Assistant Vice President - Risk Commercial & Mid Market Lending Group - BFSI (7-9 yrs)

EXPERIENCE:

- 7 - 9 years of work experience in either credit/risk verticals of domestic private banks/ NBFCs/ Credit funds with focus on Corporate lending (Non-Real estate)

- Experience in financial modelling, valuation, industry/company research, use of financial databases like Bloomberg/CapitalIQ etc.

- Experience in creating presentations (e.g., industry primers etc.)

- Strong written (emails, presentations) and oral communication skills

- Prior exposure to diverse sectors (Steel, cement, capital goods, power etc.) would be an advantage.

KEY RESPONSIBILITIES:

Credit Risk & Structuring:

1. The incumbent will be part of the risk team and responsible for Credit Risk & Structuring for Corporate lending book across diverse sectors such that it aligns with the broader risk appetite and objectives of the group

2. Financial modelling: Building financial models to assess deal attractiveness, alternate deal constructs and scenario analysis. Crisply articulate insights gained from these analyses and implications on the deal attractiveness/deal structure etc.

3. Deal structuring: Develop excel models to assess and quantify impact of various deal structures.

4. Company/sector research: As part of the deal evaluation process, compile and analyse relevant data on the sector, company, competitors etc. from databases, annual reports, expert conversations etc. Synthesis key messages from such research and conversations, and share with the Committee

5. Due diligence: Effectively diligence companies and sectors through data, client meetings, site visits etc.

6. Creating presentations: Creating portfolio presentations for Senior management

7. Post deal involvement: Monitoring portfolio companies, active approach in anticipating challenges for the companies due to sector related changes