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Paytm Software Engineer salaries in India (Updated 2025)

Annual salary range
0 - 4 years exp.
₹6 Lakhs - ₹21 Lakhs
Salary of majority employees info icon
Avg. annual salary
unlock blur

Monthly In-hand Salary

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Software Engineer Salary at Paytm ranges between ₹6 Lakhs to ₹21 Lakhs per year for employees with less than 1 year of experience to 4 years. Salary estimates are based on 1.4k latest salaries received... Read more

42% more than the average Software Engineer Salary in FinTech Companies for 0 - 4 years of experience

Interested in this particular role? 1 job opening

What are the roles & responsibilities of a Software Engineer at Paytm?

Software Development

  • Build high availability and reliable transactional systems
  • Develop efficient and reusable PHP modules
  • Create and maintain server-side applications
  • Integrate user-facing elements developed by front-end developers

Testing and Compliance

  • Validate and certify payment systems for compliance
  • Develop and execute test cases for EMV certification
  • Analyze transaction failures and troubleshoot logs
  • Maintain records of certification test plans and results

Collaboration and Communication

  • Work with cross-functional teams to integrate compliance
  • Partner with external testing laboratories for approvals
  • Provide technical guidance on EMV specifications
  • Excellent communication with stakeholders and teams

Performance Optimization

  • Solve complex performance problems and architectural challenges
  • Focus on code optimization and maintainability
  • Enhance certification processes through automation
  • Analyze and improve system performance

Read full roles & responsibilities

Last Updated: 17 Jun 2025

Companies similar to Paytm for Software Engineer

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₹8.4 L/yr - ₹17.2 L/yr

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₹6.5 L/yr - ₹26.8 L/yr

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0 - 2 years exp. (6 salaries)

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₹8 L/yr - ₹20 L/yr

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0 - 3 years exp. (4 salaries)

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₹14 L/yr - ₹20 L/yr

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View all
Paytm Software Engineer Salary and Career Growth

From

To

Software Engineer

₹unlock blur Lakhs/yr

0 - 4 years exp.

Senior Engineering Manager

₹unlock blur Lakhs/yr

10 - 17 years exp.

Software Engineer

0 - 4 years exp.
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Senior Software Engineer

2 - 8 years exp.
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arrow icon 81% hike

Technical Lead

5 - 10 years exp.
unlock blur
arrow icon 48% hike
Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.
Career and salary growth
cross

From

To

Software Engineer

₹ 12.6 Lakhs/yr

0 - 4 years exp.

Senior Engineering Manager

₹ 71.6 Lakhs/yr

10 - 17 years exp.

Software Engineer 0 - 4 years exp.
₹ 12.6 L/yr
Senior Software Engineer 2 - 8 years exp.
₹ 22.8 L/yr
arrow icon 81% hike
Technical Lead 5 - 10 years exp.
₹ 33.8 L/yr
arrow icon 48% hike
Senior Technical Lead 8 - 12 years exp.
₹ 42.6 L/yr
arrow icon 26% hike
Engineering Manager 8 - 17 years exp.
₹ 55 L/yr
arrow icon 29% hike
    Senior Engineering Manager 10 - 17 years exp.
    ₹ 71.6 L/yr
    arrow icon 30% hike
    Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.
    Did you find above career path helpful?

    Latest annual salaries shared by Paytm Software Engineer

    1d ago
    ₹12 Lakhs
    5 months exp.
    2d ago
    ₹23 Lakhs
    3 years exp.
    4d ago
    ₹5 Lakhs
    1 year exp.
    6d ago
    ₹18 Lakhs
    3 years exp.
    6d ago
    ₹14 Lakhs
    2 years exp.
    1w ago
    avg blur mobile
    2 years exp.
    1w ago
    avg blur mobile
    1 year exp.
    1w ago
    avg blur mobile
    3 years exp.
    1w ago
    avg blur mobile
    1 year exp.
    1w ago
    avg blur mobile
    2 years exp.

    Paytm Software Engineer salaries by

    Years of experience Avg. annual salary
    Fresher  (161 salaries)

    unlock blur

    ₹5.5 L/yr - ₹17.6 L/yr
    1 year  (355 salaries)

    unlock blur

    ₹4.8 L/yr - ₹20 L/yr
    Login to view exact salary info icon
    2 years  (475 salaries)

    unlock blur

    ₹5 L/yr - ₹22 L/yr
    3 years  (265 salaries)

    unlock blur

    ₹6.2 L/yr - ₹22 L/yr
    4 years  (133 salaries)

    unlock blur

    ₹8 L/yr - ₹23 L/yr

    Similar Designation Salaries at Paytm

    Similar Designation Avg. annual salary
    Lead Software Engineer Salary
    (9 salaries)
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    ₹21 L/yr - ₹52 L/yr

    Senior Engineer Salary
    (18 salaries)
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    ₹8.4 L/yr - ₹35.4 L/yr

    Login to view exact salary info icon
    System Engineer Salary
    (7 salaries)
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    ₹2 L/yr - ₹6 L/yr

    Senior Software Engineer Salary
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    Top trending discussions

    View All
    Salary Discussions, Hike & Promotions
    5d
    a senior executive
    GF salary Vs. My salary
    Me and my gf have been dating for 5 years. Back in 2020, I started my career with a package of ₹5 LPA. Over the years, I’ve reached ₹22 LPA in 2025. She started her journey with ₹3 LPA(2020) and is now earning ₹8 LPA(2025). We’ve been in a live-in relationship for around 2 years, and the idea was to share expenses equally. But, equal sharing never really happened. If we go to a café she likes, especially with friends, I will pay the entire bill. We only split the house rent and grocery bills. I told her lots of time to cut down these costly cafe expenses or earn more money, increase your package, study and work hard, but.....she is now in her comfort zone. Being from a tech background, I have seen people upgrade their skills and package for a good life in metro cities. I am ready to support her in her studies, but she is like I am earning enough for myself.... No, you are not. I love her, but I don't know how to overcome this issue between us. Please suggest!
    Got a question about Paytm?
    Ask anonymously on communities.

    Salary related reviews for Paytm

    2.6

    Rated by 190 employees for salary & benefits

    Software Engineer in New Delhi

    Full Time

     · 

    Engineering - Software & QA Department

    3.0
      •  updated on 05 Jun 2024

    1.0
     for  Salary and Benefits

    Likes

    Quality work which is impactful There are some good managers and leads who constantly support you throughout your journey

    read more
    • Skill development - Good
    • +1 more

    Dislikes

    Poor compensation for college grads Less promotion A guide for freshers - switch within or before joining here Management is very opportunist , will ask you to work when they want and will layoff by using buzzwords like AI

    read more
    • Salary - Bad
    • +2 more

    Software Engineer (working remotely)

    Full Time

     · 

    Engineering - Software & QA Department

    2.0
      •  updated on 24 Sep 2023

    5.0
     for  Salary and Benefits

    Likes

    People are great, they appreciate your efforts and help you to fully understand what we are doing. You can call for help anytime.

    read more
    • Salary - Excellent
    • +5 more

    Dislikes

    ...t they simply force employees to drop resignation. Totally evil kind of company. If I ever get chance to work with them, I will prefer look for other opportunity with less pay.

    read more
    • Job security - Bad

    Software Engineer (working remotely)

    Full Time

     · 

    Data Science & Analytics Department

    3.0
      •  updated on 23 Apr 2023

    4.0
     for  Salary and Benefits

    Likes

    Salary and compensation

    • Salary - Good
    • +1 more

    Dislikes

    No job security No projects Extreme layoffs - as they generally layoff people who are about to complete an year or have just completed an year. So Start looking for job once you have completed 8 months in Paytm.

    read more
    • Skill development - Bad
    • +4 more

    Software Engineer in Noida

    Engineering - Software & QA Department

    1.0
      •  updated on 09 Apr 2022

    4.0
     for  Salary and Benefits

    Likes

    nothing as of now

    • Salary - Good

    Dislikes

    ... in favour of employees Listen Carefully be jobless than choosing this company. I did mistake looking only at compensation or salary.. never thought of work culture. it's the biggest mistake of my life

    read more
    • Skill development - Bad
    • +5 more

    Team Lead in Pune

    Full Time

     · 

    Sales & Business Development Department

    1.0
      •  updated on 17 Apr 2025

    3.0
     for  Salary and Benefits

    Likes

    Only salary in time for on roll employee only

    Dislikes

    Everything is bad no job security very heigh pressure working culture. Horrible environment Pune location city head behaviour is cheapest and unprofessional

    read more
    • Skill development - Poor
    • +5 more
    see more salary related reviews
    More about working at Paytm
    • HQ - Noida, India
    • FinTech
    • 10k-50k Employees (India)
    • Public

    Paytm Software Engineer Salary FAQs

    What is the salary of Software Engineer at Paytm ?
    The average salary of a Software Engineer at Paytm in India typically ranges from ₹6.0 Lakhs to ₹21.0 Lakhs per year, depending on experience (from Fresher to 4 years).

    The top 10% of Software Engineer at Paytm earn more than ₹18.0 Lakhs per year, and the top 1% earn over ₹25.8 Lakhs per year. Software Engineer Salaries at Paytm can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

    These estimates are based on salary data submitted by 1300+ Paytm employees in India.
    What is the estimated take home salary of a Software Engineer at Paytm in India?
    The estimated take-home salary of a Software Engineer at Paytm in India typically ranges from ₹89,172 to ₹91,514 per month. This is based on the average salary range of ₹6.0 Lakhs to ₹21.0 Lakhs per year for employees with experience ranging from Fresher to 4 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 1300+ salaries received from various employees of Paytm. Check how we calculate in-hand salary with our in-hand salary calculator.
    What are the key skills required to be a Software Engineer at Paytm ?
    To be a Software Engineer at Paytm in india, the key skills required include:

    • - Application Development
    • - Product Management
    • - Financial Services
    • - Backend
    • - Software Engineering

    These skills are highly valued at Paytm and are crucial for successful performance in a Software Engineering role.
    Which companies offer higher salaries than Paytm for Software Engineer in India?
    Revolut ₹35.1 Lakhs to ₹44.9 Lakhs per year
    PhonePe ₹16.0 Lakhs to ₹57.0 Lakhs per year
    PayPal ₹12.0 Lakhs to ₹42.0 Lakhs per year
    Angel One ₹10.5 Lakhs to ₹27.5 Lakhs per year
    Visa ₹9.0 Lakhs to ₹30.0 Lakhs per year

    These companies are known for offering competitive compensation packages that can exceed the salary offered by Paytm, depending on the role and experience level.
    What is the salary of a Software Engineer in companies similar to Paytm in India?
    The salary of a Software Engineer at companies similar to Paytm in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

    Bread Financial ₹14.0 Lakhs to ₹20.0 Lakhs per year
    Western Union ₹8.0 Lakhs to ₹27.8 Lakhs per year
    Q2 Software ₹9.2 Lakhs to ₹25.0 Lakhs per year
    MasterCard ₹7.0 Lakhs to ₹27.6 Lakhs per year
    Zerodha ₹6.5 Lakhs to ₹26.8 Lakhs per year

    These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
    How the salary growth look like for a Software Engineer at Paytm in India?
    The salary growth for a Software Engineer at Paytm depends on factors such as experience, performance, and promotions. On average, a Software Engineer can expect the following growth trajectory at Paytm:

    Experience Average Salary Range
    Fresher ₹5.5 Lakhs to ₹17.6 Lakhs per year
    1 year ₹4.8 Lakhs to ₹20.0 Lakhs per year
    2 years ₹5.0 Lakhs to ₹22.0 Lakhs per year
    3 years ₹6.2 Lakhs to ₹22.0 Lakhs per year
    and so on.

    Top skills at Paytm for Software Engineer

    Java PHP Problem Solving Agile Collaboration EMV

    Tell us how to improve this page.

    Paytm Software Engineer Salaries by Location

    • Paytm Software Engineer salaries in Noida
    • Paytm Software Engineer salaries in New Delhi
    • Paytm Software Engineer salaries in Bangalore / Bengaluru
    • Paytm Software Engineer salaries in Gurgaon / Gurugram
    • Paytm Software Engineer salaries in Pune
    • Show more
    • Home >
    • Salaries >
    • Paytm Salaries >
    • Paytm Software Engineer Salaries

    Paytm Software Engineer salary in India ranges between ₹6 Lakhs to ₹21 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 1.4k Paytm latest salaries received from various employees of Paytm.

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    Skill-based Interview Questions and Answers for Software Engineer at Paytm

    Data Structures Interview Questions & Answers
    250 Questions
    Algorithms Interview Questions & Answers
    250 Questions

    Paytm Software Engineer Interview Questions

    A Software Engineer was asked
    11mo ago
    Q. Implement the quick sort algorithm.
    Read all Software Engineer questions
    A Software Engineer was asked
    12mo ago
    Q. Given an array, find the next greater element (NGE) for every ... read more
    Read all Software Engineer questions
    A Software Engineer was asked
    Q. You are given an m x n grid where each cell can have one of th ... read more
    Read all Software Engineer questions
    View all
    Software Engineer Salary in India
    based on 6L salaries
    ₹3 L/yr - ₹17 L/yr
    42% more than the average Software Engineer Salary in India
    View more details

    Paytm Software Engineer Reviews and Ratings

    based on 190 reviews

    2.9/5

    Rating in categories

    3.2

    Skill development

    2.7

    Work-life balance

    2.6

    Salary

    2.3

    Job security

    2.5

    Company culture

    2.3

    Promotions

    2.8

    Work satisfaction

    Explore 190 Reviews and Ratings

    Gender Based Ratings at Paytm

    based on 176 Software Engineer salaries
    2.6
    Rated by 22 Women

    for Salary and Benefits at Paytm

    women
    3.0
    Rated by 154 Men

    for Salary and Benefits at Paytm

    men
    Software Engineer Jobs at Paytm
    Paytm
    Backend - Software Engineer

    Noida

    1-3 Yrs

    ₹ 3.75-22 LPA

    Explore more jobs
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    Paytm Employee Benefits
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    3 total responses
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    2 total responses
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    9 total responses
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    Notice Period for Software Engineer at Paytm

    based on 629 responses

    2 Months
    48%
    1 Month
    29%
    15 days or less
    22%
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