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HDFC Life
3.9
based on 10.2k Reviews
Video summary
Company Overview
Associated Companies
Company Locations
Working at HDFC Life
Company Summary
HDFC Life provides a variety of life insurance products, including protection, savings, and health solutions, catering to diverse customer needs in India's insurance sector.
Overall Rating
3.9/5
based on 10.2k reviews
3% above
industry average
Highly rated for
Skill development, Company culture, Job security
Work Policy
Work from office
80% employees reported
Monday to Saturday
80% employees reported
Strict timing
54% employees reported
Within city
59% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
456 employees reported
Health insurance
281 employees reported
Professional degree assistance
99 employees reported
Cafeteria
80 employees reported
View all benefits
About HDFC Life
Founded in2000 (25 yrs old)
India Employee Count10k-50k
Global Employee Count10k-50k
India HeadquartersMumbai, Maharashtra, India
Office Locations
Websitehdfclife.com
Primary Industry
Other Industries
View in video summary
HDFC Life Insurance Company Limited is a joint venture between HDFC Ltd., one of India’s leading housing finance institution and Standard Life Aberdeen, a global investment company. Established in 2000, HDFC Life is a leading long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as Protection, Pension, Savings, Investment, Annuity and Health. As on March 31, 2020 the Company had 37 individual and 11 group products in its portfolio, along with 6 optional rider benefits, catering to a diverse range of customer needs.
HDFC Life continues to benefit from its presence across the country with 421 branches and additional distribution touchpoints through several partnerships. The partnerships comprise 270 bancassurance partners including NBFCs (Non-Banking Financial Companies), MFIs (Micro Finance Institutions), SFBs (Small Finance Banks), etc. and more than 40 new ecosystem partners. The Company is also strengthened by a strong base of financial consultants.
Vision: One of the most successful and admired life insurance company, which means that we are the one of the most trusted company, the easiest to deal with, offer the best value for money and set the standards in the industry.
'The most obvious choice for all'.
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HDFC Life Ratings
based on 10.2k reviews
Overall Rating
3.9/5
How AmbitionBox ratings work?
5
5k
4
2.4k
3
1.3k
2
534
1
1.1k
Category Ratings
3.9
Skill development
3.8
Company culture
3.8
Job security
3.8
Work-life balance
3.7
Salary
3.6
Work satisfaction
3.5
Promotions
HDFC Life is rated 3.9 out of 5 stars on AmbitionBox, based on 10.2k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at HDFC Life
based on 9.9k reviews
3.8
Rated by 2.2k Women
Rated 3.8 for Job security and 3.8 for Skill development
4.0
Rated by 7.7k Men
Rated 3.9 for Skill development and 3.8 for Work-life balance
Work Policy at HDFC Life
based on 1.6k reviews in last 6 months
Work from office
80%
Hybrid
15%
Permanent work from home
5%
HDFC Life Reviews
Top mentions in HDFC Life Reviews
+ 5 more
Compare HDFC Life with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 3.9/5 based on 10.2k reviews | 4.0/5 based on 6.9k reviews  | 4.1/5 based on 6.1k reviews | 3.9/5 based on 5.5k reviews |
Highly Rated for | Skill development Work-life balance Job security | Job security Skill development Salary | Skill development Company culture Work-life balance | Salary |
Critically Rated for |  No critically rated category | No critically rated category | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 80% employees reported | Work from office 88% employees reported | Work from office 82% employees reported | Work from office 79% employees reported |
Rating by Women Employees | 3.8 Good rated by 2.2k women | 3.9 Good rated by 1.5k women | 4.0 Good rated by 1.3k women | 3.8 Good rated by 1k women |
Rating by Men Employees | 4.0 Good rated by 7.7k men | 4.1 Good rated by 5.1k men | 4.1 Good rated by 4.5k men | 3.9 Good rated by 4.1k men |
Job security | 3.8 Good | 4.0 Good | 3.9 Good | 3.7 Good |
View more
HDFC Life Salaries
HDFC Life salaries have received with an average score of 3.7 out of 5 by 10.2k employees.
Senior Corporate Agency Manager
(2k salaries)
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₹2.9 L/yr - ₹6 L/yr
Corporate Agency Manager
(1.8k salaries)
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₹1.8 L/yr - ₹5.1 L/yr
Business Development Manager
(1.4k salaries)
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₹1.8 L/yr - ₹5 L/yr
Bancassurance Manager
(1.3k salaries)
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₹3.2 L/yr - ₹7 L/yr
Sales Development Manager
(909 salaries)
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₹1.1 L/yr - ₹4.3 L/yr
Deputy Manager
(821 salaries)
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₹4.1 L/yr - ₹15 L/yr
Senior Associate
(770 salaries)
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₹1.2 L/yr - ₹4.7 L/yr
Manager- Corporate Sales
(757 salaries)
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₹4.7 L/yr - ₹13.5 L/yr
Relationship Manager
(719 salaries)
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₹1.7 L/yr - ₹6 L/yr
Sales Manager
(714 salaries)
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₹1.1 L/yr - ₹7.5 L/yr
HDFC Life Interview Questions
A Business Development Manager was asked 1mo agoQ. What can you tell me about HDFC Life?
A Relationship Manager was asked 7mo agoQ. Are you able to do field work?
An Executive Trainee was asked 4mo agoQ. What is the difference between sales and marketing?
A HR Executive was asked 4mo agoQ. What does HDFC stand for?
A Corporate Agency Manager was asked 1mo agoQ. How do you pitch to a customer?
HDFC Life Jobs
Popular Designations HDFC Life Hires for
Popular Skills HDFC Life Hires for
Current Openings
HDFC Life News
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Max Financial Shares Touch Record High As Citi Initiates 'Buy'
- Max Financial Services shares surged to a record high after Citi Research initiated coverage with a 'buy' rating and a target price of Rs 1,840.
- Citi projects strong operating Return On Embedded Value (ROEV) for Max Financial, expecting it to outperform peers like HDFC Life and ICICI Prudential Life.
- Axis Max Life Insurance, a key subsidiary, is planned for a reverse merger into the parent company, which Citi sees as a potential challenge.
- Max Financial is anticipated to increase market share driven by a revived APE share and diversified product strategy.
- Max Financial Services share price reached Rs 7,947.50, up 1.53%, later trading at Rs 7,905, with a YTD rise of 27.23% and a 12-month increase of 102.98%.
- Of 24 analysts tracking the company, 21 suggest 'buy', two recommend 'hold', and one suggests 'sell', with an average 12-month consensus price target indicating a 1.5% upside.
Bloomberg Quint | 17 Jun, 2025
Max Financial Gets 'Buy' Rating As Citi Initiates Coverage
- Citi Research initiated coverage on Max Financial Services Ltd. with a 'buy' rating and target price of Rs 1,840.
- Key drivers for the 'buy' rating include sustainable operating Return On Embedded Value (ROEV) delivery, partnership scale-up, and product innovation.
- Citi expects operating ROEV to remain strong at 17-18% over the medium term, outpacing competitors like HDFC Life and ICICI Prudential Life.
- Max Financial, the key operational subsidiary for Axis Max Life Insurance, is planning a reverse merger with its parent company in the future.
- Market share for Max Financial is expected to increase with a revived Annual Premium Market (APE) share, reaching 6.9% in fiscal 2025.
- The company's diversified product and channel strategy is seen as a strength for navigating market cycles.
- Downside risks highlighted by Citi include a sharp reduction in overall growth trajectory, competitive pressure, regulatory disruptions, and market volatility.
- Upside risks identified include higher APE growth, favourable shift in value of new business margins, and lower regulatory headwinds for the reverse merger.
- Citi notes that higher-than-expected APE growth, new product launches, and lower regulatory hurdles could provide investors with greater visibility.
- It is emphasized that Max Financial is well positioned for sustainable growth and market share accretion.
- The 'buy' rating reflects Citi's positive outlook on Max Financial's operational performance and strategic initiatives.
- Overall, Citi's coverage initiation underscores confidence in Max Financial's potential in the insurance market.
- Higher market share and sustained focus on product innovation are highlighted as key strengths for Max Financial's growth.
- Max Financial's ability to successfully navigate market cycles is attributed to its diversified product and channel strategy.
- The rating report suggests that Max Financial is in a favorable position to attract market share through distribution diversification.
- The company's focus on tapping untapped customer cohorts via subchannels and prudent product innovation is seen as beneficial for sustainable growth.
Bloomberg Quint | 17 Jun, 2025
Sensex, Nifty 50 rally sharply on gains in IT, realty, metal, oil & gas
- Sensex and Nifty 50 closed significantly higher with Sensex up by 0.84% at 81,796.15 and Nifty 50 up by 0.92% at 24,946.50.
- Geopolitical tensions between Israel and Iran did not deter market gains, supported by large-cap stocks and focus on long-term fundamentals.
- WPI inflation lowered to 0.4% in May, with oil price surge causing inflation concerns tempered by recent CPI data slowdown.
- Tata Motors stock dropped nearly 4% due to FY26 margin forecast cuts by JLR.
- Midcap and smallcap indexes rose by around 0.93% and 0.95% respectively, while sectoral indices like IT, tourism, realty, oil & gas, and metal experienced over 1% gains.
- Oil and gas sector's positive trend was driven by reports suggesting potential EV policy revisions benefiting gas distribution companies.
- Defence and crude-related stocks amidst Israel-Iran conflict and monsoon-linked sectors like fertilisers expected to be in focus.
- Stock gainers in Nifty 50 included Bharat Electronics, HDFC Life, ONGC, while losers were Tata Motors, Sun Pharma, and Dr Reddy’s Laboratories.
- Among midcaps, IGL and Supreme Industries surged, while Page Industries, Mazagon Dock, and MRF declined.
- In the smallcap index, Newgen Software, MCX, Atul, and IIFL saw significant gains.
- Sterlite Technologies, Cosmo First, Axiscades, and Unimech were among the stocks hitting upper circuits, while some stocks reached 52-week highs and lows.
- Market resilience highlighted amid geopolitical tensions by experts recommending cautious trading and focusing on less volatile stocks.
- Rupee traded positively, Asian markets settled high, while Wall Street closed lower on Friday, and Indian indexes also dipped with FIIs selling equities.
- Macro focus on Bank of Japan’s interest rate decision and upcoming US May retail sales data.
- Crude oil prices remained range-bound with expected rupee volatility due to the US Fed interest rate decision and India’s inflation data.
- Asian markets concluded positively while Sensex and Nifty closed lower the previous day with FIIs selling off equities worth ₹1,263.52 crore.
HinduBusinessLine | 16 Jun, 2025
Nifty 50 Top Gainers, Losers On June 16: HDFC Life, UltraTech To Tata Motors
- The Nifty 50 index ended 0.92% higher at 24,946.50, while the BSE Sensex closed 0.84% up at 81,796 on June 16.
- BEL, SBI Life, UltraTech Cement, HDFC Life, and ONGC were the top gainers, with Bharat Electronics showing the most increase at 2.45%.
- Tata Motors, Dr. Reddy's Laboratories, Adani Ports, and Sun Pharma were the top losers for the day.
- Tata Motors witnessed the biggest decline, closing 3.57% lower, while the benchmark indices closed higher despite the two-session losing streak.
- Nifty gained 1.01% during the day to trade at 24,967.10, and Sensex gained 0.92% to close at 81,865.82.
Bloomberg Quint | 16 Jun, 2025
After LIC, HDFC Life Simplifies Claim Process For Families Of Ahmedabad Plane Crash Victims
- HDFC Life Insurance simplifies the claim submission process for families of Ahmedabad plane crash victims by allowing nominees/legal heirs to provide proof of death for claim initiation.
- Contact details provided by HDFC Life Insurance for assistance with insurance claims include a dedicated claim helpline number, nodal officer number, call center number, WhatsApp number, and email.
- The company also shared the URL for their Branch Locator to help claimants locate the nearest HDFC Life Insurance branch.
- CEO Sameer Yogishwar expressed condolences to the families of the victims and ensured support with a simplified claim process.
- Life Insurance Corporation of India also adopted similar measures for easier life insurance claims submission for the plane crash victims' kin.
- The Air India plane crash in Ahmedabad resulted in 241 fatalities, with only one survivor out of the 242 persons on board.
Bloomberg Quint | 13 Jun, 2025
HSBC Global Hikes Target Price For India Life Insurance, JPMorgan Remains Mixed
- HSBC Global Research hiked price targets for Indian life insurance firms due to improving attractiveness of non-linked products, while JPMorgan remains mixed about the sector.
- HSBC's top pick among all firms is HDFC Life, expecting scope for multiple expansion due to margin tailwinds, while JPMorgan also has a positive outlook for HDFC Life.
- JPMorgan noted weak individual APE growth for SBI Life but expects no downward revision, while HSBC maintains a 'buy' rating for SBI Life with revised target price at Rs 1950.
- JPMorgan showed bullish stance for ICICI Prudential Life despite weaker individual segment growth, while HSBC hiked its target price for the company and maintains a 'buy' rating.
Bloomberg Quint | 10 Jun, 2025
Life Insurance Data: Premiums Rise 13% In May
- Life insurance industry reported a 12.7% year-on-year increase in premiums, reaching Rs 30,463 crore in May.
- Number of policies and schemes dropped by nearly 10%, totaling 16.73 lakh during the same period.
- HDFC Life Insurance Co.'s premiums grew to Rs 3,022 crore, an increase of 33% year-on-year.
- SBI Life Insurance Co. reported a total premium of Rs 2,950 crore in May, an increase of 25% year-on-year.
Bloomberg Quint | 9 Jun, 2025
Markets end marginally lower amid geopolitical tensions; broader indices outperform
- Sensex and Nifty ended marginally lower amid escalating geopolitical tensions, with Sensex closing at 81,373.75 and Nifty at 24,716.60.
- Broader markets outperformed benchmark indices, with Nifty Midcap 100 advancing 0.62% and positive market breadth on BSE.
- Top Nifty gainers included Adani Ports, Mahindra & Mahindra, and Eicher Motors, while Hero MotoCorp and HDFC Life were among the losers.
- Sectoral performance was mixed, with PSU Banks and Realty leading gains, while IT, Metals, and Consumer Durables witnessed profit-booking; market participants expect continued consolidation with focus on domestic factors and global cues.
HinduBusinessLine | 2 Jun, 2025
Nifty Top Gainers, Losers On June 2: Adani Ports, M&M To Hero MotoCorp, Tech Mahindra
- Adani Ports, M&M, TCS, Eternal, and Power Grid Corp. were among the top gainers in the NSE Nifty 50 on Monday.
- Hero MotoCorp, Tech Mahindra, JSW Steel, HDFC Life Insurance Co., and Tata Steel were among the top laggards.
- The NSE Nifty 50 closed 0.14% lower at 24,716.6, and the BSE Sensex closed 0.09% down at 81,373.75 on June 2.
- The market saw HDFC Bank Ltd. and Reliance Industries Ltd. dragging down the benchmark equity indices for the second consecutive session.
Bloomberg Quint | 2 Jun, 2025
HDFC Life, CDSL — Check Ajit Mishra's Top Stock Picks For Today
- The NSE Nifty 50 and BSE Sensex opened higher on Thursday, with Nifty 50 up by 0.29% and Sensex up by 0.34%.
- Ajit Mishra, SVP-research at Religare Broking, recommended buying HDFC Life at Rs 789.5 with a target price of Rs 815 and stop loss at Rs 778.
- For Central Depository Services Ltd., Mishra suggested buying the stock at Rs 1,519 with a target price of Rs 1,630 and stop loss at Rs 1,470.
- Out of 37 analysts tracking HDFC Life, 31 recommend buying, and for Central Depository Services Ltd., out of 10 analysts, three recommend buying.
Bloomberg Quint | 29 May, 2025
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HDFC Life Subsidiaries
HDFC Pension
3.6
• 32 reviews
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HDFC Life FAQs
When was HDFC Life founded?
HDFC Life was founded in 2000. The company has been operating for 25 years primarily in the Insurance sector.
Where is the HDFC Life headquarters located?
HDFC Life is headquartered in Mumbai, Maharashtra. It operates in 15 cities such as Mumbai, Bangalore / Bengaluru, Hyderabad / Secunderabad, Chennai, Patna. To explore all the office locations, visit HDFC Life locations.
How many employees does HDFC Life have in India?
HDFC Life currently has more than 32,000+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in HDFC Life based on the number of reviews submitted on AmbitionBox.
Does HDFC Life have good work-life balance?
HDFC Life has a Work-Life Balance Rating of 3.8 out of 5 based on 10,000+ employee reviews on AmbitionBox. 72% employees rated HDFC Life 4 or above, while 28% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read HDFC Life work-life balance reviews for more details.
Is HDFC Life good for career growth?
Career growth at HDFC Life is rated fairly well, with a promotions and appraisal rating of 3.5. 72% employees rated HDFC Life 4 or above, while 28% employees rated it 3 or below on promotions / appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading HDFC Life promotions / appraisals reviews for more detailed insights.
What are the pros and cons of working in HDFC Life?
Working at HDFC Life comes with several advantages and disadvantages. It is highly rated for skill development, company culture and job security. However, it is poorly rated for promotions / appraisal, work satisfaction and salary & benefits, based on 10,000+ employee reviews on AmbitionBox.
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