Describe the products you have handled in previous roles.

Question

Accepted Answer

Managed a diverse portfolio of credit products, ensuring compliance and optimizing customer satisfaction while minimizing risk.

Oversaw credit lines for retail and commercial clients, ensuring timely approvals and adherence to credit policies.
Implemented risk assessment strategies that reduced default rates by 15% over two years.
Collaborated with sales teams to tailor credit solutions that met customer needs, enhancing client relationships.
Conducted regular training sessions for staff on credit product features and compliance requirements.

Accepted Answer

I was handled sales & collection roles,
Handled portfolio to all bucketes 
Exa - x to 7-8
Sales - managing all customers requirements loan amount & disbursement in manufacturing industries,high turnover trader's

Asked in HDFC Bank

Describe the products you have handled in previous roles.

Interview Questions Asked to Area Credit Manager at Other Companies