i
Veritas
Finance
Filter interviews by
I applied via Referral and was interviewed before Dec 2022. There were 2 interview rounds.
The future of the collection department is evolving with advancements in technology and data analytics.
Advancements in technology will automate and streamline collection processes.
Data analytics will enable more accurate and targeted collection strategies.
Artificial intelligence and machine learning will assist in predicting customer behavior and optimizing collection efforts.
Integration of digital platforms and online...
The process of collection from customers involves several steps to ensure timely payment.
Establishing clear payment terms and conditions with customers
Sending invoices promptly and accurately
Following up with customers on overdue payments
Negotiating payment plans or settlements if necessary
Escalating collection efforts through legal action if all other attempts fail
Yes, collection is a crucial part of business.
Collection is essential for maintaining cash flow and ensuring the financial stability of a business.
It helps in recovering outstanding debts and reducing bad debt expenses.
Effective collection practices can improve the overall profitability of a company.
Timely collection of payments also enhances the credibility and reputation of the business.
Collection strategies may incl...
Top trending discussions
I applied via Company Website and was interviewed before Jun 2020. There was 1 interview round.
I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.
I am currently working as a Senior Relationship Manager at XYZ Bank.
Managing a portfolio of high net worth clients
Providing personalized financial advice and solutions
Building and maintaining strong relationships with clients
Meeting sales targets and revenue goals
Leading a team of Relationship Managers
Analyzing market trends and competitor activities
Developing and implementing strategies to increase market share
Planning for a new assignment
Identify the objectives and goals of the new assignment
Create a detailed timeline and action plan
Allocate resources and assign responsibilities
Monitor progress and make necessary adjustments
Communicate and collaborate with team members
Evaluate the success of the assignment
posted on 18 Jan 2020
Credit analysis involves assessing a borrower's financial health to make informed lending decisions.
Evaluate credit history: Check credit scores and past repayment behavior. For example, a score above 700 indicates good creditworthiness.
Analyze income stability: Review the applicant's income sources and employment history. A steady job for over two years is a positive sign.
Assess debt-to-income ratio: Calculate the rat...
Underwriting is the process of assessing the creditworthiness of a customer and determining the terms and conditions for providing finance.
Underwriting involves evaluating the financial and personal information of a customer to determine their ability to repay a loan.
The credit manager analyzes factors such as income, credit history, employment stability, and collateral to assess the risk associated with lending to a c...
My ambition is to excel in the field of credit management and contribute to the growth of your company.
I have a strong passion for credit management and have set ambitious goals for myself in this field.
I believe that your company has a strong reputation in the industry and offers great opportunities for career growth.
I am impressed by the company's commitment to innovation and its focus on providing excellent customer...
I applied via Naukri.com and was interviewed before Oct 2019. There were 6 interview rounds.
We can accept gold loans of any carat.
We accept gold loans of all carats, including 24 carat, 22 carat, 18 carat, etc.
The carat of gold determines its purity, with 24 carat being the purest form.
Different carats of gold have different levels of purity and value.
We assess the value of the gold based on its carat and weight.
Customers can avail gold loans regardless of the carat of their gold.
Yes, hallmarks are distinctive characteristics or features that are used to identify or recognize something.
Hallmarks are often used in the context of identifying or recognizing the quality, authenticity, or origin of a product or item.
In the jewelry industry, hallmarks are small marks or stamps on precious metal items that indicate the metal's purity or quality.
In the legal field, hallmarks can refer to significant or...
I will ensure effective communication, set clear goals, provide training and support, and recognize and reward achievements.
Regular team meetings to discuss progress and challenges
Setting individual and team targets and monitoring progress
Providing training and support to team members to improve their skills
Recognizing and rewarding achievements to motivate the team
Encouraging teamwork and collaboration among team memb...
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
To canvas gold loans and other products, we need to identify potential customers and offer them personalized solutions.
Identify potential customers through market research and customer profiling
Offer personalized solutions based on their needs and preferences
Leverage existing customer base for referrals and word-of-mouth marketing
Use digital marketing channels to reach a wider audience
Train and motivate sales team to e...
I applied via Referral and was interviewed before Feb 2020. There was 1 interview round.
I applied via Company Website and was interviewed before Oct 2020. There was 1 interview round.
I applied via Referral and was interviewed in Dec 2019. There were 5 interview rounds.
I am resigning to seek new challenges and opportunities for professional growth in a dynamic environment.
Desire for career advancement: I feel that I have reached a plateau in my current role and am eager to take on more responsibilities.
Seeking a better cultural fit: The company culture at my current job does not align with my values, and I am looking for a workplace that fosters collaboration.
Pursuing new challenges:...
I applied via Referral and was interviewed before Feb 2021. There were 3 interview rounds.
based on 1 interview experience
Difficulty level
Duration
based on 7 reviews
Rating in categories
Sales Manager
256
salaries
| ₹1.5 L/yr - ₹3.7 L/yr |
Branch Credit Manager
175
salaries
| ₹2.2 L/yr - ₹6 L/yr |
Branch Manager
139
salaries
| ₹3.4 L/yr - ₹7.8 L/yr |
Credit Manager
70
salaries
| ₹2.8 L/yr - ₹6 L/yr |
Area Credit Manager
68
salaries
| ₹4.4 L/yr - ₹8.7 L/yr |
Muthoot Fincorp
IIFL Finance
Muthoot Finance
Mahindra Finance