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Engaged Employer
Ugro Capital
3.7
based on 575 Reviews
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Company Overview
Company Locations
Working at Ugro Capital
Company Summary
UGRO Capital is a pioneering DataTech NBFC that bridges India’s small business credit gap with advanced analytics and tech-enabled MSME financing solutions.
Overall Rating
3.7/5
based on 575 reviews
5% below
industry average
Highly rated for
Salary
Critically rated for
Job security
Work Policy
Work from office
86% employees reported
Monday to Saturday
46% employees reported
Flexible timing
52% employees reported
Within city
46% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
17 employees reported
Job/Soft skill training
10 employees reported
Professional degree assistance
4 employees reported
Office cab/shuttle
3 employees reported
View all benefits
About Ugro Capital
Founded in2018 (7 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
Headquarters--
Office Locations
--
Websiteugrocapital.com
Primary Industry
Other Industries
--
View in video summary
About UGRO Capital Ltd (NSE: UGROCAP I BSE: 511742)
UGRO Capital Limited is a DataTech Lending platform, listed on NSE and BSE, pursuing its mission of “Solving the Unsolved” for the small business credit gap in India, on the back of its formidable distribution reach and its DataTech approach. It aims to service every need of every MSME as it believes that #MSMEAchhaHai.
The Company’s prowess in Data Analytics and strong Technology architecture allows for customized sourcing platforms for each sourcing channel – GRO Plus module, which has uberized intermediated sourcing; GRO Chain, a supply chain financing platform with automated end-to-end approval and flow of invoices; GRO Xstream platform for co-lending, an upstream and downstream integration with fintechs and liability providers; and GRO X application, to deliver embedded financing option to MSMEs.
The company’s patented proprietary underwriting model, GRO Score (3.0), is a statistical framework using AI / ML driven statistical models to risk-rank customers and it is revolutionizing MSME credit by providing on-tap financing like consumer financing in India by assessing a borrower’s creditworthiness based on a data tripod – banking, bureau and GST records. UGRO is also a pioneer in the Co-lending model in India, which is prevalent in the West.
The Company is backed by marquee institutional investors (raised INR 900+ Cr of equity capital in 2018, INR 340 Cr in 2023 and INR 1265 Cr in 2024) and aims to capture 1% market share over the next three years.
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Ugro Capital Ratings
based on 575 reviews
Overall Rating
3.7/5
How AmbitionBox ratings work?
5
253
4
119
3
74
2
31
1
98
Category Ratings
3.8
Salary
3.6
Work-life balance
3.5
Company culture
3.5
Skill development
3.4
Promotions
3.4
Work satisfaction
3.3
Job security
Ugro Capital is rated 3.7 out of 5 stars on AmbitionBox, based on 575 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Ugro Capital
based on 562 reviews
3.1
Rated by 47 Women
Rated 3.0 for Work-life balance and 3.0 for Salary
3.7
Rated by 515 Men
Rated 3.9 for Salary and 3.6 for Work-life balance
Work Policy at Ugro Capital
based on 176 reviews in last 6 months
Work from office
86%
Hybrid
11%
Permanent work from home
3%
Ugro Capital Reviews
Top mentions in Ugro Capital Reviews
+ 5 more
Compare Ugro Capital with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 3.7/5 based on 575 reviews | 4.0/5 based on 5.7k reviews | 4.5/5 based on 8.4k reviews | 4.0/5 based on 8k reviews  |
Highly Rated for | Salary | Work-life balance Skill development Salary | Skill development Work-life balance Job security | Job security Skill development Work-life balance |
Critically Rated for | Job security |  No critically rated category | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 86% employees reported | Work from office 86% employees reported | Work from office 91% employees reported | Work from office 83% employees reported |
Rating by Women Employees | 3.1 Average rated by 47 women | 3.8 Good rated by 1.2k women | 4.6 Excellent rated by 2.8k women | 3.8 Good rated by 846 women |
Rating by Men Employees | 3.7 Good rated by 515 men | 4.0 Good rated by 4.2k men | 4.5 Good rated by 5.3k men | 4.0 Good rated by 6.7k men |
Job security | 3.3 Average | 3.8 Good | 4.4 Good | 4.0 Good |
View more
Ugro Capital Salaries
Ugro Capital salaries have received with an average score of 3.8 out of 5 by 575 employees.
Credit Manager
(190 salaries)
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₹4 L/yr - ₹9 L/yr
Business Development Manager
(119 salaries)
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₹3.2 L/yr - ₹6.9 L/yr
Branch Manager
(79 salaries)
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₹4.5 L/yr - ₹10 L/yr
Branch Operation Executive
(58 salaries)
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₹2.1 L/yr - ₹4.1 L/yr
Business Development Executive
(57 salaries)
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₹2.1 L/yr - ₹4.3 L/yr
Area Credit Manager
(56 salaries)
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₹9.5 L/yr - ₹16 L/yr
Deputy Manager
(54 salaries)
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₹4.5 L/yr - ₹10.4 L/yr
Operations Executive
(49 salaries)
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₹2 L/yr - ₹3.5 L/yr
Sales Manager
(44 salaries)
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₹3.3 L/yr - ₹7 L/yr
Branch Credit Manager
(39 salaries)
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₹3.6 L/yr - ₹7.5 L/yr
Ugro Capital Interview Questions
Ugro Capital Jobs
Popular Designations Ugro Capital Hires for
Branch Manager
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Business Development Executive
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Popular Skills Ugro Capital Hires for
Current Openings
Ugro Capital News
UGRO Capital’s board approves capital raise of up to ₹1,315 crore
- UGRO Capital's board has approved a capital raise of up to ₹1,315 crore.
- The board also approved an increase in the authorized share capital from ₹215 crore to ₹270 crore.
- UGRO Capital will raise funds through issuance of equity shares, convertible debentures, and rights issue.
- Various entities like Samena Capital, Aregence, and IFU have committed investments in the capital raise initiative.
HinduBusinessLine | 20 May, 2025
Q4 Results Live: IDFC First Bank, India Cements And SBFC Finance In Focus
- IDFC First Bank, India Cements Ltd. and Ugro Capital Ltd. are among the top names announcing their Q4 earnings.
- IDFC First Bank is expected to report a profit of Rs 421.5 crore and a revenue of Rs 6,978 crore for the quarter ended March.
- Other companies such as India Cements Ltd. and Ugro Capital Ltd. will also announce their earnings for the March quarter.
- Stay updated with Q4 results and latest business news on NDTV Profit.
Bloomberg Quint | 26 Apr, 2025
IDFC First Bank, India Cements, Ugro Capital, SBFC Finance Q4 Results Today — Earnings Estimates
- IDFC First Bank, India Cements, Ugro Capital, and SBFC Finance are set to announce their Q4 results.
- IDFC First Bank is expected to report a profit of Rs 421.5 crore and revenue of Rs 6,978 crore.
- India Cements is projected to have a revenue of Rs 22,967.4 crore and a net profit of Rs 2,538.4 crore.
- SBFC Finance is expected to post a revenue worth Rs 239.7 crore, while Ugro Capital is expected to report a profit of Rs 45.1 crore with a revenue of Rs 630.8 crore.
Bloomberg Quint | 26 Apr, 2025
Stocks that will see action today: February 14, 2025
- Aurobindo Pharma's subsidiary, CuraTeQ Biologics, has received marketing authorization in the EU for filgrastim biosimilar, Zefylti.
- Ugro Capital raises ₹260 crore from FMO to support women's empowerment, address territorial inequalities, and foster youth empowerment.
- RBL Bank's CEO, R Subramaniakumar, receives RBI approval for re-appointment for three years.
- TVS Motor Company acquires additional shares of TVS Supply Chain Solutions in a ₹107 crore open market transaction.
HinduBusinessLine | 14 Feb, 2025
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Ugro Capital FAQs
When was Ugro Capital founded?
Ugro Capital was founded in 2018. The company has been operating for 7 years primarily in the NBFC sector.
How many employees does Ugro Capital have in India?
Ugro Capital currently has more than 3,500+ employees in India. Finance & Accounting department appears to have the highest employee count in Ugro Capital based on the number of reviews submitted on AmbitionBox.
Does Ugro Capital have good work-life balance?
Ugro Capital has a Work-Life Balance Rating of 3.6 out of 5 based on 500+ employee reviews on AmbitionBox. 65% employees rated Ugro Capital 4 or above, while 35% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read Ugro Capital work-life balance reviews for more details.
Is Ugro Capital good for career growth?
Career growth at Ugro Capital is rated as moderate, with a promotions and appraisal rating of 3.4. 35% employees rated Ugro Capital 3 or below, while 65% employees rated it 4 or above on promotions / appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading Ugro Capital promotions / appraisals reviews for more detailed insights.
What are the pros and cons of working in Ugro Capital?
Working at Ugro Capital comes with several advantages and disadvantages. It is highly rated for salary & benefits. However, it is poorly rated for job security, work satisfaction and promotions / appraisal, based on 500+ employee reviews on AmbitionBox.
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