CredAble - Manager/Senior Manager - Credit Risk (3-5 yrs)

Alright, so you're sold.

But who are we?.

- Diversity and humility are not just big words hung up on the walls.

- At CredAble, we put people at the heart of everything we do and our core values are the driving force behind our success.

- CredAble is an NBFC technology-powered supply chain funding solutions company Leveraging our trade finance expertise, technology platform, and access to 3rd party capital, we arrange funding programs for enterprise supply chains and do direct lending to SMEs.

- Led by a team of industry experts, CredAble is at the forefront of powering tech-enabled working capital financing.

- Programs are anchored around enterprise clients, where we provide funding linked to transactions with suppliers (payables) and distributors (receivables).

- We are series B funded startup with Axis Bank limited as a strategic investor.

You Will Be Responsible For.

- Credit Appraisal & Analysis.

- Evaluate credit proposals for SME/Emerging corporates.

- Analyze financials, business models, and banking conduct.

- Conduct promoter and group exposure assessment.

- Draft credit memos with clear risk and mitigants.

- Review group structures and related party linkages.

- Due Diligence & Compliance.

- Validate KYC, financial documents, and audit reportsPortfolio Monitoring.

- Track post-disbursal performance, renewals, and covenant compliance.

- Stakeholder Engagement.

- Work with RMs, legal, and operations for smooth credit processing.

- Support credit committee interactions and approval workflows.

Key Skills:

- Strong financial and cash flow analysis.

- Understanding of credit products: WC, term loans.

- Clear communication and credit note writing.

What will you bring to the table?

- Working in a highly entrepreneurial setup with a visionary team passionate to help scale new heights of business success.

- Exposure to exploring limitless possibilities and ideas no matter how impossible they may seem today.

- CredAble thrives on transparency and a culture to nurture growth.

- Being part of CredAble enables you to push beyond the ordinary.

The Educational Qualification You'll Need:

- MBA (Finance), CA, CFA or equivalent.

- Minimum 3 years' experience in SME/Emerging corporate credit underwriting.

- Besides making the best move of your career, what's in it for you?.

-The experience of working in a highly entrepreneurial setup with a visionary team that is at the forefront of inspiring productivity and crushing business goals.