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Bajaj Housing Finance
3.7
based on 1.1k Reviews

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Company Overview
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Working at Bajaj Housing Finance
Company Summary
Bajaj Housing Finance Limited (BHFL) is one of the best housing companies in India offers home loan, loan against property, home loan balance transfer & more.
Overall Rating
3.7/5
based on 1.1k reviews

5% below
industry average

Critically rated for
Work-life balance, Work satisfaction, Company culture
Work Policy

Work from office
86% employees reported

Monday to Saturday
85% employees reported

Flexible timing
58% employees reported

Within city
59% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
38 employees reported
Health insurance
29 employees reported
Cafeteria
12 employees reported
Professional degree assistance
7 employees reported
View all benefits
About Bajaj Housing Finance
Founded in2008 (17 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
India HeadquartersPune, Maharashtra, India
Office Locations
--
Websitebajajhousingfinance.in
Primary Industry
Other Industries

View in video summary
Bajaj Housing Finance Limited (BHFL) has been incorporated as a housing finance company under the Companies Act, 1956, regulated by the National Housing Bank (NHB).About Bajaj Housing Finance Limited Bajaj Housing Finance Limited (BHFL) is a 100% subsidiary of Bajaj Finance Limited – one of the most diversified NBFCs in the country with 19 product lines across consumer, commercial and SME finance catering to more than 38.6 million customers across the country. Head quartered in Pune, Bajaj Housing Finance Limited offers finance to individuals as well as corporate entities for purchase, construction and renovation of homes or commercial spaces. It also provides loan against property for business or personal needs as well as offers working capital for business expansion purposes. It also offers finance to builders and developers engaged in construction of homes. The company enjoys highest long-term credit rating of AAA (Stable) by CRISIL and IND AAA (Stable) by India Ratings and highest short-term credit rating of CRISIL A1+ by CRISIL and IND A1+ by India Ratings.
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Bajaj Housing Finance Ratings
based on 1.1k reviews
Overall Rating
3.7/5
How AmbitionBox ratings work?

5
498

4
242

3
178

2
78

1
147
Category Ratings
3.6
Salary
3.6
Skill development
3.4
Job security
3.4
Promotions
3.2
Company culture
3.2
Work satisfaction
3.1
Work-life balance
Bajaj Housing Finance is rated 3.7 out of 5 stars on AmbitionBox, based on 1.1k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Bajaj Housing Finance
based on 1.1k reviews
3.8
Rated by 84 Women
Rated 3.6 for Salary and 3.6 for Job security
3.7
Rated by 1k Men
Rated 3.6 for Salary and 3.6 for Skill development
Work Policy at Bajaj Housing Finance
based on 190 reviews in last 6 months

Work from office
86%

Hybrid
12%

Permanent work from home
2%
Bajaj Housing Finance Reviews
Top mentions in Bajaj Housing Finance Reviews
+ 5 more
Compare Bajaj Housing Finance with Similar Companies
![]() | ![]() Change Company | ![]() Change Company | ![]() Change Company | |
---|---|---|---|---|
Overall Rating | 3.7/5 based on 1.1k reviews | 4.0/5 based on 2k reviews | 4.1/5 based on 4.4k reviews | 3.7/5 based on 2.3k reviews |
Highly Rated for | ![]() No highly rated category | Work-life balance Company culture Skill development | Work-life balance Skill development Company culture | ![]() No highly rated category |
Critically Rated for | Work-life balance Company culture Work satisfaction | ![]() No critically rated category | ![]() No critically rated category | Promotions |
Primary Work Policy | Work from office 86% employees reported | Work from office 62% employees reported | Work from office 64% employees reported | Work from office 88% employees reported |
Rating by Women Employees | 3.8 Good rated by 84 women | 3.6 Good rated by 165 women | 3.9 Good rated by 491 women | 3.4 Average rated by 320 women |
Rating by Men Employees | 3.7 Good rated by 1k men | 4.1 Good rated by 1.7k men | 4.1 Good rated by 3.4k men | 3.8 Good rated by 1.8k men |
Job security | 3.4 Average | 3.7 Good | 3.5 Good | 3.4 Average |
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Bajaj Housing Finance Salaries
Bajaj Housing Finance salaries have received with an average score of 3.6 out of 5 by 1.1k employees.
Sales Manager
(641 salaries)

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₹2.8 L/yr - ₹8 L/yr
Area Sales Manager
(310 salaries)

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₹6 L/yr - ₹18.1 L/yr
Sales Officer
(242 salaries)

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₹1.3 L/yr - ₹4.5 L/yr
Sales Executive
(201 salaries)

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₹1.2 L/yr - ₹6.5 L/yr
Assistant Sales Manager
(196 salaries)

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₹2.5 L/yr - ₹6 L/yr
Credit Officer
(138 salaries)

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₹1.9 L/yr - ₹3.2 L/yr
Credit Manager
(123 salaries)

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₹2 L/yr - ₹7.8 L/yr
Area Manager
(109 salaries)

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₹7 L/yr - ₹20 L/yr
Assistant Credit Manager
(106 salaries)

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₹2.9 L/yr - ₹5 L/yr
Deputy Manager
(92 salaries)

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₹4.5 L/yr - ₹10 L/yr
Bajaj Housing Finance Interview Questions
A Sales Manager was asked Q. How do you handle an angry customer?
A Sales Executive was asked Q. What is your understanding of our home loan policy?
A Credit Officer was asked Q. What do you know about loans?
A Sales Officer was asked Q. What character types should be included in a sales offer?
A Risk Manager was asked 1mo agoQ. What are the current trends related to fraud in the market?
Bajaj Housing Finance Jobs
Popular Designations Bajaj Housing Finance Hires for
Popular Skills Bajaj Housing Finance Hires for
Current Openings
Bajaj Housing Finance News
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Buy, Sell Or Hold: Mazagon, SBI, Hindalco, Jupiter Wagons, GAIL, Bajaj Housing, SAIL — Ask Profit
- Analysts provided insights on the share price recommendations for companies like Mazagon Dock, SBI, Hindalco, Jupiter Wagons, GAIL, Bajaj Housing, SAIL, and Vodafone Idea.
- Mazagon Dock: Analysts suggest buying on dips and booking profits, expecting positive future prospects for defense stocks.
- State Bank of India: Recommendations to hold due to its branch network, deposit growth potential, and profitability outlook.
- Hindalco Industries: Suggested as a buy due to optimism in the metal segment and expected support in upcoming quarters.
- Jupiter Wagons: Views differ with suggestions to hold and buy, citing growth potential in the railway sector and attractive stock valuation.
- GAIL: Recommended as a buy based on strong fundamentals, consolidation on technical charts, and potential long-term growth.
- Bajaj Housing Finance: Advised to sell and switch to IRFC for better potential as it struggles to achieve desired levels.
- SAIL: Suggestions to hold for long-term potential or buy at current levels with target prices and stop-loss indicated.
- Vodafone Idea: Recommended as a sell due to continuous loss in customer base and negative future prospects.
- Investment advisers' views expressed on NDTV Profit are individual opinions, and users are advised to consult their own financial advisers before making investment decisions.
- Various companies were discussed for buying, holding, or selling based on market analysis and future growth potential.
Bloomberg Quint | 19 May, 2025

Buy, Sell Or Hold: Mazagon, Cochin Shipyard, Infosys, Wockhardt, ONGC, Piramal Pharma — Ask Profit
- Analysts discussed the stock prices of various companies including Mazagon Dock Shipbuilders, Cochin Shipyard, Infosys, Wockhardt, ONGC, Piramal Pharma, Bajaj Housing Finance, and Suzlon Energy.
- Mazagon Dock Shipbuilders: Analysts advise holding the stock as it is trading at all-time high levels with positive momentum in defense shares.
- Cochin Shipyard: Analysts recommend holding the stock for its long-term potential despite margin pressures and order-driven nature of the defense business.
- Infosys: Analysts suggest holding the stock for a longer period due to challenges faced by IT companies in growth and technological changes.
- Wockhardt: Analysts provide mixed opinions on buying, selling, or holding the stock, advising to hold for potential upsides in the next two years.
- ONGC: Analyst foresees no significant upmove in the stock due to crude oil price influences and resistance levels.
- Piramal Pharma: Analyst recommends holding the stock for a potential longer-term breakout with targets at previous all-time highs.
- Bajaj Housing Finance: Analyst suggests holding the stock based on positive fourth-quarter performance and asset quality.
- Suzlon Energy: Analyst advises holding the stock as it shows positive momentum and potential resistance breakout for larger trends.
Bloomberg Quint | 15 May, 2025

Bajaj Finance Announces TDS Rules Ahead Of Special Dividend — Check Rates, Record Date And More
- Bajaj Finance announced Tax Deducted at Source (TDS) rules for a special dividend to be paid for the financial year ending March 31, 2025.
- The special dividend of Rs 12 per share (600% of face value) was declared on April 29, with the record date set for May 9. Shareholders need to buy shares by May 8 to be eligible.
- TDS will be deducted on dividends paid to both resident and non-resident shareholders at varying rates based on different factors. Shareholders need to update details with KFin Technologies Ltd. or their depository participants by May 14 to comply with TDS provisions.
- The special dividend is due to an exceptional gain from the sale of Bajaj Housing Finance Ltd. as part of the IPO listing in September 2024. The dividend will be credited on May 26 to eligible shareholders.
Bloomberg Quint | 5 May, 2025

Buy, Sell Or Hold: Bharat Forge, Adani Energy, Titagarh, Motilal Oswal, Tata Power — Ask Profit
- Analysts provided insights on share prices of companies like Bharat Forge, Adani Energy, Titagarh Rail Systems, Motilal Oswal, Tata Power, PNC Infratech, Jio Financial Services, and Bajaj Housing.
- For Bharat Forge, analysts suggest holding with a stoploss of Rs 900-odd levels, with targets in the range of Rs 1,250 to Rs 1,450.
- Adani Energy is recommended as a hold with a stoploss of Rs 760 and targets between Rs 1,160 to Rs 1,260.
- Titagarh Rail Systems is advised as a hold for at least two to two and a half years by analysts.
- Motilal Oswal is recommended for a long-term hold by analysts, with expectations of consolidation around Rs 800–850 and then downward to Rs 650.
- Tata Power is suggested as a hold with a perspective of reaching levels around Rs 600–700 in two to three years.
- PNC Infratech is advised for buying/selling/holding, with expectations of good performance in the next three-four quarters.
- Jio Financial Services is seen as a positive long-term investment by analysts, with prospects of prosperity in the future.
- Bajaj Housing is suggested for holding with a stoploss of Rs 105, with a resistance level of Rs 160-185.
- Investors are advised to consult their financial advisor before making any investment decisions based on the analysts' views shared on NDTV Profit.
- NDTV Profit is highlighted as a subsidiary of AMG Media Networks Limited, an Adani Group Company.
Bloomberg Quint | 24 Apr, 2025

Bajaj Housing Finance shares jump nearly 4% after Q4 earnings
- Bajaj Housing Finance shares surged nearly 4% after reporting Q4 earnings.
- The stock rose 3.90% to ₹137 on the BSE and 3.85% to ₹136.96 at the NSE.
- Bajaj Housing Finance's net profit for the March quarter increased by 54% to ₹587 crore.
- Total income for the quarter rose to ₹2,508 crore compared to ₹1,997 crore in the previous year.
HinduBusinessLine | 24 Apr, 2025

Q4 Earnings Impact: Persistent Systems, Thyrocare Rise; Tata Consumer Products, Syngene Fall
- Thyrocare Technologies Ltd. shares rose the most, while Syngene International fell the most among companies reporting Q4 results.
- Tata Consumer Products saw a 4.50% share price decline, with revenue up 17.3%, net profit up 59%, and Ebitda down 1%.
- LTIMindtree had a 1.99% share price drop, with revenue up 1.1%, net profit up 4%, and Ebit up 1%.
- Persistent Systems shares rose by 3.67%, with revenue up 5.9%, EBIT up 10.9%, and a 6.1% increase in net profit.
- Thyrocare Technologies had a strong quarter with a 14.54% share price rise, revenue up 21.3%, Ebitda up 70.7%, and net profit up 22%.
- Tamilnad Mercantile Bank saw a 3.88% share price increase, with net profit up 15.3%.
- Syngene International shares fell by 10%, revenue up 11%, Ebitda up 8.4%, and net profit down 2.8%.
- Bajaj Housing Finance reported a 3.85% share price increase, with a 54% rise in net profit and a 31% increase in net interest income.
- Can Fin Homes' share price fell 3.29%, with total income up 7.8% and net profit up 11.9%.
- Dalmia Bharat's share price rose by 2.15%, with a 5% revenue decrease, 21% Ebitda increase, and a 38% rise in net profit.
Bloomberg Quint | 24 Apr, 2025

Stocks To Watch: Bajaj Finance, Gensol Engineering, Biocon And More
- Stocks like Bajaj Finance, Gensol Engineering, Biocon, Central Bank of India, Adani Green, and NHPC, among others, are in focus for upcoming trade.
- Bajaj Finance is contemplating a stock split and bonus issue on April 29, 2025.
- Gensol Engineering clarified no association with Mahadev Book app case. Biocon plans to raise funds up to Rs 4,500 crore.
- Central Bank of India is considering fund-raising options via QIP or preferential issue.
- Adani Green's arm inked a deal with Uttar Pradesh Power Corp for energy storage supply.
- NHPC to develop a 1,200 MW solar park in Uttar Pradesh and invest in Bundelkhand Saur Urja for the same project.
- Various companies like Panacea Biotec, 360 One WAM, Niva Bupa Health, and others have important developments.
- Q4 earnings by companies like Tata Consumer Products, LTIMindtree, Tamilnad Mercantile Bank, and more show varied financial performances.
- Companies such as Bajaj Housing Finance, Can Fin Homes, Supreme Petrochem, Thyrocare Tech, and others reported their Q4 results.
- Several companies like Dalmia Bharat, Astec Lifesciences, and Rallis India showcased their financial results for Q4.
Bloomberg Quint | 24 Apr, 2025

Stock Market Live: GIFT Nifty Indicates Muted Open; Bajaj Housing, Biocon, LTIMindtree, NHPC Shares In Focus
- The GIFT Nifty was trading flat early trade Thursday, which implied a flat open for the Nifty 50.
- LTIMindtree Ltd., Bajaj Housing Finance Ltd., Rallis India Ltd., Dalmia Bharat Ltd., and Can Fin Homes Ltd. share prices may react in Thursday's session.
- The Nifty 50 and Sensex extended their gaining streak to the seventh day and finished at the highest level since mid-December 2024.
- Infosys Ltd., HCLTech Ltd., and Tata Consultancy Services Ltd.'s share prices contributed the most to gains in the Nifty 50.
Bloomberg Quint | 24 Apr, 2025

Bajaj Housing Finance Q4 Results: Net Profit Soars 54%, Beats Estimates
- Bajaj Housing Finance reported a net profit of Rs 587 crore in Q4FY25, beating estimates.
- Net interest income rose 31% year-on-year to Rs 823 crore in Q4FY25.
- Gross non-performing assets ratio stood at 0.29%, and the net NPA ratio rose to 0.11%.
- For fiscal year 2025, Bajaj Housing Finance's NII increased by 20% while the net profit increased by 25%.
Bloomberg Quint | 23 Apr, 2025

Q4 Results 2025 Today: Bajaj Housing Finance, LTIMindtree, Tata Consumer Among 25+ Firms To Declare Earnings
- More than two dozen companies across several sectors are set to release their results for the quarter and financial year ended March 2025 on April 23.
- LTIMindtree, Tata Consumer Products, and Bajaj Housing Finance, among others, are among the key players scheduled to release their Q4 and FY25 results on Wednesday.
- Some of these companies may also consider declaring dividends as part of their Q4 and FY25 earnings announcements.
- In Q3 FY25, Bajaj Housing Finance reported a 25.4% year-on-year increase in net profit at Rs 548 crore.
Bloomberg Quint | 23 Apr, 2025

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Bajaj Housing Finance FAQs
When was Bajaj Housing Finance founded?
Bajaj Housing Finance was founded in 2008. The company has been operating for 17 years primarily in the NBFC sector.
Where is the Bajaj Housing Finance headquarters located?
Bajaj Housing Finance is headquartered in Pune, Maharashtra.
How many employees does Bajaj Housing Finance have in India?
Bajaj Housing Finance currently has more than 2,300+ employees in India. Sales & Business Development department appears to have the highest employee count in Bajaj Housing Finance based on the number of reviews submitted on AmbitionBox.
Does Bajaj Housing Finance have good work-life balance?
Bajaj Housing Finance has a work-life balance rating of 3.1 out of 5 based on 1,100+ employee reviews on AmbitionBox. 35% employees rated Bajaj Housing Finance 3 or below, while 65% employees rated it 4 or above for work-life balance. This rating suggests that while some employees recognize efforts towards work-life balance, there is scope for improvement based on employee feedback. We encourage you to read Bajaj Housing Finance work-life balance reviews for more details.
Is Bajaj Housing Finance good for career growth?
Career growth at Bajaj Housing Finance is rated as moderate, with a promotions and appraisal rating of 3.4. 35% employees rated Bajaj Housing Finance 3 or below, while 65% employees rated it 4 or above on promotions / appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading Bajaj Housing Finance promotions / appraisals reviews for more detailed insights.
What are the cons of working in Bajaj Housing Finance?
Working at Bajaj Housing Finance does have some drawbacks that potential employees should consider. The company is poorly rated for work life balance, work satisfaction and company culture, based on 1,100+ employee reviews on AmbitionBox.
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