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Engaged Employer

Kotak Mahindara Life Insurance

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3.7

based on 3.2k Reviews

4,010 Kotak Mahindara Life Insurance Jobs

Relationship Manager-Bharat Business-Bharat Business Loans-Sales

Kotak Mahindra Life Insurance Company Limited.

3.7

based on 3.2k Reviews

1-5 years

Vijayawada

Relationship Manager-Bharat Business-Bharat Business Loans-Sales

Kotak Mahindara Life Insurance

posted 3 weeks ago

Job Role Insights

Flexible timing

Key skills for the job

Marketing Sales Business Development Credit Analysis Housing Loan Relationship Management

+ 8 more

Job Description

- Relationship Manager-Bharat Business

The Relationship Manager – LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention.

Key Responsibilities:

Business Development:

Source new clients through market visits, channel partners, and referrals.

Promote LAP and affordable home loan products in the assigned territory.

Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners.

Customer Relationship Management:

Manage customer lifecycle from lead generation to loan disbursement.

Handle client queries and ensure timely resolution.

Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals.

Credit Assessment:

Conduct initial credit evaluation and financial analysis of customers.

Ensure compliance with company’s risk policy and documentation standards.

Liaise with credit and operations teams to ensure smooth processing and disbursement of loans.

Sales Target Achievement:

Achieve monthly and quarterly sales targets for LAP and affordable loans.

Monitor performance and proactively take corrective actions to ensure goals are met.

Market Intelligence:

Keep abreast of market trends, competitor products, and pricing strategies.

Provide feedback and insights to the product and marketing teams.

Skills Required:

Strong interpersonal and communication skills

Proven sales and negotiation abilities

Customer-centric mindset

Ability to work independently and in a team

Good knowledge of financial documents and credit underwriting

Employment Type: Full Time, Permanent

Read full job description

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What people at Kotak Mahindara Life Insurance are saying

3.7

Rating based on 46 Relationship Manager reviews

Anonymous · Customer Success, Service & Operations in Jamnagar

Likes

Culture is best in every life insurance company

Promotions - Good

+3 more

Dislikes

Pramotion structure and skill development programs are not good

Skill development - Poor

Read 46 Relationship Manager reviews

Relationship Manager salary at Kotak Mahindara Life Insurance

reported by 195 employees

₹2 L/yr - ₹5.5 L/yr

28% less than the average Relationship Manager Salary in India

View more details

What Kotak Mahindara Life Insurance employees are saying about work life

based on 3.2k employees

53%

46%

55%

98%

Flexible timing

Monday to Saturday

Within city

Day Shift

View more insights

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