Manager/Asst. Manager - Credit Policy (Pre Acquisition)

Role & responsibilities Key highlights of the role are listed below (purely indicative and not limiting):

This position is responsible managing the day to day functioning of the department. The role and responsibilities of this position includes:

• Document BRD for any change request to launch any new campaign/partnership
• System implementation of credit policies and procedures to ensure creditworthiness and minimize risk of financial loss
• Test Data creation for UAT of Business Rules defined
• Conducting UAT of BRE ensuring and Sign off for deployment
• Quality check of policy implementations
• Collaborating with relevant stakeholders including Partners, Business Team, Operations, tech and other support team to implement policies
• Compliance and regulatory adherence: stay updated on evolving credit regulations and ensure the credit operations comply with relevant laws and industry standards.

Applicants should possess the following attributes:

• Preferred experience in Credit Risk, policy implementation in LOS
• Strong hold in MS Excel and PowerPoint presentations
• Basic knowledge of SQL/Python or other related language will be an added advantage
• Experience in BRE implementation, UAT, and understanding of Delinquency management
• Understanding of Bureau reports in relation to customer profile and various risk alerts
• Ability to analyze situations from a long-term perspective and make informed, high-impact decisions.
• Understand the complex issues and come up with mitigants/solutions
• Understanding of systems, processes, functions and regulations in lending business
• Excellent interpersonal, communications and presentation skills with ability to work cross-functionally, across different business areas and hierarchy, and to synthesize detailed information.