Add office photos
Employer?
Claim Account for FREE
SMFG India Credit
3.9
based on 4.9k Reviews
Video summary
Company Overview
Company Locations
Working at SMFG India Credit
Company Summary
Fullerton India offers instant personal loans, business loans, loan against property, vehicle loan and many more at attractive interest rates & easy EMI options.
Overall Rating
3.9/5
based on 4.9k reviews
On-Par with
industry average
Highly rated for
Salary, Job security
Work Policy
Work from office
85% employees reported
Monday to Saturday
78% employees reported
Strict timing
51% employees reported
Within city
52% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
197 employees reported
Job/Soft skill training
194 employees reported
Office cab/shuttle
55 employees reported
Cafeteria
37 employees reported
View all benefits
About SMFG India Credit
Founded in2007 (18 yrs old)
India Employee Count10k-50k
Global Employee Count10k-50k
India HeadquartersMumbai, India
Office Locations
Websitesmfgindiacredit.com
Primary Industry
Other Industries
--
Are you managing SMFG India Credit's employer brand? To edit company information,
claim this page for free
View in video summary
SMFG India Credit Co. Ltd. is registered as an NBFC - Investment and Credit Company (NBFC-ICC) with the Reserve Bank of India and is a member of SMBC Group. SMFG India Credit started its India operations in 2007 and is today a leading NBFC with a pan India presence. Working together with over 21,000 employees, we reach our market by connecting with around 2.89+ million customers, be it in cities, towns or villages, right at their doorstep. We penetrate deep inside the market through 842 branches, covering 670+ towns and approximately 70,000+ villages. We operate in the niche sectors and provide financial access to the underserved and unserved segments. By doing so, we have introduced people to formal credit.
The firm has invested in technology and digital capabilities to enhance customer and stakeholder experience and paved the way for - Pragati Ki Nayi Pehchaan. This echoes our core values and ethos of making things simpler, in our journey to empower people. We remain gender neutral and do what is right for the community.
Our primary services constitute financing of SME for working capital and growth, loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, personal loans, working capital loans for urban self-employed, loans for rural livelihood advancement, rural housing finance and financing of various rural micro enterprises.
Report error
Managing your company's employer brand?
Claim this Company Page for FREE
SMFG India Credit Ratings
based on 4.9k reviews
Overall Rating
3.9/5
How AmbitionBox ratings work?
5
2.6k
4
1.1k
3
575
2
228
1
428
Category Ratings
4.1
Salary
3.8
Job security
3.7
Company culture
3.7
Work-life balance
3.7
Skill development
3.6
Work satisfaction
3.5
Promotions
SMFG India Credit is rated 3.9 out of 5 stars on AmbitionBox, based on 4.9k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at SMFG India Credit
based on 4.7k reviews
3.5
Rated by 347 Women
Rated 3.6 for Salary and 3.6 for Job security
4.0
Rated by 4.3k Men
Rated 4.1 for Salary and 3.8 for Job security
Work Policy at SMFG India Credit
based on 753 reviews in last 6 months
Work from office
85%
Hybrid
11%
Permanent work from home
4%
SMFG India Credit Reviews
Top mentions in SMFG India Credit Reviews
+ 5 more
Compare SMFG India Credit with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 3.9/5 based on 4.9k reviews | 3.9/5 based on 22.7k reviews | 4.5/5 based on 8.3k reviews | 4.0/5 based on 7.9k reviews |
Highly Rated for | Salary Job security | Skill development Work-life balance Job security | Skill development Work-life balance Job security | Job security Skill development Work-life balance |
Critically Rated for |  No critically rated category | Promotions | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 85% employees reported | Work from office 84% employees reported | Work from office 91% employees reported | Work from office 83% employees reported |
Rating by Women Employees | 3.5 Good rated by 347 women | 3.8 Good rated by 4.7k women | 4.6 Excellent rated by 2.8k women | 3.8 Good rated by 841 women |
Rating by Men Employees | 4.0 Good rated by 4.3k men | 3.9 Good rated by 16.6k men | 4.5 Good rated by 5.2k men | 4.0 Good rated by 6.6k men |
Job security | 3.8 Good | 3.8 Good | 4.4 Good | 4.0 Good |
View more
SMFG India Credit Salaries
SMFG India Credit salaries have received with an average score of 4.1 out of 5 by 4.9k employees.
Credit Manager
(374 salaries)
Unlock
₹4.5 L/yr - ₹9.2 L/yr
Sales Manager
(336 salaries)
Unlock
₹3.7 L/yr - ₹8 L/yr
Branch Sales Manager
(313 salaries)
Unlock
₹4 L/yr - ₹8.9 L/yr
Relationship Manager
(285 salaries)
Unlock
₹2.4 L/yr - ₹7.1 L/yr
Branch Credit Manager
(267 salaries)
Unlock
₹2.6 L/yr - ₹8.3 L/yr
Collections Manager
(222 salaries)
Unlock
₹3.3 L/yr - ₹7.3 L/yr
Agency Manager
(209 salaries)
Unlock
₹2.5 L/yr - ₹6 L/yr
Transaction Officer
(208 salaries)
Unlock
₹1.5 L/yr - ₹3.8 L/yr
Branch Manager
(203 salaries)
Unlock
₹6 L/yr - ₹14 L/yr
Branch Collection Incharge
(177 salaries)
Unlock
₹2.2 L/yr - ₹4.2 L/yr
SMFG India Credit Interview Questions
SMFG India Credit Jobs
Popular Designations SMFG India Credit Hires for
Popular Skills SMFG India Credit Hires for
Current Openings
SMFG India Credit News
Sumitomo may merge India NBFC with YES Bank after acquiring 20% stake
- Sumitomo Mitsui Banking Corporation (SMBC) is considering merging their NBFC in India, SMFG India Credit, with YES Bank after acquiring a 20% stake in the bank.
- The merger is important due to RBI guidelines that restrict banks from owning subsidiaries active in the same lending segments. SMFG India Credit and YES Bank operate in similar segments such as home loans and business loans.
- SMBC's acquisition of the 20% stake in YES Bank through a secondary stake purchase could potentially lead to them increasing their stake and triggering an open offer to hold a majority stake in the bank.
- The proposed acquisition is expected to benefit investor banks' capital ratios, with SBI projected to see a rise of 12 basis points in the common-equity tier-I ratio (CET-1) post transaction completion.
HinduBusinessLine | 12 May, 2025
Validus Taps Fullerton COO Anindo Mukherjee for Advisory Role
- Validus Group appoints Fullerton COO Anindo Mukherjee as a strategic advisor.
- Anindo brings over 30 years of experience in investment and risk management.
- Validus has disbursed over US$5 billion in SME loans across Southeast Asia.
- Nikhilesh Goel, Validus' Co-founder and Group CEO, expresses excitement about Anindo's appointment.
Fintechnews | 7 Apr, 2025
Temasek backed Fullerton acquires majority stake in Lendingkart
- Temasek-backed Fullerton has acquired a majority stake in Lendingkart as part of the Series E fundraise.
- Fullerton infused a total of ₹252 Crores to support Lendingkart's growth and enhance its technology-driven credit underwriting processes.
- Lendingkart has raised around ₹1,050 crore in equity from investors such as Fullerton, Bertelsmann, and Mayfield India.
- The valuation at which Lendingkart raised the fresh funds was not disclosed.
HinduBusinessLine | 28 Mar, 2025
SMFG India Credit Raises $175 Million Via Foreign Loan
- Non-bank finance company SMFG India Credit has raised $175 million foreign loan through a syndicated loan.
- The funds will be used for regular lending operations and the facility has been fully hedged to mitigate risks.
- The loan was jointly arranged by Standard Chartered Bank and CTBC Bank.
- Accessing funds through the ECB route has become common for non-bank finance companies due to regulatory changes and slower deposit growth.
Bloomberg Quint | 25 Mar, 2025
SMFG India Credit Sets Guinness World Record For Largest Cattle Welfare Lesson
- SMFG India Credit has achieved a Guinness World Record for the ‘Largest Cattle Welfare Lesson (Multiple Venues)' with 517 participants across six locations in India.
- The event, held as part of the company's 7th edition of Pashu Vikas Day, involved simultaneous cattle care camps in 500 locations across 16 states benefiting around 1,90,000 beneficiaries.
- Under the theme 'Mera Pashu Mera Parivar', SMFG India Credit highlighted the importance of livestock in the lives of rural families.
- The annual event also demonstrated the company's dedication to rural welfare, with active participation from more than 6,000 employees.
Bloomberg Quint | 18 Feb, 2025
Powered by
Compare SMFG India Credit with
HDB Financial Services
3.9
Muthoot Fincorp
4.5
Shriram Finance
4.0
Bajaj Finance
4.0
IIFL Finance
4.0
Muthoot Finance
3.6
Mahindra Finance
4.0
Manappuram Finance
3.9
Home Credit Finance
4.0
L&T Finance
3.8
TVS Credit Services Ltd
4.2
Bharat Financial Inclusion
3.9
Mahindra Rural Housing Finance
4.0
Tata Motors Finance
4.1
Aye Finance
4.1
Annapurna Finance
4.0
Satin Creditcare Network
3.9
IIFL SAMASTA
3.8
Veritas Finance
4.5
Aditya Birla Finance
3.9
Edit your company information by claiming this page
Contribute & help others!
You can choose to be anonymous
Companies Similar to SMFG India Credit
HDB Financial Services
BPO/KPO, Financial Services, Banking, NBFC
3.9
• 22.7k reviews
Muthoot Fincorp
Financial Services, NBFC
4.5
• 8.3k reviews
Shriram Finance
Financial Services, NBFC
4.0
• 7.9k reviews
Bajaj Finance
Financial Services, NBFC
4.0
• 7.7k reviews
IIFL Finance
FinTech, NBFC
4.0
• 5.7k reviews
Muthoot Finance
NBFC
3.6
• 5.5k reviews
Mahindra Finance
Financial Services, Analytics & KPO, NBFC
4.0
• 4.9k reviews
Manappuram Finance
Financial Services, Media & Entertainment / Publishing, NBFC
3.9
• 4.8k reviews
4.0
• 4.4k reviews
L&T Finance
Banking / Insurance / Accounting, Financial Services, NBFC
3.8
• 3.9k reviews
TVS Credit Services Ltd
Internet, NBFC
4.2
• 2.8k reviews
3.9
• 2.2k reviews
SMFG India Credit FAQs
When was SMFG India Credit founded?
SMFG India Credit was founded in 2007. The company has been operating for 18 years primarily in the NBFC sector.
Where is the SMFG India Credit headquarters located?
SMFG India Credit is headquartered in Mumbai and has an office in Mumbai.
How many employees does SMFG India Credit have in India?
SMFG India Credit currently has more than 22,000+ employees in India. Finance & Accounting department appears to have the highest employee count in SMFG India Credit based on the number of reviews submitted on AmbitionBox.
Does SMFG India Credit have good work-life balance?
SMFG India Credit has a Work-Life Balance Rating of 3.7 out of 5 based on 4,900+ employee reviews on AmbitionBox. 75% employees rated SMFG India Credit 4 or above, while 25% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read SMFG India Credit work-life balance reviews for more details.
Is SMFG India Credit good for career growth?
Career growth at SMFG India Credit is rated fairly well, with a promotions and appraisal rating of 3.5. 75% employees rated SMFG India Credit 4 or above, while 25% employees rated it 3 or below on promotions / appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading SMFG India Credit promotions / appraisals reviews for more detailed insights.
What are the pros and cons of working in SMFG India Credit?
Working at SMFG India Credit comes with several advantages and disadvantages. It is highly rated for salary & benefits and job security. However, it is poorly rated for promotions / appraisal, work satisfaction and work life balance, based on 4,900+ employee reviews on AmbitionBox.
Stay ahead in your career. Get AmbitionBox app
Trusted by over 1.5 Crore job seekers to find their right fit company
80 Lakh+
Reviews
10L+
Interviews
4 Crore+
Salaries
1.5 Cr+
Users
Contribute to help millions
AmbitionBox Awards
Get AmbitionBox app
Made with ❤️ in India. Trademarks belong to their respective owners. All rights reserved © 2025 Info Edge (India) Ltd.
Follow Us
