200+ Associate Analyst Interview Questions and Answers

Logic to find duplicate numbers in an array of 6 numbers

• Iterate through the array and compare each element with the rest of the elements

• If a match is found, print the duplicate number

• Use nested loops to compare all elements

• Alternatively, use a hash table to keep track of seen elements

Machine intelligence refers to the ability of machines to learn and make decisions without explicit programming.

• Machine intelligence involves the use of algorithms and statistical models to enable machines to learn from data and make predictions or decisions.

• Google Assistant is an example of machine intelligence, as it uses natural language processing and machine learning to understand and respond to user queries.

• Other examples of machine intelligence include self-driving car...read more

Questions related to KYC, money laundering, CDD, EDD, and finance were asked for the Associate Analyst position.

• KYC stands for Know Your Customer and is the process of verifying the identity of a customer.

• KYC is important to prevent fraud, money laundering, and terrorist financing.

• Money laundering is the process of making illegally obtained money appear legitimate.

• The stages of money laundering include placement, layering, and integration.

• CDD stands for Customer Due Diligence...read more

Answering questions related to KYC, money laundering, and finance

• KYC stands for Know Your Customer and is the process of verifying the identity of a customer or client

• KYC is important to prevent fraud, money laundering, and terrorist financing

• Money laundering is the process of making illegally obtained money appear legitimate

• The stages of money laundering include placement, layering, and integration

• CDD stands for Customer Due Diligence and is the process of verifying the iden...read more

Strategies to enhance profits throughout a drug's lifecycle from R&D to patent expiry.

• Invest in targeted R&D to reduce costs and time, e.g., using AI for drug discovery.

• Implement effective pricing strategies post-launch, such as value-based pricing.

• Enhance marketing efforts to increase brand awareness and market share, e.g., direct-to-consumer advertising.

• Explore partnerships or licensing agreements to expand market reach and share development costs.

• Focus on lifecycle managem...read more

AI in security involves using machine learning algorithms to detect and prevent cyber threats.

• AI can analyze large amounts of data to identify patterns and anomalies that may indicate a security breach.

• Examples include using AI to detect malware, phishing attacks, and network intrusions.

• AI can also be used to automate threat response and enhance incident response capabilities.

• Python libraries like TensorFlow, Keras, and Scikit-learn can be used for building AI-based security ...read more

Demonetisation in India was a bold move with mixed results.

• Demonetisation aimed to curb black money, corruption and counterfeit currency.

• It caused inconvenience to the common people, especially those in rural areas.

• The move led to a temporary slowdown in the economy.

• Digital transactions and tax compliance increased.

• However, the amount of black money recovered was not significant.

• The informal sector and small businesses were hit hard.

• Overall, demonetisation had both positive a...read more

Joins are used to combine data from two or more tables based on a related column.

• Joins are used in SQL to retrieve data from multiple tables.

• Common types of joins include inner join, left join, right join, and full outer join.

• One case where I applied joins was when I needed to retrieve customer information and their corresponding orders from two separate tables.

• Another example is when I needed to combine data from a table of employees and a table of departments to determine w...read more

To reverse the declining profits of a bank, a few strategies can be implemented.

• Analyze the reasons behind the declining profits, such as increased expenses or decreased revenue.

• Identify areas of cost reduction, such as optimizing operational processes or renegotiating contracts with suppliers.

• Implement strategies to increase revenue, such as launching new products or services, expanding into new markets, or improving customer retention.

• Enhance efficiency and productivity by ...read more

The number of tickets a movie theatre can sell in a day depends on factors such as seating capacity, movie popularity, and show timings.

• Consider the seating capacity of the movie theatre

• Take into account the popularity of the movies being shown

• Consider the number of show timings in a day

• Factor in the average occupancy rate of the theatre

• Consider any special events or promotions that may affect ticket sales

Capital budgeting is the process of planning and evaluating long-term investment decisions.

• Techniques include net present value, internal rate of return, and payback period.

• Formulas include NPV = CF/(1+r)^n, IRR = r where NPV = 0, and Payback Period = Initial Investment / Annual Cash Inflows.

• Capital budgeting helps companies determine which investments will generate the highest returns and create long-term value for the business.

• It involves analyzing cash flows, assessing ris...read more

GlobalLogic is a digital product engineering company that provides software development and design services.

• GlobalLogic was founded in 2000 and has over 16,000 employees in 30+ locations worldwide.

• They work with companies in various industries such as automotive, healthcare, and finance.

• Their services include product engineering, digital transformation, and customer experience design.

• Some of their clients include Reuters, Philips, and Qualcomm.

• As for my self introduction, my ...read more

Joins in SQL are used to combine data from two or more tables based on a related column.

• Joins are used to retrieve data from multiple tables in a single query

• Common types of joins include inner join, left join, right join, and full outer join

• Join conditions are specified using the ON keyword and a comparison operator

• Example: SELECT * FROM table1 INNER JOIN table2 ON table1.column = table2.column

Turn-in in case of lease refers to returning the leased asset at the end of the lease term. Lease differs from a loan in terms of ownership and repayment structure. Overcollateralisation is when the collateral value exceeds the loan amount.

• Turn-in in lease means returning the leased asset to the lessor at the end of the lease term.

• Lease is a contractual agreement where the lessee pays for the use of an asset owned by the lessor.

• Loan involves borrowing money from a lender and ...read more

The most recognized certification company for Environmental compliance and Health & Safety management is ISO.

• ISO 14001 certification for Environmental compliance

• ISO 45001 certification for Health & Safety management

• Other relevant certifications include OHSAS 18001 and ANSI/AIHA Z10

CDD is the process of verifying the identity of customers to prevent money laundering and fraud, while EDD is a more thorough investigation for higher-risk customers.

• CDD involves collecting and verifying customer information such as name, address, and identification documents.

• EDD is conducted for customers posing a higher risk of money laundering or terrorist financing, requiring a more in-depth analysis.

• Examples of EDD include conducting background checks, reviewing source o...read more

AI stands for Artificial Intelligence. It is a branch of computer science that focuses on creating intelligent machines.

• AI is the simulation of human intelligence in machines that are programmed to think and learn like humans.

• It involves the development of algorithms and models that enable machines to perform tasks that typically require human intelligence.

• AI can be used in various fields such as healthcare, finance, transportation, education, and entertainment.

• In healthcare,...read more

Factors for migrating RDBMS to GCP include performance, scalability, cost, and compatibility with existing systems.

• Assess the size and complexity of the database to choose between Cloud SQL and BigQuery.

• Evaluate the required performance metrics to determine if Cloud Spanner is necessary for horizontal scaling.

• Consider data consistency and availability needs; Cloud SQL offers strong consistency, while Bigtable is designed for high availability.

• Analyze the cost implications of ...read more

A block is a group of fields while a field is a single data element.

• A block is a collection of related fields that are grouped together.

• A field is a single data element that represents a specific piece of information.

• Blocks are used to organize fields and make it easier to manage large amounts of data.

• Fields are used to capture specific pieces of information about a particular entity.

• For example, in a customer database, a block might be 'Contact Information' and the fields wi...read more

Normal distribution is symmetric around the mean; log-normal is skewed, representing multiplicative processes.

• Normal distribution is bell-shaped and defined by its mean and standard deviation.

• Log-normal distribution is used for variables that cannot be negative and are multiplicative in nature.

• Example of normal distribution: heights of people in a population.

• Example of log-normal distribution: income levels, which cannot be negative and often have a long tail.

The 2008 financial crisis had a significant impact on the global markets.

• The 2008 financial crisis was triggered by the collapse of Lehman Brothers, a major investment bank.

• It led to a severe credit crunch and a global recession.

• Stock markets around the world experienced sharp declines, with the Dow Jones Industrial Average losing over 50% of its value.

• The crisis exposed weaknesses in the financial system and led to increased regulation and reforms.

• Central banks implemented u...read more

An array is a data structure that stores a collection of elements of the same type in contiguous memory locations.

• Arrays have a fixed size and can be accessed using an index.

• Example: int[] arr = {1, 2, 3}; int secondElement = arr[1];

• Stack is a Last-In-First-Out (LIFO) data structure, while Queue is a First-In-First-Out (FIFO) data structure.

• Example: Stack can be used to implement the undo feature in a text editor, while Queue can be used to implement a print job queue.

• React i...read more

Independent board members are not affiliated with the company, while dependent board members have ties to the company.

• Independent board members are considered to be more objective and less influenced by company interests.

• Dependent board members may include executives, shareholders, or individuals with close ties to the company.

• Independent board members are often brought in to provide unbiased perspectives and oversight.

• Dependent board members may have personal or financial in...read more

A program to check if a given string is a palindrome or not.

• Convert the string to lowercase to ignore case sensitivity.

• Remove all non-alphanumeric characters from the string.

• Reverse the string and compare it with the original string.

• If they are the same, then the string is a palindrome.

Documents considered in ESG Research process include company reports, sustainability reports, industry publications, and third-party research.

• Company reports such as annual reports and financial statements

• Sustainability reports detailing environmental, social, and governance practices

• Industry publications providing insights on ESG trends and best practices

• Third-party research reports from organizations like MSCI or Sustainalytics

Environmental, social, governance (ESG) refers to the three central factors in measuring the sustainability and ethical impact of an investment in a company.

• Environmental factors focus on a company's impact on the environment, such as carbon emissions, waste management, and resource conservation.

• Social factors assess how a company manages relationships with employees, suppliers, customers, and the communities in which it operates.

• Governance factors evaluate the company's lead...read more

Government obligatory bonds are backed by the government's taxing power while revenue bonds are backed by the revenue generated by a specific project.

• Government obligatory bonds are issued to finance general government operations and are backed by the government's taxing power.

• Revenue bonds are issued to finance specific projects such as toll roads, airports, or hospitals and are backed by the revenue generated by the project.

• Government obligatory bonds are considered less ri...read more