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Engaged Employer
Navi Technologies
2.9
based on 285 Reviews
Video summary
Company Overview
Company Locations
Working at Navi Technologies
Company Summary
Money lending platform for instant loans with a paperless process
Overall Rating
2.9/5
based on 285 reviews
22% below
industry average
Critically rated for
Job security, Work-life balance, Company culture
Work Policy
Work from office
77% employees reported
Monday to Friday
56% employees reported
Flexible timing
63% employees reported
No travel
69% employees reported
View detailed work policy
Top Employees Benefits
Free meal
14 employees reported
Cafeteria
10 employees reported
Office gym
9 employees reported
Child care facility
6 employees reported
View all benefits
About Navi Technologies
Founded in2018 (7 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
India HeadquartersBangalore,Karnataka, India
Office Locations
Websitenavi.com
Primary Industry
Other Industries
View in video summary
Navi is the latest venture by Sachin Bansal (formerly co-founder of Flipkart, India’s largest e-commerce player) and Ankit Agarwal (formerly a banker with Deutsche Bank and Bank of America) that plans on making financial services simple, transparent, and accessible to all.
Navi has taken a technology-driven and customer-centric approach to launch products in the financial services space.
Founded in Dec 2018, Navi started with Digital Lending, and has served over 1.5 lac customers with our wholly-owned NBFC subsidiary ‘Navi Finserv’. In only 3 months post its launch it became one of the largest lending apps in the country.
Shortly after, Navi launched General Insurance with our health insurance app, where we guarantee cashless claim approvals in under 20 mins with over 10,000+ hospitals in India.
Navi has also ventured into Micro-Financing (through its wholly-owned MFI-NBFC- ‘Chaitanya India’) and has served 5 lac+ customers across 8 states and an AUM of 1.3 thousand Cr.
Navi has taken a technology-driven and customer-centric approach to launch products in the financial services space.
Founded in Dec 2018, Navi started with Digital Lending, and has served over 1.5 lac customers with our wholly-owned NBFC subsidiary ‘Navi Finserv’. In only 3 months post its launch it became one of the largest lending apps in the country.
Shortly after, Navi launched General Insurance with our health insurance app, where we guarantee cashless claim approvals in under 20 mins with over 10,000+ hospitals in India.
Navi has also ventured into Micro-Financing (through its wholly-owned MFI-NBFC- ‘Chaitanya India’) and has served 5 lac+ customers across 8 states and an AUM of 1.3 thousand Cr.
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Navi Technologies Ratings
based on 285 reviews
Overall Rating
2.9/5
How AmbitionBox ratings work?
5
78
4
32
3
37
2
36
1
102
Category Ratings
3.6
Salary
2.8
Skill development
2.7
Promotions
2.7
Work satisfaction
2.6
Company culture
2.6
Work-life balance
2.2
Job security
Navi Technologies is rated 2.9 out of 5 stars on AmbitionBox, based on 285 company reviews.This rating reflects a below average employee experience, indicating poor satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Navi Technologies
based on 260 reviews
3.0
Rated by 69 Women
Rated 3.3 for Salary and 3.0 for Skill development
2.9
Rated by 191 Men
Rated 3.7 for Salary and 2.8 for Skill development
Work Policy at Navi Technologies
based on 46 reviews in last 6 months
Work from office
77%
Hybrid
15%
Permanent work from home
8%
Navi Technologies Reviews
Top mentions in Navi Technologies Reviews
+ 5 more
Compare Navi Technologies with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 2.9/5 based on 285 reviews | 2.9/5 based on 2.6k reviews | 4.0/5 based on 2.7k reviews | 3.5/5 based on 2.3k reviews |
Highly Rated for |  No highly rated category | No highly rated category | Salary Skill development Work-life balance | Job security |
Critically Rated for | Job security Work-life balance Company culture | Promotions Company culture Work satisfaction |  No critically rated category | Promotions Salary Skill development |
Primary Work Policy | Work from office 77% employees reported | Work from office 92% employees reported | Work from office 47% employees reported | Work from office 64% employees reported |
Rating by Women Employees | 3.0 Average rated by 69 women | 2.9 Poor rated by 639 women | 3.5 Good rated by 197 women | 3.8 Good rated by 503 women |
Rating by Men Employees | 2.9 Poor rated by 191 men | 3.0 Average rated by 1.8k men | 4.0 Good rated by 2.4k men | 3.4 Average rated by 1.7k men |
Job security | 2.2 Poor | 2.8 Poor | 3.8 Good | 3.8 Good |
View more
Navi Technologies Salaries
Navi Technologies salaries have received with an average score of 3.6 out of 5 by 285 employees.
Business Analyst
(45 salaries)
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₹15 L/yr - ₹30.5 L/yr
Software Developer
(40 salaries)
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₹14 L/yr - ₹46 L/yr
Collections Executive
(37 salaries)
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₹2.2 L/yr - ₹4.9 L/yr
Software Engineer
(33 salaries)
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₹19 L/yr - ₹65 L/yr
Team Lead
(29 salaries)
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₹4.6 L/yr - ₹10.5 L/yr
Sde1
(27 salaries)
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₹16 L/yr - ₹31.5 L/yr
Software Development Engineer II
(27 salaries)
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₹24.3 L/yr - ₹49 L/yr
SME
(23 salaries)
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₹5 L/yr - ₹9.7 L/yr
Product Manager
(21 salaries)
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₹32 L/yr - ₹45 L/yr
Debt Management Executive
(19 salaries)
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₹2.3 L/yr - ₹4.1 L/yr
Navi Technologies Interview Questions
A Product Manager was asked 7mo agoQ. Swiggy orders are declining. Perform a Root Cause Analysis (RCA).
A Sdet Lead was asked 11mo agoQ. Describe the design of a notification service.
A Sdet-I was asked Q. Build a framework from scratch using Appium.
An Internal Auditor was asked 12mo agoQ. Are you capable of performing the duties of this role?
A Seles Executive was asked 5mo agoQ. What are your salary expectations?
Navi Technologies Jobs
Popular Designations Navi Technologies Hires for
Popular Skills Navi Technologies Hires for
Current Openings
Navi Technologies News
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IPO-bound PhonePe, Google Pay maintain UPI ecosystem dominance in May
- PhonePe and Google Pay maintained dominance in the UPI ecosystem in May, according to NPCI data.
- PhonePe had a 50% share, totaling Rs 12.56 lakh crore in transactions.
- Google Pay was the second largest with 37% of volume and 35% of value.
- Paytm ranked third with 7% volume and 5.55% value in UPI transactions.
- Navi and super.money emerged as the fourth and fifth largest UPI apps.
- PhonePe generates 95% of its revenue from digital payments.
- UPI saw 18.68 billion transactions in May, with a value of Rs 25.14 lakh crore.
- UPI growth is slowing as it nears saturation, according to reports.
- Government denied reinstating MDR on UPI transactions, impacting payment firms' shares.
- Payment firms face disruptions in their monetization plans as MDR is not being brought back.
Economic Times | 13 Jun, 2025
Sui’s $7.2B Market Cap Crash: Q1 2025 Report Unveils Shocking Unlock Data
- Sui's market cap plummeted by 40.3% in Q1 2025, surpassing general crypto market decline of 18.2%.
- $549.9M worth of tokens unlocked led to inflationary pressure on price and staking returns.
- Top protocols like Suilend and NAVI sustained dominance despite a decrease in Total Value Locked (TVL).
- Decentralized exchange activity on the network surged, with daily average volume reaching $304.3 million, led by Cetus and Bluefin.
TronWeekly | 3 Jun, 2025
From Scapia To Pratilipi — Indian Startups Raised $144 Mn This Week
- Indian startups raised a total of $144 million in funding between March 31 and April 5, 2025.
- The funding momentum remained stable, with small deals contributing to a 32% increase in investment activity.
- Key funding rounds included Scapia raising $40 million, Pratilipi securing $20 million, and Tonbo Imaging raising $20.4 million.
- Fintech startups dominated the funding landscape, with significant investments in companies like Aerem, Sweet Karam Coffee, and Infinity Fincorp.
- Healthtech and ecommerce sectors also received funding, albeit at lower amounts compared to fintech.
- Startup funding highlights included active investors like Peak XV Partners, Y Combinator, and Antler.
- Seven startups at the seed stage collectively raised about $11 million during the week.
- In other developments, IPO-related news featured companies like Kissht, Navi Fintech, DevX, and IndiQube exploring public listings.
- Additional highlights included Flipkart infusing $379 million, Spinny reportedly raising $131 million, and SpaceBasic acquiring CAMPUS.
- Overall, the Indian startup ecosystem saw diverse funding activities with a focus on fintech, healthtech, and ecommerce sectors.
Inc42 | 5 Apr, 2025
Navi Aiming To Go Public In FY26, Claims Sachin Bansal
- Navi Technologies, led by Sachin Bansal, plans to go public in FY26.
- The fintech unicorn is considering launching its initial public offering (IPO) this year.
- Navi received approval for an INR 3,350 Cr IPO in 2022, but did not proceed with it at that time.
- The Navi Group includes subsidiaries such as Navi Finserv, Navi General Insurance, and Navi AMC.
Inc42 | 4 Apr, 2025
With 20M active users, Navi looks to list by FY26; Jupiter to wait longer for IPO
- Fintech firm Navi, co-founded and led by Sachin Bansal, plans to go public by FY26 as it looks to raise more capital. Bansal revealed that Navi has 20 million monthly active users and 40 million users who have ever used the platform.
- Navi aims to leverage the public markets as the best source of capital. Meanwhile, Jitendra Gupta, the CEO of Jupiter, stated that public markets are still a distant proposition for his firm.
- During a panel discussion, Alok Bansal and Vijay Shekhar Sharma, founders of PB Fintech and Paytm respectively, discussed their post-IPO experiences. They revealed conducting numerous investor meetings to maintain investor interest and stabilize share prices.
- Alok Bansal enjoys explaining PB Fintech's unique business model to potential investors, particularly those unfamiliar with the company's approach. Vijay Shekhar Sharma emphasized that life gets more hectic after an IPO, but it allows companies to improve.
Yourstory | 4 Apr, 2025
Navi Aiming To Go Public In FY26: Founder Bansal
- Navi Technologies, led by Sachin Bansal, plans to go public in the next fiscal year.
- The fintech unicorn is considering launching its initial public offering (IPO) in FY26.
- Navi is currently in discussions with merchant bankers for its IPO after previously deciding not to proceed with an INR 3,350 Cr IPO in 2022.
- Navi Group, which oversees subsidiaries including Navi Finserv, Navi General Insurance, and Navi AMC, was founded in 2018 by Bansal and Ankit Agarwal.
Inc42 | 4 Apr, 2025
Sui Basecamp 2025 Lands in Dubai with Hands-on Access to SuiPlay0X1 and Other Unveils
- Sui Basecamp 2025, a flagship conference of the Sui ecosystem, will be held in Dubai on May 1-2, 2025, with key industry figures like Evan Cheng and Raoul Pal sharing updates and unveiling the Sui network roadmap.
- Attendees at Sui Basecamp will have hands-on access to SuiPlay0X1, the world's first blockchain-enabled handheld gaming console, in addition to learning about key products and projects building on the Sui ecosystem.
- Speakers at the conference include the Mysten Labs founding team, Real Vision CEO Raoul Pal, and other industry leaders from organizations like Walrus and Babylon Labs.
- Sui Basecamp 2024 saw significant growth, with over 1,100 attendees from 65 countries, and this year's event is expected to draw an even larger crowd.
- Since the previous Basecamp, the Sui ecosystem has achieved milestones like the mainnet launch of Walrus, major partnership announcements, and the launch of Sui Bridge for seamless asset transfers between Sui and Ethereum.
- Sponsors for Sui Basecamp 2025 include Phantom, Cetus, Walrus, Navi, and other top players in the decentralized finance space.
- Registrants can use the code suinews10 for a 10% discount on the registration fee of $149, with prices set to increase on April 9, 2025.
- Sui is a Layer 1 blockchain platform designed for fast, private, secure, and accessible digital asset ownership, while Mysten Labs focuses on developing foundational infrastructure for web3.
- For more information about Sui and Mysten Labs, users can visit their respective websites.
Coindoo | 28 Mar, 2025
Navi’s Shobhit Agarwal, Apurv Anand Quit To Launch Asset Management Venture
- Former Navi executives Shobhit Agarwal and Apurv Anand have quit to launch a new venture in the asset management space.
- The venture will offer portfolio management services and is in the process of applying for a license from SEBI and registering the company.
- The registration process is expected to take two months and the duo is seeking seed funding from investors.
- Navi, founded in 2018, is a financial services company primarily providing loans and other financial products.
Inc42 | 18 Mar, 2025
Fintech player super.money takes fifth position beating Cred in UPI ecosystem
- Fintech player super.money has overtaken Cred to secure the fifth position in the UPI ecosystem.
- Navi emerged as the fourth-largest UPI app, surpassing Cred, which slipped to sixth place.
- super.money witnessed 139 million transactions in February, while Navi recorded 261 transactions.
- PhonePe remains the dominant UPI app with a 47.5% market share, followed by Google Pay and Paytm.
HinduBusinessLine | 15 Mar, 2025
Flipkart’s Super.Money Pushes CRED Out To Take 5th Place Of Top 5 UPI Apps
- Flipkart's super.money has become the fifth largest UPI player, pushing CRED to sixth place.
- Navi and super.money continued to grow in UPI transactions, with Navi surpassing CRED in November.
- PhonePe and Google Pay control over 83% of the UPI market, while Paytm strives to stay competitive.
- NPCI Chief reveals that UPI has 450 million users, with 200 million active daily.
Startup Pedia | 14 Mar, 2025
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Navi Technologies FAQs
When was Navi Technologies founded?
Navi Technologies was founded in 2018. The company has been operating for 7 years primarily in the FinTech sector.
Where is the Navi Technologies headquarters located?
Navi Technologies is headquartered in Bangalore,Karnataka and has an office in Bangalore / Bengaluru.
How many employees does Navi Technologies have in India?
Navi Technologies currently has approximately 1,600+ employees in India.
Does Navi Technologies have good work-life balance?
Navi Technologies has a work-life balance rating of 2.6 out of 5 based on 200+ employee reviews on AmbitionBox. 61% employees rated Navi Technologies 3 or below for work-life balance. This rating reflects a negative sentiment among employees for work-life balance. We encourage you to read Navi Technologies work-life balance reviews for more details.
Is Navi Technologies good for career growth?
Career growth at Navi Technologies is rated as poor, with a promotions and appraisal rating of 2.7. 61% employees rated Navi Technologies 3 or below on promotions / appraisal. This rating reflects a negative sentiment among employees for career growth. We recommend reading Navi Technologies promotions / appraisals reviews for more detailed insights.
What are the cons of working in Navi Technologies?
Working at Navi Technologies does have some drawbacks that potential employees should consider. The company is poorly rated for job security, work life balance and company culture, based on 200+ employee reviews on AmbitionBox.
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