Credit Risk Strategy Role (2-10 yrs)

Job opportunity in Credit Risk Strategy role

- Experience in analytics specifically in the fields like Credit Risk Strategy Development, vintage profitability modeling, Portfolio Insights'

- 6+ years of experience in retail/consumer/SMB finance in a credit risk or strategy role preferably in Fintech/banks

- Ability and experience in writing credit memos and credit decision and strategy documentation

- Hands on experience in using data and analytics to drive credit risk strategy is required

- Experience in A/B testing

- Masters Degree or higher in a quantitative field (Mathematics/Statistics/Economics/OR/Business)

- Advanced data analytics skills, including use of SQL, Python/R, Excel and data visualization tools such as Tableau/Hex

- Familiarity with statistical modeling

Ability to influence a cross-functional non-hierarchical environment to lead collaborations and drive progress

- Analyze data to identify risk drivers and propose mitigation strategies

- Work with Data Science team to build and test credit, account management and Collection models

- Set credit strategy and policy to mitigate risk and drive business growth

- Improve Collection performance by operational, policy and modeling improvements

- Set underwriting and account management strategy

- Collaborate with R+D, Product, and Operations on the test and launch of new features and/or products

Exp -3+ Years in credit risk strategy, SQL, Python (very strong)