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Paytm
3.2
based on 8.1k Reviews
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Company Overview
Associated Companies
Company Locations
Working at Paytm
Company Summary
Digital wallet for online payments, UPI transactions, etc.
Overall Rating
3.2/5
based on 8.1k reviews
14% below
industry average
Critically rated for
Job security, Promotions, Company culture
Work Policy
Work from office
50% employees reported
Monday to Saturday
59% employees reported
Flexible timing
58% employees reported
Within city
48% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
277 employees reported
Health insurance
266 employees reported
Cafeteria
179 employees reported
Office cab/shuttle
123 employees reported
View all benefits
About Paytm
Founded in2010 (15 yrs old)
India Employee Count10k-50k
Global Employee Count10k-50k
India HeadquartersNoida, India
Office Locations
Websitepaytm.com
Primary Industry
Other Industries
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View in video summary
Paytm is India's largest leading payment gateway that offers comprehensive payment services for customer and merchants. We offer mobile payment solutions to over 7 million merchants and allow consumers to make seamless mobile payments from Cards, Bank Accounts and Digital Credit among others. We pioneered and are the leader of QR based mobile payments in India. With the launch of Paytm Payments Bank, we aim to bring banking and financial services to half-a-billion un-served and under-served Indians. Our investors include Softbank, SAIF Partners, Alibaba Group and Ant Financial. We strive to maintain an open culture where everyone is a hands-on contributor and feels comfortable sharing ideas and opinions. Our team spends hours, designing each new feature and obsesses about the smallest of details.
Mission: The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services.
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Paytm Ratings
based on 8.1k reviews
Overall Rating
3.2/5
How AmbitionBox ratings work?
5
3.1k
4
1.5k
3
1.2k
2
696
1
1.7k
Category Ratings
3.2
Salary
3.1
Work-life balance
3.1
Skill development
3.0
Work satisfaction
2.9
Company culture
2.9
Promotions
2.7
Job security
Paytm is rated 3.2 out of 5 stars on AmbitionBox, based on 8.1k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Paytm
based on 7.7k reviews
3.2
Rated by 676 Women
Rated 3.1 for Salary and 3.0 for Work-life balance
3.2
Rated by 7k Men
Rated 3.2 for Salary and 3.1 for Work-life balance
Work Policy at Paytm
based on 1.1k reviews in last 6 months
Work from office
50%
Hybrid
39%
Permanent work from home
11%
Paytm Reviews
Top mentions in Paytm Reviews
+ 5 more
Compare Paytm with Similar Companies
 |  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 3.2/5 based on 8.1k reviews | 2.9/5 based on 2.6k reviews | 3.9/5 based on 5.9k reviews | 4.0/5 based on 2.7k reviews |
Highly Rated for |  No highly rated category | No highly rated category | Work-life balance Company culture | Salary Skill development Work-life balance |
Critically Rated for | Job security Company culture Promotions | Promotions Company culture Work satisfaction | Promotions |  No critically rated category |
Primary Work Policy | Work from office 50% employees reported | Work from office 92% employees reported | Hybrid 75% employees reported | Work from office 47% employees reported |
Rating by Women Employees | 3.2 Average rated by 676 women | 2.9 Poor rated by 640 women | 3.9 Good rated by 1.4k women | 3.5 Good rated by 199 women |
Rating by Men Employees | 3.2 Average rated by 7k men | 2.9 Poor rated by 1.8k men | 3.9 Good rated by 4.2k men | 4.0 Good rated by 2.4k men |
Job security | 2.7 Poor | 2.8 Poor | 3.7 Good | 3.8 Good |
View more
Paytm Salaries
Paytm salaries have received with an average score of 3.2 out of 5 by 8.1k employees.
Team Lead
(1.9k salaries)
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₹4.2 L/yr - ₹8.5 L/yr
Senior Software Engineer
(1.5k salaries)
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₹14.8 L/yr - ₹31.5 L/yr
Software Engineer
(1.4k salaries)
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₹10 L/yr - ₹17.5 L/yr
Senior Associate
(957 salaries)
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₹3.3 L/yr - ₹7.5 L/yr
Key Account Manager
(920 salaries)
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₹4.5 L/yr - ₹10 L/yr
Sales Executive
(897 salaries)
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₹1.7 L/yr - ₹5.2 L/yr
Junior Manager
(704 salaries)
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₹5 L/yr - ₹11.5 L/yr
Product Manager
(567 salaries)
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₹18.8 L/yr - ₹34 L/yr
Technical Lead
(471 salaries)
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₹27 L/yr - ₹45.5 L/yr
Area Sales Manager
(469 salaries)
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₹9 L/yr - ₹15 L/yr
Paytm Interview Questions
A Software Engineer was asked 7mo agoQ. Given an m x n matrix, where each row and each column is sorted in asc...read more
A Software Developer was asked 4mo agoQ. Given a sorted array of integers nums and an integer target, write a f...read more
A Senior Software Engineer was asked 5mo agoQ. What are the best and worst solutions for the coding problem "Longest ...read more
A Full Stack Developer was asked Q. Sort 0 1 2 Problem Statement Given an integer array arr of size 'N' co...read more
A Team Lead was asked 1mo agoQ. What factors enable the achievement of targets?
Paytm Jobs
Popular Designations Paytm Hires for
Popular Skills Paytm Hires for
Current Openings
Paytm News
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RBI advises banks to integrate DoT's financial fraud technology
- RBI has advised banks to integrate DoT's Financial Fraud Risk Indicator (FRI), which classifies mobile numbers based on their association with risk of financial fraud.
- The data for FRI is collected from various sources including I4C's NCRP, DoT's Chakshu platform, and intelligence shared by banks and financial institutions.
- Leading institutions like PhonePe, Punjab National Bank, HDFC Bank, ICICI Bank, Paytm, and India Post Payments Bank are actively using the FRI platform after its launch by DoT.
- DoT considers RBI's advisory as a significant step in combating cyber-enabled financial frauds and emphasizes inter-agency collaboration in securing citizens in India's digital economy.
HinduBusinessLine | 3 Jul, 2025
Broker’s call: Paytm (Neutral)
- One97 Communications (Paytm) is experiencing a gradual recovery in its business metrics, driven by a healthy momentum in the merchant business.
- The company aims to enhance its market share through financial integration and other strategies, expecting a significant growth in GMV and disbursement.
- Despite strong structural levers, concerns such as evolving digital payment landscape and regulatory risks prompt a cautious outlook.
- Analysts maintain a Neutral stance on Paytm with a revised target price of ₹1,000, expecting steady revenue growth and improvement in financial performance by FY28.
HinduBusinessLine | 1 Jul, 2025
CXO Exodus at Karnataka Bank, IndusInd: Signal of deeper issues or business as usual?
- Recent top-level exits at companies like Karnataka Bank, IndusInd, Byju’s, and Paytm raise questions about underlying issues or routine changes.
- Context is crucial in interpreting executive departures - while some exits hint at deeper problems like audit concerns or accounting issues, others could be part of regulatory actions or strategic shifts.
- Key factors to consider in analyzing executive exits include suddenness, regulatory context, succession planning, and response from the company.
- Clusters of executive exits, vague reasons, lack of succession planning, or delays in appointing replacements can indicate potential challenges that investors should carefully monitor.
HinduBusinessLine | 1 Jul, 2025
New-Age Tech Stocks Surge On Broader Market Bull Run, FirstCry Biggest Gainer This Week
- Majority of new-age tech stocks in India saw gains this week, with FirstCry leading.
- Paytm shares rose amid reduced GST demand, while Mobikwik saw stake sale impact.
- B2B construction player ArisInfra saw a drop after its recent listing on bourses.
- Delhivery and Nykaa also recorded gains, showcasing strong performance in the market.
Inc42 | 29 Jun, 2025
Govt Working With Google Pay, Paytm To Block Real-Time Payments Fraud: Report
- The Indian government is collaborating with third-party UPI apps like Google Pay, PhonePe, and Paytm to enhance safety measures against real-time payments fraud.
- The initiative aims to detect and block suspicious transactions in real time, especially those targeting users with lower digital literacy to reduce fraudulent activities.
- To achieve this, platforms may introduce slight delays, issue fraud alerts, and prompt users for additional confirmation for potentially fraudulent transactions, even if it extends the processing time.
- Platforms like Google Pay, PhonePe, and Paytm are adopting a risk-based approach using artificial intelligence to identify and flag risky transactions, potentially reducing payment fraud through UPI apps.
Inc42 | 27 Jun, 2025
Paytm launches consolidated balance view for multiple UPI-linked bank accounts
- Paytm launches consolidated balance view for multiple UPI-linked bank accounts to address users' inconvenience of checking accounts separately.
- Users can access the feature in the Paytm app's 'Balance & History' section by linking their UPI-enabled bank accounts.
- After entering UPI PIN for each account, the app calculates and displays the total balance on the screen.
- One97 Communications Limited aims to simplify financial management with technology, offering features like payment privacy controls and home screen widgets.
- Paytm has extended UPI transaction support to international markets, catering to Indian travelers abroad.
- One97 Communications Limited's shares were trading at ₹900.95, up by ₹17.50 or 1.98% on the NSE at 1.42 pm today.
HinduBusinessLine | 24 Jun, 2025
Index approach to multiple platform businesses
- BSE and NSE have indices composed of 20 stocks highly reliant on online platforms and the internet for operations.
- Leading companies like Eternal (formerly Zomato) and Bharti Airtel are included in these indices.
- Sector driven by adoption and penetration of online platforms, transitioning distribution to digital channels.
- Key players include Zomato, Swiggy, PB Fintech, One 97, Angel One, MOFSL, Info Edge, and CAMS.
- Online platform adoption driving high revenue growth rates in the sector.
- Segment benefits from increasing internet penetration and digital banking access.
- Investors face headwinds such as high valuations, survivability, and profitability concerns.
- Indices report trailing PE multiples of 108 (Nifty) and 71 (BSE), indicating high growth expectations.
- Lower profitability and speculation around survivability due to disruptive nature of the segment.
- Index investing reduces company-specific risks in this volatile market.
- Investors with high risk appetite advised to consider modest exposure to the sector.
- Sector poised to benefit from growth in internet penetration and digital spending in the country.
HinduBusinessLine | 21 Jun, 2025
Paytm Approaches RBI To Settle Alleged FEMA Breach: Report
- Paytm's parent company, One97 Communications, has filed a compounding application with the RBI to settle alleged FEMA violations.
- This comes after receiving a show cause notice from the Enforcement Directorate earlier this year.
- Paytm has requested the ED to wait on formal adjudication as the RBI reviews the application.
- If approved, the matter may be resolved by paying a penalty through the compounding process.
- Compounding involves admitting to a violation, accepting responsibility, and settling with a monetary penalty.
- The RBI has the final say in approving or rejecting a compounding application.
- Paytm received a show cause notice from the ED in March for alleged foreign exchange norm violations amounting to INR 611.17 Cr.
- The notice was related to Paytm's acquisition of two companies between 2015 and 2019.
- One97 Communications, along with its two subsidiaries and certain directors, were issued the notice.
- The total alleged contraventions were INR 611.17 Cr, with differing amounts attributed to the involved entities.
- FEMA is India's main law regulating foreign exchange transactions.
- The story is ongoing and will be updated with further developments.
- Inc42 Media has reached out to Paytm for comments.
- The post originates from Inc42 Media.
- Paytm is seeking to resolve the alleged FEMA breach case through the compounding process.
- The RBI will decide whether to approve the settlement application.
Inc42 | 19 Jun, 2025
Paytm Money launches advanced F&O trading tools for retail investors
- Paytm Money, a subsidiary of One97 Communications, has launched advanced F&O trading tools for retail investors.
- The new features include Options Scalper, Trade from Charts powered by ChartIQ, basket orders from option chains, Trading Ideas supervised by SEBI-registered analysts, and Pay Later margin trading starting at 9.75% interest.
- Options Scalper allows multi-leg option trading, displaying option charts alongside underlying securities with one-tap execution and pre-set orders.
- Trade from Charts enables order placement directly from chart interfaces without the need to switch screens.
- Basket orders let traders create and save custom multi-leg option combinations directly from option chains.
- Trading Ideas offers expert-curated trade setups at no extra cost.
- Pay Later provides margin trading at a 9.75% interest rate for active traders.
- These features are accessible on the latest Paytm Money app versions for Android and iOS users meeting F&O activation requirements and risk disclosures.
- India's retail F&O participation has risen significantly due to expanded trading access and growing interest in derivatives among individual investors.
- The news was published on June 18, 2025.
HinduBusinessLine | 18 Jun, 2025
MakeMyTrip is buying out its Chinese stakeholders; these startups have also reduced Chinese holdings
- MakeMyTrip plans to raise $3 billion to buy back shares from Trip.com Group, reducing Trip.com's stake to 19.99%.
- Several Indian companies, including Paytm, Zomato, BigBasket, Dream11, Delhivery, and Pratilipi, have been cutting Chinese stake holdings amid geopolitical tensions.
- Paytm saw Ant Financial lowering its stake gradually in One 97 Communications to under 5% from about 25% over the years.
- Alibaba divested its stake in Zomato through its entities Ant Financial and Alipay Singapore Holding, reducing its stake to 2.1%.
- Tata Group acquired a 60% stake in BigBasket from Alibaba, providing full exit to the Chinese company.
- Dream11 has seen Tencent reducing its stake to less than 10% from approximately 10% due to regulatory challenges.
- Delhivery's Chinese investor Fosun International sold a portion of its stake to Addition and Bay Capital, planning to exit the company.
- Pratilipi raised $20 million, with Chinese investors Qiming Venture Partners and Shunwei Capital exiting during the funding round.
Economic Times | 18 Jun, 2025
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Little India
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Paytm FAQs
When was Paytm founded?
Paytm was founded in 2010. The company has been operating for 15 years primarily in the FinTech sector.
Where is the Paytm headquarters located?
Paytm is headquartered in Noida and has an office in Noida.
How many employees does Paytm have in India?
Paytm currently has more than 28,000+ employees in India. Sales & Business Development department appears to have the highest employee count in Paytm based on the number of reviews submitted on AmbitionBox.
Does Paytm have good work-life balance?
Paytm has a work-life balance rating of 3.1 out of 5 based on 8,100+ employee reviews on AmbitionBox. 43% employees rated Paytm 3 or below, while 57% employees rated it 4 or above for work-life balance. This rating suggests that while some employees recognize efforts towards work-life balance, there is scope for improvement based on employee feedback. We encourage you to read Paytm work-life balance reviews for more details.
Is Paytm good for career growth?
Career growth at Paytm is rated as poor, with a promotions and appraisal rating of 2.9. 43% employees rated Paytm 3 or below on promotions / appraisal. This rating reflects a negative sentiment among employees for career growth. We recommend reading Paytm promotions / appraisals reviews for more detailed insights.
What are the cons of working in Paytm?
Working at Paytm does have some drawbacks that potential employees should consider. The company is poorly rated for job security, promotions / appraisal and company culture, based on 8,100+ employee reviews on AmbitionBox.
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