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IIFL Finance
4.0
based on 5.6k Reviews
Video summary
Proud winner of ABECA 2025 - AmbitionBox Employee Choice Awards
Company Overview
Company Locations
Working at IIFL Finance
Company Summary
India's leading retail non-banking financial company, engaged in gold loans, business loans, personal loans & financial advisory services with over 85 lac customers and operates in 4000 locations.
Overall Rating
4.0/5
based on 5.6k reviews
3% above
industry average
Highly rated for
Work-life balance, Company culture, Job security
Work Policy
Work from office
87% employees reported
Monday to Saturday
78% employees reported
Strict timing
59% employees reported
Within city
46% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
273 employees reported
Health insurance
214 employees reported
Office cab/shuttle
70 employees reported
Cafeteria
61 employees reported
View all benefits
About IIFL Finance
Founded in1995 (30 yrs old)
India Employee Count10k-50k
Global Employee Count10k-50k
India HeadquartersMumbai, Maharashtra, India
Websiteiifl.com
Primary Industry
Other Industries
View in video summary
IIFL Finance Limited (NSE: IIFL, BSE: 532636) is one of the leading players in the financial services space in India. Together with its subsidiaries – IIFL Home Finance Limited, IIFL Samasta Finance Limited (Formerly known as Samasta Microfinance Limited) and IIFL Open Fintech Private Limited, it provides a diverse range of loans and mortgages.
These include home loans, gold loans, business loans including loans against property and medium & small enterprise financing, micro finance, developer & construction finance and capital market finance; catering to both retail and corporate clients.
The company has a nationwide presence with a thriving network of 4000+ branches across 500+ cities.
These include home loans, gold loans, business loans including loans against property and medium & small enterprise financing, micro finance, developer & construction finance and capital market finance; catering to both retail and corporate clients.
The company has a nationwide presence with a thriving network of 4000+ branches across 500+ cities.
Mission: From an entrepreneurial start-up in 1995, we have steadily grown to emerge as one of India’s leading financial services group. Ever since our inception, our strategy has been to align our capabilities and market insights to the country’s rapidly changing business environment. Our growth trajectory has only served to reinforce our focus on our domain of financial services.
Vision: To be the most respected financial services company in India.
- Not necessarily the largest or most profitable
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ABECA - AmbitionBox Employee Choice Awards
Best of the best, rated by employees
IIFL Finance won India’s Largest Employee Choice Awards in Large Companies Category.
Top Rated Large Company
Top Rated Financial Services Company
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IIFL Finance Ratings
based on 5.6k reviews
Overall Rating
4.0/5
How AmbitionBox ratings work?
5
2.7k
4
1.3k
3
686
2
280
1
717
Category Ratings
3.9
Work-life balance
3.8
Company culture
3.8
Job security
3.8
Salary
3.8
Skill development
3.7
Work satisfaction
3.6
Promotions
IIFL Finance is rated 4.0 out of 5 stars on AmbitionBox, based on 5.6k company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at IIFL Finance
based on 5.4k reviews
3.8
Rated by 1.2k Women
Rated 3.7 for Work-life balance and 3.7 for Company culture
4.0
Rated by 4.2k Men
Rated 3.9 for Work-life balance and 3.9 for Salary
Work Policy at IIFL Finance
based on 617 reviews in last 6 months
Work from office
87%
Hybrid
9%
Permanent work from home
4%
IIFL Finance Reviews
Top mentions in IIFL Finance Reviews
+ 5 more
Compare IIFL Finance with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 4.0/5 based on 5.6k reviews | 3.9/5 based on 22.4k reviews | 4.5/5 based on 7.8k reviews | 4.0/5 based on 7.8k reviews |
Highly Rated for | Work-life balance Skill development Salary | Skill development Work-life balance Job security | Skill development Work-life balance Job security | Job security Work-life balance Skill development |
Critically Rated for |  No critically rated category | Promotions | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 87% employees reported | Work from office 84% employees reported | Work from office 91% employees reported | Work from office 84% employees reported |
Rating by Women Employees | 3.8 Good rated by 1.2k women | 3.8 Good rated by 4.6k women | 4.5 Good rated by 2.6k women | 3.9 Good rated by 822 women |
Rating by Men Employees | 4.0 Good rated by 4.2k men | 3.9 Good rated by 16.4k men | 4.5 Good rated by 4.9k men | 4.1 Good rated by 6.5k men |
Job security | 3.8 Good | 3.8 Good | 4.4 Good | 4.0 Good |
View more
IIFL Finance Salaries
IIFL Finance salaries have received with an average score of 3.8 out of 5 by 5.6k employees.
Branch Manager
(1.2k salaries)
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₹3.4 L/yr - ₹8 L/yr
Gold Appraiser
(828 salaries)
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₹1.8 L/yr - ₹5 L/yr
Customer Care Executive
(579 salaries)
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₹1.5 L/yr - ₹4 L/yr
Senior Officer
(494 salaries)
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₹1.7 L/yr - ₹4.5 L/yr
Relationship Manager
(399 salaries)
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₹1.8 L/yr - ₹5.5 L/yr
Sales Manager
(236 salaries)
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₹2.2 L/yr - ₹6 L/yr
Gold Loan Officer
(220 salaries)
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₹1.8 L/yr - ₹4.3 L/yr
Loan Manager
(216 salaries)
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₹2.1 L/yr - ₹5.2 L/yr
Territory Manager
(192 salaries)
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₹5.3 L/yr - ₹11.5 L/yr
Credit Manager
(178 salaries)
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₹3.5 L/yr - ₹7.9 L/yr
IIFL Finance Interview Questions
A Branch Manager was asked 3mo agoQ. What is your level of knowledge regarding product management?
A Gold Appraiser was asked 3w agoQ. What tasks did you perform at IIFL Finance Ltd.?
A Credit Manager was asked 12mo agoQ. What aspects of banking will you examine?
An Assistant Manager was asked 3mo agoQ. Would you be willing to spend half of your salary on the company?
A Branch Credit Manager was asked 10mo agoQ. What is loan procurement?
IIFL Finance Jobs
Popular Skills IIFL Finance Hires for
Current Openings
IIFL Finance News
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TAPMI welcomes 563 students to 2025-27 MBA batch
- TAPMI welcomed 563 students to the 2025-27 MBA batch.
- Niranjan Kalyandurg, President of Honeywell Technology Solutions and TAPMI alumnus, emphasized the need for practical application of learning, interdisciplinary thinking, and problem-solving mindset.
- He highlighted the importance of teamwork, effective communication skills, and using AI as a tool.
- Kalyandurg encouraged students to be fearless, work hard, embrace lifelong learning, and uphold ethics and values.
- Kirti Timmanagoudar, Head at IIFL and TAPMI alumna, mentioned that TAPMI focuses on character and resilience, besides academics.
- Timmanagoudar advised students to seize opportunities, stay curious, and develop communication and collaboration skills.
- She stressed the significance of adaptability, self-confidence, and learning from success and failure in shaping a career.
- Rajeev Kumra, Director of TAPMI, praised the institute's founder, TA Pai, and highlighted TAPMI's core values of academic excellence, industry relevance, and ethical foundation.
- Vasanth Kamath, Chair of Admissions, showcased the diversity of the new MBA batch, comprising students from various educational backgrounds across India.
- The batch includes students from 25 states and union territories, with a nearly equal gender ratio of 49.91% female students.
- The event took place on June 23, 2025.
HinduBusinessLine | 23 Jun, 2025
Large pvt non-bank financial institutions gained significant share relative to smaller counterparts: Fitch Ratings
- Large private non-bank financial institutions (NBFI) have gained significant market share compared to smaller players, attributed to superior competitive positioning, management quality, and governance.
- Smaller NBFIs face funding constraints due to their reliance on bank loans during tight liquidity periods.
- RBI's Cash Reserve Ratio cut is expected to boost credit growth by 1.4 to 1.5%, according to an SBI Report.
- 17 Fitch-monitored NBFIs achieved a loan growth rate of 20% from March 2022 to September 2024, outperforming the overall sector's 9%.
- Companies like Shriram, Muthoot, and Bajaj Finance have better competitive positioning in their respective segments.
- Corporate-owned NBFI lenders like Tata Capital, L&T Finance, and Aditya Birla Finance leverage group benefits for strategic advantages.
- Individual segment exposures significantly influence NBFIs' growth, profitability, and funding profiles.
- Housing finance companies face net interest margin pressure due to competition from banks for quality borrowers.
- LTF and Manappuram are reducing unsecured lending exposure to improve their risk profiles.
- Companies manage credit risk through diversified loan portfolios or data-driven controls.
- ABFL faces risks from exposure to real estate and unsecured loans, offset by lower-risk mortgage loans from its subsidiary.
- Fitch Ratings highlighted the importance of managing credit cycles and diversifying exposures for NBFI stability.
- IIFL maintained business volume and profitability through diversified loan exposure during a regulatory ban.
- The assessment indicates the strategies and challenges faced by different NBFIs in the Indian market.
- Published on June 19, 2025.
HinduBusinessLine | 19 Jun, 2025
Sensex, Nifty 50 rally sharply on gains in IT, realty, metal, oil & gas
- Sensex and Nifty 50 closed significantly higher with Sensex up by 0.84% at 81,796.15 and Nifty 50 up by 0.92% at 24,946.50.
- Geopolitical tensions between Israel and Iran did not deter market gains, supported by large-cap stocks and focus on long-term fundamentals.
- WPI inflation lowered to 0.4% in May, with oil price surge causing inflation concerns tempered by recent CPI data slowdown.
- Tata Motors stock dropped nearly 4% due to FY26 margin forecast cuts by JLR.
- Midcap and smallcap indexes rose by around 0.93% and 0.95% respectively, while sectoral indices like IT, tourism, realty, oil & gas, and metal experienced over 1% gains.
- Oil and gas sector's positive trend was driven by reports suggesting potential EV policy revisions benefiting gas distribution companies.
- Defence and crude-related stocks amidst Israel-Iran conflict and monsoon-linked sectors like fertilisers expected to be in focus.
- Stock gainers in Nifty 50 included Bharat Electronics, HDFC Life, ONGC, while losers were Tata Motors, Sun Pharma, and Dr Reddy’s Laboratories.
- Among midcaps, IGL and Supreme Industries surged, while Page Industries, Mazagon Dock, and MRF declined.
- In the smallcap index, Newgen Software, MCX, Atul, and IIFL saw significant gains.
- Sterlite Technologies, Cosmo First, Axiscades, and Unimech were among the stocks hitting upper circuits, while some stocks reached 52-week highs and lows.
- Market resilience highlighted amid geopolitical tensions by experts recommending cautious trading and focusing on less volatile stocks.
- Rupee traded positively, Asian markets settled high, while Wall Street closed lower on Friday, and Indian indexes also dipped with FIIs selling equities.
- Macro focus on Bank of Japan’s interest rate decision and upcoming US May retail sales data.
- Crude oil prices remained range-bound with expected rupee volatility due to the US Fed interest rate decision and India’s inflation data.
- Asian markets concluded positively while Sensex and Nifty closed lower the previous day with FIIs selling off equities worth ₹1,263.52 crore.
HinduBusinessLine | 16 Jun, 2025
IIFL Finance gets RBI approval to open branches in Jammu & Kashmir
- IIFL Finance has received approval from the RBI to open branches in Jammu & Kashmir to provide essential financial services in unbanked and underbanked areas.
- The decision to commence operations in Jammu & Kashmir reflects IIFL Finance's commitment to expanding financial access, especially in areas where formal credit has historically been limited.
- By offering credit solutions tailored to local needs, IIFL Finance aims to support small businesses' revival and help households in the region during disruptions in livelihoods.
- IIFL's presence in Jammu & Kashmir aligns with its Corporate Social Responsibility activities in the state, focusing on education, skill development, healthcare, and community empowerment.
HinduBusinessLine | 25 May, 2025
Heard On The Street: Dealers Spot Action In IIFL Finance, Indus Towers, Asian Paints And More
- Indian markets trading in the red, with NSE Nifty 50 and BSE Sensex declining over 1%.
- Heard On The Street provides insights from top dealing rooms on stocks like IIFL Finance, Indus Towers, Selan Exploration, Asian Paints, Syrma SGS, and Jubilant Ingrevia.
- Key insights from the dealing room chatter: IIFL Finance may raise up to Rs 400 crore, Indus Towers to announce dividends, Selan Exploration sees accumulation by HNIs, and potential block deal expected in Asian Paints.
- Smart investors taking buy positions ahead of Q4 earnings for Syrma SGS and Jubilant Ingrevia. Disclaimer: Information provided for informational purposes only.
Bloomberg Quint | 13 May, 2025
IIFL Finance Q4 Results Review: Earnings To Recover From FY25 Trough, Says Jefferies
- Jefferies maintained a 'buy' rating on IIFL Finance, expecting earnings to recover from FY25 trough.
- IIFL Finance's profit after tax for Q4 FY25 was Rs 200 crore, marking a 44% YoY decline but surpassing Jefferies' estimate.
- The report highlights a significant rebound in gold loans and anticipates robust growth in assets under management in the coming years.
- Despite caution about ongoing stress in unsecured MSME loans, Jefferies sees potential for recovery in IIFL Finance with improved return on equity expected in FY26 and FY27.
Bloomberg Quint | 12 May, 2025
Heard On The Street: Dealers Spot Action In IIFL Finance, Zydus Life, Lupin And Select IT Stocks
- IIFL Finance witnessed strong domestic institutional buying.
- Zydus Life and Lupin received positional buy calls in multiple dealing rooms.
- IT stocks like Tech Mahindra and Coforge attracted investor focus.
- Delivery-based buying continued in select IT names.
Bloomberg Quint | 22 Apr, 2025
IIFL Finance’s public issue of NCDs subscribed nearly 5 times
- IIFL Finance's public issue of NCDs (Non-Convertible Debentures) has been subscribed nearly 5 times.
- The issue, which was initially planned to close on April 23, will now be closed on April 11 due to the overwhelming response.
- The NCDs under Series IX offer an effective yield of 10.24% per annum for the tenor of 60 months.
- The funds raised will be used for lending, refinancing existing indebtedness, debt servicing, and general corporate purposes.
HinduBusinessLine | 10 Apr, 2025
IIFL Finance To Muthoot: Gold Loan NBFC Stocks Fall After RBI Announces Fresh Norms
- Shares of gold loan NBFC companies, including IIFL Finance, Muthoot Finance, and Cholamandalam Financial Holdings, fell after RBI announced new prudential norms for gold loans.
- The new gold loan framework aims to harmonize rules across regulated entities, while considering their differing risk profiles, said the RBI.
- RBI also proposed fresh norms for non-fund based facilities to ensure regulatory uniformity and broaden funding avenues for infrastructure projects.
- Additionally, the RBI plans to enable securitization of stressed assets and expand the co-lending model to cover all loans and regulated entities.
Bloomberg Quint | 9 Apr, 2025
IIFL Finance To Re-Issue Secured NCDs Worth Up To Rs 700 Crore, Board Approves Terms
- IIFL Finance has received approval from its board of directors to re-issue secured non-convertible debentures (NCDs) worth up to Rs 700 crore.
- The NCDs will be re-issued on a private placement basis and will be listed on the National Stock Exchange of India.
- The total number of NCDs to be issued has been enhanced to 70,000, with a face value of Rs 1 lakh each.
- In case of any event of default, IIFL Finance will pay an additional interest of 2% per annum over the applicable coupon rate.
Bloomberg Quint | 13 Mar, 2025
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IIFL Finance FAQs
When was IIFL Finance founded?
IIFL Finance was founded in 1995. The company has been operating for 30 years primarily in the NBFC sector.
Where is the IIFL Finance headquarters located?
IIFL Finance is headquartered in Mumbai, Maharashtra. It operates in 2 cities such as Mumbai, Thane. To explore all the office locations, visit IIFL Finance locations.
How many employees does IIFL Finance have in India?
IIFL Finance currently has more than 14,000+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in IIFL Finance based on the number of reviews submitted on AmbitionBox.
Does IIFL Finance have good work-life balance?
IIFL Finance has a Work-Life Balance Rating of 3.9 out of 5 based on 5,600+ employee reviews on AmbitionBox. 70% employees rated IIFL Finance 4 or above, while 30% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read IIFL Finance work-life balance reviews for more details.
Is IIFL Finance good for career growth?
Career growth at IIFL Finance is rated fairly well, with a promotions and appraisal rating of 3.6. 70% employees rated IIFL Finance 4 or above, while 30% employees rated it 3 or below on promotions / appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading IIFL Finance promotions / appraisals reviews for more detailed insights.
What are the pros and cons of working in IIFL Finance?
Working at IIFL Finance comes with several advantages and disadvantages. It is highly rated for work life balance, company culture and job security. However, it is poorly rated for promotions / appraisal and work satisfaction, based on 5,600+ employee reviews on AmbitionBox.
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