
IDFC FIRST Bank

About IDFC FIRST Bank

IDFC FIRST Bank is a fast growing, new age Private Sector Bank created in India with a vision of building a world-class Bank in India, focused on Ethical, Digital, and Social Good Banking. The Bank has 35.5 million live customers, a customer deposit base of Rs. 2,42,543 crores and loans and advances of Rs. 2,41,926 crores, spread over 60,000 cities, towns, and villages across India. It has 1,002 branches but is built as a digital first Bank in scale, scope, and approach.
Its customer deposits are growing at 25.2% YoY and Loans & Advances growing by 20.4% YoY (March 31, 2025) based on friendly user digital interface, ethical approach, customer friendly products, strong brand, and high corporate governance. Its technology stack is built on advanced technology using cloud native experience layer, microservices led architecture, and powered by advanced data platform, analytics, and Artificial Intelligence.
Its mobile App is rated 4.9 on Google Playstore with 30 million downloads and 1.7 million ratings and 4.8 on Appstore with 1.86 lakh downloads and 1.5 lakh ratings . The App is rated #1 in India and #4 App in the world by The Forrester Digital Experience Review™: Global Mobile Banking Apps, Q4 2024 for prioritising Customers’ financial well-being, comprehensive suite of financial management features, and personalized financial insights, providing educational resources and expert guidance through its Financial Wellness Corner and IDFC First Academy.
The 7 Core Principles of IDFC FIRST Bank
- 1) Vision: Building a world-class Bank in India, focused on Ethical, Digital, and Social Good Banking.
- 2) Universal Bank: IDFC FIRST Bank is a Universal Bank, offering a comprehensive range of services, including Retail, MSME, Rural, Startups, Corporate Banking, Cash Management, Wealth Management, Deposits, Government Banking, Working Capital, Trade Finance, and Treasury solutions.
- 3) Ethical Banking: The Bank adheres to a "Near and Dear" test, ensuring its products are so customer-friendly that employees can confidently recommend them to loved ones. The Bank is committed to doing right by customers even when no one is watching and believes that income earned unethically is not worth earning. So, the Bank has simplified descriptions, calculations, and legal jargon to avoid confusing customers and offers “ZERO FEE Banking” on all savings account services, including SMS alerts, IMPS, RTGS, NEFT, cash deposits, non-home branch access, ATM withdrawals, cheque books, Demand Drafts, Pay Orders, duplicate statements, and other commonly charged services. It is the first and only bank in India to do so.
- 4) Customer Friendly Banking: IDFC FIRST Bank credits interest monthly on savings accounts. For credit cards, it offers lifetime-free cards with no minimum spend conditions, non-expiring reward points, zero interest on ATM cash withdrawals, and dynamic low APR. Any applicable fees are transparent and clearly explained.
- 5) Digital Banking: The Bank's modern technology stack delivers high-quality services across mobile, branch, internet banking, call centres, and relationship managers.
- 6) Social Good Banking: The Bank is financially inclusive with high asset quality. It has financed over 38 million customers, including 16 million lifestyle improvement loans, 15 million loans to 4.3 million women entrepreneurs, 6.5 million vehicle loans, 1 million sanitation loans, 1 million livelihood loans, 300,000 SME loans, and 100,000 home loans.
- 7) ESG: The Bank holds high ESG scores, reflecting its commitment to financial inclusion and social responsibility.
Know more about the Bank: https://www.idfcfirstbank.com/
Explore job opportunities: https://careers.idfcfirstbank.com/in/en/home
Read Integrated Annual Report FY 2024-25: https://idfcfr.in/IDFCFB/WJqkcT
Read MD & CEO Letter to Shareholders FY 2024-25: https://idfcfr.in/IDFCFB/dlNuxP
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Building Future Leaders | Campus Program

Code your career with cutting-edge technology
Be a part of revolutionising digital banking in India. Leverage latest technologies, platforms to experiment, iterate, and disrupt the status quo. We encourage transformative ideas and empower you to bring them to life. Think outside the box and architect next-gen banking solutions with our diverse teams to shape the future of banking and make a positive impact for our customers.

Always You First

Our Campus Programs for Young Geniuses
Embark on a transformative journey with IDFC FIRST Bank's campus programs. We offer dynamic opportunities for young talented professionals, providing a platform to learn, grow, and contribute to the evolving world of banking. Join us in shaping the future of finance through cutting-edge innovation and collaboration.
Awards and Recognitions
Diversity, Equity, and Inclusion
Our Diversity, Equity & Inclusion charter focuses on building a workplace where everyone feels seen, heard, and empowered. Dedicated programs support women’s development, mentoring, and re-entry after maternity leave. Leadership sensitization, bias training, and data-led tracking ensure meaningful progress. Through these collective efforts, we continue to build an inclusive, purpose-driven workplace where every employee can thrive.
Life at IDFC FIRST Bank
Life at IDFC FIRST Bank is about making a meaningful impact in an environment where creativity, collaboration, and innovation thrive. Guided by our ‘Always You First’ philosophy, we support our employees in achieving both professional and personal growth. Whether at work or beyond, our culture empowers people to pursue their passions, stay inspired, and feel connected.
Our Employee Value Proposition
Our Employee Value Proposition (EVP) is the promise to every candidate, and we strive to make it a reality for all our employees.
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