Assistant Manager

Role & responsibilities

• Analyse the existing Risk policies and propose changes in the policy or credit risk strategy based on segments, location, product, demographics, etc.
• Build statistical models for solving different business problems like Early Warning Signals identification, Propensity to Foreclose, propensity for C2X, etc.
• Track and Monitor Risk and Portfolio performance and identify problematic areas to recommend appropriate actions
• Experience in Loss Forecasting is good to have
• Understanding of Scorecards (Application and Behaviour) is good to have
• Experience of analytics related to secured products will be preferred
• Conduct portfolio analytics and deep dives as required by Product. Develop credit strategies across the customer lifecycle of Origination, Portfolio Management and Collections.
• Create insights for Retail Risk by studying portfolio trends, performing necessary analytics such as segmentation, profiling, cut-off setting, stress testing, sensitivity analyses
• Timely identification of shifts in portfolio risk profile and re-aligning risk-measurement tools/codes for effectiveness and continuously enhances data-driven credit decisions
• Setting up of risk thresholds and helping the collections team in identifying segments with higher roll rates, collection channel efficiency improvement, NPA identification, etc.
• Analyze and suggest action plans for Credit in terms of TAT, Delinquency, etc.

Work with various stakeholders to identify business problems, translate them to Analytics solutions and deliver actionable insights

Preferred candidate profile

• Minimum 2 to 4 years of relevant experience
• Bachelor's Degree in Computer Science, IT or a related discipline
• Proficiency in SAS, SQL & Python is mandatory with demonstrated experience working on large and complex datasets

Other Details

Please note this is a work from office opportunity