company has been operating for 67 years primarily in the FinTech sector.
Where is the Visa headquarters located?
Visa is headquartered in Foster City,California.
How many employees does Visa have in India?
Visa currently has more than 3,500+ employees in India. Engineering - Software & QA department appears to have the highest employee count in Visa based on the number of reviews submitted on AmbitionBox.
Does Visa have good work-life balance?
Visa has a Work-Life Balance Rating of 3.5 out of 5 based on 400+ employee reviews on AmbitionBox. 61% employees rated Visa 4 or above, while 39% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read Visa work-life balance reviews for more details.
Is Visa good for career growth?
Career growth at Visa is rated as poor, with a promotions and appraisal rating of 2.9. 39% employees rated Visa 3 or below on promotions / appraisal. This rating reflects a negative sentiment among employees for career growth. We recommend reading Visa promotions / appraisals reviews for more detailed insights.
What are the cons of working in Visa?
Working at Visa does have some drawbacks that potential employees should consider. The company is poorly rated for promotions / appraisal, work satisfaction and skill development, based on 400+ employee reviews on AmbitionBox.
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