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Mobikwik
3.6
based on 421 Reviews
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Company Overview
Company Locations
Working at Mobikwik
Company Summary
MobiKwik is India's leading FinTech platform, offering a wide range of financial products for both consumers and merchants, including payments, digital credit, and investments.
Overall Rating
3.6/5
based on 421 reviews
3% below
industry average
Critically rated for
Promotions, Work satisfaction, Company culture
Work Policy
Work from office
75% employees reported
Monday to Friday
56% employees reported
Flexible timing
67% employees reported
No travel
61% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
15 employees reported
Cafeteria
14 employees reported
Job/Soft skill training
9 employees reported
Office cab/shuttle
4 employees reported
View all benefits
About Mobikwik
Founded in2009 (16 yrs old)
India Employee Count501-1k
Global Employee Count501-1k
India HeadquartersGurgaon,Haryana, India
Office Locations
Websitemobikwik.com
Primary Industry
Other Industries
View in video summary
We are a publicly listed fintech company and the home to India’s largest digital wallet and trusted by over 167 million users and more than 4.4 million merchants. Our platform-based business comprises 2-sided payment networks, bridging payments for users and merchants. We cater to the financial needs of our users via payments, investments, and consumer credit. On the merchant side, we aim to empower their businesses as their primary payment partner by offering a range of financial services such as QR, Soundbox, EDC machine & more.
As a technology-first company, we leverage big data analytics and deep data science to keep on innovating and delivering world-class financial products for Bharat! Founded in 2009 by Bipin Preet Singh and Upasana Taku, we have over 167 million registered users who make day-to-day payments at large retail chains and mom & pop (kirana) stores, across a 4.4 million strong merchant network.
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Mobikwik Ratings
based on 421 reviews
Overall Rating
3.6/5
How AmbitionBox ratings work?
5
172
4
70
3
64
2
34
1
81
Category Ratings
3.5
Salary
3.5
Work-life balance
3.4
Job security
3.4
Skill development
3.3
Company culture
3.3
Work satisfaction
3.2
Promotions
Mobikwik is rated 3.6 out of 5 stars on AmbitionBox, based on 421 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Mobikwik
based on 399 reviews
3.6
Rated by 76 Women
Rated 3.7 for Work-life balance and 3.6 for Job security
3.5
Rated by 323 Men
Rated 3.5 for Work-life balance and 3.5 for Salary
Work Policy at Mobikwik
based on 111 reviews in last 6 months
Work from office
75%
Permanent work from home
13%
Hybrid
12%
Mobikwik Reviews
Top mentions in Mobikwik Reviews
+ 5 more
Compare Mobikwik with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 3.6/5 based on 421 reviews | 2.9/5 based on 1.2k reviews | 3.7/5 based on 812 reviews | 3.7/5 based on 799 reviews |
Highly Rated for |  No highly rated category | No highly rated category | No highly rated category | No highly rated category |
Critically Rated for | Promotions Company culture Work satisfaction | Salary Promotions Job security | Promotions | Job security Promotions |
Primary Work Policy | Work from office 75% employees reported | Work from office 52% employees reported | Work from office 72% employees reported | Work from office 68% employees reported |
Rating by Women Employees | 3.6 Good rated by 76 women | 3.3 Average rated by 106 women | 3.7 Good rated by 141 women | 3.8 Good rated by 108 women |
Rating by Men Employees | 3.5 Good rated by 323 men | 2.8 Poor rated by 1k men | 3.7 Good rated by 634 men | 3.7 Good rated by 641 men |
Job security | 3.4 Average | 2.7 Poor | 3.7 Good | 3.1 Average |
View more
Mobikwik Salaries
Mobikwik salaries have received with an average score of 3.5 out of 5 by 421 employees.
Team Lead
(72 salaries)
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₹3 L/yr - ₹7 L/yr
Software Developer
(55 salaries)
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₹12.4 L/yr - ₹26.3 L/yr
Software Development Engineer II
(55 salaries)
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₹14 L/yr - ₹25 L/yr
Software Engineer
(45 salaries)
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₹10.2 L/yr - ₹20.6 L/yr
Operations Executive
(40 salaries)
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₹2.8 L/yr - ₹4 L/yr
Software Development Engineer
(37 salaries)
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₹9.5 L/yr - ₹15 L/yr
Devops Engineer
(27 salaries)
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₹9.4 L/yr - ₹15.1 L/yr
Data Analyst
(25 salaries)
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₹4.8 L/yr - ₹11.8 L/yr
Associate Director
(23 salaries)
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₹28.4 L/yr - ₹44.3 L/yr
Fraud Analyst
(22 salaries)
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₹3.2 L/yr - ₹4.2 L/yr
Mobikwik Interview Questions
A Software Developer was asked Q. Maximum Subarray Sum Problem Statement Given an array of integers, det...read more
A Software Developer Intern was asked Q. Mean, Median, and Mode Problem Statement Given an integer array ARR of...read more
A Senior Manager was asked Q. How do you increase the productivity of your callers?
A Senior Product Manager was asked 2mo agoQ. What is the product journey of Uber for visually impaired customers?
An IOS Developer was asked Q. What are the different types of initializers and their behaviors?
Mobikwik Jobs
Popular Skills Mobikwik Hires for
Current Openings
Mobikwik News
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MobiKwik's subsidiary gets SEBI approval to act as a stock broker
- MobiKwik's subsidiary, Mobikwik Securities Broking Private Limited, has obtained SEBI approval to operate as a stockbroker.
- The SEBI registration, issued on July 01, 2025, allows MSBPL to engage in buying, selling, clearing, and settlement of equity trades.
- MobiKwik, the parent company, aims to leverage this approval to enhance its wealth distribution vertical and expand its presence in the capital markets.
- With this new license, MobiKwik strives to simplify investing for retail investors and strengthen its position as a full-stack fintech platform.
ISN | 3 Jul, 2025
MobiKwik Elevates Saurabh Dwivedi To CTO
- MobiKwik has promoted Saurabh Dwivedi to the role of chief technology officer (CTO) and Dhruv Wadhera to senior vice president (SVP) for offline payments.
- Dwivedi, with over two decades of experience, previously led engineering efforts in digital payments, focusing on product innovation and system resilience.
- In his new role, Dwivedi will lead engineering efforts across payments, financial services, core platform, infrastructure, infosec, and AI product development at MobiKwik.
- MobiKwik is focusing on leveraging AI as a growth catalyst, aiming to accelerate go-to-market, drive revenue growth, and expand margins through intelligent automation.
Inc42 | 30 Jun, 2025
Indian fintech firm MobiKwik elevates Saurabh Dwivedi to CTO role
- MobiKwik, a Gurugram-based fintech firm, promoted Saurabh Dwivedi to the role of Chief Technology Officer (CTO), citing his key role in building engineering teams and developing new products.
- Dwivedi, with over two decades of experience, will lead engineering efforts across key verticals such as Payments, Financial Services, Core Platform, and Infrastructure & Information Security.
- MobiKwik is focusing on AI as a growth driver this year, with Dwivedi spearheading initiatives for AI-assisted product development, Efficient Collections, and Customer Delight to drive revenue and expand margins through automation.
- The company also promoted Dhruv Wadhera to Senior Vice President of offline payments, emphasizing the opportunity to empower SMEs and MSMEs in India's digital transformation journey.
ISN | 30 Jun, 2025
New-Age Tech Stocks Surge On Broader Market Bull Run, FirstCry Biggest Gainer This Week
- Majority of new-age tech stocks in India saw gains this week, with FirstCry leading.
- Paytm shares rose amid reduced GST demand, while Mobikwik saw stake sale impact.
- B2B construction player ArisInfra saw a drop after its recent listing on bourses.
- Delhivery and Nykaa also recorded gains, showcasing strong performance in the market.
Inc42 | 29 Jun, 2025
MobiKwik Shares Rally 15% On Block Deal Buzz
- Shares of One Mobikwik Systems Limited, the parent entity of fintech major MobiKwik, surged close to 15% on BSE today, reaching INR 282.65 per share during intraday trading.
- The rally was fueled by an 8.98% equity block deal worth INR 168 Cr, with Net1 Applied Technologies Netherlands BV reportedly looking to offload 8% of its stake in MobiKwik at a discount.
- MobiKwik shares were listed at a premium of 58.5% during their debut on the NSE and BSE in December 2024 but have since lost 44.37% of their value.
- MobiKwik faced a dip in stock prices following the finance ministry's denial of reinstating Merchant Discount Rate (MDR), impacting its revenue projections. The company reported a significant net loss of INR 56.03 Cr in Q4FY25.
Inc42 | 26 Jun, 2025
Swiggy Emerges Biggest Winner In A Mixed Week For New-Age Tech Stocks, FirstCry Slumps
- In a mixed week for the Indian equity market, new-age tech stocks saw varied performances with Swiggy emerging as the biggest winner.
- The market cap of new-age tech companies increased to $88.16 Bn, despite a majority ending the week in the red.
- Swiggy's shares rose by 10.09%, while FirstCry slumped by 10.18% to end the week.
- Other gainers included Go Digit, Ather Energy, Nykaa, PB Fintech, and IndiaMART.
- Among the losers were companies like Ola Electric, MobiKwik, and DroneAcharya.
- Notable IPO filings included Shiprocket, Groww, PhysicsWallah, and boAt, with Ather Energy being the only one to go public so far this year.
- Benchmark indices Sensex and Nifty 50 ended the week in the green, rising 1.6% each.
- Market sentiment was positive due to improving macroeconomic indicators, FII buying, and RBI's relaxation of project financing norms.
- Swiggy reported a significant rise in market cap and launched a new concierge service, 'Crew'.
- FirstCry faced insolvency troubles as shareholders filed a petition against its subsidiary, GlobalBees Brands.
- Overall, the week saw a mix of gains and losses for new-age tech stocks amid positive market trends.
Inc42 | 22 Jun, 2025
Techfino Bags INR 65 Cr To Offer Loans To MSMEs
- Techfino, an NBFC, raises INR 65 Cr from Stellaris Venture Partners and Saison Capital.
- The funding will be used to expand branch network, strengthen tech stack, and scale up operations.
- Techfino leverages a robust technology platform for underwriting with external APIs.
- Founded in 2019, Techfino offers financial assistance to MSMEs, focusing on Tier II and III cities.
- It provides loans against property, education loans, and operates in multiple states.
- The company claims to have disbursed over 1 Lakh loans and surpassed INR 200 crore in AUM.
- Indian NBFCs have been attracting investments, with Flexiloans and Bizloan securing funds recently.
- Fintech giants like Jio, MobiKwik, Flipkart, and Spinny are also expanding their NBFC arms.
- Spinny, Vayana, and Kuhoo have received NBFC licences from the central bank.
Inc42 | 18 Jun, 2025
MobiKwik Shares Crash 10% As Lock-In Period Ends
- Shares of MobiKwik dropped by 9.8% to INR 243 as lock-in period for pre-IPO shareholders ended.
- 3.8 Cr shares previously under lock-in are now tradable, causing the stock to close at INR 245.70, down 8.7% from the previous day.
- MobiKwik shares have decreased by nearly 12% compared to its IPO issue price of INR 279.
- The decline followed a Finance Ministry denial regarding imposing MDR on UPI transactions over INR 3,000, deemed speculative and baseless.
- Fintech sector advocates for MDR on UPI transactions to boost revenue streams.
- MobiKwik CEO anticipates new revenue streams with potential MDR on UPI transactions.
- MobiKwik's net loss surged to INR 56.03 Cr in Q4 FY25 as compared to INR 67.1 Lakh in the previous year.
- Operating revenue slightly increased to INR 267.78 Cr in Q4 FY25 from the prior year's INR 264.98 Cr.
- Major losses stemmed from the lending vertical, leading financial services revenue to decrease from INR 73 Cr to INR 56 Cr.
- MobiKwik aims to introduce new services to boost revenue, expecting a rise in payment revenue post the introduction of Pocket UPI.
Inc42 | 18 Jun, 2025
Inside The ‘Jio Eat’ Scam, The MDR Paradox & More
- A new scam called 'Jio Eat' is defrauding users by sending OTPs for significantly higher amounts during food orders.
- Despite complaints, 'Jio Eat' continues fraudulent activities, adding to the online fraud menace highlighted by the government.
- On another note, Indian Fintech faces challenges with the speculation around MDR on UPI transactions impacting players like MobiKwik and Paytm.
- NCLT's approval for Meesho to shift its headquarters back to India for a $1 Bn IPO reflects a significant move in the ecommerce space.
- ShareChat's CBO resigns while Meta-owned WhatsApp plans to introduce ads on its platform for revenue growth.
- Ather receives a 'BUY' rating from HDFC Securities, anticipating significant market share gains in the mid-term.
- Apple's increased domestic value addition in India and the ban on bike taxis in Karnataka are notable industry developments.
- InCred Money's acquisition of Stocko, Hunar.ai's AI-powered hiring platform, and other industry moves mark significant trends in the Indian market.
Inc42 | 17 Jun, 2025
Next Wave Of Internet IPOs To Ride On Profitability, Not Hype: BofA
- India's digital listings are classified into three cohorts by BofA: early birds, underperformers, and upcoming profitability-focused players.
- India is the world's third-largest tech maiden offering hub, following the US and China.
- Cohort 1 (2021–22) companies like Zomato and Nykaa set benchmarks for success despite initial losses.
- Cohort 2 (2024) companies like Swiggy and MobiKwik are struggling to meet IPO valuations, while others like Ixigo are performing well.
- Cohort 3 comprises future players prioritizing profitability over just growth for public market success.
- Key sectors like online travel and quick commerce are seeing growth, with companies like MakeMyTrip and Zomato leading the way.
- India's AI sector is focusing on agentic AI and application-layer innovations, with potential in chip design startups.
- Fintech startups in India are diversifying into lending and insurtech due to challenges in payment monetization.
- Direct-to-consumer brands are growing rapidly, leveraging platforms like Blinkit and Instamart, but facing challenges in loyalty and profitability.
Bloomberg Quint | 17 Jun, 2025
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Mobikwik FAQs
When was Mobikwik founded?
Mobikwik was founded in 2009. The company has been operating for 16 years primarily in the FinTech sector.
How many employees does Mobikwik have in India?
Mobikwik currently has approximately 600+ employees in India.
Does Mobikwik have good work-life balance?
Mobikwik has a Work-Life Balance Rating of 3.5 out of 5 based on 400+ employee reviews on AmbitionBox. 57% employees rated Mobikwik 4 or above, while 43% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read Mobikwik work-life balance reviews for more details.
Is Mobikwik good for career growth?
Career growth at Mobikwik is rated as moderate, with a promotions and appraisal rating of 3.2. 43% employees rated Mobikwik 3 or below, while 57% employees rated it 4 or above on promotions / appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading Mobikwik promotions / appraisals reviews for more detailed insights.
What are the cons of working in Mobikwik?
Working at Mobikwik does have some drawbacks that potential employees should consider. The company is poorly rated for promotions / appraisal, work satisfaction and company culture, based on 400+ employee reviews on AmbitionBox.
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