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Paytm Payments Bank Interview Questions and Answers

Updated 7 Jul 2025
Popular Designations

57 Interview questions

A Sales Officer was asked 2mo ago
Q. Can you sell products from Paytm Bank?
Ans. 

Paytm Bank offers a range of financial products, including savings accounts, loans, and investment options tailored for customers.

  • Savings Account: Paytm Bank provides a digital savings account with competitive interest rates, no minimum balance requirement, and easy online access.

  • Personal Loans: Customers can avail of personal loans with flexible repayment options and quick approval processes, making it convenient...

View all Sales Officer interview questions
A Senior Software Engineer was asked 6mo ago
Q. WhatsApp notification system design
Ans. 

Design a notification system for WhatsApp

  • Use push notifications for real-time updates

  • Implement message queue for reliable delivery

  • Allow users to customize notification settings

  • Utilize web sockets for instant messaging

  • Consider implementing read receipts for messages

View all Senior Software Engineer interview questions
A Senior Software Engineer was asked 6mo ago
Q. What is the difference between a qualifier and autowiring?
Ans. 

Qualifier is used to specify which bean to autowire, while Autowired is used to automatically wire the bean.

  • Qualifier is used to resolve ambiguity when multiple beans of the same type are present in the context.

  • Autowired is used to automatically inject the dependency by type.

  • Qualifier is used in conjunction with Autowired to specify the bean to be injected.

View all Senior Software Engineer interview questions
A Senior Software Engineer was asked 6mo ago
Q. What are the differences between an abstract class and an interface?
Ans. 

Abstract classes can have both abstract and non-abstract methods, while interfaces can only have abstract methods.

  • Abstract classes can have constructors, fields, and non-abstract methods.

  • Interfaces can only have abstract methods and constants.

  • A class can implement multiple interfaces but can only inherit from one abstract class.

  • Example: Abstract class - Animal with abstract method 'eat', Interface - Flyable with m...

View all Senior Software Engineer interview questions
A Senior Software Engineer was asked 6mo ago
Q. How does exception handling work in polymorphism?
Ans. 

Exception handling in polymorphism involves handling exceptions that may occur in overridden methods.

  • In polymorphism, a subclass method can override a superclass method, including exception handling.

  • Subclass methods can throw exceptions that are subclasses of the exceptions thrown by the superclass method.

  • When calling a method on a superclass reference that points to a subclass object, the subclass method's except...

View all Senior Software Engineer interview questions
A Team Lead was asked 11mo ago
Q. What is your reasoning for changing domains?
Ans. 

I changed domains to pursue new challenges and opportunities for growth.

  • Seeking new challenges and opportunities for personal and professional growth

  • Interest in exploring different industries or sectors

  • Acquiring new skills and knowledge in a different domain

  • Passion for a specific field or industry

  • Opportunity for career advancement or higher salary potential

View all Team Lead interview questions

Paytm Payments Bank HR Interview Questions

23 questions and answers

Q. What makes you a suitable candidate for this position?
Q. What qualifications do you possess that can contribute to the growth of our comp ... read more
Q. Can you provide an overview of your background and experiences?
A Qa Automation Testing Engineer was asked 12mo ago
Q. What are the basics of API testing?
Ans. 

API testing ensures that application programming interfaces function correctly, meeting specified requirements and performance standards.

  • API testing verifies the functionality of APIs by sending requests and validating responses.

  • Common tools for API testing include Postman, SoapUI, and JMeter.

  • Example: Testing a REST API endpoint by sending a GET request and checking if the response status is 200 OK.

  • API testing can...

View all Qa Automation Testing Engineer interview questions
Are these interview questions helpful?
A Software Engineer was asked
Q. Create a snake and ladder game.
Ans. 

Create a Snake and Ladder game simulation with board setup, player movement, and win condition.

  • Define a 10x10 board using a 2D array.

  • Use a mapping for snakes and ladders, e.g., {2: 23, 16: 5} for snakes and {3: 22, 10: 30} for ladders.

  • Implement player movement using dice rolls (1-6).

  • Check for snakes or ladders after each move to adjust player position.

  • Determine win condition when a player reaches or exceeds 100.

View all Software Engineer interview questions
A Business Development Executive and Team Lead was asked
Q. What is the process of Plante sparks?
Ans. 

Plante sparks is a process used in business development to generate new ideas and strategies.

  • Plante sparks involves brainstorming sessions with team members to come up with innovative solutions.

  • It focuses on sparking creativity and thinking outside the box.

  • The process may include market research, competitor analysis, and customer feedback.

  • Team leads play a crucial role in guiding and facilitating the Plante sparks...

View all Business Development Executive and Team Lead interview questions
A Business Development Executive and Team Lead was asked
Q. What do you want to see in Plante Sparks?
Ans. 

I would like to see creativity, collaboration, and innovation in plant sparks.

  • Creativity in coming up with new ideas for plant-based products or services

  • Collaboration among team members to brainstorm and execute plans effectively

  • Innovation in finding unique solutions to challenges in the plant-based industry

View all Business Development Executive and Team Lead interview questions

Paytm Payments Bank Interview Experiences

135 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I applied via Campus Placement

Round 1 - Coding Test 

Coding round consisted of three problems with easy to moderate level difficulty.

Round 2 - One-on-one 

(2 Questions)

  • Q1. Variation of Minimum number of platforms required for railway station.
  • Ans. 

    Minimum number of platforms required for a railway station depends on the maximum number of trains arriving and departing at the same time.

    • Calculate the maximum number of trains arriving and departing at the same time.

    • Determine the time intervals for each train's arrival and departure.

    • Add extra platforms for buffer and unexpected delays.

    • Consider factors like train length, frequency, and scheduling conflicts.

    • Example: If...

  • Answered by AI
  • Q2. Rearrange the array such that the negative numbers are shifted to the beginning.
Round 3 - One-on-one 

(2 Questions)

  • Q1. Implement a simple program using multithreading.
  • Ans. 

    A simple program using multithreading can be implemented to demonstrate parallel execution of tasks.

    • Create a class that implements the Runnable interface in Java.

    • Override the run() method to define the task that will run in a separate thread.

    • Create instances of the class and start them using the Thread class.

    • Use synchronization mechanisms like locks or semaphores to manage shared resources in a thread-safe manner.

  • Answered by AI
  • Q2. Explain in details about the Java Collections API.

Skills evaluated in this interview

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2024. There were 3 interview rounds.

Round 1 - Coding Test 

2 leetcode problem
1. house robbers
2. Reverse linkedlist

Round 2 - Technical 

(3 Questions)

  • Q1. Difference between qualifier and auto wired?
  • Ans. 

    Qualifier is used to specify which bean to autowire, while Autowired is used to automatically wire the bean.

    • Qualifier is used to resolve ambiguity when multiple beans of the same type are present in the context.

    • Autowired is used to automatically inject the dependency by type.

    • Qualifier is used in conjunction with Autowired to specify the bean to be injected.

  • Answered by AI
  • Q2. Abstract vs interface?
  • Ans. 

    Abstract classes can have both abstract and non-abstract methods, while interfaces can only have abstract methods.

    • Abstract classes can have constructors, fields, and non-abstract methods.

    • Interfaces can only have abstract methods and constants.

    • A class can implement multiple interfaces but can only inherit from one abstract class.

    • Example: Abstract class - Animal with abstract method 'eat', Interface - Flyable with method...

  • Answered by AI
  • Q3. Exception handling in polymorphism
  • Ans. 

    Exception handling in polymorphism involves handling exceptions that may occur in overridden methods.

    • In polymorphism, a subclass method can override a superclass method, including exception handling.

    • Subclass methods can throw exceptions that are subclasses of the exceptions thrown by the superclass method.

    • When calling a method on a superclass reference that points to a subclass object, the subclass method's exception h...

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. WhatsApp notification system design
  • Ans. 

    Design a notification system for WhatsApp

    • Use push notifications for real-time updates

    • Implement message queue for reliable delivery

    • Allow users to customize notification settings

    • Utilize web sockets for instant messaging

    • Consider implementing read receipts for messages

  • Answered by AI

Sales Officer Interview Questions & Answers

user image Harsh Rana

posted on 7 Jul 2025

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Jun 2025, where I was asked the following questions.

  • Q1. What makes you a suitable candidate for this position?
  • Ans. 

    I possess strong sales skills, a proven track record, and a passion for building relationships, making me an ideal candidate for this role.

    • Proven track record of exceeding sales targets by 20% in my previous role, demonstrating my ability to drive results.

    • Strong communication skills, allowing me to effectively engage with clients and understand their needs, leading to tailored solutions.

    • Experience in building long-term...

  • Answered by AI
  • Q2. What qualifications do you possess that can contribute to the growth of our company?
  • Ans. 

    I possess strong sales skills, industry knowledge, and a customer-centric approach that can drive growth for your company.

    • Proven track record in sales: I consistently exceeded sales targets by 20% in my previous role, demonstrating my ability to drive revenue.

    • Strong communication skills: I excel in building relationships with clients, which has led to a 30% increase in customer retention for my previous employer.

    • Indust...

  • Answered by AI
  • Q3. Can you provide an overview of your background and experiences?
  • Ans. 

    Dynamic sales professional with 5 years of experience in driving revenue growth and building client relationships.

    • 5 years of experience in sales, focusing on B2B and B2C markets.

    • Successfully increased sales by 30% in my previous role through targeted marketing strategies.

    • Developed strong relationships with clients, resulting in a 90% customer retention rate.

    • Skilled in using CRM software to track sales performance and c...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - You should join Paytm.

Sales Manager Interview Questions & Answers

user image Suvam Karmakar

posted on 5 May 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. My sales experience
  • Q2. My business experience
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Not Selected
Round 1 - Technical 

(1 Question)

  • Q1. Java programming questions

Fraud Analyst Interview Questions & Answers

user image prince chaudhary

posted on 9 Dec 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. About experience
Round 2 - One-on-one 

(1 Question)

  • Q1. About past experiences
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - Coding Test 

Write program to find missing number

Round 2 - Technical 

(2 Questions)

  • Q1. Realted to retierve data from csv file
  • Q2. Basic of API testing

Interview Preparation Tips

Topics to prepare for Paytm Payments Bank Qa Automation Testing Engineer interview:
  • API
  • Collections
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Basic about APIs
  • Q2. Oops concept based questions
Round 2 - Coding Test 

Find the missing number from sequence

Round 3 - Behavioral 

(1 Question)

  • Q1. Asked about my project on which I am working

Sales Manager Interview Questions & Answers

user image Anonymous

posted on 18 Oct 2024

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Company Website and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Group Discussion 

New offers and products

Round 2 - HR 

(2 Questions)

  • Q1. How many experience
  • Q2. How to manage team
  • Ans. 

    I manage a team by fostering collaboration, setting clear goals, and providing ongoing support and feedback to drive performance.

    • Establish clear objectives: I set specific, measurable goals for the team, such as increasing sales by 20% in a quarter.

    • Encourage open communication: I hold regular team meetings to discuss challenges and share successes, fostering a culture of transparency.

    • Provide training and development: I...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It best company

Sales Manager Interview Questions & Answers

user image Mridul Khajuria

posted on 15 Jun 2025

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Dec 2024, where I was asked the following questions.

  • Q1. Work experience
  • Ans. 

    I have over 8 years of experience in sales, leading teams and driving revenue growth across various industries.

    • Managed a sales team of 10, achieving a 25% increase in annual revenue.

    • Implemented a new CRM system that improved lead tracking and conversion rates by 30%.

    • Developed training programs for new hires, resulting in a 40% faster onboarding process.

    • Cultivated relationships with key clients, leading to a 15% increas...

  • Answered by AI
  • Q2. Ask about my sales experience

Interview Preparation Tips

Interview preparation tips for other job seekers - I would advise against working for this company, as I have had a negative experience there; however, the decision is ultimately yours.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. How it's work what can you do for plante sparks?
  • Ans. 

    I can work with Plante Sparks to develop new business opportunities and lead a team to achieve growth and success.

    • Develop strategic partnerships and alliances to expand market reach

    • Implement innovative sales and marketing strategies to increase revenue

    • Lead and motivate a team to achieve targets and exceed expectations

  • Answered by AI
  • Q2. What is the process of Plante sparks?
  • Ans. 

    Plante sparks is a process used in business development to generate new ideas and strategies.

    • Plante sparks involves brainstorming sessions with team members to come up with innovative solutions.

    • It focuses on sparking creativity and thinking outside the box.

    • The process may include market research, competitor analysis, and customer feedback.

    • Team leads play a crucial role in guiding and facilitating the Plante sparks proc...

  • Answered by AI
  • Q3. Plante sparks of any questions
  • Q4. What would you like in plante sparks?
  • Ans. 

    I would like to see creativity, collaboration, and innovation in plant sparks.

    • Creativity in coming up with new ideas for plant-based products or services

    • Collaboration among team members to brainstorm and execute plans effectively

    • Innovation in finding unique solutions to challenges in the plant-based industry

  • Answered by AI
  • Q5. What is the process of preparation?
  • Ans. 

    The process of preparation involves planning, organizing, and gathering necessary resources to achieve a specific goal.

    • Identify the goal or objective of the preparation

    • Create a detailed plan outlining the steps to be taken

    • Gather necessary resources such as information, materials, and team members

    • Allocate tasks and responsibilities to team members

    • Set deadlines and milestones to track progress

    • Regularly review and adjust ...

  • Answered by AI

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Paytm Payments Bank Interview FAQs

How many rounds are there in Paytm Payments Bank interview?
Paytm Payments Bank interview process usually has 2-3 rounds. The most common rounds in the Paytm Payments Bank interview process are One-on-one Round, Technical and HR.
How to prepare for Paytm Payments Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Paytm Payments Bank. The most common topics and skills that interviewers at Paytm Payments Bank expect are Banking, Java, SQL, Management and Data Structures.
What are the top questions asked in Paytm Payments Bank interview?

Some of the top questions asked at the Paytm Payments Bank interview -

  1. What is Money laundering and it's process What do you understand by Aml What is...read more
  2. You have a table with unlimited no of rows in it how will you be able to delete...read more
  3. Which types of shops you will visit and how to agree them to work with pa...read more
What are the most common questions asked in Paytm Payments Bank HR round?

The most common HR questions asked in Paytm Payments Bank interview are -

  1. What are your salary expectatio...read more
  2. Why are you looking for a chan...read more
  3. What are your strengths and weakness...read more
How long is the Paytm Payments Bank interview process?

The duration of Paytm Payments Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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Overall Interview Experience Rating

4.2/5

based on 111 interview experiences

Difficulty level

Easy 30%
Moderate 65%
Hard 5%

Duration

Less than 2 weeks 83%
2-4 weeks 16%
4-6 weeks 2%
View more

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Paytm Payments Bank Reviews and Ratings

based on 1.3k reviews

3.9/5

Rating in categories

3.7

Skill development

3.8

Work-life balance

3.7

Salary

3.4

Job security

3.7

Company culture

3.3

Promotions

3.7

Work satisfaction

Explore 1.3k Reviews and Ratings
Regulatory Reporting Analyst

Noida

5-10 Yrs

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