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The Saraswat Co-operative Bank

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3.3

based on 427 Reviews

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  • About
  • Reviews
    427
  • Salaries
    2.4k
  • Interviews
    22
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  • Benefits
    26
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The Saraswat Co-operative Bank Junior Officer salaries in India (Updated 2025)

Annual salary range
0 - 9 years exp.
₹1.9 Lakh - ₹5.5 Lakhs
Salary of majority employees info icon
Avg. annual salary
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Monthly In-hand Salary

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Junior Officer Salary at The Saraswat Co-operative Bank ranges between ₹1.9 Lakh to ₹5.5 Lakhs per year for employees with less than 1 year of experience to 9 years. Salary estimates are based on 741... Read more

23% more than the average Junior Officer Salary in Banking Companies for 0 - 9 years of experience

Interested in this particular role?

Last Updated: 20 Jun 2025

Companies similar to The Saraswat Co-operative Bank for Junior Officer

Company name Avg Annual Salary Open Jobs
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HDFC Bank Junior Officer Salary

0 - 6 years exp. (961 salaries)

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₹0.9 L/yr - ₹4.5 L/yr

arrow icon 39% less
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ICICI Bank Junior Officer Salary

0 - 5 years exp. (103 salaries)

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₹1 L/yr - ₹3.5 L/yr

arrow icon 47% less
Login to view exact salary info icon
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Dhanlaxmi Bank Junior Officer Salary

0 - 3 years exp. (41 salaries)

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₹2.5 L/yr - ₹3.8 L/yr

arrow icon 20% less
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Nkgsb CO-OP Bank Junior Officer Salary

5 - 13 years exp. (36 salaries)

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₹3.6 L/yr - ₹10 L/yr

arrow icon 42% more
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Federal Bank Junior Officer Salary

0 - 1 year exp. (24 salaries)

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₹7 L/yr - ₹13 L/yr

arrow icon 165% more
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Axis Bank Junior Officer Salary

0 - 6 years exp. (24 salaries)

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₹1.5 L/yr - ₹3 L/yr

arrow icon 48% less
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Kotak Mahindra Bank Junior Officer Salary

1 - 7 years exp. (17 salaries)

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₹1.2 L/yr - ₹4 L/yr

arrow icon 31% less
Login to view exact salary info icon
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South Indian Bank Junior Officer Salary

0 - 3 years exp. (12 salaries)

unlock blur

₹7.4 L/yr - ₹7.7 L/yr

arrow icon 89% more
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City Union Bank Junior Officer Salary

3 - 9 years exp. (7 salaries)

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₹3.5 L/yr - ₹7 L/yr

arrow icon 30% more
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IndusInd Bank Junior Officer Salary

1 - 5 years exp. (4 salaries)

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₹1.7 L/yr - ₹2.4 L/yr

arrow icon 46% less
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Yes Bank Junior Officer Salary

2 - 6 years exp. (4 salaries)

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₹2.5 L/yr - ₹3 L/yr

arrow icon 34% less
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RBL Bank Junior Officer Salary

1 - 4 years exp. (4 salaries)

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₹1.3 L/yr - ₹3.6 L/yr

arrow icon 32% less
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IDFC FIRST Bank Junior Officer Salary

2 - 6 years exp. (4 salaries)

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₹3 L/yr - ₹4.5 L/yr

arrow icon 5% less
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Ujjivan Small Finance Bank Junior Officer Salary

4 - 6 years exp. (4 salaries)

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₹2.3 L/yr - ₹3.5 L/yr

arrow icon 34% less
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Canara Bank Junior Officer Salary

0 - 4 years exp. (3 salaries)

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₹3.7 L/yr - ₹4 L/yr

arrow icon 1% less
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Bandhan Bank Junior Officer Salary

1 - 3 years exp. (3 salaries)

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₹1.2 L/yr - ₹2.9 L/yr

arrow icon 47% less
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Jana Small Finance Bank Junior Officer Salary

0 - 4 years exp. (3 salaries)

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₹1.6 L/yr - ₹1.8 L/yr

arrow icon 57% less
The Saraswat Co-operative Bank Junior Officer Salary and Career Growth

From

To

Junior Officer

₹unlock blur Lakhs/yr

0 - 9 years exp.

Manager

₹unlock blur Lakhs/yr

6 - 18 years exp.

Junior Officer 0 - 9 years exp.
unlock blur
Deputy Manager 3 - 14 years exp.
unlock blur
arrow icon 67% hike
    Manager 6 - 18 years exp.
    unlock blur
    arrow icon 69% hike

    From

    View 1 more level

    To

    Junior Officer

    unlock blur

    0 - 9 years exp.

    Branch Manager

    unlock blur

    9 - 17 years exp.

    Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.
    Career and salary growth
    cross

    From

    To

    Junior Officer

    ₹ 3.9 Lakhs/yr

    0 - 9 years exp.

    Manager

    ₹ 11.1 Lakhs/yr

    6 - 18 years exp.

    Junior Officer 0 - 9 years exp.
    ₹ 3.9 L/yr
    Deputy Manager 3 - 14 years exp.
    ₹ 6.6 L/yr
    arrow icon 67% hike
      Manager 6 - 18 years exp.
      ₹ 11.1 L/yr
      arrow icon 69% hike
      Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.
      Did you find above career path helpful?
      Career and salary growth
      cross

      From

      To

      Junior Officer

      ₹ 3.9 Lakhs/yr

      0 - 9 years exp.

      Branch Manager

      ₹ 10.9 Lakhs/yr

      9 - 17 years exp.

      Junior Officer 0 - 9 years exp.
      ₹ 3.9 L/yr
      Deputy Manager 3 - 14 years exp.
      ₹ 6.6 L/yr
      arrow icon 67% hike
        Branch Manager 9 - 17 years exp.
        ₹ 10.9 L/yr
        arrow icon 66% hike
        Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.
        Did you find above career path helpful?

        Latest annual salaries shared by The Saraswat Co-operative Bank Junior Officer

        1d ago
        ₹3.6 Lakhs
        6 years exp.
        1d ago
        ₹3.5 Lakhs
        3 years exp.
        1d ago
        ₹4 Lakhs
        5 years exp.
        2d ago
        ₹3.6 Lakhs
        3 years exp.
        2d ago
        ₹4 Lakhs
        4 years exp.
        5d ago
        avg blur mobile
        1 year exp.
        6d ago
        avg blur mobile
        6 years exp.
        6d ago
        avg blur mobile
        3 years exp.
        1w ago
        avg blur mobile
        3 years exp.
        1w ago
        avg blur mobile
        2 years exp.

        The Saraswat Co-operative Bank Junior Officer salaries by

        Years of experience Avg. annual salary
        Fresher  (59 salaries)

        unlock blur

        ₹2 L/yr - ₹4.5 L/yr
        1 year  (104 salaries)

        unlock blur

        ₹2 L/yr - ₹4.5 L/yr
        Login to view exact salary info icon
        2 years  (138 salaries)

        unlock blur

        ₹1.9 L/yr - ₹4.8 L/yr
        3 years  (152 salaries)

        unlock blur

        ₹2.5 L/yr - ₹5.2 L/yr
        4 years  (100 salaries)

        unlock blur

        ₹2.5 L/yr - ₹5 L/yr
        5 years  (71 salaries)

        unlock blur

        ₹2.4 L/yr - ₹5 L/yr
        6 years  (35 salaries)

        unlock blur

        ₹3 L/yr - ₹5.5 L/yr
        7 years  (36 salaries)

        unlock blur

        ₹3 L/yr - ₹5.2 L/yr
        8 years  (30 salaries)

        unlock blur

        ₹2.9 L/yr - ₹5 L/yr
        9 years  (16 salaries)

        unlock blur

        ₹3 L/yr - ₹4.5 L/yr
        View all salaries by experience

        Similar Designation Salaries at The Saraswat Co-operative Bank

        Similar Designation Avg. annual salary
        Accounts Officer Salary
        (AmbitionBox Estimate)
        unlock-blur

        ₹3.6 L/yr - ₹4.6 L/yr

        Deputy Manager Salary
        (419 salaries)
        unlock-blur

        ₹3.5 L/yr - ₹10 L/yr

        Login to view exact salary info icon
        Audit Assistant Salary
        (AmbitionBox Estimate)
        unlock-blur

        ₹4.5 L/yr - ₹5.8 L/yr

        Accountant Salary
        (3 salaries)
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        ₹1.8 L/yr - ₹8 L/yr

        Financial Analyst Salary
        (AmbitionBox Estimate)
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        ₹2.7 L/yr - ₹3.5 L/yr

        Management Trainee Salary
        (15 salaries)
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        ₹1.5 L/yr - ₹2.4 L/yr

        Account Assistant Salary
        (3 salaries)
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        ₹0.9 L/yr - ₹10 L/yr

        View more similar designations

        Top trending discussions

        View All
        Salary Discussions, Hike & Promotions
        5d
        a senior executive
        GF salary Vs. My salary
        Me and my gf have been dating for 5 years. Back in 2020, I started my career with a package of ₹5 LPA. Over the years, I’ve reached ₹22 LPA in 2025. She started her journey with ₹3 LPA(2020) and is now earning ₹8 LPA(2025). We’ve been in a live-in relationship for around 2 years, and the idea was to share expenses equally. But, equal sharing never really happened. If we go to a café she likes, especially with friends, I will pay the entire bill. We only split the house rent and grocery bills. I told her lots of time to cut down these costly cafe expenses or earn more money, increase your package, study and work hard, but.....she is now in her comfort zone. Being from a tech background, I have seen people upgrade their skills and package for a good life in metro cities. I am ready to support her in her studies, but she is like I am earning enough for myself.... No, you are not. I love her, but I don't know how to overcome this issue between us. Please suggest!
        Got a question about The Saraswat Co-operative Bank?
        Ask anonymously on communities.

        Salary related reviews for The Saraswat Co-operative Bank

        2.7

        Rated by 141 employees for salary & benefits

        Junior Officer in Nagpur

        Full Time

         · 

        BFSI, Investments & Trading Department

        3.0
          •  updated on 10 Jun 2024

        3.0
         for  Salary and Benefits

        Likes

        Supportive staff and proper training is given by bank to it's employees.good bank for learning but not recommended to work till retirement.

        read more
        • Job security - Good
        • +1 more

        Dislikes

        Various targets i.e casa, insurance, fd, sip mutual fund, credit card etc and low salary as compared to sales pressure and targets. You need to do both operations and marketing at less salary.

        read more

        Junior Officer in Mumbai

        Full Time

         · 

        BFSI, Investments & Trading Department

        2.0
          •  updated on 13 Mar 2023

        3.0
         for  Salary and Benefits

        Likes

        good salary in co operative sector near by location

        Dislikes

        not fix time of work push for the work which is impossible in given time limit some times have to work on Sundays official hours are 8 but all days work goes beyond 10 hours

        read more
        • Promotions - Poor
        • +2 more

        Junior Officer in Navi Mumbai

        Full Time

         · 

        BFSI, Investments & Trading Department

        1.0
          •  updated on 15 Nov 2023

        1.0
         for  Salary and Benefits

        Likes

        Salary on time

        Dislikes

        No growth. No opportunity. To much of pressure. You have to exceed you shift hours. To much pressure form zonal head. Instead of helping or supporting or understanding the problem all they do is shout to the JO and even tell the Branch manager to do the same.Targets are unachievable but in case of you achieve the target you will get dairy milk from zonal head.

        read more
        • Salary - Bad
        • +6 more

        Junior Officer in Mumbai

        Full Time

         · 

        BFSI, Investments & Trading Department

        2.0
          •  updated on 23 Aug 2023

        3.0
         for  Salary and Benefits

        Likes

        Job Location

        Dislikes

        ...zed and Toxic Work Culture Favouritism Long working hours- No work life balance Lower Pay Scale Unprofessional and Unethical Practices Non- Transparent HR Policies Required to work on holidays if the need be. Extreme pressure for marketing

        read more
        • Skill development - Poor
        • +4 more

        Junior Officer in Mumbai

        Full Time

         · 

        Customer Success, Service & Operations Department

        3.0
          •  updated on 26 Jul 2022

        1.0
         for  Salary and Benefits

        Likes

        The bank culture is good comparing to other bank you will feel like family

        • Job security - Good

        Dislikes

        The salary is very low even if you took promotion only the work load will increase with the timings but not the salary. Payscale according to work is very low

        read more
        • Salary - Bad
        • +4 more
        see more salary related reviews
        More about working at The Saraswat Co-operative Bank
        • HQ - Mumbai, Maharashtra, India
        • Banking
        • 1k-5k Employees (India)
        • Public
        • Financial Services

        The Saraswat Co-operative Bank Junior Officer Salary FAQs

        What is the salary of Junior Officer at The Saraswat Co-operative Bank ?
        The average salary of a Junior Officer at The Saraswat Co-operative Bank in India typically ranges from ₹1.9 Lakhs to ₹5.5 Lakhs per year, depending on experience (from Fresher to 9 years).

        The top 10% of Junior Officer at The Saraswat Co-operative Bank earn more than ₹4.5 Lakhs per year, and the top 1% earn over ₹5.0 Lakhs per year. Junior Officer Salaries at The Saraswat Co-operative Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

        These estimates are based on salary data submitted by 700+ The Saraswat Co-operative Bank employees in India.
        What is the estimated take home salary of a Junior Officer at The Saraswat Co-operative Bank in India?
        The estimated take-home salary of a Junior Officer at The Saraswat Co-operative Bank in India typically ranges from ₹28,975 to ₹30,354 per month. This is based on the average salary range of ₹1.9 Lakhs to ₹5.5 Lakhs per year for employees with experience ranging from Fresher to 9 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 700+ salaries received from various employees of The Saraswat Co-operative Bank. Check how we calculate in-hand salary with our in-hand salary calculator.
        Which companies offer higher salaries than The Saraswat Co-operative Bank for Junior Officer in India?
        Federal Bank ₹7.0 Lakhs to ₹13.0 Lakhs per year
        South Indian Bank ₹7.4 Lakhs to ₹7.7 Lakhs per year
        Nkgsb CO-OP Bank ₹3.6 Lakhs to ₹10.0 Lakhs per year
        City Union Bank ₹3.5 Lakhs to ₹7.0 Lakhs per year

        These companies are known for offering competitive compensation packages that can exceed the salary offered by The Saraswat Co-operative Bank, depending on the role and experience level.
        What is the salary of a Junior Officer in companies similar to The Saraswat Co-operative Bank in India?
        The salary of a Junior Officer at companies similar to The Saraswat Co-operative Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

        Canara Bank ₹3.7 Lakhs to ₹4.0 Lakhs per year
        IDFC FIRST Bank ₹3.0 Lakhs to ₹4.5 Lakhs per year
        Dhanlaxmi Bank ₹2.5 Lakhs to ₹3.8 Lakhs per year
        Kotak Mahindra Bank ₹1.2 Lakhs to ₹4.0 Lakhs per year
        RBL Bank ₹1.3 Lakhs to ₹3.6 Lakhs per year

        These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
        How the salary growth look like for a Junior Officer at The Saraswat Co-operative Bank in India?
        The salary growth for a Junior Officer at The Saraswat Co-operative Bank depends on factors such as experience, performance, and promotions. On average, a Junior Officer can expect the following growth trajectory at The Saraswat Co-operative Bank:

        Experience Average Salary Range
        Fresher ₹2.0 Lakhs to ₹4.5 Lakhs per year
        1 year ₹2.0 Lakhs to ₹4.5 Lakhs per year
        2 years ₹1.9 Lakhs to ₹4.8 Lakhs per year
        3 years ₹2.5 Lakhs to ₹5.2 Lakhs per year
        and so on.

        Tell us how to improve this page.

        The Saraswat Co-operative Bank Junior Officer Salaries by Location

        • The Saraswat Co-operative Bank Junior Officer salaries in Mumbai
        • The Saraswat Co-operative Bank Junior Officer salaries in Pune
        • The Saraswat Co-operative Bank Junior Officer salaries in Bangalore / Bengaluru
        • The Saraswat Co-operative Bank Junior Officer salaries in Navi Mumbai
        • The Saraswat Co-operative Bank Junior Officer salaries in Thane
        • Show more
        • The Saraswat Co-operative Bank Junior Officer salaries in Mumbai Suburban
        • The Saraswat Co-operative Bank Junior Officer salaries in Nagpur
        • The Saraswat Co-operative Bank Junior Officer salaries in Ahmedabad
        • The Saraswat Co-operative Bank Junior Officer salaries in Aurangabad
        • The Saraswat Co-operative Bank Junior Officer salaries in Kolhapur
        • Home >
        • Salaries >
        • The Saraswat Co-operative Bank Salaries >
        • The Saraswat Co-operative Bank Junior Officer Salaries

        The Saraswat Co-operative Bank Junior Officer salary in India ranges between ₹1.9 Lakh to ₹5.5 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 741 The Saraswat Co-operative Bank latest salaries received from various employees of The Saraswat Co-operative Bank.

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        The Saraswat Co-operative Bank Junior Officer Interview Questions

        A Junior Officer was asked
        2mo ago
        Q. What is the difference between scheduled and unscheduled banks ... read more
        Read all Junior Officer questions
        A Junior Officer was asked
        12mo ago
        Q. Why is cybersecurity essential?
        Read all Junior Officer questions
        A Junior Officer was asked
        12mo ago
        Q. What is Digital Banking?
        Read all Junior Officer questions
        View all
        Junior Officer Salary in India
        based on 20k salaries
        ₹1.6 L/yr - ₹4.9 L/yr
        23% more than the average Junior Officer Salary in India
        View more details

        The Saraswat Co-operative Bank Junior Officer Reviews and Ratings

        based on 141 reviews

        3.4/5

        Rating in categories

        3.3

        Skill development

        3.1

        Work-life balance

        2.7

        Salary

        3.9

        Job security

        3.2

        Company culture

        2.7

        Promotions

        2.9

        Work satisfaction

        Explore 141 Reviews and Ratings

        Gender Based Ratings at The Saraswat Co-operative Bank

        based on 135 Junior Officer salaries
        3.2
        Rated by 77 Women

        for Salary and Benefits at The Saraswat Co-operative Bank

        women
        3.7
        Rated by 58 Men

        for Salary and Benefits at The Saraswat Co-operative Bank

        men
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        The Saraswat Co-operative Bank Employee Benefits
        healthInsurance
        Health insurance
        6 total responses
        childCareBenefits
        Child care facility
        2 total responses
        softskill
        Job/Soft skill training
        5 total responses
        degree
        Professional degree assistance
        2 total responses
        View All

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        Notice Period for Junior Officer at The Saraswat Co-operative Bank

        based on 604 responses

        1 Month
        47%
        2 Months
        28%
        3 Months
        14%
        15 days or less
        10%
        More than 3 months
        1%
        View all
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