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SK Finance Limited Interview Questions and Answers

Updated 29 Jul 2025
Popular Designations

24 Interview questions

A Senior Branch Sales Manager was asked 1w ago
Q. How should you behave with a rude customer?
Ans. 

Handle rude customers with empathy, patience, and professionalism to resolve issues and maintain a positive relationship.

  • Stay calm and composed; don't take their rudeness personally. For example, if a customer yells, respond with a steady voice.

  • Listen actively to their concerns; sometimes, they just want to be heard. For instance, nod and repeat back what they say to show understanding.

  • Empathize with their situati...

View all Senior Branch Sales Manager interview questions
A Branch Sales Manager was asked 1mo ago
Q. How do you generate referrals and recruit Direct Sales Agents (DSA) to increase sales?
Ans. 

Developing a robust referral network and DSA partnerships is key to driving sales growth in branch management.

  • Identify potential referral sources such as satisfied customers, local businesses, and community organizations.

  • Create an incentive program for referrals, offering rewards for successful leads that convert into sales.

  • Build relationships with local dealers and distributors (DSAs) by providing them with train...

View all Branch Sales Manager interview questions
A Financial Data Analyst was asked 2mo ago
Q. What is the difference between the UNION and UNION ALL operations in SQL?
Ans. 

UNION combines results from two queries, removing duplicates; UNION ALL includes all results, retaining duplicates.

  • UNION removes duplicate rows from the result set.

  • UNION ALL includes all rows, even duplicates.

  • Example of UNION: SELECT column1 FROM table1 UNION SELECT column1 FROM table2;

  • Example of UNION ALL: SELECT column1 FROM table1 UNION ALL SELECT column1 FROM table2;

  • UNION may be slower due to duplicate removal...

View all Financial Data Analyst interview questions
A Financial Data Analyst was asked 2mo ago
Q. What is the difference between an inner join and a left outer join in SQL?
Ans. 

Inner join returns matching records from both tables, while left outer join returns all records from the left table and matched records from the right.

  • Inner Join: Only returns rows with matching values in both tables.

  • Left Outer Join: Returns all rows from the left table, and matched rows from the right table.

  • Example of Inner Join: SELECT * FROM A INNER JOIN B ON A.id = B.id; // Returns only matching records.

  • Exampl...

View all Financial Data Analyst interview questions
An Operations Manager was asked 3mo ago
Q. How does company management engage with employees?
Ans. 

Effective engagement between management and employees fosters a positive work environment and enhances productivity.

  • Regular one-on-one meetings to discuss goals and feedback, such as quarterly performance reviews.

  • Open-door policies that encourage employees to share ideas and concerns, exemplified by monthly town hall meetings.

  • Employee recognition programs that celebrate achievements, like 'Employee of the Month' a...

View all Operations Manager interview questions
A HR Recruiter was asked 3mo ago
Q. What is your goal?
Ans. 

My goal is to foster a positive work environment and connect talent with opportunities that align with their career aspirations.

  • Develop strong relationships with candidates to understand their career goals.

  • Implement innovative recruitment strategies to attract top talent, such as leveraging social media.

  • Continuously improve the hiring process to enhance candidate experience, like streamlining interviews.

  • Stay updat...

View all HR Recruiter interview questions

SK Finance Limited HR Interview Questions

25 questions and answers

Q. What can you share about your professional experience?
Q. Could you provide an overview of your overall profile?
Q. What is your knowledge about our product?
A Branch Manager was asked 4mo ago
Q. What is the policy regarding loans?
Ans. 

Our loan policy emphasizes responsible lending, risk assessment, and customer support to ensure financial stability for borrowers.

  • Loan types include personal, auto, and home loans, each with specific eligibility criteria.

  • We conduct thorough credit assessments to evaluate a borrower's ability to repay.

  • Interest rates are competitive and vary based on the loan type and borrower profile.

  • We offer flexible repayment opt...

View all Branch Manager interview questions
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A Branch Manager was asked 4mo ago
Q. What is the easy process for processing fees related to documentation?
Ans. 

Streamlining documentation fees involves clear communication, efficient systems, and timely processing to enhance customer satisfaction.

  • Establish a clear fee structure: For example, outline fees for different types of documentation like loan applications or account openings.

  • Implement an online payment system: Allow customers to pay fees digitally, reducing paperwork and processing time.

  • Train staff on fee processes...

View all Branch Manager interview questions
An Assistant Manager - Legal was asked 8mo ago
Q. What is your reason for switching jobs?
Ans. 

Seeking new challenges and growth opportunities in a larger organization.

  • Desire for career advancement

  • Opportunity to work with a larger team

  • Seeking new challenges

  • Interest in expanding legal knowledge and skills

View all Assistant Manager - Legal interview questions
An Area Credit Manager was asked 9mo ago
Q. How do you assess the income of a Kirana store for credit purposes?
Ans. 

Assessing income for a kirana store involves analyzing sales, expenses, and market trends to determine profitability.

  • Review sales records: Analyze daily, weekly, and monthly sales to identify trends and peak seasons.

  • Evaluate inventory turnover: Calculate how quickly products are sold and replaced to assess demand.

  • Examine expense reports: Identify fixed and variable costs, such as rent, utilities, and supplier paym...

View all Area Credit Manager interview questions

SK Finance Limited Interview Experiences

77 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(5 Questions)

  • Q1. W hi dhfhaxfjyd dnzhqf Fhyda
  • Q2. Ch St bftxa we
  • Q3. Cnthedtkfgdjrcs dnrs
  • Q4. Xchghavcgxcncshr
  • Q5. Htgfksbbdbacrfah
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Jun 2025, where I was asked the following questions.

  • Q1. How can you convert a lead that's goes from your hands
  • Q2. How to behave with a rude customer
  • Ans. 

    Handle rude customers with empathy, patience, and professionalism to resolve issues and maintain a positive relationship.

    • Stay calm and composed; don't take their rudeness personally. For example, if a customer yells, respond with a steady voice.

    • Listen actively to their concerns; sometimes, they just want to be heard. For instance, nod and repeat back what they say to show understanding.

    • Empathize with their situation; a...

  • Answered by AI
  • Q3. How can you do marketing for your product

Interview Preparation Tips

Interview preparation tips for other job seekers - Create a good environment for customer service
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Portal and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is a lap lone Property again lone
  • Ans. 

    A lap loan is a type of loan that is secured by the borrower's personal property.

    • A lap loan is a form of secured loan where the borrower offers personal property as collateral.

    • The lender can seize the collateral if the borrower fails to repay the loan.

    • Common examples of lap loans include pawn shop loans and title loans.

  • Answered by AI
  • Q2. What was your income?
  • Ans. 

    My income was competitive and reflective of my experience and skills.

    • My income was based on my previous work experience and the responsibilities of the role.

    • I received bonuses based on meeting sales targets.

    • I negotiated a salary increase after successfully completing a major project.

    • I regularly reviewed my income to ensure it was in line with industry standards.

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Can you describe your experience working with your last organization?
  • Ans. 

    I worked as a Business Analyst at my last organization, where I was responsible for analyzing data, identifying trends, and making recommendations for process improvements.

    • Conducted data analysis to identify key trends and insights

    • Collaborated with stakeholders to gather requirements and define project scope

    • Created reports and presentations to communicate findings and recommendations

    • Implemented process improvements bas...

  • Answered by AI
  • Q2. What are your expectations with SK Finance?
  • Ans. 

    I expect SK Finance to provide a supportive work environment, opportunities for growth, and a strong focus on data-driven decision making.

    • Expect clear communication and transparency from management

    • Opportunities for professional development and training

    • Strong emphasis on utilizing data analytics for decision making

    • Collaborative team environment

    • Competitive compensation and benefits

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I appeared for an interview in May 2025, where I was asked the following questions.

  • Q1. What is the difference between an inner join and a left outer join in SQL?
  • Ans. 

    Inner join returns matching records from both tables, while left outer join returns all records from the left table and matched records from the right.

    • Inner Join: Only returns rows with matching values in both tables.

    • Left Outer Join: Returns all rows from the left table, and matched rows from the right table.

    • Example of Inner Join: SELECT * FROM A INNER JOIN B ON A.id = B.id; // Returns only matching records.

    • Example of ...

  • Answered by AI
  • Q2. What is the difference between the UNION and UNION ALL operations in SQL?
  • Ans. 

    UNION combines results from two queries, removing duplicates; UNION ALL includes all results, retaining duplicates.

    • UNION removes duplicate rows from the result set.

    • UNION ALL includes all rows, even duplicates.

    • Example of UNION: SELECT column1 FROM table1 UNION SELECT column1 FROM table2;

    • Example of UNION ALL: SELECT column1 FROM table1 UNION ALL SELECT column1 FROM table2;

    • UNION may be slower due to duplicate removal, whi...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. Regarding previous experience
  • Q2. Knowledge about your product
  • Ans. 

    Cluster Credit Manager offers tailored credit solutions to businesses, enhancing their financial flexibility and growth potential.

    • Provides credit assessment tools to evaluate borrower risk effectively.

    • Offers customized loan products based on business needs, such as working capital loans.

    • Utilizes advanced analytics to monitor credit performance and manage risk.

    • Facilitates quick approval processes to meet urgent financin...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. How increase sales
  • Ans. 

    Increasing sales can be achieved through various strategies such as improving customer service, implementing targeted marketing campaigns, and offering promotions.

    • Improve customer service to enhance customer satisfaction and loyalty

    • Implement targeted marketing campaigns to reach specific customer segments

    • Offer promotions and discounts to attract new customers and encourage repeat purchases

  • Answered by AI
  • Q2. How handling team
  • Ans. 

    I handle teams by setting clear goals, providing support and resources, fostering open communication, and recognizing achievements.

    • Set clear goals and expectations for the team

    • Provide necessary support and resources for team members to succeed

    • Foster open communication and encourage feedback

    • Recognize and reward team achievements

    • Lead by example and demonstrate strong work ethic

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. How increase business
  • Q2. Team leader strategy

Interview Preparation Tips

Interview preparation tips for other job seekers - Good environment I suggest trying to come in

HR Recruiter Interview Questions & Answers

user image Anonymous

posted on 5 May 2025

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. What your goal
  • Ans. 

    My goal is to foster a positive work environment and connect talent with opportunities that align with their career aspirations.

    • Develop strong relationships with candidates to understand their career goals.

    • Implement innovative recruitment strategies to attract top talent, such as leveraging social media.

    • Continuously improve the hiring process to enhance candidate experience, like streamlining interviews.

    • Stay updated on...

  • Answered by AI
  • Q2. What is Recruitment
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in May 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Brief Introduction of yourself
  • Q2. Reason of switching?
Round 2 - One-on-one 

(2 Questions)

  • Q1. Asked about laws related to Arbitration, NI Act PASS Act, Contracts review ?
  • Q2. How can you handle employees and colleagues if data refused to provide by the team?
  • Ans. 

    I would address the issue through communication, understanding, and collaboration to ensure data is shared effectively.

    • Initiate a conversation to understand their concerns about sharing data.

    • Explain the importance of the data for legal compliance and decision-making.

    • Offer to assist them in the data collection process to alleviate their workload.

    • Provide assurance of confidentiality and data protection to build trust.

    • If ...

  • Answered by AI

Top trending discussions

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Interview Hub
5d (edited)
anshitanegi
·
ex -
Planet Spark
When HR’s Chinese English made me drop the interview!
So, I talked to the HR yesterday about the interview. I asked Please send me the location But their English… bro I was shocked! It was like talking to someone jisne english nahi kuch ar hi seekh liya ho, if the HR’s English is this I can only imagine the rest of the company I decided to drop the interview with this chinese english😶‍🌫️
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SK Finance Limited Interview FAQs

How many rounds are there in SK Finance Limited interview?
SK Finance Limited interview process usually has 2 rounds. The most common rounds in the SK Finance Limited interview process are One-on-one Round, HR and Resume Shortlist.
How to prepare for SK Finance Limited interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SK Finance Limited. The most common topics and skills that interviewers at SK Finance Limited expect are Recruitment, Agri Finance, Tractor Sales, tractor and Talent Acquisition.
What are the top questions asked in SK Finance Limited interview?

Some of the top questions asked at the SK Finance Limited interview -

  1. credit related knowledge test of how to assesment the kirana store inc...read more
  2. What is knowledge of secured loan and LAP property paper, legal, valuation, cre...read more
  3. What is the difference between the UNION and UNION ALL operations in S...read more
How long is the SK Finance Limited interview process?

The duration of SK Finance Limited interview process can vary, but typically it takes about less than 2 weeks to complete.

Tell us how to improve this page.

Overall Interview Experience Rating

4.2/5

based on 148 interview experiences

Difficulty level

Easy 46%
Moderate 51%
Hard 3%

Duration

Less than 2 weeks 74%
2-4 weeks 14%
4-6 weeks 4%
6-8 weeks 4%
More than 8 weeks 3%
View more

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SK Finance Limited Reviews and Ratings

based on 948 reviews

3.9/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

3.6

Salary

3.7

Job security

3.7

Company culture

3.5

Promotions

3.7

Work satisfaction

Explore 948 Reviews and Ratings
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