Do you have any experience with Probability of Default (PD) with customers?

Question

Accepted Answer

Yes

Yes, I have experience in conducting credit assessments and determining the probability of default (PD) for customers.
I have analyzed customer financial statements, credit reports, and payment histories to assess their creditworthiness.
I have used statistical models and risk assessment tools to calculate PD and make informed lending decisions.
I have also monitored customer accounts for any signs of financial distress and taken appropriate actions to mitigate credit risks.
For example, in my previous role as a Credit Manager at XYZ Bank, I successfully managed a portfolio of corporate clients and reduced the overall PD by implementing stricter credit policies and conducting regular credit reviews.

Accepted Answer

Yes, I have experience in conducting credit assessment and determine  the probabilities of default for customers.

Accepted Answer

Yes 2 years experience

Accepted Answer

Yes I have a PD experience 4 month

HDB Financial Services Branch Credit Manager interview questions & answers