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Engaged Employer
Synchrony
4.3
based on 1.1k Reviews
Video summary
Company Overview
Company Locations
Working at Synchrony
Company Summary
A leading consumer financial services provider that offers customized financing solutions across various industries, leveraging technology to enhance consumer engagement and business success.
Overall Rating
4.3/5
based on 1.1k reviews
13% above
industry average
Highly rated for
Company culture, Job security, Work-life balance
Work Policy
Permanent work from home
65% employees reported
Monday to Friday
62% employees reported
Flexible timing
77% employees reported
No travel
76% employees reported
View detailed work policy
Top Employees Benefits
Office cab/shuttle
178 employees reported
Cafeteria
157 employees reported
Office gym
150 employees reported
Health insurance
143 employees reported
View all benefits
About Synchrony
Founded in1932 (93 yrs old)
India Employee Count1k-5k
Global Employee Count10k-50k
HeadquartersStamford, UnitedStates
Office Locations
Websitesynchrony.com
Primary Industry
Other Industries
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View in video summary
Synchrony (NYSE: SYF) is a premier consumer financial services company delivering customized financing programs across key industries including retail, health, auto, travel and home, along with award-winning consumer banking products. With more than $140 billion in sales financed and 80.3 million active accounts, Synchrony brings deep industry expertise, actionable data insights, innovative solutions and differentiated digital experiences to improve the success of every business we serve and the quality of each life we touch. More information can be found at www.synchrony.com and through Twitter: @Synchrony. We’ve built relationships with national and regional retailers, healthcare providers, manufacturers and more. We serve hundreds of thousands of partner locations across the U.S. and Canada, and each one is important to us. Our financial expertise spans key product areas, including apparel, electronics and appliances, home furnishings, automotive, power products and sports, jewelry and luxury, other retail, elective healthcare procedures and services, and more. Our investments in technology across multiple platforms—in-store, online and mobile—allow us to engage consumers when and where they want. Our programs and tools strengthen the relationship between our business partners and their customers, driving growth and opportunity across the board.
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ABECA - AmbitionBox Employee Choice Awards
Best of the best, rated by employees
Synchrony won India’s Largest Employee Choice Awards in Mid-Sized Companies Category.
#19 Top Rated Mid-Sized Company
#3 Top Rated Company for Women
#3 Top Rated Financial Services Company
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Synchrony Ratings
based on 1.1k reviews
Overall Rating
4.3/5
How AmbitionBox ratings work?
5
760
4
209
3
78
2
37
1
59
Category Ratings
4.4
Company culture
4.4
Job security
4.3
Work-life balance
4.0
Skill development
4.0
Work satisfaction
3.8
Salary
3.5
Promotions
Synchrony is rated 4.3 out of 5 stars on AmbitionBox, based on 1.1k company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Synchrony
based on 1.1k reviews
4.2
Rated by 446 Women
Rated 4.3 for Job security and 4.2 for Work-life balance
4.3
Rated by 618 Men
Rated 4.5 for Work-life balance and 4.5 for Company culture
Work Policy at Synchrony
based on 100 reviews in last 6 months
Permanent work from home
65%
Hybrid
33%
Work from office
2%
Synchrony Reviews
Top mentions in Synchrony Reviews
+ 5 more
Compare Synchrony with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 4.3/5 based on 1.1k reviews  | 3.8/5 based on 7.3k reviews | 3.9/5 based on 6.8k reviews | 3.9/5 based on 5.4k reviews |
Highly Rated for | Job security Company culture Work-life balance | Work-life balance Job security | Job security Salary Company culture | Job security Work-life balance Company culture |
Critically Rated for |  No critically rated category | Promotions Skill development | Promotions | Promotions |
Primary Work Policy | Permanent work from home 65% employees reported | Hybrid 84% employees reported | Work from office 49% employees reported | Hybrid 85% employees reported |
Rating by Women Employees | 4.2 Good rated by 446 women | 3.9 Good rated by 2.3k women | 3.8 Good rated by 2.4k women | 3.8 Good rated by 1.7k women |
Rating by Men Employees | 4.3 Good rated by 618 men | 3.8 Good rated by 4.7k men | 3.9 Good rated by 4.1k men | 4.0 Good rated by 3.3k men |
Job security | 4.4 Good | 3.9 Good | 4.0 Good | 4.0 Good |
View more
Synchrony Salaries
Synchrony salaries have received with an average score of 3.8 out of 5 by 1.1k employees.
Senior Customer Service Representative
(253 salaries)
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₹3.2 L/yr - ₹7 L/yr
Senior Analyst
(223 salaries)
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₹9.3 L/yr - ₹15 L/yr
Senior Representative
(204 salaries)
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₹3.4 L/yr - ₹7 L/yr
Senior Associate
(156 salaries)
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₹3.2 L/yr - ₹6.5 L/yr
Assistant Vice President
(129 salaries)
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₹23.6 L/yr - ₹39 L/yr
Customer Service Representative
(122 salaries)
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₹2.5 L/yr - ₹6 L/yr
Customer Service Executive
(117 salaries)
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₹2.5 L/yr - ₹6 L/yr
Senior Customer Service Executive
(90 salaries)
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₹2.7 L/yr - ₹6 L/yr
Senior Specialist
(84 salaries)
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₹3.6 L/yr - ₹7 L/yr
Senior Fraud Specialist
(75 salaries)
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₹3.3 L/yr - ₹7.1 L/yr
Synchrony Interview Questions
Synchrony Jobs
Popular Skills Synchrony Hires for
Current Openings
Synchrony News
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CE 100 Slides 1.8% as Payments Names Dive
- CE 100 index finished 1.8% lower amidst volatile trading and Middle East conflict concerns.
- Inflation slowed in May despite negative market sentiment.
- Be Well sector rose 0.3%, led by Aetna CVS with over 10% gains.
- Oracle shares surged 23.7% on positive earnings, with strong revenue growth and cloud performance.
- Payment-focused names declined, with the Pay and Be Paid segment slipping by 2.9%.
- Worldpay expanded partnership with Visa for enhanced 3D Secure solution.
- Walmart's collaboration with Synchrony to launch a credit card program led to a 3% drop in Walmart's shares.
- Apple shares declined by 3.7%, and Amazon and Walmart are exploring stablecoin issuance.
- Nvidia CEO focusing on quantum computing as the next critical AI enabler.
- PayPal doubling down on AI and personalization strategy to stay competitive in the market.
- iRobot saw an 18.9% decline in the Live segment despite recent gains from a waiver extension.
- CE100 index reversed recent gains, with various sectors experiencing mixed performances.
- Visa shares dropped by 4.7% amidst market downturn.
- AI-powered Siri upgrade by Apple delayed for release in spring 2026.
- Nvidia CEO believes AI will create more jobs than it cuts, emphasizing productivity impact.
- PayPal utilizing AI and data-driven personalization for competitive advantage, with shares falling by 3.5%.
Pymnts | 16 Jun, 2025
Walmart Takes Aim at Banks With OnePay Expansion
- Walmart and Amazon are competing for consumer market share.
- Walmart has 1.6 million employees in the U.S., providing a foundation for its financial services ecosystem.
- Walmart's FinTech efforts, in partnership with OnePay, are challenging traditional banks and neobanks.
- OnePay is teaming with Synchrony to launch a credit card program, expanding its digital wallet offerings.
Pymnts | 10 Jun, 2025
OnePay and Synchrony Launch Credit Program With Walmart
- Walmart-backed FinTech OnePay and Synchrony are launching a credit card program.
- The program includes a general-purpose card that can be used anywhere Mastercard is accepted and a private label card exclusively for Walmart purchases. The credit card functionality will be embedded in the OnePay app.
- The partnership comes as Walmart is enhancing its tech capabilities with AI-powered inventory systems and transforming stores into fulfillment hubs.
- Consumers are shifting towards mobile interfaces for transactions, but not abandoning credit or debit cards. Mobile wallets are providing a faster and more secure way to access payment methods.
Pymnts | 9 Jun, 2025
CD, Checking, and Savings Rates Today: Grow Your Savings
- Banks and credit unions are offering high interest rates on deposit accounts such as savings, CDs, and checking accounts.
- The top nationally available savings rates include accounts like BrioDirect, LendingClub, Barclays, Valley Direct, and Western Alliance Bank.
- For CDs, high rates are being offered by Western Alliance Bank, Barclays, LendingClub, Synchrony, Discover, Bread Savings, and Generations Bank.
- High interest checking account offers include BCU PowerPlus, SoFi Checking and Savings, Discover Cashback Debit Account, and Axos ONE Savings and Checking Bundle.
- High-yield accounts like savings, checking, money market, and cash management accounts can offer better rates compared to traditional accounts.
- Locking money in a CD can provide even higher rates, with options like no-penalty CDs, 6-month CDs, 1-year CDs, 2-year CDs, 3-year CDs, and 5-year CDs.
- CD terms vary, with no-penalty CDs allowing withdrawals without fees, and longer-term CDs offering higher rates for locking in funds.
- Consider your savings goals and risk tolerance when choosing between different high-yield accounts and CDs to maximize your earnings.
- Evaluating the interest rates offered by various banks and financial institutions can help you make informed decisions to grow your savings effectively.
- High-yield savings accounts are advantageous due to higher APYs, while high-yield checking accounts serve as convenient hubs for daily finances.
Insider | 4 May, 2025
CD, Checking, and Savings Rates Today: Explore Today's Best Rates
- Various high-interest rates for savings, checking, and CD accounts are listed to help individuals make informed decisions on where to deposit their money.
- The article emphasizes the importance of locking in high rates before they decrease, providing a list of current rates as of May 3.
- For savings accounts, banks like BrioDirect, LendingClub, Barclays, Valley Direct, and CIT Bank offer competitive rates up to 4.45% APY.
- CD rates from banks like Western Alliance, Barclays, LendingClub, Synchrony, Discover, Bread Savings, and Generations Bank are also highlighted, with rates ranging from 3.80% to 4.40% APY.
- Additionally, high-interest checking accounts, including BCU PowerPlus, SoFi, Discover, and Axos ONE, are featured, offering APYs up to 8.00% on balances.
- The article explains how high-yield savings accounts pay significantly more interest than traditional savings accounts, providing an example of the difference in earnings.
- It discusses the benefits of high-yield checking and money market accounts, as well as cash management accounts, which blend features of savings and checking accounts.
- Furthermore, it explains how CDs (Certificates of Deposit) can offer higher rates by locking in funds for set periods, illustrating various CD terms and their benefits.
- The article ends by highlighting the importance of selecting the right account based on individual financial goals and risk tolerance.
- Online banks generally offer higher rates due to lower overhead costs, attracting customers with competitive interest rates on various account types.
Insider | 4 May, 2025
Savings, CD, and Checking Account Interest Rates Today: Earn Over 4% APY
- Interest rates on savings, CDs, and checking accounts are constantly changing, making it important to stay up to date with the best rates available.
- Top savings account rates as of April 30 include LendingClub LevelUp Savings at up to 4.40% APY, Forbright Growth Savings at 4.25% APY, Western Alliance Bank High Yield Savings Account at 4.25% APY, and CIT Bank Platinum Savings at 4.10% APY.
- Featured CD rates include Western Alliance Bank 3 Month CD at 4.30% APY, Barclays 6 Month Online CD at 3.80% APY, LendingClub 14 Month CD at 4.10% APY, Synchrony 13 Month CD at 4.35% APY, Discover 18 Month CD at 3.80% APY, and Bread Savings 2 Year High-Yield CD at 4.00% APY.
- For high interest checking accounts, offers include BCU PowerPlus Checking with up to 8.00% APY, SoFi Checking and Savings with up to 3.80% APY, Discover Cashback Debit Account with 1% cash back, and Axos ONE Savings and Checking Bundle with 4.66% APY on savings and 0.51% APY on checking balances.
- Higher interest rates on accounts can significantly boost your earnings compared to traditional savings accounts. Online banks typically offer the best rates due to lower overhead costs.
- High-yield savings accounts provide a secure way to save with higher interest rates, while high-yield checking accounts offer competitive rates and easy access to funds.
- Money market accounts offer a balance between checking and savings accounts, while certificates of deposit (CDs) provide fixed rates for a specific term, with penalties for early withdrawal.
- Consider CD terms like no-penalty CDs, 6-month CDs, 1-year CDs, 2-year CDs, 3-year CDs, and 5-year CDs based on your financial goals and risk tolerance.
- CDs can be part of a diversified investment strategy, providing stable returns over the term length chosen.
- Staying informed about current interest rates and account options can help you maximize your savings and earnings in today's fluctuating financial landscape.
Insider | 30 Apr, 2025
CD, Checking, and Savings Rates Today: Secure Top Rates
- Monitor bank and credit union rates daily to ensure you're getting the best interest rates for savings accounts, CDs, and checking accounts.
- Top savings rates on April 28 include LendingClub LevelUp Savings (up to 4.40% APY), Forbright Growth Savings (4.25% APY), and Western Alliance Bank High Yield Savings (4.25% APY).
- Featured CD rates on April 28 include Western Alliance Bank 3 Month CD (4.30% APY), Barclays 6 Month Online CD (3.80% APY), and Synchrony 13 Month CD (4.35% APY).
- High-interest checking account offers include BCU PowerPlus Checking (up to 8.00% APY) and SoFi Checking and Savings (up to 3.80% APY).
- High-yield accounts such as savings, checking, money market, and cash management accounts offer favorable rates, especially at online institutions with lower overhead costs.
- The benefits of high-yield accounts include higher APYs than traditional accounts, making them attractive options for saving towards financial goals.
- Certificates of Deposit (CDs) offer competitive rates for locking in money for predetermined terms ranging from 3 months to 5 years, with penalties for early withdrawal.
- Key CD terms to consider include no-penalty CDs, 6-month CDs, 1-year CDs, 2-year CDs, 3-year CDs, and 5-year CDs, each offering different interest rates and lock-in periods.
- CDs are seen as secure investment vehicles for earning interest over specific timeframes, providing a safe way to potentially grow savings.
- Consider a CD ladder strategy to diversify investments and hedge against fluctuating interest rates in the market for long-term financial gains.
Insider | 28 Apr, 2025
CD, Checking, and Savings Rates Today: Maximize Your Returns
- The article discusses maximizing returns through high interest rates for deposits, providing a list of top rates for popular banks as of April 25.
- It highlights high-yield savings accounts, CDs, and checking accounts offering competitive APYs, such as LendingClub LevelUp Savings, Bright Growth Savings, and Western Alliance Bank High Yield Savings Account.
- Various CD rates are presented, including Western Alliance Bank 3 Month CD, Barclays 6 Month Online CD, and Synchrony 13 Month CD among others, as of April 25.
- The article emphasizes the benefits of high-yield accounts, particularly online banks offering favorable rates due to lower overhead costs.
- It provides insights on how high-yield savings accounts, checking accounts, money market accounts, and cash management accounts work and how they can offer higher interest rates.
- Explanation about CDs, including types like no-penalty CDs, 6-month CDs, 1-year CDs, 2-year CDs, 3-year CDs, and 5-year CDs are detailed in terms of interest rates and lock-in periods.
- Investors are advised to carefully consider their options to maximize their earnings, with the article stressing the importance of securing favorable rates for long-term gains.
- Overall, the article serves as a guide for individuals looking to make informed decisions about high-interest accounts to optimize their savings and returns.
Insider | 25 Apr, 2025
Savings, CD, and Checking Account Interest Rates Today: Earn Over 4% APY
- As of April 23, some banks are offering high interest rates on savings accounts, CDs, and checking accounts.
- Top savings account rates include LendingClub LevelUp Savings Account at up to 4.40% APY and Forbright Growth Savings at 4.25% APY.
- For CDs, options like Western Alliance Bank 3 Month CD at 4.30% and Synchrony 13 Month CD at 4.35% offer competitive rates.
- High-interest checking accounts like BCU PowerPlus Checking and SoFi Checking and Savings offer up to 8.00% APY and a $300 bonus, respectively.
- High-yield accounts like savings, checking, money market, and cash management accounts provide competitive interest rates compared to traditional accounts.
- CDs require locking in money for a set period, with options ranging from 6 months to 5 years.
- No-Penalty CDs, 6-month CDs, 1-year CDs, 2-year CDs, 3-year CDs, and 5-year CDs offer varying rates and lock-in periods to suit different savings goals.
- High-yield accounts are often offered by online banks with lower overhead costs, allowing them to offer higher interest rates to attract customers.
- Choosing a high-yield account can significantly increase interest earnings compared to traditional accounts, especially for long-term savings goals.
- Consider factors like interest rates, account types, and lock-in periods when choosing the right high-yield account for your savings.
Insider | 23 Apr, 2025
Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined’
- Consumers are pulling back on spending, particularly for larger ticket items and have taken steps to pare down their credit card debt.
- Synchrony Financial's first-quarter results revealed a 4% decline in purchase volumes on the company's cards to $40.7 billion.
- Customers remain selective in their discretionary spending, especially in categories like furniture, jewelry, outdoor, dental, and cosmetics.
- Despite the uncertainties, consumers are managing their spending needs and payment obligations responsibly amidst a persistent inflationary environment.
Pymnts | 22 Apr, 2025
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Synchrony FAQs
When was Synchrony founded?
Synchrony was founded in 1932. The company has been operating for 93 years primarily in the Financial Services sector.
Where is the Synchrony headquarters located?
Synchrony is headquartered in Stamford and has an office in Hyderabad / Secunderabad.
How many employees does Synchrony have in India?
Synchrony currently has more than 4,900+ employees in India. Customer Success, Service & Operations department appears to have the highest employee count in Synchrony based on the number of reviews submitted on AmbitionBox.
Does Synchrony have good work-life balance?
Synchrony has a work-life balance rating of 4.3 out of 5 based on 1,100+ employee reviews on AmbitionBox. 85% employees rated Synchrony 4 or above on work-life balance. This rating reflects the company's efforts to help employees maintain a healthy balance between their personal and professional lives. We encourage you to read Synchrony work-life balance reviews for more details.
Is Synchrony good for career growth?
Career growth at Synchrony is rated fairly well, with a promotions and appraisal rating of 3.5. 85% employees rated Synchrony 4 or above, while 15% employees rated it 3 or below on promotions / appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading Synchrony promotions / appraisals reviews for more detailed insights.
What are the pros and cons of working in Synchrony?
Working at Synchrony comes with several advantages and disadvantages. It is highly rated for company culture, job security and work life balance. However, it is poorly rated for promotions / appraisal, based on 1,100+ employee reviews on AmbitionBox.
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