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HDFC Ergo General Insurance
3.9
based on 3.5k Reviews
Video summary
Company Overview
Company Locations
Working at HDFC Ergo General Insurance
Company Summary
HDFC ERGO offers General Insurance Policies. They are also a provider of wide range of general insurance plans in India including motor, health, travel & home.
Overall Rating
3.9/5
based on 3.5k reviews
3% above
industry average
Highly rated for
Company culture, Job security, Work-life balance
Critically rated for
Promotions
Work Policy
Work from office
61% employees reported
Monday to Friday
58% employees reported
Strict timing
51% employees reported
Within city
45% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
178 employees reported
Job/Soft skill training
137 employees reported
Cafeteria
85 employees reported
Office cab/shuttle
40 employees reported
View all benefits
About HDFC Ergo General Insurance
Founded in2002 (23 yrs old)
India Employee Count10k-50k
Global Employee Count--
India HeadquartersMumbai, Maharashtra, India
Office Locations
--
Websitehdfcergo.com
Primary Industry
Other Industries
View in video summary
HDFC ERGO General Insurance Company Ltd. is a joint venture between HDFC Ltd., India’s premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. The Company offers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space.
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HDFC Ergo General Insurance Ratings
based on 3.5k reviews
Overall Rating
3.9/5
How AmbitionBox ratings work?
5
1.7k
4
812
3
469
2
195
1
341
Category Ratings
3.8
Company culture
3.8
Job security
3.8
Work-life balance
3.7
Skill development
3.6
Salary
3.6
Work satisfaction
3.3
Promotions
HDFC Ergo General Insurance is rated 3.9 out of 5 stars on AmbitionBox, based on 3.5k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
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Gender Based Ratings at HDFC Ergo General Insurance
based on 3.4k reviews
3.8
Rated by 669 Women
Rated 3.8 for Company culture and 3.8 for Job security
4.0
Rated by 2.7k Men
Rated 3.9 for Work-life balance and 3.9 for Job security
Work Policy at HDFC Ergo General Insurance
based on 465 reviews in last 6 months
Work from office
61%
Hybrid
35%
Permanent work from home
4%
HDFC Ergo General Insurance Reviews
Top mentions in HDFC Ergo General Insurance Reviews
+ 5 more
Compare HDFC Ergo General Insurance with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 3.9/5 based on 3.5k reviews | 4.0/5 based on 6.9k reviews  | 4.1/5 based on 6.1k reviews | 3.9/5 based on 10.3k reviews |
Highly Rated for | Work-life balance Job security Company culture | Job security Skill development Salary | Skill development Company culture Work-life balance | Skill development Work-life balance Job security |
Critically Rated for | Promotions |  No critically rated category | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 61% employees reported | Work from office 87% employees reported | Work from office 82% employees reported | Work from office 79% employees reported |
Rating by Women Employees | 3.8 Good rated by 669 women | 3.9 Good rated by 1.5k women | 4.0 Good rated by 1.3k women | 3.8 Good rated by 2.2k women |
Rating by Men Employees | 4.0 Good rated by 2.7k men | 4.0 Good rated by 5.1k men | 4.1 Good rated by 4.5k men | 4.0 Good rated by 7.7k men |
Job security | 3.8 Good | 4.0 Good | 3.9 Good | 3.8 Good |
View more
HDFC Ergo General Insurance Salaries
HDFC Ergo General Insurance salaries have received with an average score of 3.6 out of 5 by 3.5k employees.
Deputy Manager
(1.2k salaries)
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₹3.7 L/yr - ₹8.5 L/yr
Sales Manager
(300 salaries)
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₹2.4 L/yr - ₹7.5 L/yr
Assistant Vice President
(226 salaries)
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₹15.8 L/yr - ₹26.4 L/yr
Agency Manager
(214 salaries)
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₹2 L/yr - ₹5.1 L/yr
Junior Associate
(214 salaries)
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₹2.1 L/yr - ₹4.7 L/yr
Sales Executive
(207 salaries)
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₹1.7 L/yr - ₹4.9 L/yr
Branch Manager
(197 salaries)
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₹6 L/yr - ₹12.9 L/yr
Deputy Vice President
(174 salaries)
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₹24 L/yr - ₹42.5 L/yr
Assistant Agency Manager
(151 salaries)
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₹2.4 L/yr - ₹4.5 L/yr
Area Sales Manager
(145 salaries)
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₹7.8 L/yr - ₹14.7 L/yr
HDFC Ergo General Insurance Interview Questions
A Deputy Manager was asked 5mo agoQ. What is the OEM channel in the motor vertical?
A Relationship Manager was asked Q. How do you handle your channel partners?
A Senior Executive was asked 3mo agoQ. What about cxompany
A Sales Manager was asked 3mo agoQ. How do you penetrate business share and push market sales?
An Associate Manager was asked Q. How do you handle unrealistic targets?
HDFC Ergo General Insurance Jobs
Popular Designations HDFC Ergo General Insurance Hires for
Health Insurance Manager
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Current Openings
HDFC Ergo General Insurance News
Private insurers, led by HDFC ERGO, Reliance General, reap high profits under PMFBY
- Private insurers under the PMFBY program have reaped high profits, with an average claims paid-to-premium ratio of 67.8% across all companies.
- Private insurers like HDFC ERGO, Reliance General, and others exhibit lower claims paid-to-premium ratios compared to public insurers, resulting in higher surplus retention.
- Private insurers likely employ stricter underwriting practices, focus on lower-risk regions, and have streamlined operations, leading to higher profits.
- Critics claim that the PMFBY scheme primarily benefits private insurance companies rather than farmers, with concerns raised over the scheme's structure favoring insurers.
HinduBusinessLine | 26 Jun, 2025
Parthanil Ghosh appointed executive director, HDFC ERGO General Insurance
- Parthanil Ghosh appointed executive director of HDFC ERGO General Insurance, approved by the Board of Directors.
- His appointment is effective from 1 May 2025, as mandated by SEBI and approved by IRDAI.
- Ghosh has over three decades of experience across various industries and has held key positions in companies like NIIT, ORIX, FamilyCredit, and L&T General Insurance.
- His leadership and expertise in the insurance sector have been instrumental in HDFC ERGO's growth.
HRKatha | 21 May, 2025
HDFC ERGO General Insurance elevates Mukesh Kumar as JVP-HR
- HDFC ERGO General Insurance has elevated Mukesh Kumar as its new joint vice president-human resources.
- Kumar will help the company strengthen its human capital growth along with strategic people planning.
- Previously, Kumar held the role of deputy vice president-HRBP & talent acquisition.
- He joined the company in October 2022.
HRKatha | 28 Apr, 2025
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HDFC Ergo General Insurance Offices
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HDFC Ergo General Insurance FAQs
When was HDFC Ergo General Insurance founded?
HDFC Ergo General Insurance was founded in 2002. The company has been operating for 23 years primarily in the Insurance sector.
Where is the HDFC Ergo General Insurance headquarters located?
HDFC Ergo General Insurance is headquartered in Mumbai, Maharashtra.
How many employees does HDFC Ergo General Insurance have in India?
HDFC Ergo General Insurance currently has more than 10,000+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in HDFC Ergo General Insurance based on the number of reviews submitted on AmbitionBox.
Does HDFC Ergo General Insurance have good work-life balance?
HDFC Ergo General Insurance has a Work-Life Balance Rating of 3.8 out of 5 based on 3,500+ employee reviews on AmbitionBox. 72% employees rated HDFC Ergo General Insurance 4 or above, while 28% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read HDFC Ergo General Insurance work-life balance reviews for more details.
Is HDFC Ergo General Insurance good for career growth?
Career growth at HDFC Ergo General Insurance is rated as moderate, with a promotions and appraisal rating of 3.3. 28% employees rated HDFC Ergo General Insurance 3 or below, while 72% employees rated it 4 or above on promotions / appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading HDFC Ergo General Insurance promotions / appraisals reviews for more detailed insights.
What are the pros and cons of working in HDFC Ergo General Insurance?
Working at HDFC Ergo General Insurance comes with several advantages and disadvantages. It is highly rated for company culture, job security and work life balance. However, it is poorly rated for promotions / appraisal, work satisfaction and salary & benefits, based on 3,500+ employee reviews on AmbitionBox.
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