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State Head - Loan Against Property (8-16 yrs)

8-16 years

State Head - Loan Against Property (8-16 yrs)

Unicorn HRO

posted 3+ weeks ago

Job Role Insights

Key skills for the job

Job Description

State Head


Responsibilities:


- Own and drive the overall Micro LAP business for the assigned state across all regions and branches.

- Develop and execute state-level strategies to achieve disbursement targets, portfolio growth, and profitability. .

- Monitor and maintain portfolio quality, ensuring low delinquency and controlled PAR (Portfolio at Risk).

- Conduct regular reviews with sales and credit teams to ensure healthy business flow and TAT adherence.

- Collaborate with credit, operations, and collection teams to ensure smooth functioning and alignment with business goals.

- Onboard and activate new channels while enhancing productivity of existing ones.

- Conduct builder visits, APF initiatives, and partner meets to expand market presence.

- Drive cross-sell initiatives such as insurance, property insurance, and other financial products.

- Prepare and present business performance reports and insights to senior leadership.

- Required experience in Micro - LAP.


Functional Areas: Other

Read full job description

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